銀行英語發(fā)表于:星期六十一月25,200616:43PM常見銀行英語詞匯accountnumber帳目編號depositor存戶pay-inslip存款單adepositform存款單abandingmachine自動存取機todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbook,passbook存折principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque空頭支票chequestub,counterfoil票根cashcheque現(xiàn)金支票traveler'scheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票canceledcheque已付支票forgedcheque偽支票Bandar'snote莊票，銀票banker銀行家president行長savingsbank儲蓄銀行NationalCityBankofNewYork花旗銀行HongkongShanghaiBankingCorporation匯豐銀行CharteredBankofIndia,AustraliaandChina麥加利銀行BanquedeI'IndoChine東方匯理銀行centralbank,nationalbank,banker'sbank中央銀行bankofissue,bankofcirculation發(fā)行幣銀行commercialbank商業(yè)銀行，儲蓄信貸銀行memberbank,creditbank儲蓄信貸銀行discountbank貼現(xiàn)銀行exchangebank匯兌銀行requestingbank委托開證銀行issuingbank,openingbank開證銀行advisingbank,notifyingbank通知銀行negotiationbank議付銀行confirmingbank保兌銀行payingbank付款銀行associatebankerofcollection代收銀行consignedbankerofcollection委托銀行clearingbank清算銀行unincorporatedbank錢莊branchbank銀行分行trusteesavingsbank信托儲蓄銀行trustcompany信托公司financialtrust金融信托公司unittrust信托投資公司trustinstitution銀行的信托部creditdepartment銀行的信用部commercialcreditcompany(discountcompany)商業(yè)信貸公司（貼現(xiàn)公司）neighborhoodsavingsbank,bankofdeposit街道儲蓄所creditunion合作銀行creditbureau商業(yè)興信所self-servicebank無人銀行l(wèi)andbank土地銀行bankofcommunications交通銀行mutualsavingsbank互助儲蓄銀行mortgagebank,buildingsociety抵押銀行industrialbank實業(yè)銀行homeloanbank家宅貸款銀行reservebank準備銀行charteredbank特許銀行correspondingbank往來銀行merchantbank,acceptingbank承兌銀行jointventurebank合資銀行moneyshop,nativebank錢莊creditcooperatives信用社clearinghouse票據(jù)交換所publicaccounting公共會計businessaccounting商業(yè)會計costaccounting本錢會計depreciationaccounting折舊會計computerizedaccounting電腦化會計generalledger總帳subsidiaryledger分戶帳cashbook現(xiàn)金出納帳cashaccount現(xiàn)金帳journal,day-book日記帳，流水帳baddebts壞帳surplus結(jié)余idlecapital游資economiccycle經(jīng)濟周期economicboom經(jīng)濟繁榮economicrecession經(jīng)濟衰退economicdepression經(jīng)濟蕭條economiccrisis經(jīng)濟危機economicrecovery經(jīng)濟復蘇inflation通貨膨脹deflation通貨收縮devaluation貨幣貶值revaluation貨幣增值internationalbalanceofpayment國際收支favourablebalance順差adversebalance逆差hardcurrency硬通貨softcurrency軟通貨internationalmonetarysystem國際貨幣制度thepurchasingpowerofmoney貨幣購置力moneyincirculation貨幣流通量noteissue紙幣發(fā)行量nationalbudget國家預算nationalgrossproduct國民生產(chǎn)總值publicbond公債stock,share股票debenture債券treasurybill國庫券debtchain債務(wù)鏈directexchange直接（對角）套匯indirectexchange間接（三角）套匯crossrate,arbitragerate套匯匯率foreigncurrency(exchange)reserve外匯儲藏foreignexchangefluctuation外匯波動foreignexchangecrisis外匯危機discount貼現(xiàn)discountrate,bankrate貼現(xiàn)率goldreserve黃金儲藏money(financial)market金融市場stockexchange股票交易所broker經(jīng)紀人commission傭金bookkeeping簿記bookkeeper簿記員anapplicationform申請單bankstatement對帳單letterofcredit信用證strongroom,vault保險庫equitabletaxsystem等價稅則specimensignature簽字式樣bankinghours,businesshours營業(yè)時間銀行英語口語－取款、結(jié)余I'dliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin.我想知道一下我是否能提取存款來支付天津購物的費用。Iwanttowithdraw200dollarsfrommydepositaccount.我要從我的定期存款中支取200美圓。Iwanttoclosemyaccountwithyou.我想結(jié)束在你們這兒的帳戶。I'dliketodraw100yuanagainstthisletterofcredit.我想從這份信用證上提款100元。MayIdrawmoneyagainsttheletterofcredithere?我可以在這兒用這份信用證取錢嗎？Couldyoutellmemybalance?能否把存款結(jié)余金額告訴我？Pleaseletmeknowmybalance.請告訴我結(jié)余金額。Ithinkyoucandrawonthisaccountbychequeinpaymentofgoods.我以為你可用支票提款支付購物費用。Yourbalanceatthebankis300yuan.你在本行的結(jié)余是300元。Yourdepositisexhausted.你的存款支凈了。Yourletterofcreditisusedup.你的信用證用完了。Pleasetellmehowyouwishtodrawyourmoney.請告訴我你希望怎樣支款。Fillourawithdrawalform,please.請?zhí)顚懭】顔?。Theletterofcreditisexhausted.信用證上的款子已提清。TheletteratCounter6willpayyouagainstyournumberslip.六號柜臺的出納員將根據(jù)你的號碼牌付給你錢。UsefulWordsandPhrasestocloseanaccount,toclearanaccount結(jié)清todrawmoney取款drawing-outslip取款單thenumberslip號碼牌awithdrawalform取款單tofillinthereceiptinduplicate一式兩份填這張收據(jù)teller,cashier出納員銀行英語口語－支票結(jié)算發(fā)表于:星期六十一月25,200616:45PMT:Hello!MayIhelpyou?您好,您有事需要幫助嗎？C:Yes,Ihopeso.IneedsomemorecashformyvisitinChina.MayIcashatraveler'scheckhere?是的，是這樣。我需要些現(xiàn)金，在中國觀光時使用。我能在這兒兌現(xiàn)旅行支票嗎？T:Ofcourse.We'dbehappycashitforyou.當然，我很樂意為您兌現(xiàn)。C:Iwasgoingtocashitatthehotel,butoneofmyfriendssaidthatbanksalwaysgivebetterexchangerates.我原本打算在家旅館兌現(xiàn)，但我朋友說銀行的兌現(xiàn)率通常有點高。T:Well,anybankwillcashitatourpresenttraveler'scheck-buyingrate,whichwesomewhatbetterthanathotelsbecauseoftheservicecharge.Yousee,hotelsaren'treallyinthemoneyexchangebusinessalthoughtheywillcashtraveler'schecksfortheirguests.任何銀行都是按現(xiàn)時買入旅行支票的兌換率來兌現(xiàn)的。這個兌現(xiàn)率我們已經(jīng)列在這里了。當然，因為手續(xù)費的差異，我們的兌換率比旅館的稍高些。您知道，旅館雖然為客人兌換旅行支票，但他們并不是專門從事兌換業(yè)務(wù)的。C:Youmeanthere'sreallynotmuchofadifference?您是說，實際上銀行與旅館的兌換率差距并不大。T:No,madam,notverymuch.是的，夫人，沒多大差距。C:Well,mayIcashthesethreechecksfor$100each?Ithinkthatwillbeenough.那么,我能把每張100美圓的3張支票兌現(xiàn)嗎？我想該夠用了。T:Yes,I'llbehappytocashtheseforyou.Wouldyoupleasecountersignthemhere?好的,我很樂意為你兌換。請您將支票復簽一下。C:Thereyouare.T:Andwillyoupleasesignthisforeignexchangerequest?I'vealreadywrittendownyournameandaddressforyou,butIwillreadyourpassportnumber.對您所管理的分支機構(gòu)負責人應要求他對預算目標出現(xiàn)的任何偏離。都必須做出正式合理的解釋，因為這是衡量其工作能力的最正確尺度。銀行英語口語－存款發(fā)表于:星期六十一月25,200616:46PMHowmuchdoyouwanttodepositwithus?你想在我們這存多少？Howmuchdoyouwishtopayintoyouraccount?你希望在你的戶頭上存多少？Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?你方案在你的戶頭上定期存放多少錢？Howmuchcashdoyouplantodepositinyouraccount?你有多少錢要存入呢？Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.我認為你可把錢存入銀行，或留在銀行暫保管起來。Wouldyoupleasefillinthedepositingform,givingthesumofmoneyyou'retodepositaswellasyourname,addressandprofessionalunit?請?zhí)顝埓婵顔危瑢懨饕娴臄?shù)額以及你的姓名，地址和工作的單位，好嗎？Iwanttodeposit300yuaninmyaccount.我想在我的戶頭上存300元。Iwanttodepositthesechequesinmyaccount.我想把這些支票存在我的戶頭上。I'dliketopay200yuanintomydepositaccount.我想在在我的定期存款戶頭上存200元。Iwanttodepositmypaycheck.我想存入我的工資支票。I'dliketoknowwhetherIcancashachequehere.我想知道我能否在這兌換支票。Willyoupleasecashthistraveler'scheque?請兌現(xiàn)這張旅行支票好嗎？I'dliketocashthismoneyorder.我想兌現(xiàn)這張匯款單。Iwanttocashthebalanceofatraveler'sletterofcredit.我要把旅行信用證的結(jié)余兌現(xiàn)。Willyoupleasetellmewhetheryouchargeforcheques?請告訴我兌換支票收手續(xù)費嗎？Couldyoutellmehowmuchthecheckscost?請告訴我這些支票要花多少錢？WhatifIoverdraw?如果透支了怎么辦？Pleasesignyournameonthebottomlineifyouwanttocashthecheck.如果想兌支票，請在底線上簽名。Pleasewriteyouraccountnumberonthebackofthecheck.請在支票反面寫上你的帳號。Wehonoredthecheckastheoverdraftwasonly5yuan.我們承兌這張支票的透支額只有5元。Pleaseendorsethecheque.請背簽這張支票。Thetraveler'scheckscost1.5%ofthetotalamountofpurchase.旅行支票手續(xù)費是購置總額的1.5%。Here'sthechequebook.Whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveit"open".這是一本支票簿，你郵寄支票時，注意要在支票上打叉線。但是如果你本人想開張兌現(xiàn)支票，就不可打叉線。Eachchequeyouwritewillcost2dollars.你每開一張支票將花2美圓。UsefulWordsandPhrasesaccountnumber帳目編號depositor存戶pay-inslip存款單adepositform存款單abandingmachine自動存取機todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque空頭支票chequestub,counterfoil票根cashcheque現(xiàn)金支票traveler'scheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票canceledcheque已付支票forgedcheque偽支票Bandar'snote莊票，銀票師陽帖子：302金幣：3平均分：4.5點評：0銀行業(yè)務(wù)例文和結(jié)算英語用語發(fā)表于:星期六十一月25,200616:50PM銀行業(yè)務(wù)例文定期存款的條件為年利6%,存期6個月以上，只要金額1,000元，我們均樂意接受。Weshallbepleasedtoreceiveafixeddepositforanyamountmorethan$1,000,foraperiodoversixmonthsattherateof6%p.a.謹同函寄上新開定期存款第500號存折一份，面額100,000元，請查收為荷。該面額等于您寄來換新的舊存=折本金加上利息之和。EnclosedpleasefindanewdepositcertificateNo.500for$100,000,whichrepresentstheprincipalandinterestoftheoldcertificateyousentusforrenewal.如存款為100元以上，我們將樂意接受。Weshallbegladtoreceivedepositsof100yenandupward.結(jié)算到目前為止，我公司應收帳尚有二萬美元。茲奉上結(jié)算報告書一份，敬請查收為荷。Enclosedwehandyouastatementofaccounttodate,showingabalanceof$20,000inourfavour,whichwetrustwillbefoundinorder.上開帳目，現(xiàn)正核對，如無錯誤，將遵照貴公司的指示，將轉(zhuǎn)入新開的帳戶內(nèi)。Thisaccountisunderexamination,andiffoundcorrect,itshallbecarriedtoanewaccount,inconformitywithyourinstructions.您昨日函敬悉。茲遵照貴方請求，同函附上結(jié)算報告書，敬請惠予查收為荷。Yourfavourofyesterdaywasdulyreceived,andwehandyouherewithastatementofyouraccountasrequested,whichwehopeyouwillfindcorrect.茲奉上棒鐵總價為512,000元清單一份，懇請列入我公司貸方帳項為荷。Wehandyououraccountonthebariron,amountingto$512,000,whichkindlypasstoourcredit.師陽帖子：302金幣：3平均分：4.5點評：0銀行英語口語BankingEnglish發(fā)表于:星期六十一月25,200616:51PMI'dliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin.我想知道一下我是否能提取存款來支付天津購物的費用。Iwanttowithdraw200dollarsfrommydepositaccount.我要從我的定期存款中支取200美圓。Iwanttoclosemyaccountwithyou.我想結(jié)束在你們這兒的帳戶。I'dliketodraw100yuanagainstthisletterofcredit.我想從這份信用證上提款100元。MayIdrawmoneyagainsttheletterofcredithere?我可以在這兒用這份信用證取錢嗎？Couldyoutellmemybalance?能否把存款結(jié)余金額告訴我？Pleaseletmeknowmybalance.請告訴我結(jié)余金額。Ithinkyoucandrawonthisaccountbychequeinpaymentofgoods.我以為你可用支票提款支付購物費用。Yourbalanceatthebankis300yuan.你在本行的結(jié)余是300元。Yourdepositisexhausted.你的存款支凈了。Yourletterofcreditisusedup.你的信用證用完了。Pleasetellmehowyouwishtodrawyourmoney.請告訴我你希望怎樣支款。Fillourawithdrawalform,please.請?zhí)顚懭】顔?。Theletterofcreditisexhausted.信用證上的款子已提清。TheletteratCounter6willpayyouagainstyournumberslip.六號柜臺的出納員將根據(jù)你的號碼牌付給你錢。UsefulWordsandPhrasestocloseanaccount,toclearanaccount結(jié)清todrawmoney取款drawing-outslip取款單thenumberslip號碼牌awithdrawalform取款單tofillinthereceiptinduplicate一式兩份填這張收據(jù)teller,cashier出納員TellmethecurrentrateforRMB,please.請告訴我人民幣的現(xiàn)價。What'syoursellingrateforRMByuaninnotestoday?你們今天人民幣現(xiàn)鈔的售價是多少？What'sthedollargoingfortoday?美圓今天的售價是多少？Ourbuyingratefornotesis523yuanfor100dollars.我們100美圓的現(xiàn)鈔買入價是523元。It's200Frenchfrancsattoday'ssellingrate.今天的賣出價是200法國法郎。ThebuyingrateofU.S.dollarnotesis460yuanperhundreddollars.美圓現(xiàn)鈔買入價是100美圓付460元。UsefulPhrasesbuyingrate買進價格sellingrate賣出價格AndhowmuchwillitbeinJapanesecurrency?換成日本幣是多少？HowmuchwouldIgetfor300Japaneseyen?300日圓可兌換多少錢？I'dliketoknowtheexchangerateforGermanmarks.我想知道德國馬克的兌換率。Whatrateareyougiving?你們提供的兌換率是多少？What'stheexchangeratetoday?今天的兌換率是多少？PleasetellmewhatyouwouldgivemeformyU.S.dollars.請告訴我這些美圓可以兌換多少錢。Pleasetellmethecurrentrateforsterling.請告訴我英國貨幣的現(xiàn)行兌換率。Ifyou'llwaitamoment,I'llfindouttheratesofexchange.請等一會兒，我查一下兌換率。Pleasewaitamoment.I'llfindouttheexchangeratebetweenU.S.dollarsandRMB.請等一會兒，我查一下美圓對人民幣的兌換率。It's470yuanfor100dollars.100美圓可兌470元。Theexchangeratetodayis200yentothepound.今天的兌換率是一英鎊可兌200日圓。Theratefortraveler'schequesis300yuanagainst100dollars.旅行支票的兌換率是100美圓兌300元。Thesedollarsareworth1,000yuan.這些美圓可換1000元。UsefulPhrasesexchangetable,conversiontable匯兌換算表foreignexchange外匯exchangerate外匯率conversionrate折合率foreignexchangerestriction外匯限額foreignexchangequotations外匯行情tochecktherateforsb.查牌價師陽帖子：302金幣：3平均分：4.5點評：0銀行業(yè)務(wù)部門名稱中英對照發(fā)表于:星期六十一月25,200616:53PMBoardofDirectors董事會President行長ExecutiveOffice經(jīng)理辦公室PersonnelDept.人事部GeneralAffairsDept.總務(wù)部Co-ordination&PlanningDept.綜合方案部InternationalDept.國際業(yè)務(wù)部OverseasBranchesDept.海外部ForeignExchangeDept.外匯資金部FirstCreditDept.信貸一部SecondCreditDept.信貸二部AccountingDept.財會部InternationalClearingDept國際清算部BankingDept.營業(yè)部CreditCardDept.信用卡部GeneralAuditingDept.總稽核室ComputerCenter電腦部TrainingManagementDept.教育部InstituteofInternationalFinance國際金融研究所TrustandConsultationCo.信托咨詢公司師陽帖子：302金幣：3平均分：4.5點評：0銀行英語口語－向客戶提建議發(fā)表于:星期六十一月25,200616:54PMCustomer:Hello,Iwouldliketoopenanaccount,butIdonotknowwhataccountitshouldbe.顧客：你好。我想開立一個帳戶，但我不知道要開哪種帳戶。Clerk:Doyouoftendepositmoneyanddrawmoney?職員：您經(jīng)常存錢和取錢嗎？Customer:No,Idonot.IjustwanttodepositmysalaryandusethisaccounttopaythethingsIbuyatdepartmentstoresonceamonth.顧客：不，我不經(jīng)常存錢和取錢。我只想把工資存入并且用這個帳戶來支付每月一次在百貨商店所買的東西的帳款。Clerk:So,itwillbeagoodideaforyoutoopenacheckingaccount.Doyouthinkso?職員：那么您還是開立一個支票帳戶的好。您認為怎么樣？Customer:Allright,ifthataccountwillmake.顧客：行，如果這個帳戶適宜的話。DialogueTwo對話（2）Customer:Goodmorning,sir.IamfromJapan.MyEnglishispoor.Canyouhelpme?顧客：你好，先生。我是日本人。我的英語不太好，你能幫助嗎？Clerk:Itismypleasure,butIthinkitwouldbebetterforyoutotellmewhatyouwanttodo.職員：很快樂為您效勞，但我想您最好告訴我您想要干什么。Customer:Oh,Iwanttochangesomemoney,butIdonotknowhowtofillouttheexchangememo.顧客：啊，我想兌換些錢，但不知道怎樣填寫兌換水單。我不會看英文。Clerk:Wouldyoucaretogivemeyourpassportandwriteyournameonthepaper?職員：您能把您的護照給我，并把您的名字寫在這張紙上嗎？Customer:Thereyouare.MynameisTanaka.顧客：給你護照和姓名，我叫田中。Clerk:Good.Iwillfillouttheexchangememoforyounow.Whydonotyoutakeaseatoverthereforamoment?職員：好，我現(xiàn)在就為您填寫這張兌換水單。您請在那里坐一會行嗎？Customer:Iwouldliketo.Thanks.顧客：好的，謝謝。Clerk:Hello,Mr.Tanaka.IwaswonderingifyouwouldeverthoughtofconversingtheunusedRenminbibackintoJapanyenlater?職員：您好，田中先生，不知道您是否考慮到以后要把沒有用完的人民幣兌換成日元呢？Customer:Yes,ifIwillhaveRenminbileft.顧客：是的，如果有沒用完的人民幣的話，就要換成日圓。Clerk:So,IfImaymakeasuggestion,pleasekeepyourexchangememosafe,職員：那么，如果我還可以提一個建議的話，請您保管好您的這張兌換水單。Customer:Thankyouindeed.Iwilldothat.顧客：我會保管好的。謝謝。Clerk:Notatall.職員：不用謝。師陽帖子：302金幣：3平均分：4.5點評：0銀行英語口語－答復客戶問題發(fā)表于:星期六十一月25,200616:55PMCustomer:Excuseme,butcanIdrawonmyaccountforpaymentofthingsIbuyinChina?顧客：勞駕，請問我能不能提取存款嘗付我在中國買東西的費用？Clerk:Certainly,sir.Howmuchdoyoudraw?職員：當然可以，先生。您要取多少錢？Customer:RMB8,000please.Wouldyoupleasetellmemybalance?顧客：請給我人民幣8，000元。請把我?guī)ぬ柹系墓?jié)余金額告訴我好嗎？Clerk:Yes,sir.YourbalanceisRMB34,000.職員：好的，先生。你的帳戶余額是人民幣34000元。Customer:Iamsorry,butmayIaskonemorequestion?顧客：對不起，我能不能再問一個問題？Clerk:Ofcourse,pleasedo.Whatisit?職員：當然可以了。請問是什么問題？Customer:Whatistheinterestrateforthesavingaccount?顧客：儲蓄存款的利率是多少？Clerk:Thedetailedinformationisontheboard.Pleasegoandseeit.職員：詳細的情況在那塊利率牌上。請去那里看看吧。Customer:Manythanks.顧客：非常感謝。DialogueTow對話（2）Customer:Excuseme,butcouldyouhelpme?顧客：對不起，能幫我一個忙嗎？Clerk:Withpleasure.WhatcanIdoforyou?職員：很快樂為您效勞。我能為您做些什么？Customer:CouldyoutellmewhereIcanfindMrZhang?顧客：請告訴我張先生在哪里，好嗎？Clerk:SureMiss.MrZhangisupstairs.職員：沒問題，小姐。張先生在樓上。Customer:Thankyouverymuch.顧客：非常感謝。Clerk:Notatall,miss.職員：不客氣，小姐。DialogueThree對話（3）Customer:Doyouchargeforcheques?顧客：請問，兌換支票你們收手續(xù)費嗎？Clerk:Yeswedo.EachchequeyouwritewillcostRMB2.職員：是的，我們收手續(xù)費。您每開一張支票就要花人民幣2元。Customer:DoIhavetodepositalargesumofmoneyifIwanttoopenachequing-savingsaccount?顧客：如果我要開一個支票儲蓄帳戶，我必須存一大筆錢嗎？Clerk:Notnecessarily,sir.職員：不一定的，先生。Customer:Regardingtheinterestrate,whatisthedifferencebetweenasavingsaccountandcheckingaccount?顧客：在利率方面，儲蓄存款和支票存款有什么不同？Clerk:Notbigdifference,sir.職員：沒有太大的區(qū)別，先生。Customer:Isee.Iwouldliketoopenacheckingaccount.Will300dollarsbeenoughforaminimumdeposit?顧客：我知道了。我想開一個支票存款帳戶。300美圓作最低存款額夠了嗎？Clerk:Definitely.職員：足夠了。師陽帖子：302金幣：3平均分：4.5點評：0銀行英語口語－支票結(jié)算發(fā)表于:星期六十一月25,200616:58PMT:Hello!MayIhelpyou?您好，您有事需要幫助嗎？C:Yes,Ihopeso.IneedsomemorecashformyvisitinChina.MayIcashatraveler'scheckhere?是的，是這樣。我需要些現(xiàn)金，在中國觀光時使用。我能在這兒兌現(xiàn)旅行支票嗎？T:Ofcourse.We'dbehappycashitforyou.當然，我很樂意為您兌現(xiàn)。C:Iwasgoingtocashitatthehotel,butoneofmyfriendssaidthatbanksalwaysgivebetterexchangerates.我原本打算在家旅館兌現(xiàn)，但我朋友說銀行的兌現(xiàn)率通常有點高。T:Well,anybankwillcashitatourpresenttraveler'scheck-buyingrate,whichwesomewhatbetterthanathotelsbecauseoftheservicecharge.Yousee,hotelsaren'treallyinthemoneyexchangebusinessalthoughtheywillcashtraveler'schecksfortheirguests.任何銀行都是按現(xiàn)時買入旅行支票的兌換率來兌現(xiàn)的。這個兌現(xiàn)率我們已經(jīng)列在這里了。當然，因為手續(xù)費的差異，我們的兌換率比旅館的稍高些。您知道，旅館雖然為客人兌換旅行支票，但他們并不是專門從事兌換業(yè)務(wù)的。C:Youmeanthere'sreallynotmuchofadifference?您是說，實際上銀行與旅館的兌換率差距并不大。T:No,madam,notverymuch.是的，夫人，沒多大差距。C:Well,mayIcashthesethreechecksfor$100each?Ithinkthatwillbeenough.那么，我能把每張100美圓的3張支票兌現(xiàn)嗎？我想該夠用了。T:Yes,I'llbehappytocashtheseforyou.Wouldyoupleasecountersignthemhere?好的，我很樂意為你兌換。請您將支票復簽一下。C:Thereyouare.T:Andwillyoupleasesignthisforeignexchangerequest?I'vealreadywrittendownyournameandaddressforyou,butIwillreadyourpassportnumber.對您所管理的分支機構(gòu)負責人應要求他對預算目標出現(xiàn)的任何偏離。都必須做出正式合理的解釋，因為這是衡量其工作能力的最正確尺度。師陽帖子：302金幣：3平均分：4.5點評：0銀行英語口語－外匯率發(fā)表于:星期六十一月25,200616:58PMTellmethecurrentrateforRMB,please.請告訴我人民幣的現(xiàn)價。What'syoursellingrateforRMByuaninnotestoday?你們今天人民幣現(xiàn)鈔的售價是多少？What'sthedollargoingfortoday?美圓今天的售價是多少？Ourbuyingratefornotesis523yuanfor100dollars.我們100美圓的現(xiàn)鈔買入價是523元。It's200Frenchfrancsattoday'ssellingrate.今天的賣出價是200法國法郎。ThebuyingrateofU.S.dollarnotesis460yuanperhundreddollars.美圓現(xiàn)鈔買入價是100美圓付460元。UsefulPhrasesbuyingrate買進價格sellingrate賣出價格AndhowmuchwillitbeinJapanesecurrency?換成日本幣是多少？HowmuchwouldIgetfor300Japaneseyen?300日圓可兌換多少錢？I'dliketoknowtheexchangerateforGermanmarks.我想知道德國馬克的兌換率。Whatrateareyougiving?你們提供的兌換率是多少？What'stheexchangeratetoday?今天的兌換率是多少？PleasetellmewhatyouwouldgivemeformyU.S.dollars.請告訴我這些美圓可以兌換多少錢。Pleasetellmethecurrentrateforsterling.請告訴我英國貨幣的現(xiàn)行兌換率。Ifyou'llwaitamoment,I'llfindouttheratesofexchange.請等一會兒，我查一下兌換率。Pleasewaitamoment.I'llfindouttheexchangeratebetweenU.S.dollarsandRMB.請等一會兒，我查一下美圓對人民幣的兌換率。It's470yuanfor100dollars.100美圓可兌470元。Theexchangeratetodayis200yentothepound.今天的兌換率是一英鎊可兌200日圓。Theratefortraveler'schequesis300yuanagainst100dollars.旅行支票的兌換率是100美圓兌300元。Thesedollarsareworth1,000yuan.這些美圓可換1000元。UsefulPhrasesexchangetable,conversiontable匯兌換算表foreignexchange外匯exchangerate外匯率conversionrate折合率foreignexchangerestriction外匯限額foreignexchangequotations外匯行情tochecktherateforsb.查牌價師陽帖子：302金幣：3平均分：4.5點評：0銀行英語口語－新開帳戶發(fā)表于:星期六十一月25,200617:00PMWhatkindofaccountdidyouhaveinyourmind?你想開哪種帳戶?Doyouliketoopenacurrentaccount?你想開一個活期存款帳戶嗎?Adepositorcurrentaccount?[被屏蔽廣告]定期還是活期?Pleasetellmehowyouwouldliketodeposityourmoney.請告訴我你想存何種戶頭?There’saservicechargeforthecheckingaccountbutnochargeforthesavings.支票戶頭要收效勞費，現(xiàn)金戶頭不收。Ourminimumdepositforasavingsaccountis100dollars.我們儲蓄存款的最低存款額是100美圓。Fiveyuanistheminimumoriginaldeposit.最低起存款額是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.你可隨時以50美圓的起存額開立儲蓄帳戶。Evenoneyuanisallright.甚至一元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.這是你的存折，存取款時請帶來。保管好存折，遺失請告訴我們。Ishouldliketoopenacurrentaccount.我想開一個活期存款帳戶。IneedacheckingaccountsothatIcanpaymybill師陽帖子：302金幣：3平均分：4.5點評：0會計與銀行業(yè)務(wù)用語發(fā)表于:星期六十一月25,200617:02PM會計賬目用語會計報表statementofaccount往來帳目accountcurrent現(xiàn)在往來帳||存款額currentaccout銷貨帳accountsales共同計算帳項jointaccount未決帳項outstandingaccount貸方帳項creditaccount||creditoraccount借方帳項debitaccount||debtoraccount應付帳||應付未付帳accountpayable應收帳||應收未收帳accountreceivable新交易||新帳newaccount未決帳||老帳oldaccount現(xiàn)金帳cashaccount流水帳runningaccount暫記帳||未定帳suspenseaccount過期帳||延滯帳overdueaccount||pastdueaccount雜項帳戶sundryaccount詳細帳單||明細表detailaccount呆帳badaccount會計工程titleofaccount會計薄||帳薄account-book營業(yè)報告書||損益計算表accountofbudiness||businessreport借貸細帳||交驗帳accountrendered明細帳accountstated與...銀行開立一戶頭toopenanaccountwith與...銀行建立交易tokeepaccountwith繼續(xù)記帳tokeepaccount與...有交易tohaveanaccountwith作成會計帳||有往來帳項tomakeoutanaccountwith清算||清理債務(wù)tomakeupanaccount清潔帳目||與...停止交易tocloseone'saccountwith結(jié)帳tocloseanaccount清理未付款toaskanaccount||todemandanaccount結(jié)清差額tobalancetheaccountwith清算tosettleanaccount||toliquidateanaccount||tosquareanaccount審查帳目||監(jiān)查帳目toauditanaccount檢查帳目toexamineanaccount轉(zhuǎn)入A的帳戶tochargetheamounttoA'saccount以計帳方式付款topayonaccount代理某人||為某人onone'saccount||onaccountofone為自己計算||獨立帳目onone'sownaccount由某人收益并負風險onone'saccountandrisk||forone'saccountandrisk由某人負擔forone'saccount||foraccountofone按某人指示||列入某人帳戶byorderandforaccountofone列入5月份帳目forMayaccount編入某中帳項下topasstotheaccountof||toplacetotheaccountof寄出清算書tosendinanaccount||tosendinrenderanaccount支票用語支票薄chequebook支票陳票人chequedrawer持票人chequeholder不記名支票chequetobearer||bearercheque記名支票||認人支票chequetoorder到期支票antedatedcheque未到期支票postdatedcheque保付支票certifiedcheque未獲兌現(xiàn)支票，退票returnedcheque橫線支票crossedcheque普通橫線generalcrossing特別橫線specialcrossing空白支票blankcheque失效支票，過期支票stalecheque普通支票opencheque打10%折扣的10000元支票，（即9000元）achequefor$10,000,less10%discount加10%費用的10000元支票，（即11000元）achequefor$10,000,plus10%charges支票換現(xiàn)金||兌現(xiàn)tocashacheque清理票款toclearacheque保證兌現(xiàn)tocertifyacheque填寫支票數(shù)額tofillupacheque支票上劃線tocrossacheque開發(fā)支票tomakeoutacheque簽發(fā)支票，開立支票todrawacheque||toissueacheque透支支票tooverdrawacheque背書支票toendorseacheque請付票款||清付票款topayacheque||tohonouracheque支票退票todishonouracheque拒付支票torefuseacheque拒付支票tostoppaymentofacheque提示要求付款topresentforpayment見票即付持票人payabletobearer支付指定人payabletoorder已過期||無效outofdate||stale請給出票人R/D||refertodrawer存款缺乏N/S||N.S.F.||notsufficientfunds||I/F||insufficientfunds文字與數(shù)字不一致wordsandfiguresdiffer支票交換時間已過accountclosed更改處應加蓋印章alterationsrequireinitials交換時間已過effectsnotcleared停止付款paymentstopped支票毀損chequemutilated匯款用語匯款||寄錢toremit||tosendmoney寄票供取款||支票支付tosendachequeforpayment寄款人aremitter收款人aremittee匯票匯單用語國外匯票foreignBill國內(nèi)匯票inlandBill跟單匯票documentarybill空頭匯票accommodationbill原始匯票originalbill改寫||換新票據(jù)renewedbill即期匯票sightbill||billondemand...daysafterdate||...days'afterdate...日后付款...monthsafterdate||...months'afterdate...月后付款見票后...日付款...days'aftersight||...days'sight見票后...月付款...months'aftersight||...months'sight同組票據(jù)setofbills單張匯票solaofexchange||soleofexchange遠期匯票usancebill||billatusance長期匯票longbill短期匯票shortbill逾期匯票overduebill寬限日期daysofgrace電匯telegraphictransfer(T.T)郵匯postalorder||postalnote(Am.)||postofficeorder||moneyorder本票promissorynote(P/N)押匯負責書||押匯保證書letterofhypothecation副保||抵押品||付屬擔保物collateralsecurity擔保書trustreceipt||letterofindemnity承兌||認付acceptance單張承兌generalacceptance有條件承兌qualifiedacceptance附條件認付conditionalacceptance局部認付partialacceptance拒付||退票dishonour拒絕承兌而退票dishonourbynon-acceptance由于存款缺乏而退票dihonourbynon-payment提交presentation背書endorsement||indorsement無記名背書generalendorsement||blankendorsement記名式背書specialendorsement||fullendorsement附條件背書conditionalendorsement限制性背書restrictiveendorsement無追索權(quán)背書endorsementwithoutrecourse期滿||到期maturity托收collection新匯票||再兌換匯票re-exchange||re-draft外匯交易exchangedealing||exchangedeals匯兌合約exchangecontract匯兌合約預約forwardexchangecontract外匯行情exchangequotation交易行情表courseofexchange||exchangetable匯價||兌換率exchangerate||rateofexchange官方匯率officialrate掛牌匯率||名義匯率nominalrate現(xiàn)匯匯率spotrate電匯匯率||電匯率||T.T.rate||telegraphictransferrate兌現(xiàn)率||兌現(xiàn)匯率demandrate長期匯率longrate私人匯票折扣率rateonaprivatebill遠期匯票兌換率forwardrate套價||套匯匯率||裁定外匯行情crossrate付款匯率pencerate當日匯率||成交價currencyrate套匯||套價||公斷交易率arbitrage匯票交割||匯票議付negotiationofdraft交易人||議付人negotiator票據(jù)交割||讓與支票票據(jù)議付tonegotiatieabill折扣交割||票據(jù)折扣todiscountabill票據(jù)背書toendorseabill應付我差額51,000美元abalanceduetousof$51,000||abalanceinourfavourof$51,000收到匯款toreceiveremittance填寫收據(jù)tomakeoutareceipt付款用語付款方法modeofpayment現(xiàn)金付款paymentbycash||cashpayment||paymentbyreadycash以支票支付paymentbycheque以匯票支付paymentbybill以物品支付paymentinkind付清||支付全部貨款paymentinfull||fullpayment支付局部貨款||分批付款paymentinpart||partpayment||partialpayment記帳付款||會計帳目內(nèi)付款paymentonaccount定期付款paymentonterm年分期付款annualpayment月分期付款monthlypayment||monthlyinstalment延滯付款paymentinarrear預付貨||先付paymentinadvance||prepayment延付貨款deferredpayment立即付款promptpayment||immediatepayment暫付款suspensepayment延期付款delayinpayment||extensionofpayment支付票據(jù)paymentbill名譽支付||干與付款paymentforhonour||paymentbyintervention結(jié)帳||清算||支付settlement分期付款instalment滯付||拖欠||尾數(shù)款未付arrears特許拖延付款日daysofgrace保證付款delcredere付款topay||tomakepayment||tomakeeffectpayment結(jié)帳tosettle||tomakesettlement||tomakeeffectsettlement||tosquare||tobalance支出||付款todefray||todisburse結(jié)清toclearoff||topyaoff請求付款toaskforpayment||torequestpayment懇求付帳tosolicitpayment拖延付款todeferpayment||todelaypayment付款被拖延tobeinarrearswithpayment還債todischarge迅速付款topaypromptly付款相當迅速topaymoderatelywell||topayfairlywell||tokeeptheengagementsregularly付款相當慢topayslowly||totakeextendedcredit付款不好topaybadly||tobegenerallyinarrearwithpayments付款頗為惡劣topayverybadly||toneverpayunlessforced拒絕付款torefusepayment||torefusetopay||todishonourabill相信能收到款項Weshalllooktoyouforthepayment||Weshalldependuponyouforthepayment