數(shù)字化轉(zhuǎn)型新篇章：通往智能化的“道、法、術(shù)”課件1.......................................................................................

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2018130%43%/?1+N1N”?1+N?1/ 201843%/?1+N1N”?1+N?3■自動審批2■實時定制

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我們不難看出，數(shù)字化轉(zhuǎn)型已經(jīng)逐步進(jìn)入了一個智能化的階段將演進(jìn)路徑劃分為三個階段ABC■商業(yè)分析■IOT■客戶標(biāo)簽■生物識別■5G■實時營銷

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App14.5%2%-6.3–202581%––AI2-330400–top10010092%19– App2%-6.3–202581%––AI2-33021202022數(shù)字化轉(zhuǎn)型新篇章：通往智能化的“道、法、術(shù)”課件23.......................................................................................

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2018130%43%/?1+N1N”?1+N?1/ 201843%/?1+N1N”?1+N?25■自動審批2■實時定制

1■智能化技術(shù)控制風(fēng)險數(shù)字化技術(shù)邊界向智能化延伸

我們不難看出，數(shù)字化轉(zhuǎn)型已經(jīng)逐步進(jìn)入了一個智能化的階段將演進(jìn)路徑劃分為三個階段ABC■商業(yè)分析■IOT■客戶標(biāo)簽■生物識別■5G■實時營銷

優(yōu)化決策■實時分析報告

■智能決策建議

■精準(zhǔn)營銷■智能顧問

T

■自動控制

■實時服務(wù)■千人千面

■區(qū)塊鏈■分析風(fēng)控■大數(shù)據(jù)■智能檢測

■云架構(gòu)■精準(zhǔn)定價■基于分析體驗優(yōu)化

■ARVR

■移動應(yīng)用

■線上服務(wù)■智能核身■

交易實時監(jiān)控■協(xié)作平臺

A■產(chǎn)品線上化B■RPA

■智能客服

C■自動審批2■實時定制 1控制風(fēng)險數(shù)字化技術(shù)邊界向智能化延伸2632

30%

15%40%232 30%2274240%13%60%60%

22%26%313%27%26%12%22%Source

Deloitte

Service

LP,

State

of

AI

in

Enterprise,

2nd

edition

survey,

20184240%13%60%60%313%SourceDe28544/45…544/45…296IT———6

資本規(guī)模大眾化產(chǎn)品排他性關(guān)系高轉(zhuǎn)換成本數(shù)據(jù)規(guī)模定制化產(chǎn)品優(yōu)化匹配

高留存效益6IT———6 資本規(guī)模數(shù)據(jù)規(guī)模30773181+N,1+N1“N”1+N11()81+N,1+N1“N”1+N11()329NN1171+N9NN1171+N33101+N50%???戰(zhàn)略需求數(shù)據(jù)技術(shù)運營人才101+N50%?戰(zhàn)略3411IT/,—11IT/,—35??????????128????????????????????AI?????128?????AI36??????????????????????????????????????????????????????????13???????????????1337??????????14?????143815+”DNA+DNA15+”DNA+DNA3916No

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