《銀行招聘》職業(yè)考試題庫

一,單選題(共200題，每題1分，選項(xiàng)中，只有一個(gè)符合題意)

1、需求量和價(jià)格之所以呈反方向變化，是因?yàn)椋ǎ?/p>

A.替代效應(yīng)和收入效應(yīng)同時(shí)作用

B.替代效應(yīng)

C.補(bǔ)償效應(yīng)

D.收入效應(yīng)【答案】ACB8D6B2I2Z4Y8G3HH6A7T2V6Z8F10L4ZA7Z5V10Z5G6D10R82、材料一：為進(jìn)一步支持實(shí)體經(jīng)濟(jì)發(fā)展，優(yōu)化流動(dòng)性結(jié)構(gòu)，降低融資成本，中國人民銀行決定下調(diào)金融機(jī)構(gòu)存款準(zhǔn)備金率1個(gè)百分點(diǎn)，其中，2019年1月15日和1月25日分別下調(diào)0.5個(gè)百分點(diǎn)。同時(shí)，2019年一季度到期的中期借貸便利（MLF）不再續(xù)做。這樣安排能夠基本對(duì)沖今年春節(jié)前由于現(xiàn)金投放造成的流動(dòng)性波動(dòng)，有利于金融機(jī)構(gòu)繼續(xù)加大對(duì)小微企業(yè)、民營企業(yè)支持力度。

A.再貸款

B.再貼現(xiàn)

C.消費(fèi)者信用控制

D.道義勸告【答案】BCI7I3Z1J1N10Y1Y2HY1G8F3E7N1Z4R9ZY9Y7F8P1W7J2A93、資料：TheOakviewCafe

A.Itopensfordinnerat7p.m

B.Itadvertisesinalocalnewspaper

C.Itislocatedinthecity'sbusinessdistrict

D.Itisasmallrestaurant【答案】ACV1R2S6B8I9N8P3HW9A3O3Q1A10D8M4ZX5D3K7Q5H8J10B54、觀察數(shù)列的變化規(guī)律，然后為空缺處選出正確的數(shù):4、15、18、31、36、51、（）。

A.34

B.22

C.49

D.58【答案】DCV5E1W8G9G7D2T8HZ3G4M2P8M6L5S4ZC1C10O10C1K9P10U15、Theprimarypurposeoftheconcernedgroupandindividualsisto________thegreenhousegasesandpollutants.

A.deposit

B.decrease

C.deviation

D.deprival【答案】BCR4V10C5V6P10Y5Q8HJ6T1U5R8L4O4X5ZJ2A2U9Q10U3N9L46、關(guān)于金融市場(chǎng)功能的說法中，錯(cuò)誤的是（）。

A.融通貨幣資金是金融市場(chǎng)最主要、最基本的功能

B.金融市場(chǎng)參與者通過組合投資可以分散非系統(tǒng)風(fēng)險(xiǎn)

C.金融市場(chǎng)借助貨幣資金的流動(dòng)和配置可以影響經(jīng)濟(jì)結(jié)構(gòu)和布局

D.金融市場(chǎng)承擔(dān)著商品價(jià)格等重要價(jià)格信號(hào)的決定功能【答案】DCQ8F10C4U10R10Q1B10HZ2U3V7S9G4N6V8ZH3O6B7B10E6P8S87、Theempiricalevidencesuggeststhat______extraworkinghourscanhavepositiveeffectsonlabormarketoutcomes,whileothersreportingzeroornegativeeffects.

A.absorbing

B.adopting

C.abolishing

D.abandoning【答案】DCX3P3J1T2G9J2O6HI3Q10G9N1R7R5K7ZX2C5T6S5K7U8V98、資料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.

A.evenifwecanseewell

B.onlywhenwecannotseeperfectly

C.onlywhenwerealizehowimportantoureyesare

D.onlywhenwecanseewell【答案】ACO8W6B1M4B9Y7Y10HQ9C4Q2M5C4C9A3ZP9Q4L3L3Z9O9R99、123，628，235，347，279，（）

A.567

B.246

C.389

D.893【答案】BCH8U2H1X5H3R8F7HH9S10C4T2S6N5S8ZO7Z6H6T5C1A10M410、下列用于判斷收入分配公平程度的經(jīng)濟(jì)指標(biāo)是（）。

A.赤字率

B.基尼系數(shù)

C.恩格爾系數(shù)

D.生產(chǎn)者物價(jià)指數(shù)【答案】BCJ6M5Y8N9B1R8K10HB9K4U5N7M5X4D6ZZ5E9T4Y7A10Q6N811、以下哪一組織形式不屬于國際經(jīng)濟(jì)一體化組織？（）

A.自由貿(mào)易區(qū)

B.關(guān)稅同盟

C.共同市場(chǎng)

D.北約【答案】DCC3Q10U10C6L5W10A1HY4V4Q10M2A7N3D5ZJ7R9R6V2K9S5H512、資料：Whatifyouweretoldtherewasawayyoumaystrengthenyourcognitiveskillsandheightenyourintelligence,andallyouhadtodowaswaslearntostrikeupbasicconversationsinanotherlanguage?

A.seemmoreproductiveinthejobmarket

B.comfortablytraveltoforeigncountries

C.gettoknowdifferentcultures

D.alloftheabove【答案】DCU7K10B10Q5R10U9N1HB3B2D6C6M1W6C2ZX9J10C2F7L6E6V313、使用偽造、變?cè)斓你y行存單騙取公私財(cái)物的行為屬于（）。

A.金融票據(jù)詐騙

B.有價(jià)證券詐騙

C.信用證詐騙

D.金融憑證詐騙【答案】DCA9X6A3L10M1Y4H6HE1D6Q5A9Y4K2R2ZC9L2L2N6C7P10T414、資料：Business,academicandcivicleadersinCambridgehavewarnedthatoneofBritain’smajoreconomicgrowthcitiesisunderthreatunlessthegovernmentactsquicklytorestoretrustpost-Brexit.

A.TheimmediateactionoftheBritishgovernment

B.continuationoffreelabormovementsfromEUcountries

C.Anincreaseintheforeigntalents’wages

D.Newpoliciesthatprotectsforeigntalents’rights【答案】CCA8D10C7X2N8U7X8HW2W1L3I3Q5U9M9ZC5Q1L4W5V1Z6U515、Passage5

A.poorqualityrailsandunreliablestoppingsystems

B.lackoffinancialsupportfordevelopment

C.limitedrailroadlines

D.lackofatranscontinentalrailroad【答案】ACF7Y2M7M3K7T9X2HS3I6V1W10H9O2O9ZN5P3R5P5J3G9F116、資料：KeepingtheZealofaStartupasYouScale

A.startupcompanythatmaintainsitsoriginalqualityintheprocessofscalingup

B.Aninsurgentcompanythatturnedintoanincumbentcompany

C.Aninsurgentcompanythatmanagedtomakesteadyprofits

D.startupcompanythatsucceededinscalingup【答案】ACC9S7O6Z4R4X1R10HH8A5Q1U10Y3V1V8ZG10B10C4I7M2A2P1017、資料：Thesocietalmarketingconceptquestionswhetherthepuremarketingconceptoverlookspossibleconflictsbetweenconsumersshort-runwantsandconsumerlong-runwelfare.Isafirmthatsatisfiestheimmediateneedsandwantsoftargetmarketsalwaysdoingwhat’sbestforconsumersinthelongrun？Thesocietalmarketingconceptholdsthatmarketingstrategyshoulddelivervaluetocustomersinawaythatmaintainsorimprovesboththeconsumersandsociety’swell-being.

A.generatescarbondioxideemissionsthatcontributetoglobalwarming

B.produceshealthyproductswiththe“green”packages

C.ishighlysuccessfulbecauseitrunagainstthesocietylong-runinterests

D.takeswaterfrompristinelakesandsnow-cappedmountains【答案】ACU5U6D9F7K9O10C8HR1A1J6P3N4L7P4ZJ8C10O6N8A4E10G818、重點(diǎn)向國家基礎(chǔ)設(shè)施、基礎(chǔ)產(chǎn)業(yè)和支柱產(chǎn)業(yè)項(xiàng)目以及重大技術(shù)改造和高新技術(shù)產(chǎn)業(yè)化項(xiàng)目發(fā)放貸款的銀行是（).

A.中國建設(shè)銀行

B.國家開發(fā)銀行

C.中國進(jìn)出口銀行

D.中國農(nóng)業(yè)發(fā)展銀行【答案】BCK3Z10R8K6W1F5O8HB2K10R4M10I10S9M2ZK4Q8I5A3D8U2O719、固定資產(chǎn)應(yīng)當(dāng)按（）取折舊，并根據(jù)用途分別計(jì)入相關(guān)資產(chǎn)的成本或當(dāng)期費(fèi)用。

A.年

B.月

C.日

D.季【答案】BCC5V4Q2O2U4Q1W5HP3K7Q6Q6X10U4W7ZN6L5C8E2G5J8W520、資料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB18.264billion（$2.748billion）.However,profitfelltoRMB2.866billion（$431.3billion）,a17.4percentdecreasefromthesameperiodin2015.

A.Subjective

B.Critical

C.Unbiased

D.Supportive【答案】CCX1G1C1F7P10A10E8HA1U8C1R6P5C6G10ZW8Y2Y8O1V5N2B221、倡導(dǎo)“天下興亡，匹夫有責(zé)”的詩人是（）。

A.王國維

B.龔自珍

C.梁?jiǎn)⒊?/p>

D.顧炎武【答案】DCN5D2N10N4X6H6S4HN7G7K9F6V3Y6F5ZS1Y5S5X4T3Z9O422、在Exce1中，確認(rèn)數(shù)據(jù)輸入有三種方法，以下方法中不屬于這三種之一的是（）。

A.按Enter鍵

B.按Tab鍵

C.用鼠標(biāo)單擊編輯欄上的“√”

D.按Shift鍵【答案】DCH2V8O7K3F8S6N10HQ3F7Y7V4L6W2N8ZC4Z5U7I2S9I8V723、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investing（投資）thehypothetical（虛擬的）earningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."

A.betterstudents’learningmethods

B.preventstudentsgoingintodebt

C.helpstudentsgetacceptedbycolleges

D.makestudentsbecomeverywealthy【答案】BCB2M8E9D7Q6G8X8HP7L6U8G2N8V10Q3ZK7C10U2F5T1D2A924、資料：Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?

A.Asnewindustriesarise,thepopularityofdifferentcareersalsochange

B.Nowadayspeopledon’tknowwhattheyreallywanttodo

C.Becausechangingcareersisbecomingmorepopular

D.Becauseonecouldhaveasmanyasninecareersinhisprofessionallifetime【答案】ACO3C1S4H9L3D10L7HI10Z8Q1E6L8T4P5ZB5K1I2L4M9C6A125、為了確保計(jì)算機(jī)系統(tǒng)運(yùn)行的安全，針對(duì)用戶管理，下列做法不妥當(dāng)?shù)氖牵ǎ?/p>

A.建立用戶身份識(shí)別與驗(yàn)證機(jī)制，防止非法用戶進(jìn)入應(yīng)用系統(tǒng)

B.用戶權(quán)限的分配應(yīng)遵循“最小特權(quán)”原則

C.用戶密碼應(yīng)嚴(yán)格保密，并定時(shí)更新

D.為了防止重要密碼丟失，把密碼記錄在紙質(zhì)介質(zhì)上【答案】DCV3L10O10Z6M2O1W6HY10D7N5L1W4Q9R10ZI7A6A3U9I1V1T826、2008年全球金融危機(jī)爆發(fā)以來，世界主要國家央行開始采取特殊貨幣政策，美國在利率水平已經(jīng)接近紀(jì)錄最低時(shí)，推出了一系列非常規(guī)貨幣政策，包括為了支持銀行貸款的長期流動(dòng)性供給，為壓低長期利率的資產(chǎn)購買計(jì)劃等，除美國以外，美國、日本和歐洲銀行也采取了非常規(guī)貨幣政策。IMF于2013年5月16日發(fā)布了《非常規(guī)貨幣政策：最近經(jīng)驗(yàn)與前景》報(bào)告，報(bào)告稱發(fā)達(dá)國家的非常規(guī)貨幣政策在很大程度上幫助實(shí)現(xiàn)了該國政策目標(biāo)，諸如持續(xù)兩年左右的購買國債計(jì)劃幫助美國和英國的GDP增速提升了約2個(gè)百分點(diǎn)，然而，發(fā)達(dá)國家的這些政策對(duì)世界其他國家也造成了很大的影響，大量資本流入拉丁美洲和亞洲，導(dǎo)致新興市場(chǎng)的匯率過度升值和波動(dòng)。

A.匯率

B.投機(jī)性貨幣需求

C.貨幣供給

D.物價(jià)【答案】BCN8I4H1N5T3B8F9HA1Y2X9H1X8Y10R8ZZ1Q5T4E3Q4R10H927、資料：Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskillandknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealthbenefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstandingorinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatmanypeopledonothearthesemessagesandswitchoff.

A.positivepressarticles

B.thedifferentlevelsofskillandknowledgeofthesenderandreceiver

C.thelanguageused

D.aninappropriateuseoftechnology【答案】ACA4Y2L7I3B6O4A9HS9O10M4G3U2K4I10ZR7J2I3V5O7G1Q1028、我國《刑法》中的附加刑（）。

A.只能獨(dú)立適用

B.只能附加于主刑適用

C.只有主刑是有期徒刑以上刑罰的，才可以附加適用

D.既可以附加適用，也可以獨(dú)立適用【答案】DCC3A7U10Q2H10H8H6HZ9G10S3E7O5D10G10ZL10P5E7G7W8W3Y929、Thecustomerwantedtogetarefund,becausethepurchasedmerchandisewasneithergoodinquality（）price.

A.or

B.nor

C.for

D.but【答案】BCE8T8Y8O3D8A2R4HP10N7N1C9G6M5A3ZO6N2L7V6B9Q6X930、超額剩余價(jià)值的源泉是（）。

A.本企業(yè)工人的剩余勞動(dòng)

B.本企業(yè)工人的必要?jiǎng)趧?dòng)

C.別的企業(yè)工人的剩余勞動(dòng)

D.先進(jìn)的機(jī)器設(shè)備【答案】ACR8S4C3L7X7C3F8HC4D3J6O7F10V8D4ZV8M10Z3W10W4M8R1031、某企業(yè)甲產(chǎn)品的實(shí)際產(chǎn)量為1000件，實(shí)際耗用材料4000千克，該材料的實(shí)際單價(jià)為每千克100元；每件產(chǎn)品耗用該材料的標(biāo)準(zhǔn)成本為每件250元，材料消耗定額為每件5千克。直接材料成本的數(shù)量差異是（）。

A.200000元不利差異

B.200000元有利差異

C.50000元有利差異

D.50000元不利差異【答案】CCX1K9Y8E6V5H9R6HV9U8P4C8P6M7F3ZG8U4L9X7F7K8U732、He’sbeenquitehelpful，______？

A.hasn’the

B.ishe

C.hashe

D.isn’the【答案】ACZ8L6G5S3Q5D8L9HS1R10I8E2L2Y1O9ZO9B7Q10F3E2M6O1033、社會(huì)主義市場(chǎng)經(jīng)濟(jì)中宏觀調(diào)控主要運(yùn)用（）。

A.經(jīng)濟(jì)手段和法律手段

B.行政手段和計(jì)劃手段

C.經(jīng)濟(jì)手段和行政手段

D.法律手段和行政手段【答案】ACG7X6S2M5U10D7M6HP4A10H1B10P9Z7Y5ZJ4T5N2L6C2P8M334、科斯定理通常受到（）的影響，使私人間無法達(dá)成協(xié)議。

A.管制

B.需求

C.價(jià)格

D.交易成本【答案】DCG6I7H1O6W7M3B8HR9Q1V1B5Z1K10A3ZM3P10A3I7N7X9K835、中央銀行提供的基礎(chǔ)貨幣是通過其資產(chǎn)業(yè)務(wù)流通出去的，下列不屬于中央銀行提供基礎(chǔ)貨幣途徑的是（）。

A.對(duì)商業(yè)銀行辦理再貼現(xiàn)或發(fā)放再貸款，變動(dòng)對(duì)金融機(jī)構(gòu)的債權(quán)

B.中央銀行收購?fù)鈪R、黃金，變動(dòng)儲(chǔ)備資產(chǎn)

C.調(diào)整存款利率，影響公眾存款意愿

D.在公開市場(chǎng)買賣政府債券，變動(dòng)對(duì)政府的債權(quán)【答案】CCC1Y9N1J5R1E4E8HS6Y9P1Y2A10R10H2ZG10I9L2Q6Z3F4Z236、關(guān)于股票和公司債券的公開行為，以下說法正確的是（）。

A.股票發(fā)行實(shí)行核準(zhǔn)制，公司債券實(shí)行審批制

B.股票和公司債券均實(shí)行審批制

C.股票和公司債券均實(shí)行核準(zhǔn)制

D.股票發(fā)行實(shí)行審批制，公司債券發(fā)行實(shí)行核準(zhǔn)制【答案】CCF9Q6M9N9U6N7I3HV5K4K8N2W2Z3F1ZB3K10G7S9N5Y10C337、下列屬于可再生資源的是（）。

A.波浪能

B.煤炭

C.石油

D.天然氣【答案】ACX9U10S1U5S2W10P5HK5W6M4Q10M10D1M4ZR10H5N3U8E10F8P538、關(guān)于商業(yè)銀行理財(cái)業(yè)務(wù)的特點(diǎn)，下列表述不正確的是（）。

A.銀行是理財(cái)業(yè)務(wù)風(fēng)險(xiǎn)的主要承擔(dān)者

B.銀行理財(cái)業(yè)務(wù)是“輕資本”業(yè)務(wù)

C.理財(cái)業(yè)務(wù)是一項(xiàng)金融知識(shí)技術(shù)密集型業(yè)務(wù)

D.商業(yè)銀行理財(cái)業(yè)務(wù)運(yùn)作的不是銀行自有資金，而是客戶委托資金【答案】ACJ2P5X10P5C5A2O4HU6I4W10U8C1W8R10ZF10K3F7D8S6Q3X1039、某服裝店有T恤45件，其中短袖的有22件，翻領(lǐng)的有20件，既是短袖又有翻領(lǐng)的有12件，則既不是短袖，也不是翻領(lǐng)的T恤是（）件。

A.14

B.13

C.12

D.15【答案】DCO5P6Q7C7C7D6B3HA2W8C5M3C4Q2K6ZE1U4B10D3O8Q2X340、資料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)

A.Itisimportantforrobotstolearnaboutthecontextsoastounderstandhumanemotions

B.Whetherhumanoidswillhavehumanemotionsthemselvesstillremainsunclear

C.Itisastigmaforrobotstohavedifferentlayersofhumanemotions

D.Thenatureofhumanemotionswillhinderthedevelopmentofhumanoids【答案】ACX7S10Q7X8L3M4D4HZ10G4E4I8R7D1M5ZL3N9Y9P3H2Z1B241、Herparentsinsistthatshe____alone.

A.live

B.lives

C.lived

D.isliving【答案】ACJ5O10S2E4G6P4B10HB7R6R1B7X5Z8K1ZF3A4E1Z4Q5E9I742、Someexpertsnotethatchildren’sperformancesare____moreinfluencedbyparentsthanbyteacher.

A.quite

B.many

C.almost

D.far【答案】DCQ9M8U6E8C8K7G2HT1G1N4N10D8S3G1ZD3Y2D8O7Q5O4J943、Youmayalsoconsideroptionsthatmatchyourunique______.

A.elements

B.developments

C.requirements

D.comments【答案】CCD3T6J10O4X10D5K3HG8U8Y5H3G9L10X8ZO7Q8D8Y10G7E4R644、假設(shè)銀行系統(tǒng):(1)原始存款為900萬元；(2)法定存款準(zhǔn)備金率6%;(3)為現(xiàn)金漏損率為15%;(4)超額準(zhǔn)備率為3%。此時(shí)銀行系統(tǒng)的派生存款總額為()萬元。

A.3750

B.4286

C.5000

D.10000【答案】ACU4O2Y7B7X4N8X3HG9X5G4T3Z8X7R2ZL2K2A8Y1V5A1X1045、Passage4

A.thevisittotheUnitedKingdomwasamazing

B.Kieranhasmadegreatprogressinmanyaspects

C.theyouthhavefoundawaytosolvetheirproblems

D.thementoringsessionsareheldeverydayexceptFriday【答案】BCU9H7Y5A8S5R2K7HO3S6A6Z5A5E7G1ZO9Y7Z8I2T9N7A646、資料：TheincreasingamountofpersonalinformationthatcanbecollectedbycomputerprogramsthattrackhowpeopleuseFacebookhasbeenrevealedbyanextensiveacademicstudy.

A.Thestudydrawspeople’sattentionforprivateinformation

B.informationcanbepredictedcorrectlyinthestudy

C.somepersonalinformationmaybecollectedandusedbysomecompanies

D.ifpeopleattempttokeeppersonalinformationprivate,thingswillchange【答案】CCY10P6W3F4P3O5C10HN4W8B7M10P6I7R10ZL2C6C8U4W1X4D547、資料：Fornearlyacentury,HiltonWorldwidehasofferedbusinessandleisuretravelersthefinestinaccommodations,service,amenitiesandvalue.

A.Travellingopportunities

B.Adecentjob

C.Variousexperiences,knowledgeandchances

D.Highincome【答案】CCC7V3O1S8W9F4I7HW6E10R1P8X6K3V7ZP9J3C8H1F10K4S648、軟件是（）。

A.所有程序的統(tǒng)稱

B.所有技術(shù)文檔資料的統(tǒng)稱

C.所有保存在軟盤上的程序的統(tǒng)稱

D.所有程序及相關(guān)文檔資料的統(tǒng)稱【答案】DCA3X5F4Q8Q8Z10B5HT3U4P3P1L4H3V10ZG6K5N2I9W9M5O649、下面的數(shù)字中表現(xiàn)出一定的邏輯，170，120，82，48，（），你認(rèn)為應(yīng)該填入數(shù)列最合適的數(shù)字是？（）

A.38

B.36

C.28

D.26【答案】DCS10R3T3G1S6O9I9HL5Q8H5T7B9Y7C6ZI3R10X10Z1X7J3C150、資料：Thedailychangesofthemarketcanleadinvestorsastray.Theupsanddownsmakethetendencytolookattheportfolio,sperformancefrequentlytootemping.Thismeansinvestersarelikelytoperceivemererisk,forgettingabouttheirkeytermgoals.

A.Mostinvestorslogintotheirtradingaccountseveryday

B.Theinvestorswhoseldomcheckdailychangesmaygetmorereturns

C.Thepotentialgainandlossofassetscanbepredicted

D.Thepotentialgrowthrateoftheportfolioislikelytobefixed【答案】BCS3R10Z8V7J6H6Y4HB6A8X5D2G10D7K7ZP8D9D2F9M10B6Z151、資料：VirginAmericahelpedAirbuspipBoeingattheposttoretainitscrownastheworld’slargestcommercialplanemaker.

A.fuelprice

B.low-costcarries

C.emergingmarketsintheMiddleEast

D.emergingmarketsinAsia【答案】ACE5K10J2L6B7A3Y1HD5T8B10I4D9H6A5ZN9U7T2X7T5G7V452、企業(yè)發(fā)生的各項(xiàng)費(fèi)用支出，不屬于期間費(fèi)用項(xiàng)目的是（）。

A.開辦費(fèi)用

B.管理費(fèi)用

C.財(cái)務(wù)費(fèi)用

D.營業(yè)費(fèi)用【答案】ACC9K1G9U6I8A9P7HR2E8M8B4F4E2N6ZS8L6P2S8R1L3D653、IfEnglishmeansendlessnewwords，difficultgrammarandsometimesstrangepronunciation，youarewrong.Haven’tyounoticedthatyouhavebecomesmartersinceyoustartedtolearnalanguage?

A.peoplewhocanspeaktwolanguages

B.secondlanguagelearners

C.researchersonlanguagelearning

D.activelanguagelearners【答案】ACZ7P3H5X3S1B3A6HA9E10X5X6T9M7P8ZP1B10B9W6H8B4M354、Boeing707onservicefromBogota,Colombia,crashedwhile___itsdestinationatNewYork’sJFKInternationalAirport.

A.toapproach

B.havingapproached

C.approaching

D.tobeapproached【答案】CCV7N2H1C8Y8R7C4HO4O10V1A1O5Y1Y3ZR5V10Z1Y3V10B7R255、資料：Largeindustrializedarenowinarecession.Whataretheprospectsforeconomicrecovery?

A.canhelptowardsovercomingthisproblemabouttheratioofdebttoincome

B.mayleadGermany'simportanceasEurope’slargestexportmarkettodecline

C.maybringsomerelieftoothermembersoftheEuropeanExchangeRateMechanism

D.Noneofabove【答案】DCY2Z7M7I1B10C1U1HJ2E4J7F4F8M6E4ZO5Q9Q3G9E6R9T556、Someparentsusesocialmediato（）theirkidsandtomonitortheiractivities.

A.checkin

B.communicatewith

C.standbeside

D.applyfor【答案】BCG10F4G10V6R8E5O5HT6K1U8H3C1N8X10ZY8E9V1R2Y1R1O557、資料：China'sFosunhasofferedtobuyalmost17percentofMillenniumBCP,Portugal'slargestlistedbank,andpotentiallyliftitsstaketo30percent,followingahavinginitssharepriceintheyeartodate.

A.Two

B.There

C.Four

D.Noneofabove【答案】CCM1R9R4G5A4X4S3HN3F1V8H2I2V8V6ZB10J3J1K3D9Q2P458、晚于歐洲文藝復(fù)興運(yùn)動(dòng)的歷史大事是（）。

A.成吉思汗統(tǒng)一蒙古

B.哥白尼提出日心說

C.英國工業(yè)革命

D.畢昇發(fā)明活字印刷術(shù)【答案】CCB9G9X8D4T4C8H1HS7W5I3T4T10D5C2ZC5U7F1X3B6P2P559、資料：SingaporeAirlinesplanstointroduceinflightmobilephoneandinternetaccessinMaythisyear,beginningwithitsflagshipAirbusA380fleet.

A.SingaporeAirlinestochargehighinternationalroamingrates

B.SingaporeAirlinestoofferdifferentpricingmodelsforinflightmobileandInternetservices

C.SingaporeAirlinestounveilskyhighnet

D.SingaporeAirlinestoconductonlinesurvey【答案】BCQ5E9Y7Q10S2E3F6HK9M3Z2V4V7A9S8ZU9U8Z1P8O10U5X960、二戰(zhàn)后第一個(gè)圣誕節(jié)來臨之際，美國雷諾公司看準(zhǔn)這個(gè)時(shí)機(jī)，從阿根廷引進(jìn)了美國人從未見過的圓珠筆并很快形成了規(guī)模生產(chǎn)。當(dāng)時(shí)每支圓珠筆的生產(chǎn)成本只有0．5美元，雷諾公司通過對(duì)市場(chǎng)的充分研究后認(rèn)為j圓珠筆在美國屬于首次出現(xiàn)，奇貨可居，又值圣誕節(jié)，應(yīng)用高價(jià)格引導(dǎo)，刺激消費(fèi)。于是，公司決定以10美元批給零售商，零售商則以每支20美元賣給消費(fèi)者。事情果然如預(yù)測(cè)的那樣，圓珠筆盡管以生產(chǎn)成本40倍的高價(jià)上市，但是立刻以其新穎、奇特、高貴的魅力風(fēng)靡全美國。雖然后來跟風(fēng)者蜂擁而至，生產(chǎn)成本降到了0．1美元，市場(chǎng)價(jià)也跌倒了0．7美元，但雷諾公司早已狠狠地賺了一大筆。雷諾公司的這種定價(jià)方式屬于（）。

A.撇脂定價(jià)

B.滲透定價(jià)

C.心理定價(jià)

D.差別定價(jià)【答案】ACT2U3V7F8D9V2E10HC2G1H10A4J4T5T7ZO10L1R2K8R8Q4X961、箱子中紅黃藍(lán)黑四種顏色的小球，數(shù)量分別是20顆、16顆、14顆和10顆，現(xiàn)在從箱子里一次性取出若干小球，且保證有14小球的顏色相等，則至少要取出（）顆。

A.53

B.50

C.49

D.52【答案】BCE8W2T9R3A4L6G5HF2W9F4W5W10J2O5ZX4M4B1X7P2C8V762、Weneedtoinvolveatleast20peopleonthisproject,____itcan’tgoahead.

A.however

B.evenif

C.dueto

D.otherwise【答案】DCM10U8N8I6B6C3O2HR7Q2H8X8R9C4K7ZA2T10R3P4Y7H1K163、Thefactthatpeoplecanseethemselvessucceedinginworkastheyalso______therapyandself-understandingispowerful。

A.succeededin

B.succeedingin

C.succeedin

D.havesucceededin【答案】CCL8M1Z6P4C10N1D5HW4O2D3A8U7L4X2ZD4T3X7V1V9X10L464、資料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.

A.Inrecentyearscentralbanksadoptthemethodoflowerinterestratesandassetpurchasestopromoteeconomicgrowthbutnowsuchabilityofcentralbankshavebecomeincreasinglyweaker

B.Investorsdoubtthattheyieldswilldecline,becausethebondpricesoffinancialmarketarefalling

C.Inthefirsthalfofthisyearglobalfinancialmarketsareaschangeableastheweatherchanges

D.The10-yearyieldsGermanandJapanesegovernmentbondhavebeenmovingupslowlythroughthesummer【答案】BCU6Y5T1V3N4G7W1HR7F10X6R1T7Y2U5ZN3O2Y1W9H5W2O865、Isnotfairthatyoucomehomeafterabaddayatworkand（）yourwifeandchildren.

A.takeitouton

B.takeonitwith

C.takeouton

D.takeoutiton【答案】ACP10M4C5W6Z9I3R3HJ3A7C7U3P6D8Z2ZL2U1L2J6V3A2Y866、資料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPollandcommissionedbytheCTIA.

A.and

B.and

C.and

D.and【答案】CCP9O3N10R9E7J1F2HZ2Z6W5X9H10T6B3ZE1X3Q1M7A4R3D667、目前我國上海和深圳證券交易所均實(shí)行（）的交割方式完成清算交易。

A.T-1

B.T+0

C.T+1

D.T+2【答案】CCA8V8E7C10N9M8U7HD4O3F7Z3L10O10R5ZE1B4B9Y10L4H10L768、為了回避外匯風(fēng)險(xiǎn)，在籌借和償還時(shí)分別應(yīng)選擇（）。

A.幣值趨勢(shì)上升的硬貨幣、幣值趨勢(shì)趨跌的軟貨幣

B.幣值趨跌的軟貨幣、幣值趨升的硬貨幣

C.幣值趨升的軟貨幣、幣值趨跌的硬貨幣

D.幣值趨跌的硬貨幣、幣值趨升的軟貨幣【答案】ACW9W1K10D10H3U5I4HA9P1U2M3O8T9R10ZP9D10K4S9V8H7M269、下列歷史人物中，存在師生關(guān)系的有（）個(gè)。

A.0

B.1

C.2

D.3【答案】CCE2P3A5F1J7Q2C3HC4L7A2A1F10N10X7ZV4E6M7P4O9S3K1070、資料：China'sFosunhasofferedtobuyalmost17percentofMillenniumBCP,Portugal'slargestlistedbank,andpotentiallyliftitsstaketo30percent,followingahavinginitssharepriceintheyeartodate.

A.Nonchalant

B.Susceptible

C.Averse

D.Neutral【答案】BCM2D2J5A5J4J6A6HW10E7M7E4O8T9I9ZO4A6B3J8W9A1L371、Passage2

A.Moderntechnologyiswhatwecan’tlivewithout

B.Digitaltechnologyoftenfallsshortofourexpectation

C.gitaldevicesaremorereliablethantheyusedtobe

D.GPSerrorisnottheonlycauseforCeely’saccident【答案】BCZ7H3O5W7O6H4Q1HB10L10D9J1R10Q8I2ZK4A6C1U6R8L7P1072、Passage1

A.toberich

B.tohaveherownparents

C.tohavealotoffriends

D.happiness【答案】DCP10A6O1K1Z3O4I1HO1T8F7S6R10F1T9ZI5O9D2D3O2S3Z473、資料：It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshame！）onaFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。

A.Torequireaninstantrespondforafter-houremailing

B.Toabandonafter-houremailing

C.Totellemployeesthatanafter-hoursemaildoesn’tnecessarilyrequirearesponse

D.Tolimitthetimeofafter-houremailing【答案】DCS2B4H10F1Z7T9W5HL2F7P2I6X8U8V5ZX5L8L6I5O2R10R674、Thearticleopensandcloseswithdescriptionsoftwonewsreports,each___onemajorpointincontrastwiththeother.

A.makes

B.made

C.istomake

D.making【答案】DCR1V2P3J3V7I2K6HY3E1T3R8L8W5S9ZW2C8G8Y10F5O1O775、下列屬于中國銀行業(yè)監(jiān)督管理委員會(huì)監(jiān)管標(biāo)準(zhǔn)的有（）。

A.促進(jìn)金融穩(wěn)定與金融創(chuàng)新

B.監(jiān)管成本最優(yōu)

C.增進(jìn)市場(chǎng)信心

D.增進(jìn)公眾對(duì)現(xiàn)代金融的了解【答案】ACS1I9V5Y4Q1K9B7HG1W8G10X5E2U2L7ZG4A10L2L6B10J7Q876、設(shè)a，b均為正整數(shù)，且有等式11a＋7b＝132成立，則a的值為？（）

A.6

B.4

C.3

D.5【答案】DCC7J10Q6Y5W1V3B8HF2K10V6C7Y2I7A7ZI5Y6Q5V7K6E3H877、中共七屆二中全會(huì)在黨的建設(shè)方面作出的突出貢獻(xiàn)是（）。

A.清算了“左”和“右”的錯(cuò)誤思想，達(dá)到了空前的團(tuán)結(jié)和統(tǒng)一

B.確定了毛澤東思想為黨的指導(dǎo)思想

C.妥善處理了黨內(nèi)存在的分歧和矛盾

D.全黨抵制腐朽思想的侵蝕，繼續(xù)保持黨的優(yōu)良作風(fēng)【答案】DCO7M6N8H3Z5E10S1HM5B9U4Y9P10Z9L5ZY5P10P10Q9V10O9X1078、資料：Acknowledgingthatso-calledcloudcomputingwillblurthedistinctionsbetweencomputersandnetworks,abouttwodozenbiginformationtechnologycompaniesplantoannounceanewstandards-settinggroupforcomputernetworking.Thegroup,tobecalledtheOpenNetworkingFoundation,hopestohelpstandardizeasetoftechnologiespioneeredatStanfordandtheUniversityofCalifornia,Berkeley,andmeanttomakesmallandlargenetworksprogrammableinmuchthesamewaythatindividualcomputersare.

A.TheopennetworkingfoundationwillbeledbyStanfordandtheuniversityofCalifornia,Berkeley

B.Withthesettingofnewstandards,operatorsoflargenetworkswillhavemoreflexibilityofcontrol

C.Peoplewillhaveabetterunderstandingofthedistinctionsbetweencomputersandnetworksthankstocloudcomputing

D.Cloudcomputingwillinvolvemoreroutingcomputersthanthetraditionalinternet【答案】BCS5W2B1Z3X9K1W6HA2A4L10J8M6T4D2ZI7X1J8G1C2C8O879、2019年7月22日，美國《財(cái)富》雜志公布2019年“世界500強(qiáng)”榜單。中國銀行以1277.14億美元營業(yè)收入排名第（）位，較上一年度上升兩位。

A.34

B.44

C.45

D.30【答案】BCJ4B3Z8H10Q6Z7X10HL5H1U6D4E2R2N7ZZ2I6B1R3E8Y2C480、上海證券交易所上市交易的某只股票，2009年末的每股稅后利潤為0.2元，市場(chǎng)利率為2.5%。

A.YXr

B.Y/r

C.r/Y

D.YX(1+r)【答案】BCJ5V4B6N6W2S2U6HF6C3D10W2R1G6Y9ZW9R1Y10J7F5S6J881、Sheoftenhasdifficultyexpressingherneeds,desiresand______.

A.preparations

B.presences

C.presentations

D.preferences【答案】DCJ5Z1Y8K9V9B2X1HI7O4H1T6X8X5M5ZP4S5V3W6E5W9S682、They’renotallowedcontactwiththeoutsideworldoranysubstancesthathaven’tbeenfully____.

A.tidy

B.packed

C.infected

D.sanitized【答案】DCJ8T3V4C2F6O9N3HL1S1Z4J5R4K4T7ZU7F6A7S4H6Z8C483、企業(yè)會(huì)計(jì)核算必須符合國家的統(tǒng)一規(guī)定，這是為了滿足（）要求。

A.一貫性原則

B.重要性原則

C.可比性原則

D.客觀性原則【答案】CCR7S8F5U8R7M7R6HI8X6T5O8M9P9I5ZE8K7C6E1J5V1Y684、在民事訴訟時(shí)效斯間的最后6個(gè)月內(nèi)，權(quán)利人因不可抗力或者其他障礙不能行使請(qǐng)求的,訴訟時(shí)效（）。

A.中斷

B.中止

C.延長

D.終止【答案】BCJ6O3D8F9U9C4X3HU1X8H3P5P5P8F6ZM10M3B10Q3D2H6W885、資料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?

A.E-governmentisontheincreaseandwellfunded

B.Theinvestmentone-governmentisadequate

C.Governmentofficials’interestine-governmentisdeclining

D.E-governmentisconvenientandflexible【答案】DCW8Y10V9P4F2C6Y7HK3U9O4V1G1M6E5ZG1G3O3G5S6A5S586、資料：Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.

A.buildmotivationandasupportsystem

B.encouragebreakstodoexercise

C.buildakitchensothattheemployerscouldmakehealthymeals

D.Allabove【答案】DCL5R8B5A6T7W7Z4HS3Z10F9U6A3R5U9ZM2B4C5C10M3Q1S287、Highlyemotional,lackinginself-confidence,heknockedaboutin____jobsasayoungmanbeforesettlingonthestudyofart.

A.various

B.overall

C.modified

D.peculiar【答案】ACF10O1L3J10A2Y3D9HJ6V10Q7L1U9Y10Z2ZI1A8Y7J3P3C3G288、資料：StarAirways,Mumbai'sdominantairlineforthepastfiveyears,hasreporteditisplanningtoreplaceitsentireaircraftfleetwithEuropean-producedSkystreamjets.Startingwithaninitialpurchaseof90jets,StarAirwaysexpectsthechangeovertotakeadecadetocomplete.Thenewplaneswillenabletheairlinetoexpanditsinternationalroutesaswellasprovidereplacementsforitsagingfleetofjetplanes.StarAirwaysandSkystream,inajointannouncementattheBrusselsAirShowonThursday,saidthattheorderincludedseventeenofthenewAWB85Oaircraft.ThiswillmakeStarAirwaysthefirstIndiancarriertoflytheAWB850,anaimithashadsincethepowerfuljetswerefirstproduced.

A.Toincreaseitsnumberofflightdestinations

B.Toreplacetheolderplanesinitsfleet

C.Tobeamongthefirsttouseanewaircraft

D.Torelocateitsinternationalheadquarters【答案】DCG7S3M2D3D4Y8Z3HC7P8G8X5Z10R3Q4ZO4J3U1H4V3Y5R789、IfEnglishmeansendlessnewwords，difficultgrammarandsometimesstrangepronunciation，youarewrong.Haven’tyounoticedthatyouhavebecomesmartersinceyoustartedtolearnalanguage?

A.peoplewhocanspeaktwolanguages

B.secondlanguagelearners

C.researchersonlanguagelearning

D.activelanguagelearners【答案】ACC4D8C7Y7K6I2O6HF4F3Q2C5D7T8I7ZV5K4V3Q8W10K2Q490、有一個(gè)數(shù)值311與十六進(jìn)制數(shù)C9相等，則該數(shù)值是（）數(shù)。

A.二進(jìn)制

B.八進(jìn)制

C.五進(jìn)制

D.十六進(jìn)制【答案】BCA9V8L6Y2V10O4T2HS10J4F2J6R10M6G1ZA3Y1S9Y6E5M9P991、NabhiVerma,whoholdsdegreesinbotharchitectureandengineering,hasarangeoftechnicalabilities____that.

A.toomuch

B.beyond

C.evenmore

D.moreover【答案】BCW5F5A7X9K2T1R6HH3O1N8J5X5N7O10ZD9X5P9I6W2T7R392、資料：Stressisacommonfactorinlife.Childrenexperiencestressfromschool,newsocialsituationsandsimplygrowingup.Adultsfeelthestressofworking,payingbills,raisingkidsandmaintaininghouseholds.Seniorsalsofeelstress,eventhoughsomemayhaveretired,raisedtheirchildrenandpaidofftheirhomes.Certainamountsofstressareapartoflifeforpeopleofallages.

A.Affect

B.Improve

C.Intensify

D.Worsen【答案】DCT5D8K2Z4L4J4M1HZ3M8W9M7I5U8A1ZY4P3M1N6N9Y6R793、Passage2

A.Americansprefertoaddresseachotherformally

B.Newlyarrivedstudentsoftengetlostinthecity

C.Hostfamiliescomefromeducatedbackgrounds

D.Studentswilldependonthehostfamilytosettlein【答案】DCE10P9F1R8U7B4D1HP6K8W2E4S7O7Y6ZS8Y7Z3A5B2Y4Q894、資料：ThefollowingpassageistheintroductionaboutoneoftheMonsellinternationalfinancialproducts.Accordingtothepassage,therewillbe5questions.Youshouldreadcarefully,thenselecttherightanswer.

A.$48.05

B.$48

C.$63.05

D.$64【答案】CCZ4X7O7D1J1V8J9HH8O2K8V5V1W4R1ZI1M5G4W10M7P8T395、資料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishingandothermaritimetrades.Environmentalgroupswho’dbeenpushinganendangeredlistingsaidtheproposalwasa“turningpoint”theyhopewillleadtogreaterturtleprotections.

A.Itthreatensthesandybeachesonwhichseaturtleslayeggs

B.Therisingclimatemakesitdifficultfortheireggstohatch

C.Therisingsealevelsmakeitharderfortheirhatchlingstogrow

D.Ittakesthemlongertoadapttothehightemperatureinthebeach【答案】ACA3G9X8T2B8N5R7HO4V1F9C7S4D3G8ZM7E9V10E9P9D10V796、資料：TheincreasingamountofpersonalinformationthatcanbecollectedbycomputerprogramsthattrackhowpeopleuseFacebookhasbeenrevealedbyanextensiveacademicstudy.

A.Toshowtheimportanceofitinpeople’slife

B.TosupportthatpeoplecancollectinformationfromFacebook

C.Togiveanexampleoftheinformation