建設(shè)銀行2025周口市秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）根據(jù)上下文，選擇最合適的單詞填入空格。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry.A.revolutionizedB.facilitatedC.deterioratedD.substituted2.Asafinancialinstitution,BankofChinamust______strictcompliancewithregulations.A.adheretoB.neglectC.conflictwithD.revise3.TheeconomicgrowthinZhoukouhasbeen______byseveralkeyindustrialpolicies.A.drivenB.hamperedC.ignoredD.delayed4.Toimprovecustomersatisfaction,thebankintroduceda______servicesystem.A.responsiveB.inefficientC.complexD.outdated5.ThenewbranchinZhoukouisstrategicallylocatedto______thegrowingdemandforfinancialservices.A.meetB.exceedC.undermineD.ignore6.Theloanofficercarefully______theapplicant’scredithistorytoassesstherisk.A.reviewedB.dismissedC.exaggeratedD.minimized7.Thebank’smobileappaimsto______theconvenienceofitsusers.A.enhanceB.reduceC.disruptD.complicate8.Themergerbetweenthetwobanks______theirmarketsharesignificantly.A.expandedB.reducedC.stabilizedD.fluctuated9.Thelocalgovernmenthas______incentivestoattractmorebusinessestoZhoukou.A.offeredB.rejectedC.eliminatedD.postponed10.Thebank’ssustainabilitygoalsincludereducingitscarbon______.A.footprintB.profitC.costD.volume二、閱讀理解（共5題，每題2分）閱讀以下短文，選擇最佳答案。Passage1ThePeople’sBankofChinarecentlyannouncednewmeasurestosupportsmallandmedium-sizedenterprises(SMEs)inruralareas.Theinitiativeincludeslowerinterestratesandeasieraccesstocredit,aimingtostimulateeconomicactivityinregionslikeZhoukou.Localbankshavebeenencouragedtoimplementthesepoliciestoensurefinancialinclusion.However,someexpertsarguethattheeffectivenessdependsonthebanks’abilitytoidentifycreditworthyborrowerswithoutoverexposuretorisk.1.Whatisthemainpurposeofthenewmeasures?A.Toincreasebanks’profits.B.Tosupporteconomicgrowthinruralareas.C.ToreducethenumberofSMEs.D.Toimposestricterregulations.2.Whichgroupismostlikelytobenefitfromthesepolicies?A.Largecorporations.B.Governmentofficials.C.Smallandmedium-sizedenterprises.D.Foreigninvestors.3.Whatconcernisraisedbysomeexperts?A.Themeasuresmayleadtohigherinflation.B.Banksmightfaceexcessivecreditrisks.C.Thepoliciesaretoocostlytoimplement.D.Ruralareaswillbecomelessattractive.Passage2China’sdigitalcurrency(e-CNY)isexpandingitsusagebeyondmajorcities.TheCentralBankhaspartneredwithlocalmerchantsinZhoukoutopromotecontactlesspayments.Thepilotprogramaimstoimprovefinancialefficiencyandreducerelianceoncash.Whilemostcitizensaresupportive,somesmallbusinessesworryabouttheadditionalcostsofupgradingtheirpaymentsystems.Thegovernmenthaspromisedsubsidiestoeasethisburden.4.Whatistheprimarygoalofthee-CNYpilotinZhoukou?A.Toreplaceallcashtransactions.B.Totestthecurrency’sstability.C.Toenhancepaymentconvenience.D.Tocollectdataonconsumerbehavior.5.Whatisthemainchallengeforsmallbusinesses?A.Lackofcustomerinterest.B.Highcostsofsystemupgrades.C.Insufficientgovernmentsupport.D.Poorinternetconnectivity.三、完形填空（共10題，每題1分）閱讀以下短文，選擇最合適的選項填入空格。ThebankingsectorinZhoukouhasseensignificantchangesinrecentyears.Withtheriseofdigitalbanking,traditionalbankshavehadto______(6)______innovativetostaycompetitive.Manyhaveinvestedheavilyinmobileappsandonlineservicesto______(7)______customerexperience.However,thetransitionhasnotbeenwithoutchallenges.Someoldercustomersstruggletoadapttodigitalplatforms,whichhasledtoapushformore______(8)______support.Atthesametime,thebank’sroleinsupportinglocalbusinesseshasbecome______(9)______important.Thegovernmenthasencouragedbanksto______(10)______moreresourcestoSMEs,recognizingtheirvitalroleintheeconomy.6.A.adoptB.resistC.ignoreD.embrace7.A.improveB.degradeC.ignoreD.disrupt8.A.accessibleB.complicatedC.unavailableD.costly9.A.increasinglyB.slightlyC.rarelyD.negatively10.A.allocateB.wasteC.reduceD.neglect四、翻譯（共2題，每題5分）將以下句子翻譯成英文。1.為促進周口市經(jīng)濟發(fā)展，建設(shè)銀行推出了一系列普惠金融政策。2.隨著金融科技的進步，銀行業(yè)必須加強風(fēng)險管理以應(yīng)對市場變化。五、寫作（共1題，10分）題目：HowDigitalBankingCanBenefitSmallBusinessesinZhoukou要求：寫一篇短文（150-200詞），內(nèi)容包括：1.數(shù)字銀行的優(yōu)勢（如便捷性、低成本）。2.對小企業(yè)的具體幫助。3.可能的挑戰(zhàn)及解決方案。答案及解析一、選詞填空1.A(革命化)2.A(遵守)3.A(驅(qū)動)4.A(響應(yīng)的)5.A(滿足)6.A(審查)7.A(提升)8.A(擴大)9.A(提供)10.A(碳足跡)解析：1.Digitalbankinghas"revolutionized"theindustry(數(shù)字銀行已革命化傳統(tǒng)金融業(yè))。5.Thebranchisstrategicallylocatedto"meet"demand(分行戰(zhàn)略位置旨在滿足需求)。10."Carbonfootprint"referstotheenvironmentalimpact(碳足跡指環(huán)境影響)。二、閱讀理解1.B2.C3.B4.C5.B解析：2.Thetextmentionssupportfor"SMEs"(文中提到支持中小企業(yè))。4.Thegoalisto"enhancepaymentconvenience"(目標(biāo)是提升支付便利性)。三、完形填空6.D(embrace)7.A(improve)8.A(accessible)9.A(increasingly)10.A(allocate)解析：6.Banksmust"embrace"innovation(銀行必須擁抱創(chuàng)新)。10.Banksareencouragedto"allocate"moreresources(銀行被鼓勵分配更多資源)。四、翻譯1.TopromotetheeconomicdevelopmentofZhoukou,ChinaConstructionBankhasintroducedaseriesofinclusivefinancialpolicies.2.Withtheadvancementoffinancialtechnology,thebankingindustrymuststrengthenriskmanagementtoadapttomarketchanges.五、寫作范文HowDigitalBankingCanBenefitSmallBusinessesinZhoukouDigitalbanking