全國銀行招聘考試重點(diǎn)試題精編

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一、選擇題

1、資料：Whattifanything,dowegainbyclingingtoourantioxidantsupplements?

Verylittle,accordingtoanaccumulatingbodyofresearch.Wedon'tneedmassivedosesof

antioxidants,weneedstresstocompelourownbodiestocreateantioxidants/Everybodythinks

oxidationisbad,andthatantioxidantsaregood,“saysDr.Jones,"That'sbogus.Alittlebitof

poisonisgood/

Thatpoisoncanactuallycomefromplants,especiallythosethathavesurvivedharshconditions.

Foodsthathavesurvivedharshconditionsmakeusstrongerbystressingourbodies,notbecause

they'rerichinantioxidants.

AsthesciencequarterlyNautilusexplains,plantshavedevelopedanarsenalofchemicalstohelp

themwardoffinsectsandgrazers.Thesez/antifeedants?”wheningestedbyhumans,triggerthe

bodytoreleaseproteinsardactivategenesthat“produceantioxidants,enzymestometabolize

toxins,proteinstoflushoutheavymetals,andfactorsthatenhancetumorsuppression//

Plantsprepareyourbodytohandletoxinsinthesamewayasexercisepreparesyoutorace-by

stressingyourbody.Andsupplements,saysDr.Hooper,interruptthisprocess.

兇密"TheseantioxidantsupplementsarelikeaTrojanhorse,“continuesDr.Hooper.Theysay,I'ma

封

線goodguy.Youguysgotosleepandwhilethedefenseisasleeptheantioxidantsgetridofany

oxidation.Itputsthedefense-system'sarmytosleep.

WhileDrJonesacknowledgesthebenefitsofvitaminEformusclecrampsandmscular

degeneration,hedoesn'tapprovetheideathatitimprovesone'sphysicalperformance.He

suggeststhatathletesinintensecontactsportssuchassoccerandfootballbenefitfromtrauma.

MPlayershavetobehitwithpadsonTuesdaysandThursdaysinordertocompeteon

Sundays-theyneedthatactualtrauma/hesays.

“Everythinginoursocietyisgearedtoward,Howcanwereducestress?”addsDr.Hooper./zWhen

itshouldbejusttheopposite.Weneedstress.Stressisgood.

Whatdoestheunderlinedword^bogus^mean?

A.reasonable

恬

B.untrue

C.terrible

D.fair

2、資料：Britainisfacinga*crisisoffatherlessness“inwhichalmosthalfofallchildrenborntoday

willnotbelivingwithbothparentsbythetimetheyare15,thenewchiefexecutiveofthe

thinktankfoundedbylainCuncanSmithhaswarned.

AndyCook,whorunstheCentreforSocialJustice,whichischairedbytheformercabinetminister,

arguedthatregularcontactwithafatherfigurereducedcriminalbehaviorinchildrenand

boostedcognitiveskillsincludingreasoningandlanguagedevelopment.

Cookclaimedtherewastoomuchofa“throwawayculture“toparenting,adding:"Overthelast

40years,themeteoricriseinfamilybreakdownhasblighted(損害)thelivesofthepoorest

childrenthemost.Therelationshipchildrenhavewiththeirfathersaffectstheirself-esteem,how

welltheydoatschool,evenwhethertheyareabletoformhappy,long-lastingrelationshipsas

adults//

Cooksaiditwasinevitablethatrelationshipswouldnotalwaysworkout,butarguedthata

cultureshiftcouldreducetheprevalenceoffamilybreakdown,andstressedtheimportanceof

parentingoncecoupleshadseparated/'Weneedasocietalshiftinperspectivefromregarding

fathersasadispensableextratorecognizingtheirvalueasacrucialpillarinachild'slife."hesaid.

Cookarguedpolicyoughttobefocusedonlonger-termthinking,andemphasizingthepotential

impactonchildrenoftroubledrelationships,stressingthedisproportionateeffectonthepoorest.

Histhinktank'sfiguresshowthatbytheageoffive48%ofchildreninlow-incomefamiliesarenot

livingwithbothparents,comparedwith16%ofchildreninmiddle-tohigher-incomefamilies.

Hesaidhisworkwouldalsofocusonfourotherfactorsthatcontributedtopoverty:educational

failure,worklessness,problemdebtandaddiction.Lookingonlyatincomelevelsskewedpolicy,

headded.Despitecontroversyintheeducationsectoraboutthegrowthofgrammarschools,

Cookarguedthattherewasevidencetheycouldbesuccessfulifheadteacherstriedtofindthe

mosttalentedchildrenfrompoorerfamilies.

TheformerchiefexecutiveoftheCentreforSocialJustice,ChristianGuy,whobecamethePM's

povertyadviser,saidthehopeofthepreviousstrategywasto“startaparenting

revolutionfortoolongpoliticianslookedawayasfamilyinstabilityandpoorchild

developmentblightedlivesinthepoorestneighbourhoodsVParentswantwhat'sbestfortheir

children,butgreatadvicetendstobethepreserveofthebetteroff.Thishastochangeifwe

wanttoseechildrenstartingschoolreadytoleadtocommunicateandforminghealthy

relationships".

WhatdoesChristianGuyimplyinthelastparagraph?

A.Politiciansshouldcallonaparentingrevolution

B.Governmentmayhavefailedtokeepfamiliesstable

C.Onlyrichparentscanoffertheirchildrenwhat'sthebest

D.Parentingadviceisofteninaccessibletopoorfamilies

3、Itwasveryimportant()allprojectsbeforetheendofthefiscalyear.

A.complete

B.completed

C.completing

D.tocomplete

4、下列選項(xiàng)中，在立卷范圍之列的是（）。

A.反映本機(jī)關(guān)工作活動.正在辦理中的文件

B.反映本機(jī)關(guān)工作活動的所有文件

C.反映本機(jī)關(guān)工作活動的，具有查考利用價值的辦畢文件

D.反映其他機(jī)關(guān)工作活動的辦畢文件

5、通過（）逐筆核對，核實(shí)入賬的支票是否與事實(shí)相符，特別應(yīng)注意賬號是否相符。

A.銀行對賬單

B.支票存根與對賬單

C.日記賬

D.銀行余額調(diào)節(jié)表

6、對于2018年中國房地產(chǎn)市場出現(xiàn)的房價下跌，樓市寒冬問題，從經(jīng)濟(jì)學(xué)角度來講，屬于

（）事件。

A.灰犀牛

B.黑天鵝

C.黑騎士

D.白護(hù)衛(wèi)

7、資料：（二）

Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushing

themout.Reversemortgages,whichallowhomeowners62oroldertoborrowmoneyagainstthe

valueoftheirhomesandnotpayitbackuntiltheymoveoutordie,havelongbeensaidwith

problems.Now,federalandstateregulatorsaredocumentingnewinstancesofabuseassmaller

mortgagebrokers,includingformersub-primelenders,floodthemarketaftertherecentexitof

bigbanksandasdefaultsontheloanshitrecordhighs.

Somelendersareaggressivelyrecommendingloanstoseniorswhocannotaffordthefees

associatedwiththem,withoutmentioningthepropertytaxesandmaintenance.Othersare

wooingseniorswithpromisesthattheloansarefreemoreythatcanbeusedtofinancetheir

long-desiredthings,withoutclearlyexplainingtherisks.Somewidowswerepressurednotto

havetheirnamesonthecontract,withoutbeingtoldthattheycouldbeleftfacing

foreclosureaftertheirhusbandsdied.

Now,asthevastbabyboomergenerationisenteringretirementandmoreseniorsstrugglewith

decliningsavings,thenewlyestablishedConsumerFinancialProtectionBureauisworkingonnew

rulesthatcouldmeanbetterdisclosureforconsumersandstrictersupervisionoflenders.Vlore

than775,000ofsuchloansareoutstanding,accordingtothefederalgovernment.

Concernsaboutthemulti-billiondollarreversemortgagesmarketechothoseraisedinthe

lead-uptothefinancialcrisiswhenconsumersweremarketedloans—oftencarryinghidden

risks—thattheycouldnotafford."Therearemanyofthesameredflags,includingexplosive

growthandthefactthattheseloansareoftenadvertisedaggressivelywithoutregardedto

suitability,“sadLoriSwanson,theMinnesotaattorneygeneral,whoisworkingonreformingthe

reversemortgagemarket.

The/Zredflags“ofreversemortgagedon'tinclude.

A.explosivegrowth

B.thereformofreversemortgagemarket

C.littleconsiderationtosuitability

0.aggressiveandimpropermarketing

8、Ihaveapresentationthismorning,andIneedtopreparecopiesofthereportforallthe().

A.engineers

B.attendees

C.boardofdirectors

0.Faculties

9、資料：Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,

forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskill

andknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,

consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealth

benefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstanding

orinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatmany

peopledonotheartheserressagesandswitchoff.

Acompanyhastoovercomeaconsiderableamountofdirectnoisecausedbytheearliernegative

pressarticles.Bynotrespondingtotheseimmediatelyorcorrectingwithfacts,consumersare

confusedandthecompanylosescredibilitywiththepressandthepublic.

Toachieveitsvisionandencourageconsumerstoeatturkeyallyearround,BMCompanyneeds

togivepeoplemoreinformationinawaytheycaneasilyunderstand.Ithasthereclosedto

highlightkeyfactsabouttheproductsasthefoundationformanyofitsmessages.

Whydon;tmanypeoplehearthemessagethatthecompanieswantthemtoknow?

A.becausetheymaynothaveenoughunderstandingorinformation

B.becausethemessagesarespreadonnewspapers

C.becausetheycaremoreabouthealthrisksassociatedwithdifferentfoods

D.notmentioned

10、名義利率、通貨膨脹率、實(shí)際利率三者之間的關(guān)系上確的是()。

A.名義利率〉通貨膨脹率》實(shí)際利率

B.名義利率〉實(shí)際利率〉通貨膨脹率

C.實(shí)際利率＞通貨膨脹率〉名義利率

D.實(shí)際利率=名義利率一通貨膨脹率

11、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsare

imaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer'slife.

Theyseemrealwhiletheyaretakingplace.Somedreamsarepleasant,othersareannoying,and

stillothersarefrightening.

Everyonedreams,butsomepersonsneverrecalldreaming.Othersrememberonlyalittleabouta

dreamtheyhadjustbeforeawakeningandnothingaboutearlierdreams.Noonerecallsallhis

dreams.

Dreamsinvolvelittlelogicalthought.Inmostdreams,thedreamercannotcontrolwhathappens

tohim.Thestorymaybeconfusing,andthingshappenthatwouldnothappeninreallife.

Peopleseeinmostdreams,buttheymayalsohear,smell,touch,andtasteintheirdreams.Most

dreamsoccurincolor.Butpersonswhohavebeenblindsincebirthdonotseeatallindreams.

Dreamsareaproductofthesleeper'smind.Theyhaveincludedeventsandfeelingsthathehas

experienced.Mostdreamsarerelatedtoeventsofthedaybeforethedreamandstrongwishesof

thedreamer.Manyminorincidentsofthehoursbeforesleepappearindreams.Deepwishesor

fears-especiallythoseheldsincechildhoodoftenappearindreams,andmanydreamsfulfilsuch

wishes.Eventsinthesleeper'ssurrounding-aloudnoise,forexample,maybecomepartofa

dream,buttheydonotcausedreams.

Somedreamsinvolvedeepfeelingsthatapersonmaynotrealizehehas.Psychiatristsoftenuse

materialfromapatient'sdreamstohelpthepersonunderstandhimselfbetter.

Dreamingmayhelpmaintaingoodlearningability,memory,andemotionaladjustment.People

whogetplentyofsleep-butareawakenedeachtimetheybegintodream-becomeanxiousand

restless.

Thispassageismainlyabout().

A.howwedreamduringsleep

B.whatkindofbenefitsdreamsbringtopeople

C.whywedreamduringsleep

D.whatdreamsare

12、下列各項(xiàng)中，不應(yīng)確認(rèn)為應(yīng)付職工薪酬科目來核算的有()o

A.利潤分享計劃

B.社會保險費(fèi)和辭退福利

C.職工工資和福利費(fèi)

D.差旅費(fèi)

13、下列句子中語句排列最連貫的一項(xiàng)是()。

(1)司馬光在《戲星堯夫》一詩中寫道：「近來朝野客，無座不談禪?！拐f的就是文人參禪

學(xué)佛，蔚然成風(fēng)的現(xiàn)象。

(2)宋王朝在尊孔崇儒的同時，也扶持佛教的發(fā)展，更是起了推波助瀾的效果，讓香文化

上升到了新的高峰。

(3)況且，當(dāng)時禪學(xué)氛圍濃厚，談佛說理，論及古今時，有香氣繚繞，自然是錦上添花。

(4)宋代的香文化極為繁盛。

(5)宋代擁有成熟的制在技術(shù)，大量的精美的陶瓷香爐吸引著文人墨客。

A.(4)(5)(3)(1)(2)

B.(5)(4)(2)(1)(3)

C.(5)(3)(4)(1)(2)

D.(4)(1)(2)(3)(5)

14、Passage6

Firsttwohours,nowthreehours—thisishowfarinadvanceauthoritiesarerecommending

peopleshowuptocatchadomesticflight,atleastatsomemajorU.S.airportswithincreasingly

massivesecuritylines.

Americansarewillingtotoleratetime-consumingsecuri:yprotocolsinreturnforincreased

safety.ThecrashofEgyptAirFlight804,whichterroristsmayhavedownedoverthe

MediterraneanSea,providesanothertragicreminderofwhy.Butdemandingtoomuchofair

travelersorprovidingtoolittlesecurityinreturnunderminespublicsupportfortheprocess.And

itshould:WastedtimeisadragonAmericans'economicandprivatelives,nottomention

infuriating.

Lastyear,theTransportationSecurityAdministration(TSA)foundinasecretcheckthat

undercoverinvestigatorswereabletosneakweapons—bothfakeandreal—pastairportsecurity

nearlyeverytimetheytried.Enhancedsecuritymeasuressincethen,combinedwitharisein

airlinetravelduetotheimprovingeconomyandlowoilprices,haveresultedinlongwaitsat

majorairportssuchasChicago'sO'Harelnternational.ltisnotyetclearhowmuchmoreeffective

airlinesecurityhasbecome—butthelinesareobvious.

Partoftheissueisthatthegovernmentdidnotanticipatethesteepincreaseinairlinetravel,so

theTSAisnowrushingtogetnewscreenersontheline.Partoftheissueisthatairportshaveonly

somuchroomforscreeninglanes.Anotherfactormaybethatmorepeoplearetryingtoove,pack

theircarry-onbagstoavoidchecked-baggagefees,thoughtheairlinesstronglydisputethis.

ThereisonesteptheTSAcouldtakethatwouldnotrequireremodelingairportsorrushingto

hire:EnrollmorepeopleinthePreCheckprogram.PreCheckissupposedtobeawin-winfor

travelersandtheTSAPassengerswhopassabackgroundcheckareeligibleto

use?expedited?screeninglanes.ThisallowstheTSAtofocusontravelerswhoarehigher

risk,savingtimeforeveryoneinvolved.TSAwantstoenroll25millionpeopleinPreCheck.

Ithasnotgottenanywhereclosetothat,andonebigreasonisstickershock:Passengersmust

pay$85everyfiveyearstoprocesstheirbackgroundchecks.Sincethebeginning,thispricetaghas

beenPreCheck'sfatalflaw.Upcomingreformsmightbringthepricetoamorereasonable

level.ButCongressshouldlookintodoingsodirectly,byhelpingtofinancePreCheckenrollment

ortocutcostsinotherways.

TheTSAcannotcontinuecivertingresourcesintounderusedPreChecklaneswhilemostofthe

travelingpublicsuffersinunnecessarylines.ltislongpasttimetomaketheprogramwork.

Theunderlinedwordz/expedited,z(Liner4,Para.5)isclosetinmeaningto().

A.quieter

B.cheaper

C.wider

0.faster

15、2019年8月8日，中國銀行在北京舉行《共建“5G送合創(chuàng)新應(yīng)用實(shí)驗(yàn)室〃框架協(xié)議》簽

約儀式，與()共同成立5G聯(lián)合創(chuàng)新應(yīng)用實(shí)驗(yàn)室。根據(jù)協(xié)議，雙方將開展面向5G的業(yè)

務(wù)創(chuàng)新和場景創(chuàng)新，在創(chuàng)新通信、智慧網(wǎng)點(diǎn)、數(shù)字金融、數(shù)據(jù)智能、物聯(lián)網(wǎng)金融等業(yè)務(wù)領(lǐng)域

加強(qiáng)合作。

A.中國移動

B.中國電信

C.中國聯(lián)通

D.廣電總局

16、第一個踏上月球的人是（）。

A.大衛(wèi)?布朗

B.加加林

C.阿姆斯特朗

D.邁克爾?安德森

17、漢代人關(guān)于《離騷》篇名的解釋有（）。

A.離別的牢騷，離開憂愁

B.離別的憂愁，遭遇憂愁

C.離別的牢騷，遭遇憂愁

D.離別的憂愁，離開憂愁

18、Thistypeofnetworkingservesagreatingivingbacktothecommunity.

A.process

B.power

C.purpose

D.project

19、安徒生是丹麥童話作家，他的代表作是（）o

A.《拇指姑娘》

B.《灰姑娘》

C.《白雪公主》

D.《小紅帽》

20>DradeTechnologieshasrespondedtoourproposalforitsnewadvertisingcampaign.

A.favorable

B.favoring

C.favorably

D.favorite

21、下列關(guān)于我國“四大名窟〃的說法，錯誤的是（）

A.四大名窟都是以中國佛教文化為特色的

B.四大名窟都位于我國南北分界線以北

C.四大名窟均始建于魏晉南北時期

D.四大名窟分布于我國四個不同省份

22、根據(jù)數(shù)字使用規(guī)范，下列公文中的數(shù)字寫法正確的是（）。

A.初步估計共需三十七、八萬元

B.一篇講話稿長達(dá)5千230字

C.“文件〃二字可采用2號字體

D.該村直到95年才修通公路

23、Never()forgetthedaywhen()togetherwithyou.

A.shalll;llived

B.shalll;didIlive

C.lshall;llived

D.lshall;didIlive

24、商業(yè)銀行經(jīng)營的核心是（）o

A.擴(kuò)大貸款規(guī)模

B.市場營銷

C.增加資本金

D.提高收益

25、資料：Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dream

eventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer'slife.

Theyseemrealwhiletheyaretakingplace.Somedreamspleasant,othersareannoying,and

stillothersarefrightening.Everyonedreams,butsomepersonsneverrecalldreaming.Others

rememberonlyalittleaboutadreamtheyhadjustbeforeawakeningandnothingaboutearlier

dreams.Noonerecallsallhisdreams.

Dreamsinvolvelittlelogicalthought.Inmostdreams,thedreamercannotcontrolwhathappens

tohim.Thestorymaybeconfusing,andthingshappenthatwouldnothappeninreallife.People

seeinmostdreams,buttheymayalsohear,smell,touch,andtasteintheirdreams.Mostdreams

occurincolor.Butpersonswhohavebeenblindsincebirthdonotseeatallindreams.

Dreamsareaproductofthesleeper'smind.Theyincludeeventsandfeelingsthathehas

experienced.Mostdreamsarerelatedtoeventsofthedaybeforethedreamandstrongwishes

ofthedreamer.Manyminorincidentsofthehoursbeforesleepappearindreams.Deepwishes

orfears-especiallythoseheldsincechildhood-oftenappearindream,andmanydreamsfulfil

suchwishes.Eventsinthesleeper'ssurrounding-aloudnoise,forexample,maybecomepartofa

dream,buttheydonotcausedreams.

Somedreamsinvolvedeepfeelingthatapersonmayrealizehehas.Psychiatristsoftenuse

materialfromapatient'sdreamstohelpthepersonunderstandhimselfbetter.

Dreamingmayhelpmaintaingoodlearningability,memory,andemotionaladjustment.People

whogetplentyofsleep-butareawakenedeachtimetheybegintodream-becomeanxiousand

restless.

Thispassageismainlyabout.

A.whatkindofbenefitsdreamsbringtopeople

B.whatdreamsare

C.howwedreamduringsleep

D.whywedreamduringsleep

26、大額可轉(zhuǎn)讓定期存單最早產(chǎn)生于美國。美國的《Q條例》規(guī)定商業(yè)銀行對活期存款不能

支付利息，定期存款不能突破一定限額。20世紀(jì)60年代，美國市場利率上漲，高于《Q

條例》規(guī)定的.上限，資金從商業(yè)銀行流入金融市場。為了吸引客戶，商業(yè)銀行推出可轉(zhuǎn)讓

大額定期存單。購買存單的客戶隨時可以將存單在市場上變現(xiàn)出售。

第一張大額可轉(zhuǎn)讓定期存單是1961年由美國花旗銀行發(fā)行的。這樣，客戶實(shí)際上以短期存

款取得了按長期存款利率計算的利息收入?？赊D(zhuǎn)讓大額存單提高了商業(yè)銀行的競爭力，而且

也提高了存款的穩(wěn)定程度。對于發(fā)行存單的銀行來說，存單到期之前,不會發(fā)生提前提取存

款的問題?？赊D(zhuǎn)讓大額定期存單的出現(xiàn)是一種積極意義的金融創(chuàng)新。

根據(jù)上述材料，回答下列問題：

大額可轉(zhuǎn)讓定期存單屬于金融工具創(chuàng)新，除此以外,金融創(chuàng)新還包括金融業(yè)務(wù)創(chuàng)新等方面。

下列選項(xiàng)中，（）是商業(yè)銀行的負(fù)債業(yè)務(wù)創(chuàng)新的主要表現(xiàn)。

A.存款業(yè)務(wù)

B.貼現(xiàn)業(yè)務(wù)

C.貸款業(yè)務(wù)

D.證券業(yè)務(wù)

27、按照承擔(dān)貸款風(fēng)險的主體分類，貸款可分為自營貸款和（）o

A.委托貸款

B.擔(dān)保貸款

C.單一貸款

D.銀團(tuán)貸款

28、IknewalmosteveryoneIneededtoknownomatterwhethertheygoodnessor

badness.

A.proved

B.boasted

C.hid

0.exhibited

29>oftenoccursbecausewelackselfconfidenceanddoubtourabilities.

A.Indecisiveness

B.Interference

C.Procrastination

0.Carelessness

30、一項(xiàng)研究表明，在人類進(jìn)化的過程中，采用火制備熟的肉類食用是一大進(jìn)步。高溫殺滅

r肉類中的部分有害細(xì)菌和病毒，而那些沒有完全被殺死的細(xì)菌和病毒刺激了人類的免疫系

統(tǒng)而不至于讓其崩潰，從而促使人類的免疫系統(tǒng)得到進(jìn)化。因此，人類才能比在野外生活的

其他靈長類動物更好地抵御各類疾病。

以下哪項(xiàng)為真，最能加強(qiáng)上述觀點(diǎn)？（）

A.人類生活在有公共|J.生系統(tǒng)保護(hù)的社會中

B.有些人一生只吃素，患病的次數(shù)也很少

C.高溫能夠降低病毒或細(xì)菌的致病性

D.野外的靈長類動物更容易感染各種細(xì)菌或病毒引起的疾病

31>資格I■:Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntothe

Chinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslow

simultaneously.

Anotherdifferentapproachtodoingbusinessisthatinabu/ingdecisionWesternerstendtolook

forclearalternatives,whileEasternersmayexaminewaystocombinebothoption.Forexample,

aChinesepanelmayfeelthatasupplierwhoclaimsofbestqualitywithalowpricemayeither

raisethepriceduringthecontractorfailtoimplementthecontract.Theywillthereforeoften

prefertochooseasupplierwhosepriceisneitherthecheapestnorthemostexpensive.In

addition,aChinesepanelmayavoidawardingeachsuppliermorethanonecontract,inorderto

minimisedependenceonasinglesupplier.SuchanapproachmaymakeaWesternerthinkthata

Chinesenegotiatorisbeingillogical,evasiveordevious,whenhebelievesheisbeingquite

straightforward.

What'smore,bothChineseandforeigncompanieswilloftenattributetheirbusinesssuccessto

havinggoodguanxi.TheobjectiveofdevelopingcloserelationshipsistobuildwhattheChinese

callguanxi(pronouncedgwanshee).whichareessentiallysocialorbusinessconnectionsbased

onmutualinterestandbenefit.Inacentralisedandbureaucraticstate,relianceonpersonal

contactsisoftenseenastheonlywaytogetthingsdone.AndinaplacelikeChinawherethe

legalsystemisstillrelativelyweak,theneedtorelyonguanxiremainsstrong.

BothChinaandforeigncompanieswilloftenattributetheirbusinesssuccesstohavinggood

guanxi.Buttheobligationsofguanxiareveryreal.Inthewrongplace,ataninappropriatetime,

withunsuitablepeople,theobligationscanbecomeatrapitishardtoescape.

Whatistheauthor'sattitudetowards"Guanxi"?

A.Unbiased

□.Slightlycritical

C.Fullysupportive

0.Paradoxical

32、科學(xué)發(fā)展觀的基本要求是（）（＞

A.發(fā)展

B.以人為本

C.全面協(xié)調(diào)可持續(xù)

D.統(tǒng)籌兼顧

33、資**:Economicperformanceisimprovinginmostoftheworld'sleadingeconomiesbutisstill

shortofaself-sustainingupswing,theOrganizationforEconomicCooperationandDevelopment

saidonWednesday.

Inanupdatetoitseconomicforecasts,theParis-basedinternationalorganisationrepresenting

advancedeconomiessaidthatmoreprivatesectorinvestmentwasneededfortheexpansionto

endure,forwagestorisesustainabilityandforinequalitiestobetackled.

Althoughallleadingeconomiesarenowrecordingpositivegrowth,CatherineMann,theOECD's

chiefeconomist,urgedgovernmentsto“curbyourenthusiasm[because]strongandsustained

medium-termglobalgrowthisnotyetsecured".

TheOECD'seconomicoutlookshowsupgradestothe2017growthforecastsinChina,Russiaand

EuropeexcludingtheUKwiththeworldoutlookalsoappearingstrongerin2018.

Worldgrowthshouldrisefromalowof3.1percentin2016,to3.5percentthisyearand3.7per

centin2018,theOECDforecast,withtheUS,theEurozone,BrazilandRussiacontributingmost

totheimprovedglobaloutlook.

China'spredictedgrowthrateof6.8percentin2017and6.6percentin2018hasbeenrevised

higherby0.2percentagepointsinbothyearsandalthoughIndia'sgrowthratehasbeenrevised

down,reflectingadjustmenttoitsnewgoodsandservicestax,itislikelytoremainthefastest

growinglargeeconomyintheworld.

OnlytheUK,whichremainsembroiledinBrexitnegotiations,hasadeterioratingoutlook.

RespondingtotheOECD'sforecastthattheBritisheconomywillbetheslowestgrowinginthe

GroupofSevenin2018havingbeennearthetopoftheleaguetablein2016,theBritishTreasury

saiditwasnotcomplacent.

Accordingtothepassage,whichoneofthefollowingstatementistrue?

A.TheRussia's2017economicgrowthforecasthasbeenrevisedhigher

B.Theleadingeconomieshaveachievedsustainablelong-termgrowth

C.TheOECDisnotoptimisticaboutChina'seconomicgrowth

0.India'seconomicgrowthforecasthavebeenupgraded

34、關(guān)于產(chǎn)品生命周期理論的意義，以下說法不正確的是()。

A.借助產(chǎn)品生命周期理論，可以分析判斷產(chǎn)品處于生命周期的哪一階段，推測產(chǎn)品發(fā)展的

趨勢

B.產(chǎn)品生命周期理論揭示了任何產(chǎn)品都和生物有機(jī)體一樣，有一個從誕生一成長一巔峰的

過程

C.產(chǎn)品生命周期引導(dǎo)人們通過產(chǎn)品生命周期，了解和掌握出口的動態(tài)變化，為制定市場戰(zhàn)

略提供理論依據(jù)

D.它還反映出當(dāng)代國際競爭的特點(diǎn)，即創(chuàng)新能力，模仿能力，是活的企業(yè)生存能力和優(yōu)越

地位的重要因素

35、資料：之后，經(jīng)濟(jì)學(xué)家Mr.X展望了中歐之間的商業(yè)機(jī)遇，請根據(jù)下列資料回答問題。

Findingatrustworthysupplier

Thisisperhapsthemostmportantstepinyourimportbusiness.Aseriousanddependable

supplierminimizesanyconcernsonquality,trustanddisputes.

Thereareanumberofsourcingsiteswhereyoucanfindsuppliersfrommassivedirectories.To

findtherightonecanbealaborioustask,butyourworkcarbemadeeasierbygoingtositesthat

screensuppliersbeforetheyarelisted-likeGlobalSourcesOnline.Undertheir^verifiedsuppliers”

system,suppliersneedtohavetheircompanyinformationandcontactpersonverifiedandare

visited3timesin-personbeforebeingauthenticatedasa"verifiedsupplier'7.Thisalsomeansif

youpickaexport-ready.

Onceyou'reincontactwithprospectivesupliers,addressallyourqualityconcernswiththeright

questions.Stateyourrequirementstosuppliersclearly-likeproductwarranty,keyspecificetions

andorderterms.Alternatively,somesupplierswillprovideproductsamplesifyouask,soyoucan

firsttestthemyourself.Ifyou'rehappywiththequalityofthissampleshipment,youcanorderin

bulk.Ifpossible,tryandattendasourcingfairtotestsamplesfreeofcharge.Mostsourcingfairs

areorganizedaroundthemeslike“Clothing&Garments*/or^Electronics^sobuyerslikeyoucan

meetallthespecializedsellersoftheprodutsyouwant.

Factoryvisitsandinspections

China'sbusinessenvironmentischangingrapidly,andyou'dbesurprisedhowmuchfactoriescan

developinayear.Ifthisistoomuchtroubleforyou,considerappointingalocalagentor

third-partyquality(3PQ)firmtoinspectthefactoryonyourbehalf.Getsomeonewhospeaks

thelanguageandknowslocalbusinessconditionsenoughtomakeagoodjudgment.Mostagents

usuallychargebycommissionfromtheamountofgoodsyouimport,andalsoinspecttheoutput

beforeitgetsshipped.

Whatmaytheauthordiscusslater?()

A.HisownstoriesaboutvisitingChina

B.ThequalityofChinesegoods

C.WhyshouldforeignbusinessmendobusinessinChina?

D.OtherimportantstepsofdoingbusinessinChina

36、()假設(shè)是指在可以預(yù)見的將來，企業(yè)將會按當(dāng)前的規(guī)模和狀態(tài)繼續(xù)經(jīng)營下去。不會停業(yè)，

也不會大規(guī)模削減業(yè)務(wù)。

A.會計主體

B.會計分期

C.貨幣計量

D.持續(xù)經(jīng)營

37、“我勸天公重抖擻，不拘一格降人才!〃出自()的詩句。

A.梁啟超

B.龔自珍

C.康有為

D.林則徐

38、資料：Inafamilywheretherolesofmenandwomenarenotsharplyseparatedandv/here

manyhouseholdtasksaresharedtoagreaterorlesserextent,notionsofmalesuperiorityare

hardtomaintain.Thepatternofsharingintasksandindecisionsmakesforequality,andthisin

turnleadstofurthersharing.Insuchahome,thegrowingboyandgirllearntoacceptthat

equalitymoreeasilythandidtheirparentsandtopreparemorefullyforparticipationinaworld

characterizedbycooperationratherthanbythebattleofthesexes.

Iftheprocessgoestoofarandman'sroleisregardedasless