2022-2023年銀行招聘之銀行招聘綜合知識(shí)題庫(kù)檢測(cè)試卷B卷附答案

單選題（共200題）1、資料：Seekingtoendastalemateinnegotiationsoverhercountry’swithdrawalfromtheEuropeanUnion,PrimeMinisterTheresaMayofBritainofferedFridaysubstantialpaymentstotheblocduringatwo-yeartransitionperiodimmediatelyafterthecountry’sexit.A.TodemonstrateherresolvetodivorceBritainfromEUB.TopavethewayfordialoguesandnegotiationswithEUonBrexitC.TocomfortthesentimentofBritishpeopleD.ToendthedivisionbetweenhercabinetandtheConservativeParty【答案】B2、資料：Becauseofthebiochemicalreactionsinyourbodythatoccurwitheverytypeoffoodyoueatonadailybases,somefoodsageyoufasterthanyourrealage,whileotherfoodshelptofightaging.A.eatingfoodonadailybasisB.ofteneatingtheimproperfoodsC.biochemicalreactionsinyourbodyD.startingtoeattherightfoods【答案】C3、我國(guó)刑法對(duì)于空間效力的規(guī)定，采取的是（）。A.屬地原則B.屬人原則C.保護(hù)原則D.以屬地原則為主，兼采屬人原則、保護(hù)原則和普遍原則【答案】D4、為刺激經(jīng)濟(jì)復(fù)蘇，美國(guó)將把接近于零的聯(lián)邦基金利率延續(xù)到（）年底。A.2014B.2015C.2016D.2017【答案】A5、Passage8A.explosivegrowthB.thereformofreversemortgagemarketC.littleconsiderationtosuitabilityD.aggressiveandimpropermarketing【答案】B6、資料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?A.E-governmentisontheincreaseandwellfundedB.Theinvestmentone-governmentisadequateC.Governmentofficials’interestine-governmentisdecliningD.E-governmentisconvenientandflexible【答案】D7、Theyfailedtopasstheexamlasttime.Iregretted（）.A.tobenotabletohelpB.beingunabletohelpC.beingabletohelpingD.notbeabletohelp【答案】B8、Youmayalsoconsideroptionsthatmatchyourunique______.A.elementsB.developmentsC.requirementsD.comments【答案】C9、AirBus’world-renownedhot-sectionengineering______theneedsofindustrialgasturbinecustomers.A.repliesB.answersC.freesD.addresses【答案】D10、下列哪項(xiàng)不屬于計(jì)算機(jī)內(nèi)部采用二進(jìn)制的優(yōu)點(diǎn)？（)A.便于硬件的物理實(shí)現(xiàn)B.運(yùn)算規(guī)則簡(jiǎn)單C.可用較少的位數(shù)表示大數(shù)D.可簡(jiǎn)化計(jì)算機(jī)結(jié)構(gòu)【答案】C11、近年來(lái)，我國(guó)影子銀行快速發(fā)展，成為彌補(bǔ)實(shí)體經(jīng)濟(jì)融資缺口的重要渠道，但其隱匿著巨大風(fēng)險(xiǎn)，對(duì)此，下列說(shuō)法不正確的是（）。A.資金回報(bào)要求過(guò)低，繞過(guò)國(guó)家的貨幣政策B.資金使用不匹配，現(xiàn)金流穩(wěn)定性差C.缺少風(fēng)險(xiǎn)防范措施，難以做到事先預(yù)警D.保護(hù)機(jī)制先天不足，風(fēng)險(xiǎn)容易擴(kuò)散【答案】A12、商業(yè)銀行經(jīng)營(yíng)的核心是（）。A.擴(kuò)大貸款規(guī)模B.市場(chǎng)營(yíng)銷C.增加資本金D.提高收益【答案】B13、英國(guó)工業(yè)革命開始于（）。A.1871年B.1789年C.1775年D.1765年【答案】D14、我國(guó)現(xiàn)行勞動(dòng)爭(zhēng)議處理制度為（）。A.一調(diào)一裁兩審制B.兩審終審制C.一調(diào)一裁制D.調(diào)解制度【答案】A15、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.A.WesternersmayestablishlongtermcooperationwithonesupplierB.ChinesepaneltendstolookforclearalternativesC.ChinesenegotiatorisillogicalD.WesternersarestraightforwardinChinesebusinessmen’seyes【答案】A16、資料：Actually,anysaleisagiftuntilyougetpaid.Butexportersareespeciallyconcerned,sincetheirbuyersmightbe10,000milesaway！A.DescriptiveCompositionB.ExpositiveCompositionC.NarrativeCompositionD.ArgumentativeComposition【答案】B17、Passage2A.ThemajorcausesoftrafficaccidentsandcartheftsB.TherelationshipbetweenhumanandtechnologyC.TheshortcomingsofdigitaldevicesweuseD.Thehumanunawarenessoftechnicalproblems【答案】B18、觀察數(shù)列的變化規(guī)律，然后為空缺處選出正確的數(shù)：87、152、265、132、43、（）。A.65B.74C.83D.91【答案】A19、下列關(guān)于運(yùn)人行進(jìn)行核算的會(huì)計(jì)分錄，正確的是（）。A.借：銀行存款貸：分行轄內(nèi)往來(lái)B.借：現(xiàn)金貸：分行轄內(nèi)往來(lái)C.借：分行轄內(nèi)往來(lái)貸：現(xiàn)金D.借：分行轄內(nèi)往來(lái)貸：銀行存款【答案】B20、國(guó)務(wù)院扶貧辦消息，改革開放40年來(lái)，中國(guó)有（）多貧困人口成功脫貧，占同期全球減貧人口總數(shù)（）以上。A.5億60%B.6億60%C.7億60%D.7億70%【答案】D21、Passage8A.TherulesaregoodforlenderswhilebadforborrowersB.TheruleswillhelpbabyboomerseniorstosavemoneyC.TheruleswillhelpconsumersbetterunderstandreversemortgageD.Theruleswillbestricterforconsumers【答案】C22、甲公司2019年12月1日購(gòu)入生產(chǎn)設(shè)備一臺(tái)，入賬價(jià)格為200000元，采用年數(shù)總和法攤銷，預(yù)計(jì)凈殘值5000元，預(yù)計(jì)使用年限5年。2020年12月31日，該生產(chǎn)設(shè)備的可收回金額為120000元，則2020年底，該設(shè)備的賬面價(jià)值為（）。A.120000B.135000C.150000D.161000【答案】A23、Passage3A.thetendencyofcuttinghouseholdwasteB.theincreaseofpackagingrecyclingC.thefactofpackagingoveruseD.therapidgrowthofsupermarkets【答案】C24、績(jī)效評(píng)價(jià)中運(yùn)用的評(píng)價(jià)標(biāo)準(zhǔn)屬于比較法的是（）。A.等級(jí)擇一法B.行為錨定量表法C.排序法D.行為對(duì)照表法【答案】C25、（）的基本內(nèi)容是：只要財(cái)產(chǎn)權(quán)是明確的，并且交易成本為零或很小，則無(wú)論在開始時(shí)將財(cái)產(chǎn)權(quán)賦予誰(shuí)，市場(chǎng)均衡的最終結(jié)果都是有效率的。A.帕累托定理B.歐拉定理C.恩格爾定理D.科斯定理【答案】D26、Weappreciateyourpatienceandhopetoserveyouinatimeliermannerinthefuture.____,pleasecontactourorderdepartmentat716-555-0160withanyquestions.A.insteadB.meanwhileC.incontrastD.besides【答案】D27、Thereisanotepinnedtothedoor（）whentheshopwillopenagain.A.sayingB.saysC.saidD.havingsaid【答案】A28、下列機(jī)關(guān)中屬于國(guó)家行政機(jī)關(guān)的是（）。A.國(guó)家審判機(jī)關(guān)B.司法行政機(jī)關(guān)C.人民政協(xié)D.企業(yè)人事部門【答案】B29、Passage4A.criticB.indifferentC.partialD.positive【答案】D30、資料：“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated￡75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.A.graduatedfromOxfordUniversitywithanMBAdegreein1986B.wantedtodosomethingtorepaythehelphehadoncereceivedC.showedhisinterestandtalentinventurecapitalismasajournalistD.boughtearlystocksofGoogle,Yahoo,PayPalandLinkedIn【答案】B31、資料：KeepingtheZealofaStartupasYouScaleA.surprisingcatB.brilliantideaC.evilbeliefD.untraditionalopinion【答案】D32、中國(guó)農(nóng)業(yè)銀行于2010年7月15日和16日正式在上海和香港兩地上市，至此，中國(guó)四大國(guó)有商業(yè)銀行全部實(shí)現(xiàn)上市，中國(guó)金融改革開始新的一頁(yè)。A.1990年12月B.1991年7月C.1991年8月D.1991年12月【答案】A33、3月份，企業(yè)銷售商品5萬(wàn)元，5月份收到款項(xiàng)。企業(yè)應(yīng)該在何時(shí)確認(rèn)收入？（）A.3月B.5月C.3月到5月間均可D.當(dāng)年即可【答案】A34、甲在2016年1月1日當(dāng)著兩個(gè)兒子的面立了一份口頭遺囑，2016年2月18日，大兒子為穩(wěn)妥起見，將遺囑內(nèi)容以書面形式記錄下來(lái)，后因大兒子不孝，老人欲將所有財(cái)產(chǎn)都留給小兒子，于2016年7月9日重新以書面的形式更改了遺囑內(nèi)容。試問(wèn)，甲去世后，哪份遺囑可以生效（）A.口頭遺囑B.2016年7月9日立的遺囑C.2016年2月18日立的書面遺囑D.以上都無(wú)效，按法律規(guī)定繼承【答案】B35、下列語(yǔ)句中，沒有語(yǔ)病的一項(xiàng)是（）。A.自從李師傅開了修理高級(jí)手表的直播視后，短短的十分鐘內(nèi)，先后有一萬(wàn)二干人次前來(lái)觀摩學(xué)習(xí)。B.減免高速公路通行費(fèi)后，公路貨運(yùn)量較去年同期增加了1.5倍，高速通行費(fèi)減少了0.8倍。C.許多消費(fèi)者前來(lái)喝咖啡，并非是因?yàn)檫@家店的咖啡好喝，而是因?yàn)樾膽n患券到期不能使用。D.上午八點(diǎn)，隨著飛機(jī)艙門緩緩打開，英雄們魚貫而出，站立在通道兩側(cè)的數(shù)百名歡迎隊(duì)伍立刻鼓掌，歡迎英雄們回家?！敬鸢浮緼36、白令海峽是（）和（）的分界線。A.非洲歐洲B.亞洲美洲C.美洲南極洲D(zhuǎn).非洲南極洲【答案】B37、Hiskingdomwasstill___；theDanesfarfromsubdued.A.precariousB.preferentialC.primalD.prodigal【答案】A38、Themonitorhas（）usoftomorrow’smeeting.A.toldB.saidC.informedD.reported【答案】C39、工廠有5條效率不同的生產(chǎn)線。某個(gè)生產(chǎn)項(xiàng)目如果任選3條生產(chǎn)線一起加工，最快需要6天整，最慢需要12天整；5條生產(chǎn)線一起加工，則需要5天整。問(wèn)如果所有生產(chǎn)線的產(chǎn)能都擴(kuò)大一倍，任選2條生產(chǎn)線一起加工最多需要多少天完成？（）A.11B.13C.15D.30【答案】C40、ItisnothardtoreadArya,becauseshe（）blusheswithembarrassmentwhenshehasaterribleconversationwithothers.A.habituallyB.habitC.habitsD.habitual【答案】A41、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer’slife.A.DreamisaconfusingstorywhichinvolveslittlelogicthoughtB.DreaminvolveseventsthatalwayshappeninreallifeC.Dreamisrelatedtothedreamer'sreallifeD.Dreamisanimaginarystorywhichseemsrealwhiletakingplace【答案】B42、Toproduceaccurateresults,theequipmentmustbemanufacturedtovery________specifications.A.deepB.wideC.keyD.high【答案】D43、“如果三年內(nèi)不結(jié)婚，贈(zèng)送你一萬(wàn)元”，這個(gè)說(shuō)法（）。A.是有期限的贈(zèng)與合同B.無(wú)效合同C.是附有負(fù)擔(dān)的贈(zèng)與合同D.是贈(zèng)與合同【答案】C44、A（n）___fiveyearsago,Pangkorboastedsweet-singingbirds.Nowthejungleisbeingcutdown.A.justB.mereC.onlyD.simple【答案】B45、資料：IntheUnitedStatesofAmerica,banksarecategorizedintothefederally-charteredbankwhichreceivedtheircharterfromtheOfficeoftheComptrolleroftheCurrency（OCC）;thesearereferredtoas“NationalBanks”;andalsothestates-charteredbankswhichreceivetheircharterfromthesuperintendenttoas“StateBanks”.Banksareallowedtoregistereitherwiththefederalorthestateauthority.LetusnowlookattheorganizationalstructureofCommercialBanks,whichincludeunitbanking,groupbankingandbranchbanking.A.TheFedbanks,theStatebankingandgroupbankingB.TheFedbanking,thestatebankingandgroupbankingC.Unitbanking,groupbankingandbranchbankingD.Specializedbanks,groupbankingandunitbanking【答案】C46、在Word中，使用（）菜單中的相應(yīng)命令，可以方便地輸入特殊符號(hào)、當(dāng)前日期時(shí)間等內(nèi)容。A.“文件”B.“工具”C.“格式”D.“插入”【答案】D47、Afteralonganddifficultstrike,theplantworkerswillshowuptowork______Monday.A.startingonB.afterwardsC.insteadD.outside【答案】A48、Happinessissubjective，andonethatwemaynotbeabletoaccurately______acrossallcountries.Butthatobviouslyisn’tgoingtostopanyonefromtrying。A.tryB.trackC.divideD.follow【答案】B49、Areyougoingtohangthe___oftheDeclarationofIndependenceintheclassroomonintheauditorium?A.rivetB.typhusC.typhoidD.replica【答案】D50、下列詩(shī)句中，出自杜甫筆下的是（）A.出師未捷身先死，長(zhǎng)使英雄淚滿襟B.遙知兄弟登高處，遍插茱萸少一人C.在天愿作比翼鳥，在地愿為連理枝D.天生我材必有用，千金散盡還復(fù)來(lái)【答案】A51、在表示存儲(chǔ)器的容量時(shí),1MB的準(zhǔn)確含義是（）。A.1024GB.1024KC.1024字節(jié)D.1024【答案】B52、計(jì)算機(jī)網(wǎng)絡(luò)突出的優(yōu)點(diǎn)是（）。A.存儲(chǔ)容量大B.運(yùn)算速度快C.共享資源和信息交換D.精度高【答案】C53、債券與股票的共同點(diǎn)是（）。A.①②B.②③C.①③D.②④【答案】A54、與零售業(yè)相比較，批發(fā)業(yè)具有自身的特點(diǎn)，以下表述不正確的是（）。A.批發(fā)業(yè)基本屬于資本密集型行業(yè)B.服務(wù)項(xiàng)目相對(duì)較少C.平均每筆交易量少，交易次數(shù)頻繁D.批發(fā)業(yè)的商圈比較大【答案】C55、從布雷頓森林體系崩潰以來(lái)，國(guó)際儲(chǔ)備最明顯的變化是（）。A.美元是唯一的儲(chǔ)備貨幣B.英鎊是唯一的儲(chǔ)備貨幣C.黃金是最重要的儲(chǔ)備資產(chǎn)D.國(guó)際儲(chǔ)備資產(chǎn)多元化【答案】D56、Internet提供的最簡(jiǎn)便、快捷的通信服務(wù)為（）。A.文件傳輸（FTP）B.遠(yuǎn)程登錄（Telnet）C.電子郵件（E-mail）D.萬(wàn)維網(wǎng)（WWW）【答案】C57、對(duì)英鎊和美元而言，如果英鎊的匯率上升，意味著美元的匯率將（）。A.上升B.下降C.不變D.兩者之間沒有關(guān)系【答案】B58、資料：Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.A.ItishelpfultothecompanyiftheemployerscanlayoffemployeeswithhealthissuesB.Companydiscountongymmembershipswillsurelyimproveemployees’frequencyofexerciseC.MostAmericanshavesufferedfromstress-relatedillnessesD.Tomakesurethattheemployeesareawareoftheimportanceofphysicalandmentalhealthisessentialtopromotegoodhealthinacompany【答案】D59、資料：Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskillandknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealthbenefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstandingorinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatmanypeopledonothearthesemessagesandswitchoff.A.becausethecompaniesrespondtothenegativepressarticleslowlyB.becausethecompaniesfailtobeingoodrelationshipswiththepressC.becausethemarketissogruelingandtheydon'tperformwellD.notmentioned【答案】A60、______,thissimplegesturemeansfivedifferentthingsinfivedifferentMediterraneancountries.A.BecauseitseemsastonishingthatB.AstonishingthoughitmayseemC.YouwillbeastonishedbyD.Astonishediswhatitwas【答案】B61、資料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessorieswholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoveratpricesunder$10.A.defeatB.loseC.stepD.damage【答案】A62、抗日戰(zhàn)爭(zhēng)全面爆發(fā)的標(biāo)志性事件是（）。A.1939年9月1日德國(guó)突襲波蘭B.1937年7月7日E1本制造盧溝橋事變C.1941年12月8日日本突襲珍珠港D.1941年6月22日德國(guó)突襲原蘇聯(lián)【答案】B63、______wehavefinishedthecourse,weshalltakeanewone.A.EversinceB.NowthatC.AssoonasD.Bynow【答案】B64、下列調(diào)查中，最適合采用重點(diǎn)調(diào)查的是（）。A.了解全國(guó)鋼鐵生產(chǎn)的基本情況B.了解全國(guó)人口總數(shù)C.了解上海市居民家庭的收支情況D.了解某校學(xué)生的學(xué)習(xí)情況【答案】A65、下列關(guān)于風(fēng)險(xiǎn)分類的說(shuō)法，不正確的是（）。A.按風(fēng)險(xiǎn)發(fā)生的范圍可以將風(fēng)險(xiǎn)劃分為可量化風(fēng)險(xiǎn)和不可量化風(fēng)險(xiǎn)B.按風(fēng)險(xiǎn)事故可以將風(fēng)險(xiǎn)劃分為經(jīng)濟(jì)風(fēng)險(xiǎn)、政治風(fēng)險(xiǎn)、社會(huì)風(fēng)險(xiǎn)、自然風(fēng)險(xiǎn)和技術(shù)風(fēng)險(xiǎn)C.按損失結(jié)果可以將風(fēng)險(xiǎn)劃分為純粹風(fēng)險(xiǎn)和投機(jī)風(fēng)險(xiǎn)D.按誘發(fā)風(fēng)險(xiǎn)的原因，巴塞爾委員會(huì)將商業(yè)銀行面臨的風(fēng)險(xiǎn)劃分為信用風(fēng)險(xiǎn)、市場(chǎng)風(fēng)險(xiǎn)、操作風(fēng)險(xiǎn)、流動(dòng)性風(fēng)險(xiǎn)、國(guó)家風(fēng)險(xiǎn)、聲譽(yù)風(fēng)險(xiǎn)、法律風(fēng)險(xiǎn)以及戰(zhàn)略風(fēng)險(xiǎn)八大類【答案】A66、下列行業(yè)中最接近于完全競(jìng)爭(zhēng)模式的是（）。A.飛機(jī)制造業(yè)B.煙草業(yè)C.日用小商品制造業(yè)D.汽車制造業(yè)【答案】C67、對(duì)高、中、低層管理人員的技能要求是有所區(qū)別的，按三種技能在其技能組成中的比重從大到小排列，對(duì)低層管理人員的技能要求應(yīng)該是（）。A.技術(shù)技能、人際技能、概念技能B.人際技能、概念技能、技術(shù)技能C.概念技能、人際技能、技術(shù)技能D.概念技能、技術(shù)技能、人際技能【答案】A68、某珠寶店被盜賊竊走價(jià)值l0000美元的鉆石，經(jīng)調(diào)查，作案者肯定是甲、乙、丙、丁四個(gè)中的一個(gè)，于是，讓這四人作為重大嫌疑對(duì)象接受審訊，這四個(gè)人的供詞分別為：A.甲B.乙C.丙D.丁【答案】A69、遠(yuǎn)期合約的最大功能是（）。A.方便交易B.增加收益C.增加交易量D.轉(zhuǎn)嫁風(fēng)險(xiǎn)【答案】D70、Theriverisalready___itsbanksbecauseoftheexcessiverainfall;andthecityisthreatenedwithalikelyflood.A.paralleltoB.levelinC.flatonD.flushwith【答案】D71、當(dāng)事人訂立合同有書面形式、口頭形式和其他形式。其中，電子郵件屬于（）。A.書面形式B.口頭形式C.推定形式D.其他形式【答案】A72、資料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.A.CDisautomaticallyrenewedforthesameperiodunlesshavingotherinstructionB.CDisn’tautomaticallyrenewedforthesameperiodattherulingrateofinterestonthedateofrenewalC.CDisautomaticallyrenewedforthesameperiodwithoutanyotherinstructionD.CDisautomaticallyrenewedforthesameperiodwithpermissionofthebankmanager【答案】C73、Mr.Leeistooweakto（）hisbusiness.A.dowithB.dowithoutC.doawaywithD.doup【答案】A74、資料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.A.feelpainB.imagineC.areaffectedwithD.experience【答案】A75、Internet中使用最廣泛的協(xié)議是（）。A.SMTP協(xié)議B.SDH／SONET協(xié)議C.OSl／RM協(xié)議D.TCP／IP協(xié)議【答案】D76、抗日戰(zhàn)爭(zhēng)全面爆發(fā)的標(biāo)志性事件是（）。A.1939年9月1日德國(guó)突襲波蘭B.1937年7月7日E1本制造盧溝橋事變C.1941年12月8日日本突襲珍珠港D.1941年6月22日德國(guó)突襲原蘇聯(lián)【答案】B77、同業(yè)拆借（）。A.是一種特殊的存款形式B.最長(zhǎng)不得超過(guò)6個(gè)月C.參與者包括銀行、非銀行金融機(jī)構(gòu)與中介機(jī)構(gòu)D.屬于擔(dān)保信用【答案】C78、下列有關(guān)會(huì)計(jì)的表述中，不正確的一項(xiàng)是（）。A.在會(huì)計(jì)核算中，允許一些企業(yè)使用外幣作為記賬本位幣B.會(huì)計(jì)主體需具有法人資格C.只有以貨幣表現(xiàn)的經(jīng)濟(jì)活動(dòng)才是會(huì)計(jì)對(duì)象D.會(huì)計(jì)監(jiān)督是會(huì)計(jì)的基本職能之一【答案】B79、金融風(fēng)險(xiǎn)的高杠桿性表現(xiàn)為（）。A.金融機(jī)構(gòu)的資產(chǎn)負(fù)債率低B.金融機(jī)構(gòu)的注冊(cè)資本金要求高C.金融體系的風(fēng)險(xiǎn)傳染快D.衍生金融工具以小搏大【答案】D80、中央銀行在經(jīng)濟(jì)衰退時(shí)，（）法定存款準(zhǔn)備金率。A.調(diào)高B.降低C.不改變D.取消【答案】B81、最廣義的投資銀行定義是指（）。A.任何經(jīng)營(yíng)華爾街金融業(yè)務(wù)的銀行B.指經(jīng)營(yíng)一部分或者全部資本市場(chǎng)業(yè)務(wù)的金融機(jī)構(gòu)C.投資銀行是指經(jīng)營(yíng)資本市場(chǎng)某些業(yè)務(wù)的金融機(jī)構(gòu)D.在一級(jí)市場(chǎng)上承銷證券籌集資本和在二級(jí)市場(chǎng)上交易證券的金融機(jī)構(gòu)【答案】A82、Passage6A.LessScreeningforMoreSafetyB.PreCheck–aBelatedSolutionC.GettingStuckinSecurityLinesD.UnderusedPreCheckLanes【答案】C83、資料：“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated￡75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.A.ObjectiveB.IndifferentC.SuspiciousD.Supportive【答案】D84、資料：AmericanAirlinesCEOtakesblameformaintenanceerrors,disruptedflightsA.570airplanesB.930differentplanesC.300MD-80sD.3000flights【答案】C85、鄧小平關(guān)于怎樣建設(shè)社會(huì)主義問(wèn)題的論述的核心是（）。A.社會(huì)主義發(fā)展道路問(wèn)題B.社會(huì)主義根本任務(wù)問(wèn)題C.社會(huì)主義發(fā)展戰(zhàn)略問(wèn)題D.社會(huì)主義發(fā)展階段問(wèn)題【答案】A86、從2020年4月8日零時(shí)起，武漢市解除（）管控措施，撤除武漢市交通管控卡口，有序恢復(fù)鐵路、民航、水運(yùn)、公路城市公交運(yùn)行。這標(biāo)志著疫情防控取得階段性重要成效，也標(biāo)志著湖北保衛(wèi)戰(zhàn)、武漢保衛(wèi)戰(zhàn)進(jìn)入了一個(gè)新的階段。A.離漢通道B.封閉管理C.交通封管D.高風(fēng)險(xiǎn)【答案】A87、會(huì)計(jì)科目在年度中間進(jìn)行調(diào)整時(shí)，一律()進(jìn)行結(jié)轉(zhuǎn)。A.采用結(jié)轉(zhuǎn)對(duì)照表的方式B.采用并賬的方式C.填制憑證通過(guò)會(huì)計(jì)分錄D.采用并表的方式【答案】C88、2019年12月31日，A公司涉及的一項(xiàng)未決訴訟預(yù)計(jì)很可能敗訴。若敗訴，A公司需承擔(dān)訴訟費(fèi)20萬(wàn)元并支付賠款400萬(wàn)元，但基本確定可從保險(xiǎn)公司獲得補(bǔ)償80萬(wàn)元。2019年12月31日，A公司因該項(xiàng)目訴訟應(yīng)確認(rèn)的預(yù)計(jì)負(fù)債的金額為（）萬(wàn)元。A.320B.340C.400D.420【答案】D89、第一家跨省區(qū)設(shè)立分支機(jī)構(gòu)的城市商業(yè)銀行是（）。A.北京銀行B.南京銀行C.上海銀行D.威海市商業(yè)銀行【答案】C90、Heholdsanimportantpositioninthecompany.（）,Idon’tquitetrusthim.A.ThusB.FurthermoreC.OtherwiseD.Nevertheless【答案】D91、資料：之后，經(jīng)濟(jì)學(xué)家Mr.X展望了中歐之間的商業(yè)機(jī)遇，請(qǐng)根據(jù)下列資料回答問(wèn)題。A.HisownstoriesaboutvisitingChinaB.ThequalityofChinesegoodsC.WhyshouldforeignbusinessmendobusinessinChina?D.OtherimportantstepsofdoingbusinessinChina【答案】D92、資料：Whatattractscustomers?Obviouslythequalityofaproductdoes,butvisualimagescontributeagreatdeal.Itisnotonlytheimageprovidedbythepackagingthatcountsbutthewholecorporateidentityofthecompany.A.ThecorporateidentityB.QualityoftheproductC.PackagingimagesD.Allofabove【答案】D93、Icannotthinkofanything______happenedthatdaywhichIwouldhavewishedotherwise.A.whatB.whoC.thatD.which【答案】C94、Isnotfairthatyoucomehomeafterabaddayatworkand（）yourwifeandchildren.A.takeitoutonB.takeonitwithC.takeoutonD.takeoutiton【答案】A95、資料：WhyisSaltBadforYou?A.saltconsumptionleadstoastrokeB.sodiumexcretedinurineisameasureofsaltintakeC.anincreaseinbloodpressurecausesanincreaseinsaltconsumptionD.thehigherthesodiuminurine,thegreaterthechanceofhypertension【答案】D96、下列原始憑證中屬于外來(lái)原始憑證的是（）。A.購(gòu)貨發(fā)票B.入庫(kù)單C.提貨單D.領(lǐng)料單【答案】A97、閱讀理解A.thedistortionofrealitybyscienceB.theconfusioncausedbyemotionsC.PlatonicandcontemporaryviewsoftruthD.theplaceofscientifictruthinourlives【答案】D98、“分配股利、利潤(rùn)或償付利息所支付的現(xiàn)金”項(xiàng)目屬于（）。A.投資活動(dòng)現(xiàn)金流B.經(jīng)營(yíng)活動(dòng)現(xiàn)金流C.融資活動(dòng)現(xiàn)金流D.利潤(rùn)分配現(xiàn)金流【答案】C99、“Nowyou（）foolish,ladyAnne,”complainedJoanintheslightlyjokingway.A.arebeingB.beingC.areD.werebeing【答案】A100、In2008inflationwasrunning_________about4percent;in2009itwas4.5percent.A.toB.ofC.onD.at【答案】D101、近年來(lái)，我國(guó)取得了舉世矚目的成就。下列被稱作中國(guó)的：“新四大發(fā)明”的是：（）。A.蛟龍?zhí)煅勰尤斯ぶ悄蹷.天官支付寶網(wǎng)購(gòu)共享單車C.高鐵網(wǎng)購(gòu)移動(dòng)支付共享單車D.大飛機(jī)高鐵悟空移動(dòng)支付【答案】C102、____theirregulardaytimejob,manypeopledoextraworkintheevening.A.BetweenB.BesideC.BesidesD.By【答案】C103、Passage2A.theusesoflifepreserversB.thedesignoflifepreserversC.thematerialsforlifepreserversD.thebuoyancyoflifepreservers【答案】B104、Passage3A.NeedlessmaterialismostlyrecycledB.FightingwastefulnessisdifficultC.PeoplelikecollectingrecyclablewastesD.Theauthorisproudoftheirconsumerculture【答案】B105、Thespokesmandidn’t（）anydetailsconcerningthedisarmamenttalk.A.exposeB.discloseC.encloseD.impart【答案】B106、資料：Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskillandknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealthbenefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstandingorinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatmanypeopledonothearthesemessagesandswitchoff.A.positivepressarticlesB.thedifferentlevelsofskillandknowledgeofthesenderandreceiverC.thelanguageusedD.aninappropriateuseoftechnology【答案】A107、資料：It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshame?。﹐naFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。A.Torequireaninstantrespondforafter-houremailingB.Toabandonafter-houremailingC.Totellemployeesthatanafter-hoursemaildoesn’tnecessarilyrequirearesponseD.Tolimitthetimeofafter-houremailing【答案】D108、資料：Inasurvey,peoplewereaskedtochoosebetweentreatmentstosave600peoplefromdyingadisease.A.TheparticipantsB.ThewordingC.ThebackgroundD.Thecontents【答案】B109、2021年1月20日00時(shí)25分，我國(guó)在西昌衛(wèi)星發(fā)射中心用（）運(yùn)載火箭，成功將天通一號(hào)03星發(fā)射升空。A.長(zhǎng)征五號(hào)乙B.長(zhǎng)征三號(hào)甲C.長(zhǎng)征四號(hào)乙D.長(zhǎng)征三號(hào)乙【答案】D110、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.ButI’vealsolearnedthatifyoudon’thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they’llsimplynevergetdone.Andthatmeansyouwon’tmaketheprogressthat’sreallygoingtomoveyourbusinessforward.A.increaseB.peakC.diminishD.disappear【答案】C111、（）theAtlanticOceancrossestheequator,thetradewindscauseaflowofwatertothewest.A.ThatB.WhenC.WhereD.Though【答案】C112、一位專家表示，如果疫情發(fā)生在一個(gè)中小城市，而不是這樣的核心城市，當(dāng)?shù)卣粫?huì)如此緊張，擔(dān)心引發(fā)城市的輿論危機(jī)和社會(huì)危機(jī)，也就會(huì)降低控制輿論的風(fēng)險(xiǎn)，從而采取有效措施來(lái)處理。同時(shí)，各方面對(duì)于中小城市的各種資源供給也會(huì)充裕，而且各種救助措施也會(huì)針對(duì)較少的人口而更為簡(jiǎn)潔和有效。A.大城市的管理難度比中小城市更大，特別是在暴發(fā)疫情的時(shí)候B.建議改變過(guò)去發(fā)展核心城市的策略，鼓勵(lì)中小城市發(fā)展C.比起大城市，中小城市暴發(fā)疫情后的防控工作會(huì)更為簡(jiǎn)單有效D.疫情發(fā)生在中小城市的話，當(dāng)?shù)卣筒粫?huì)緊張【答案】C113、Nostudent（）gooutofschoolforsnacksduringthebreakwithouttheteacher’spermission.A.willB.mustC.shallD.may【答案】C114、在LM曲線的凱恩斯區(qū)域，（）。A.貨幣政策有效B.財(cái)政政策有效C.財(cái)政政策無(wú)效D.財(cái)政政策和貨幣政策同樣無(wú)效【答案】B115、資料：It'ssocommontohearpeoplesay，“I’mstressedout，”almostasabadgeofhonor，asifthisisasymptomonlyofourfast-pacedmodernlife.Butinherbook，“Exhaustion：AHistory，”AnnaKatharinaSchaffnerwritesthatthesyndromeofmentalexhaustionhasexistedalmostsincethebeginningofhumanhistory.A.Somementalailmentsthroughouttimewerecausedbycivilrightsmovementofwomenin19thcenturyB.Neurastheniamightbecausedbylate20thcentury’slifewhenelectricityandtelegraphycameintobeingC.ChronicfatiguesyndromecausedbySpiritualfailingsmightbepopularinMedievaltimesD.Othermentalailmentsin18thcenturywereattributedtothenewpsycho-socialpressuresofneo-liberalcapitalism【答案】C116、多數(shù)魚類背部發(fā)黑、腹部發(fā)白，其原因是（）。A.長(zhǎng)期進(jìn)化形成的保護(hù)色B.背部比腹部接受光線多，導(dǎo)致色素沉淀C.背部比腹部黏膜厚，吸收光線多D.背部魚鱗多，吸收光線多【答案】A117、資料：Upto80percentoftheworld’smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.A.theeconomicdevelopmentofChinaisimportantB.theroleofsomedevelopingcountriesissignificantforpovertyreductionC.14countriesaredevelopingfasterthanChinaD.itiscrucialtomakeacleargoalfirst【答案】B118、下列不屬于銀行流動(dòng)負(fù)債的是()。A.向中央銀行借款B.同業(yè)拆入C.系統(tǒng)內(nèi)款項(xiàng)存放D.發(fā)行的銀行次級(jí)債券【答案】D119、()假設(shè)是指在可以預(yù)見的將來(lái)，企業(yè)將會(huì)按當(dāng)前的規(guī)模和狀態(tài)繼續(xù)經(jīng)營(yíng)下去。不會(huì)停業(yè)，也不會(huì)大規(guī)模削減業(yè)務(wù)。A.會(huì)計(jì)主體B.會(huì)計(jì)分期C.貨幣計(jì)量D.持續(xù)經(jīng)營(yíng)【答案】D120、Joshgraduatedwithhismaster’sdegreeinspacestudiesandplanetarysciences，butafteryearsofworkingoddjobsandbarely______，hedecidedtogobacktogethisteachinglicense。A.puttingonthebackburnerB.breakingnewgroundC.makingendsmeetD.provinghismettle【答案】C121、以下項(xiàng)目中，屬于資產(chǎn)負(fù)債表中流動(dòng)負(fù)債項(xiàng)目的是（）。A.預(yù)計(jì)負(fù)債B.遞延所得稅負(fù)債C.一年內(nèi)到期的長(zhǎng)期借款D.應(yīng)付債券【答案】C122、在觀看體育比賽時(shí)。如果發(fā)生人員騷亂，被人推擠倒地后，應(yīng)立即讓自己保持（）的狀態(tài)．避免遭受到更嚴(yán)重的傷害。A.側(cè)臥B.平躺C.俯臥D.抱團(tuán)【答案】D123、資料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)A.itisnotmeaningfulforrobotstohavetheappearanceofhumanB.peoplewhomaketheappearanceofrobotsveryhuman-likeshouldbeblamedC.peopleneedtopaymoreattentiontothedevelopmentofrobots’functionsD.theappearanceofrobotshasbecomemoreandmoreemotional【答案】C124、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer’slife.A.thesleeper’swishesB.thesleeper’simaginationC.thesleeper’sfeelingD.thesleeper’sownmind【答案】D125、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.A.WesternersmayestablishlongtermcooperationwithonesupplierB.ChinesepaneltendstolookforclearalternativesC.ChinesenegotiatorisillogicalD.WesternersarestraightforwardinChinesebusinessmen’seyes【答案】A126、Humansurvivalhasbeenbasedonunrivaledadaptationtotheenvironment,butplantsandanimalswillandareinevitablysuccumbing（）subtlechangesintheclimate.A.inB.withoutC.withD.To【答案】D127、資料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.A.LongtermfinancingtohelpemployeesB.EmployeepurchaseprogramsanddiscountcardsC.PayoffcollegeloansD.Budgetingsoftwareandcompanymatchedsavingsplans【答案】A128、The“curerate”ofmanydiseasesincreaseddramaticallyafterpenicillinwas______bymoredoctors.A.putintopracticeB.putintoeffectC.putintouseD.putintooperation【答案】C129、采用成本加成定價(jià)法，關(guān)鍵問(wèn)題是確定合理的（）。A.銷售利潤(rùn)率B.成本利潤(rùn)率C.比例利潤(rùn)率D.內(nèi)扣利潤(rùn)率【答案】B130、Passage10A.simplifyroutinemattersB.absorbuserattentionC.betterinterpersonalrelationsD.increaseworkefficiency【答案】B131、Passage5A.waterdeficiencyB.distressC.desertificationD.moregrassesandlakes【答案】D132、2020年4月14日，國(guó)際貨幣基金組織（IMF）發(fā)布最新一期《世界經(jīng)濟(jì)展望報(bào)告》稱，受新冠肺炎疫情沖擊，2020年全球經(jīng)濟(jì)預(yù)計(jì)萎縮3%，為（）以來(lái)最嚴(yán)重的經(jīng)濟(jì)衰退。A.二戰(zhàn)時(shí)期B.20世紀(jì)30年代大蕭條C.21世紀(jì)初世界經(jīng)濟(jì)危機(jī)D.1987年黑色星期一【答案】B133、專案審計(jì)時(shí)，對(duì)被審計(jì)單位長(zhǎng)期掛賬的往來(lái)賬戶應(yīng)采取（）的方法。A.發(fā)電子郵件函證B.實(shí)地調(diào)查C.咨詢D.分析資料【答案】B134、______,thissimplegesturemeansfivedifferentthingsinfivedifferentMediterraneancountries.A.BecauseitseemsastonishingthatB.AstonishingthoughitmayseemC.YouwillbeastonishedbyD.Astonishediswhatitwas【答案】B135、The______oftheinternationalcommunitywasencouragedinsolvingtheproblems.A.requirementB.settlementC.managementD.involvement【答案】D136、下列各項(xiàng)中，不符合填制原始憑證要求的是（）。A.一式幾聯(lián)的原始憑證,必須注明各聯(lián)的用途B.不得使用未經(jīng)國(guó)務(wù)院公布的簡(jiǎn)化字C.填寫阿拉伯金額數(shù)字時(shí)，有角無(wú)分的，分位應(yīng)用“一”表示D.原始憑證不得涂改、刮擦、挖補(bǔ)【答案】C137、Passage5A.broughtaboutarapidgrowthofindustryandfarminginthewestB.attractedmanyvisitorstotheconstructionsitesC.attractedlaborersfromEuropeD.encouragedpeopletotravelalloverthecountry【答案】A138、不屬于會(huì)計(jì)核算內(nèi)容的是（）。A.用盈余公積轉(zhuǎn)增實(shí)收資本B.處理本年度的虧損C.將現(xiàn)金存入銀行D.制訂下年度財(cái)務(wù)預(yù)算【答案】D139、把本國(guó)貨幣與本國(guó)主要貿(mào)易伙伴國(guó)的貨幣確定一個(gè)固定的比價(jià)，隨著一種或幾種貨幣進(jìn)行浮動(dòng)的制度是（）。A.固定匯率制度B.盯住匯率制度C.聯(lián)合浮動(dòng)匯率制度D.浮動(dòng)匯率制度【答案】B140、Today,only4millionpeopleliveandworkonfarmsintheUnitedStates,buttheyproducemorethanenoughfoodfor