1、普普通通年年金金現(xiàn)現(xiàn)值值系系數(shù)數(shù)表表（P/AP/A，i i，n n）表表計(jì)計(jì)算算公公式式1-（1+i）-ni n1%2%3%4%5%6%7%8%10.99010.98040.97090.96150.95240.94340.93460.925921.97041.94161.91351.88611.85941.83341.80801.783332.94102.88392.82862.77512.72322.67302.62432.577143.90203.80773.71713.62993.54603.46513.38723.312154.85344.71354.57974.45184.32954

2、.21244.10023.992765.79555.60145.41725.24215.07574.91734.76654.622976.72826.47206.23036.00215.78645.58245.38935.206487.65177.32557.01976.73276.46326.20985.97135.746698.56608.16227.78617.43537.10786.80176.51526.2469109.47138.98268.53028.11097.72177.36017.02366.71011110.36769.78689.25268.76058.30647.88

3、697.49877.13901211.255110.57539.95409.38518.86338.38387.94277.53611312.133711.348410.63509.98569.39368.85278.35777.90381413.003712.106211.296110.56319.89869.29508.74558.24421513.865112.849311.937911.118410.37979.71229.10798.55951614.717913.577712.561111.652310.837810.10599.44668.85141715.562314.2919

4、13.166112.165711.274110.47739.76329.12161816.398314.992013.753512.659311.689610.827610.05919.37191917.226015.678514.323813.133912.085311.158110.33569.60362018.045616.351414.877513.590312.462211.469910.59409.81812118.857017.011215.415014.029212.821211.764110.835510.01682219.660417.658015.936914.45111

5、3.163012.041611.061210.20072320.455818.292216.443614.856813.488612.303411.272210.37112421.243418.913916.935515.247013.798612.550411.469310.52882522.023219.523517.413115.622114.093912.783411.653610.67482622.795220.121017.876815.982814.375213.003211.825810.81002723.559620.706918.327016.329614.643013.2

6、10511.986710.93522824.316421.281318.764116.663114.898113.406212.137111.05112925.065821.844419.188516.983715.141113.590712.277711.15843025.807722.396519.600417.292015.372513.764812.409011.25783126.542322.937720.000417.588515.592813.929112.531811.34983227.269623.468320.388817.873615.802714.084012.6466

7、11.43503327.989723.988620.765818.147616.002514.230212.753811.51393428.702724.498621.131818.411216.192914.368112.854011.58693529.408624.998621.487218.664616.374214.498212.947711.65463630.107525.488821.832318.908316.546914.621013.035211.71723730.799525.969522.167219.142616.711314.736813.117011.7752383

8、1.484726.440622.492519.367916.867914.846013.193511.82893932.163026.902622.808219.584517.017014.949113.264911.87864032.834727.355523.114819.792817.159115.046313.331711.92464133.499727.799523.412419.993117.294415.138013.394111.96724234.158128.234823.701420.185617.423215.224513.452412.00674334.810028.6

9、61623.981920.370817.545915.306213.507012.04324435.455529.080024.254320.548817.662815.383213.557912.07714536.094529.490224.518720.720017.774115.455813.605512.10844636.727229.892324.775420.884717.880115.524413.650012.13744737.353730.286625.024721.042917.981015.589013.691612.16434837.974030.673125.2667

10、21.195118.077215.650013.730512.18914938.588131.052125.501721.341518.168715.707613.766812.21225039.196131.423625.729821.482218.255915.761913.800712.23355139.798131.787825.951221.617518.339015.813113.832512.25325240.394232.144926.166221.747618.418115.861413.862112.27155340.984432.495026.375021.872718.

11、493415.907013.889812.28845441.568732.838326.577721.993018.565115.950013.915712.30415542.147233.174826.774422.108618.633515.990513.939912.31865642.720033.504726.965522.219818.698516.028813.962612.33215743.287133.828127.150922.326718.760516.064913.983712.34455843.848634.145227.331022.429618.819516.099

12、014.003512.35605944.404634.456127.505822.528418.875816.131114.021912.36676044.955034.760927.675622.623518.929316.161414.039212.37666145.500035.059727.840422.714918.980316.190014.055312.38576246.039635.352628.000322.802819.028816.217014.070412.39426346.573935.639828.155722.887319.075116.242514.084512

13、.40206447.102935.921428.306522.968519.119116.266514.097612.40936547.626636.197528.452923.046719.161116.289114.109912.41606648.145236.468128.595023.121819.201016.310514.121412.42226748.658636.733428.733023.194019.239116.330714.132212.42806849.166936.993628.867023.263519.275316.349714.142212.43336949.

14、670237.248628.997123.330319.309816.367614.151612.43827050.168537.498629.123423.394519.342716.384514.160412.44287150.661937.743729.246023.456319.374016.400514.168612.44717251.150437.984129.365123.515619.403816.415614.176312.45107351.634138.219729.480723.572719.432216.429814.183412.45467452.112938.450

15、729.592923.627619.459216.443214.190112.45807552.587138.677129.701823.680419.485016.455814.196412.46117653.056538.899129.807623.731219.509516.467814.202212.46407753.521339.116829.910323.780019.532916.479014.207712.46667853.981539.330230.010023.826919.555116.489714.212812.46917954.437139.539430.106823

16、.872019.576316.499714.217512.47148054.888239.744530.200823.915419.596516.509114.222012.47358155.334939.945630.292023.957119.615716.518014.226212.47558255.777140.142730.380623.997219.634016.526514.230112.47738356.214940.336030.466624.035819.651416.534414.233712.47908456.648540.525530.550124.072919.66

17、8016.541914.237112.48058557.077740.711330.631224.108519.683816.548914.240312.48208657.502640.893430.709924.142819.698916.555614.243312.48338757.923441.072030.786324.175819.713216.561914.246012.48458858.340041.247030.860524.207519.726916.567814.248612.48578958.752541.418730.932524.238019.739916.57341

18、4.251112.48689059.160941.586931.002424.267319.752316.578714.253312.48779159.565241.751931.070324.295519.764116.583714.255412.48869259.965641.913631.136224.322619.775316.588414.257412.48959360.362042.072231.200224.348619.786016.592814.259312.49039460.754442.227631.262324.373719.796216.597014.261012.4

19、9109561.143042.380031.322724.397819.805916.600914.262612.49179661.527742.529431.381224.420919.815116.604714.264112.49239761.908642.675931.438124.443219.823916.608214.265512.49289862.285842.819531.493324.464619.832316.611514.266912.49349962.659242.960331.546924.485219.840316.614614.268112.493910063.0

20、28943.098431.598924.505019.847916.617514.269312.494310163.394943.233731.649424.524019.855216.620314.270312.494710263.757443.366431.698524.542319.862116.622914.271312.495110364.116243.496431.746124.559919.868616.625414.272312.495510464.471543.623931.792324.576919.874916.627814.273212.495810564.823243

21、.749031.837224.593119.880816.630014.274012.496110665.171543.871531.880824.608819.886516.632014.274712.496410765.516443.991731.923124.623819.891916.634014.275512.496710865.857844.109531.964224.638319.897116.635814.276112.496910966.195844.225032.004024.652219.902016.637614.276812.497211066.530544.3382

22、32.042824.665619.906616.639214.277312.497411166.861944.449332.080324.678519.911116.640814.277912.497611267.190044.558132.116824.690819.915316.642314.278412.497711367.514944.664832.152324.702719.919316.643614.278912.497911467.836544.769432.186724.714119.923216.644914.279312.498111568.154944.872032.22

23、0124.725119.926816.646214.279712.498211668.470244.972532.252524.735719.930316.647314.280112.498311768.782445.071132.284024.745919.933616.648414.280512.498511869.091545.167732.314524.755719.936816.649514.280812.498611969.397545.262532.344224.765119.939816.650414.281212.498712069.700545.355432.373024.

24、774119.942716.651414.281512.498812170.000545.446532.401024.782819.945416.652214.281712.498912270.297545.535732.428124.791119.948016.653014.282012.499012370.591645.623332.454524.799219.950516.653814.282212.499012470.882845.709132.480124.806919.952816.654514.282512.499112571.171145.793232.505024.81431

25、9.955116.655214.282712.499212671.456545.875732.529124.821519.957216.655914.282912.499212771.739145.956632.552524.828319.959316.656514.283112.499312872.018946.035932.575324.834919.961216.657114.283212.499312972.296046.113632.597324.841319.963116.657614.283412.499413072.570346.189832.618824.847419.964

26、816.658114.283612.499413172.841946.264532.639624.853319.966516.658614.283712.499513273.110846.337832.659824.858919.968116.659114.283812.499513373.377046.409632.679424.864319.969616.659514.283912.499613473.640646.480032.698524.869519.971016.659914.284112.499613573.901646.549032.716924.874619.972416.6

27、60314.284212.499613674.160046.616732.734924.879419.973716.660614.284312.499613774.415846.683032.752324.884019.975016.661014.284412.499713874.669146.748032.769324.888519.976216.661314.284512.499713974.919946.811832.785724.892819.977316.661614.284512.499714075.168246.874332.801624.896919.978416.661914

28、.284612.499714175.414146.935632.817124.900919.979416.662214.284712.499814275.657546.995732.832224.904719.980416.662414.284812.499814375.898547.054632.846824.908319.981316.662714.284812.499814476.137247.112332.860924.911919.982216.662914.284912.499814576.373447.169032.874724.915319.983116.663114.2849

29、12.499814676.607347.224532.888024.918519.983916.663314.285012.499814776.839047.278932.901024.921619.984616.663514.285012.499814877.068347.332332.913624.924719.985416.663714.285112.499914977.295347.384632.925824.927619.986116.663814.285112.499915077.520147.435832.937724.930319.986716.664014.285212.49

30、9915177.742747.486132.949224.933019.987416.664214.285212.499915277.963147.535432.960424.935619.988016.664314.285212.499915378.181347.583732.971324.938119.988516.664414.285312.499915478.397347.631132.981824.940519.989116.664614.285312.499915578.611247.677632.992124.942819.989616.664714.285312.4999156

31、78.822947.723133.002024.945019.990116.664814.285312.499915779.032647.767733.011624.947119.990616.664914.285412.499915879.240247.811533.021024.949119.991016.665014.285412.499915979.445847.854433.030124.951119.991516.665114.285412.499916079.649347.896533.038924.952919.991916.665214.285412.499916179.85

32、0847.937733.047524.954819.992216.665314.285412.499916280.050347.978233.055824.956519.992616.665314.285512.500016380.247848.017833.063924.958219.993016.665414.285512.500016480.443348.056733.071824.959819.993316.665514.285512.500016580.637048.094833.079424.961319.993616.665614.285512.500016680.828748.

33、132233.086824.962819.993916.665614.285512.500016781.018548.168833.094024.964219.994216.665714.285512.500016881.206448.204733.100924.965619.994516.665714.285512.500016981.392548.239933.107724.966919.994816.665814.285612.500017081.576748.274433.114324.968219.995016.665814.285612.500017181.759148.30823

34、3.120724.969419.995216.665914.285612.500017281.939848.341433.126924.970619.995516.665914.285612.500017382.118648.373933.132924.971719.995716.666014.285612.500017482.295648.405833.138724.972819.995916.666014.285612.500017582.470948.437133.144424.973919.996116.666014.285612.500017682.644548.467733.149

35、924.974919.996316.666114.285612.500017782.816348.497833.155224.975819.996416.666114.285612.500017882.986448.527233.160424.976819.996616.666114.285612.500017983.154948.556133.165424.977719.996816.666214.285612.500018083.321748.584433.170324.978519.996916.666214.285612.500018183.486848.612233.175124.9

36、79419.997116.666214.285612.500018283.650348.639433.179724.980119.997216.666314.285712.500018383.812248.666133.184224.980919.997316.666314.285712.500018483.972448.692233.188524.981619.997516.666314.285712.500018584.131148.717933.192724.982319.997616.666314.285712.500018684.288348.743033.196824.983019

37、.997716.666314.285712.500018784.443848.767633.200824.983719.997816.666414.285712.500018884.597848.791833.204724.984319.997916.666414.285712.500018984.750348.815533.208424.984919.998016.666414.285712.500019084.901348.838733.212024.985519.998116.666414.285712.500019185.050848.861533.215624.986119.9982

38、16.666414.285712.500019285.198848.883833.219024.986619.998316.666414.285712.500019385.345448.905733.222324.987119.998416.666414.285712.500019485.490548.927233.225624.987619.998516.666514.285712.500019585.634148.948233.228724.988119.998516.666514.285712.500019685.776448.968833.231824.988519.998616.66

39、6514.285712.500019785.917248.989033.234724.989019.998716.666514.285712.500019886.056649.008933.237624.989419.998716.666514.285712.500019986.194749.028333.240424.989819.998816.666514.285712.500020086.331449.047333.243124.990219.998816.666514.285712.500020186.466749.066033.245724.990619.998916.666514.

40、285712.500020286.600749.084333.248324.990919.999016.666514.285712.500020386.733449.102333.250724.991319.999016.666514.285712.500020486.864749.119933.253124.991619.999016.666614.285712.500020586.994849.137233.255524.991919.999116.666614.285712.500020687.123549.154133.257824.992319.999116.666614.28571

41、2.500020787.251049.170733.260024.992619.999216.666614.285712.500020887.377249.186933.262124.992819.999216.666614.285712.500020987.502249.202933.264224.993119.999316.666614.285712.500021087.626049.218533.266224.993419.999316.666614.285712.500021187.748549.233833.268124.993619.999316.666614.285712.500

42、021287.869849.248833.270024.993919.999416.666614.285712.500021387.989949.263633.271924.994119.999416.666614.285712.500021488.108849.278033.273724.994319.999416.666614.285712.500021588.226549.292233.275424.994619.999416.666614.285712.500021688.343149.306033.277124.994819.999516.666614.285712.50002178

43、8.458549.319633.278724.995019.999516.666614.285712.500021888.572849.333033.280324.995219.999516.666614.285712.500021988.685949.346133.281924.995319.999516.666614.285712.500022088.797949.358933.283424.995519.999616.666614.285712.500022188.908949.371533.284824.995719.999616.666614.285712.500022289.018

44、749.383833.286224.995919.999616.666614.285712.500022389.127449.395933.287624.996019.999616.666614.285712.500022489.235049.407733.288924.996219.999616.666614.285712.500022589.341649.419333.290224.996319.999716.666614.285712.500022689.447249.430733.291524.996519.999716.666614.285712.500022789.551649.4

45、41933.292724.996619.999716.666614.285712.500022889.655149.452833.293924.996719.999716.666614.285712.500022989.757549.463533.295024.996919.999716.666614.285712.500023089.858949.474133.296224.997019.999716.666614.285712.500023189.959349.484433.297224.997119.999716.666614.285712.500023290.058749.494533

46、.298324.997219.999816.666614.285712.500023390.157249.504433.299324.997319.999816.666614.285712.500023490.254649.514133.300324.997419.999816.666614.285712.500023590.351149.523633.301324.997519.999816.666614.285712.500023690.446649.533033.302224.997619.999816.666614.285712.500023790.541249.542133.3031

47、24.997719.999816.666614.285712.500023890.634949.551133.304024.997819.999816.666714.285712.500023990.727649.559933.304824.997919.999816.666714.285712.500024090.819449.568633.305724.998019.999816.666714.285712.500024190.910349.577033.306524.998019.999816.666714.285712.500024291.000349.585333.307324.99

48、8119.999916.666714.285712.500024391.089449.593433.308024.998219.999916.666714.285712.500024491.177649.601433.308824.998319.999916.666714.285712.500024591.265049.609233.309524.998319.999916.666714.285712.500024691.351549.616933.310224.998419.999916.666714.285712.500024791.437149.624433.310824.998419.

49、999916.666714.285712.500024891.521949.631833.311524.998519.999916.666714.285712.500024991.605849.639033.312124.998619.999916.666714.285712.500025091.688949.646133.312724.998619.999916.666714.285712.500025191.771249.653033.313324.998719.999916.666714.285712.500025291.852749.659833.313924.998719.99991

50、6.666714.285712.500025391.933449.666533.314524.998819.999916.666714.285712.500025492.013249.673033.315024.998819.999916.666714.285712.500025592.092349.679433.315624.998919.999916.666714.285712.500025692.170649.685733.316124.998919.999916.666714.285712.500025792.248149.691933.316624.999019.999916.666

51、714.285712.500025892.324949.697933.317124.999019.999916.666714.285712.500025992.400949.703833.317624.999019.999916.666714.285712.500026092.476149.709633.318024.999119.999916.666714.285712.500026192.550649.715333.318524.999119.999916.666714.285712.500026292.624449.720933.318924.999119.999916.666714.2

52、85712.500026392.697449.726433.319324.999219.999916.666714.285712.500026492.769749.731833.319724.999219.999916.666714.285712.500026592.841349.737033.320124.999220.000016.666714.285712.500026692.912149.742233.320524.999320.000016.666714.285712.500026792.982349.747233.320924.999320.000016.666714.285712

53、.500026893.051849.752233.321224.999320.000016.666714.285712.500026993.120649.757033.321624.999320.000016.666714.285712.500027093.188749.761833.321924.999420.000016.666714.285712.500027193.256249.766533.322324.999420.000016.666714.285712.500027293.322949.771133.322624.999420.000016.666714.285712.5000

54、27393.389049.775533.322924.999420.000016.666714.285712.500027493.454549.779933.323224.999520.000016.666714.285712.500027593.519349.784333.323524.999520.000016.666714.285712.500027693.583549.788533.323824.999520.000016.666714.285712.500027793.647049.792633.324124.999520.000016.666714.285712.500027893

55、.709949.796733.324324.999520.000016.666714.285712.500027993.772249.800733.324624.999620.000016.666714.285712.500028093.833849.804633.324924.999620.000016.666714.285712.500028193.894949.808433.325124.999620.000016.666714.285712.500028293.955349.812233.325324.999620.000016.666714.285712.500028394.0152

56、49.815933.325624.999620.000016.666714.285712.500028494.074449.819533.325824.999620.000016.666714.285712.500028594.133149.823033.326024.999720.000016.666714.285712.500028694.191249.826533.326224.999720.000016.666714.285712.500028794.248749.829933.326424.999720.000016.666714.285712.500028894.305649.83

57、3233.326624.999720.000016.666714.285712.500028994.362049.836533.326824.999720.000016.666714.285712.500029094.417849.839733.327024.999720.000016.666714.285712.500029194.473149.842833.327224.999720.000016.666714.285712.500029294.527849.845933.327424.999720.000016.666714.285712.500029394.582049.849033.

58、327624.999720.000016.666714.285712.500029494.635749.851933.327724.999820.000016.666714.285712.500029594.688849.854833.327924.999820.000016.666714.285712.500029694.741449.857733.328024.999820.000016.666714.285712.500029794.793449.860533.328224.999820.000016.666714.285712.500029894.845049.863233.32842

59、4.999820.000016.666714.285712.500029994.896049.865933.328524.999820.000016.666714.285712.500030094.946649.868533.328624.999820.000016.666714.285712.500030194.996649.871133.328824.999820.000016.666714.285712.500030295.046149.873633.328924.999820.000016.666714.285712.500030395.095249.876133.329024.999

60、820.000016.666714.285712.500030495.143749.878533.329224.999820.000016.666714.285712.500030595.191849.880933.329324.999820.000016.666714.285712.500030695.239449.883233.329424.999820.000016.666714.285712.500030795.286649.885533.329524.999920.000016.666714.285712.500030895.333249.887833.329624.999920.0