單證員考試培訓(xùn)綜合資料（五）（八）信用證中“特別條款”（SpecialClauses/Conditions）的表述信用證中的特別條款主若是依據(jù)銀行和買賣雙方交易的詳盡需要，以及進(jìn)口國的政治經(jīng)濟和貿(mào)易政策等的變化而定的。常有的條款有：1、議付與索償條款（NegotiationandReimbursement）議付和索償條款一般是開證銀行對于議付行的指示，但是也涉及到各方的利益，常有的條款有：Uponpresentationofthedocumentsstrictlycompliedwithallcreditterms,weauthorizeyoutodrawonourH/Oreimbursementa/cvaluefiveworkingdayslaterunderauthenticatedSWIFTadvicetouswithoutanychargesonourpart.收到單證嚴(yán)格切合的單據(jù)后，我們（開證行）授權(quán)貴行向我總行索償，5個工作日起息，SWIFT通知我行，花銷由貴方肩負(fù)。Atmaturity,weshallpaytothenegotiatingbankasinstructedbyT/Tfordocumentswhichareincompliancewithcredittermsandconditions.Telexchargesareforaccountofbeneficiary.單證嚴(yán)格切合，到期日，我行將用電匯方式償付貴行，此電報費由受益人肩負(fù)。Inreimbursement,pleasedrawnonourHeadOfficeaccountwithyourLondonoffice.償付方法：請從我總行在貴行倫敦分行的賬戶內(nèi)支取。YouareauthorizedtoreimburseyourselffortheamountofyournegotiationbydrawingasperarrangementonouraccountwithStandardCharteredBankLondon.茲授權(quán)貴行索償議付金額，按約定方法，請向標(biāo)準(zhǔn)渣打銀行倫敦分行我賬戶內(nèi)支取。NegotiatingbankmayclaimreimbursementbyT/TontheBankofChinaNewYorkbranchcertifyingthatthecredittermshavebeencompliedwith.議付行證明本信用證條款已履行，可按電匯索償條款向中國銀行紐約分行索回貨款。2、傭金/折扣條款(Commissionanddiscount)信用證中經(jīng)常有傭金和折扣條款，其表現(xiàn)形式各不一樣樣，有的稱為明傭，有的稱之為暗傭，在信用證中的表示經(jīng)常是這樣的：Signedcommercialinvoicemustshow5%commission.簽署商業(yè)發(fā)票須顯示5%的傭金。Beneficiary’sdraftsaretobemadeoutfor95%ofinvoicevalue.being5%commissionpayabletocreditopener.受益人的匯票按發(fā)票金額的95%開具，5%作為傭金付給受益人。5%commissiontobedeductedfromtheinvoicevalue.5%傭金須在發(fā)票金額中扣除。Atthetimeofnegotiation,youwillbepaidless5%,beingcommissionpayabletoM/S.andthisshouldbeincorporatedonthebank’scoveringschedule.在銀行議付時，須扣除5%的金額作為付給某先生的傭金，此傭金應(yīng)填入議付銀行的面函。Draftstobedrawnforfullvalueless5%commission,invoicetoshowfullvalue.匯票按CIF總金額減少5%開具，發(fā)票須表示CIF的所有金額。Less5%commissiontobeshownonseparatestatementonly.5%的傭金用單獨的聲明書列出。Thepricequotedincludeadiscountof5%whichmustbeshownonyourfinalinvoice,butistobethesubjectofaseparatecreditnote,theamountofwhichistobedeductedfromyourdrafts.信用證所列價格包括5%折扣在內(nèi)，最后發(fā)票應(yīng)開列未扣除5%折扣的價格，但須另出一份扣傭通知書，匯票金額則扣除此項折扣金額。3、花銷條款（Charges）信用證上一般都列有花銷條款，多數(shù)信用證規(guī)定，開證行的花銷由開證人負(fù)擔(dān)，開證國（地區(qū)）以外的銀行花銷由受益人肩負(fù)。AllbankingchargesoutsideKoreaandreimbursingchargesareforaccountofbeneficiary.所有韓國以外的花銷及償付行花銷由受益人肩負(fù)。Allyourcommissionandchargesareforbeneficiariesaccountincludingreimbursementbankpaymentcommissionandcharges.所有你方的花銷及傭金由受益人肩負(fù)，包括償付行的花銷在內(nèi)。Chargesmustbeclaimedeitherastheyariseorinnocircumstanceslaterthanthedateofnegotiation.所有花銷須于發(fā)生時或不遲于議付期索償。Portcongestionsurcharges,ifany,atthetimeofshipmentisforopener’saccount.裝運時如產(chǎn)生港口擁擠費，須由開證人肩負(fù)。Allbankingchargesoutsideofopeningbankareforbeneficiary’saccount.開證行以外的所有銀行花銷由受益人肩負(fù)。4、其他條款I(lǐng)fthedocumentspresentedwithanydiscrepanciesfrombeneficiarytoyourgoodbankorwefindanydiscrepancieswhenwereceivedthedocumentswewillclaimforeachdiscrepant.若是提示的單據(jù)中有受益人和你方銀行的不符點，也許我們收到單據(jù)后發(fā)現(xiàn)任何不符之處，每一不符點，我們將扣除50美元。Ifthetermsandconditionsofthiscreditarenotacceptabletoyou,pleasecontacttheopenersfornecessaryamendments.如你方不接受本信用證條款，請與開證人聯(lián)系以作必要更正。Documentstobepresentedwithin15daysaftershipmentdatebutwithinthevalidityofthecredit.單據(jù)于裝運日期后15天內(nèi)提示銀行，但必定在信用證的有效期內(nèi)。Shippingdocumentsissuedbyfollowingshippingcompaniesarenotacceptable.由以下船公司出的運輸單據(jù)是不能夠接受的。Negotiationofthiscreditisrestrictedtoyourselves.本信用證限制于你行議付（指通知行）。AlldocumentsexceptBillofLadingshouldshowthisL/Cnumberanddate.除了提單外的所有單據(jù)都須顯示信用證號碼和日期。CreditNumber、fullnameandaddressoftheopenerandnotifypartyhavetobementionedonalldocuments.信用證號碼、開證人的全稱和地址及通知人須打在所有單據(jù)上。ThisLetterofCreditistransferableinChinaonly,intheeventofatransfer,aletterfromthefirstbeneficiarymustaccompanythedocumentsfornegotiation.本信用證僅贊同在中國轉(zhuǎn)讓，如有轉(zhuǎn)讓，第一受益人須有書面轉(zhuǎn)讓文書連同單據(jù)一起議付。Bothquantityandamountforeachitem10%moreorlessareallowed.每一項目的數(shù)量和金額均贊同有10%的增減。Incasediscrepantdocumentsarepresented,weshalldeductforeachdiscrepant.如提示不符單據(jù)，每一不符點，我行將扣除55美元。（九）、開證行“保證條款”（WarrantiesofIssuingBank）的表述開證行的保證條款，在信用證中常有的表現(xiàn)形式有：Weherebyundertakealldraftsdrawnunderandincompliancewiththetermsandconditionsofthisletterofcreditwillbedulyhonouredonpresentationatthisoffice.凡按本信用證所列條款開具并提示的匯票，我行保證承兌。Weherebyengagew