郵儲銀行2025鹽城市秋招筆試英語題專練及答案第一部分：詞匯與語法（共10題，每題1分）說明：下列每題選出一個最佳選項填入空白處。1.Thenewbankingregulationsrequirefinancialinstitutionsto__________moretransparencyintheiroperations.A)enhanceB)diminishC)eliminateD)neglect2.SaltCity’seconomicgrowthhasbeen__________bytherapiddevelopmentofitslogisticssector.A)boostedB)hinderedC)delayedD)fluctuated3.Asarural-focusedbank,PostalSavingsBankemphasizes__________tounderservedcommunities.A)exclusionB)inclusionC)isolationD)segregation4.TheannualfinancialfairinYanchenghelps__________localSMEsaccessfundingchannels.A)facilitateB)obstructC)postponeD)discourage5.Ourcreditassessmentmodelprioritizes__________factorssuchasrepaymenthistoryandincomestability.A)subjectiveB)objectiveC)emotionalD)unpredictable6.Thepandemichas__________thedigitaltransformationeffortsinthebankingindustry.A)acceleratedB)sloweddownC)pausedD)reversed7.Thebank’scustomerserviceteamistrainedto__________high-qualitybankingexperiences.A)deliverB)disruptC)deteriorateD)optimize8.Themergerwill__________thebank’smarketshareinthecoastalregionsofJiangsuProvince.A)expandB)reduceC)stabilizeD)diminish9.ThebranchinYanchengiscommittedto__________sustainablebankingpractices.A)adoptB)rejectC)ignoreD)oppose10.Theregulatoryframeworkaimsto__________financialrisksacrosstheindustry.A)mitigateB)amplifyC)ignoreD)exploit第二部分：閱讀理解（共5題，每題2分）說明：閱讀以下短文，回答問題。Passage1TheriseoffintechhastransformedthebankinglandscapeinChina.TraditionalbankslikePostalSavingsBankareadaptingbyintegratingdigitalsolutionssuchasmobilebankingappsandAI-drivencreditscoring.Forinstance,Yancheng’sbranchhaslaunchedacloud-basedplatformtostreamlineloanapplications,reducingprocessingtimeby40%.However,challengesremain,includingcybersecuritythreatsandregulatorycompliance.Thecentralbank’srecentguidelinesemphasizetheneedforbankstobalanceinnovationwithriskmanagement.Questions:11.Whatisthemainimpactoffintechonbanks?A)IncreasedcompetitionB)ReducedefficiencyC)LimitedinnovationD)Highercosts12.HowhastheYanchengbranchimproveditsservices?A)ByeliminatingdigitaltoolsB)ThroughtraditionalmethodsC)Withcloud-basedsolutionsD)Byincreasingphysicalbranches13.Whatchallengesdobanksfaceinadoptingfintech?A)LackoffundingB)CybersecurityrisksC)InsufficientcustomersD)Lowemployeeskill14.Accordingtothecentralbank,whatisakeypriorityforbanks?A)ExpandingoperationsB)BalancinginnovationandriskC)CuttingcostsD)Focusingonruralareas15.Whichregionishighlightedasafocusforbankinginnovation?A)BeijingB)ShanghaiC)YanchengD)Guangdong第三部分：完形填空（共10題，每題1分）說明：閱讀以下短文，選擇最佳選項填入空白處。ThebankingsectorinYanchenghas__16__significantlyoverthepastdecade.Thisgrowthcanbeattributedtoseveralfactors.__17__,theriseofe-commercehasincreaseddemandfordigitalbankingservices.__18__,thelocalgovernmenthas__19__policiestoattractfinancialinstitutions.Forexample,PostalSavingsBankhas__20__anewbranchinthecitycenter,offeringspecializedservicesforsmallbusinesses.However,thesectorstillfaces__21__challenges,suchasaginginfrastructureandhighcompetition.To__22__,banksmustinvestintechnologyand__23__customersatisfaction.16.A)declinedB)stabilizedC)flourishedD)declined17.A)MoreoverB)HoweverC)ThereforeD)Thus18.A)SimilarlyB)AdditionallyC)ConclusivelyD)Separately19.A)implementedB)ignoredC)rejectedD)delayed20.A)establishedB)abandonedC)expandedD)closed21.A)minorB)majorC)temporaryD)negligible22.A)sustainB)ignoreC)expandD)reduce23.A)improveB)decreaseC)neglectD)maintain第四部分：翻譯（共2題，每題2分）說明：將下列中文句子翻譯成英文。24.郵儲銀行致力于提升農(nóng)村地區(qū)的金融服務水平。25.鹽城市的經(jīng)濟多元化得益于其發(fā)達的港口物流業(yè)。第五部分：寫作（1題，10分）說明：根據(jù)以下主題寫一篇短文（150-200詞）。Theme:TheRoleofBanksinPromotingSustainableDevelopmentinRuralAreas答案及解析第一部分：詞匯與語法1.A)enhance（強化）解析：regulations（規(guī)定）常與enhance搭配，表示“提高透明度”。2.A)boosted（推動）解析：logisticssector（物流業(yè)）的發(fā)展促進了經(jīng)濟增長。3.B)inclusion（包容）解析：郵儲銀行以農(nóng)村為導向，強調(diào)“服務弱勢群體”。4.A)facilitate（促進）解析：financialfair（金融展）幫助中小企業(yè)獲得資金。5.B)objective（客觀）解析：信用評估應基于客觀標準。6.A)accelerated（加速）解析：疫情加速了銀行業(yè)數(shù)字化轉(zhuǎn)型。7.A)deliver（提供）解析：customerserviceteam（客服團隊）提供優(yōu)質(zhì)服務。8.A)expand（擴大）解析：合并將擴大銀行在江蘇沿海地區(qū)的市場份額。9.A)adopt（采用）解析：銀行致力于可持續(xù)金融實踐。10.A)mitigate（減輕）解析：監(jiān)管框架旨在減輕行業(yè)金融風險。第二部分：閱讀理解11.A)Increasedcompetition解析：fintech對銀行的主要影響是加劇競爭。12.C)Withcloud-basedsolutions解析：文章提到鹽城分行使用云平臺優(yōu)化服務。13.B)Cybersecurityrisks解析：文章指出網(wǎng)絡安全是采用fintech的主要挑戰(zhàn)。14.B)Balancinginnovationandrisk解析：央行強調(diào)創(chuàng)新與風險平衡。15.C)Yancheng解析：文章多次提及鹽城作為創(chuàng)新案例。第三部分：完形填空16.C)flourished（繁榮）解析：描述行業(yè)增長用flourish最符合語境。17.A)Moreover（此外）解析：e-commerce與digitalbanking是遞進關(guān)系。18.B)Additionally（此外）解析：政府政策是增長原因之一。19.A)implemented（實施）解析：政策落地用implement。20.A)established（設立）解析：銀行開設新分行為expand。21.B)major（重大）解析：基礎設施和競爭是顯著挑戰(zhàn)。22.A)sustain（維持）解析：銀行需保持增長。23.A)improve（提升）解析：customersatisfaction（客戶滿意度）需提升。第四部分：翻譯24.PostalSavingsBankiscommittedtoenhancingfinancialservicesinruralareas.解析：翻譯準確傳達了“致力于提升”的含義。25.TheeconomicdiversificationofYanchengbenefitsfromitsdevelopedportlogisticsindustry.解析：用benefitsfrom準確表達“得益于”。第五部分：寫作（參考范文）TheRoleofBanksinPromotingSustainableDevelopmentinRuralAreasBanksplayapivotalroleinadvancingsustainabledevelopmentinruralChina.Byprovidingaffordablecredit,theyenablefarmerstoadoptmoderntechnologies,suchassolar-powe