中國銀行2025秋招筆試英語題專練及答案黑龍江地區(qū)一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas__________traditionalfinancialservicesinChina.A.replacedB.supportedC.complementedD.challenged2.黑龍江地區(qū)近年來積極推動綠色金融，以______localeconomicsustainability.A.promoteB.diminishC.neglectD.postpone3.ChinaBank’scustomerserviceteamensureshigh-quality__________tomeetregionalmarketdemands.A.interactionsB.transactionsC.innovationsD.investments4.Thebank’snewmobileappaimsto__________theefficiencyofonlinebankingfornorthernusers.A.enhanceB.reduceC.delayD.eliminate5.Riskmanagementinbankingrequiresstrict__________topreventfinanciallosses.A.proceduresB.attitudesC.technologiesD.regulations6.The凍土地區(qū)的農(nóng)村信貸政策需要更加靈活的__________toadapttolocalconditions.A.strategiesB.structuresC.systemsD.standards7.ChinaBank’sHRdepartmentvalues__________inhiringprocessestoattracttoptalent.A.diversityB.efficiencyC.flexibilityD.tradition8.Thebank’scorporatesocialresponsibilityprogramsfocuson__________educationinunderdevelopedareas.A.supportingB.disruptingC.expandingD.limiting9.Theglobaleconomicdownturnhas__________thegrowthofChinesebanks.A.acceleratedB.slowedC.stabilizedD.diversified10.Thebank’strainingprogramsemphasize__________toimproveemployeeskillsindigitalbanking.A.creativityB.complianceC.collaborationD.competition二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:ChinaBankhasbeenexpandingitspresenceinHeilongjiangProvince,recognizingtheregion’sgrowingeconomicimportance.Thebankhasintroducedspecializedservicesforagriculturalbusinesses,leveragingblockchaintechnologytostreamlinelanddeedtransfers.Additionally,ithaspartneredwithlocalgovernmentstodevelopruralcreditprograms,ensuringfarmershaveaccesstoaffordableloans.Thebank’ssustainabilityinitiativesincludeinvestinginwindenergyprojectsandpromotinggreenmortgages.Despitechallengessuchastheharshwinterclimate,ChinaBank’sregionalbranchhasmanagedtoincreaseitsmarketsharebyofferingtailoredfinancialsolutions.1.WhatisthemainfocusofChinaBank’soperationsinHeilongjiang?A.UrbandevelopmentB.AgriculturalfinanceC.CorporatebankingD.Internationaltrade2.HowdoesChinaBankusetechnologytosupportruralbusinesses?A.ByprovidingtraditionalloansB.ByimplementingblockchainforlandtransfersC.ByofferingfreeconsultingD.Byinvestingininfrastructure3.WhyhasChinaBankpartneredwithlocalgovernments?A.ToreducecompetitionB.TopromotegreeninitiativesC.ToincreaseprofitsD.Toexpanditsbranchnetwork4.WhatchallengesdoesChinaBankfaceinHeilongjiang?A.HighinterestratesB.RegulatoryrestrictionsC.HarshwinterconditionsD.Lowcustomerdemand5.WhatdoesthepassagesuggestaboutChinaBank’sfuturestrategy?A.ItwillfocusoninternationalmarketsB.ItwillprioritizeurbanclientsC.ItwillcontinueexpandingruralservicesD.Itwillreduceitssustainabilityefforts三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthelist.Words:innovative,competitive,sustainable,efficient,flexible,strategic,comprehensive,reliable,dynamic,responsible1.ChinaBank’sapproachtodigitalbankingishighly__________,ensuringitstaysaheadinthemarket.2.Thebank’sloanapprovalprocessisdesignedtobe__________,reducingwaitingtimesforcustomers.3.GreenfinanceinitiativesdemonstrateChinaBank’scommitmentto__________growth.4.Thebank’smarketingcampaignsare__________,targetingbothurbanandruralpopulations.5.TheHRdepartmentmaintains__________policiestoattractdiversetalent.6.RiskmanagementsystemsatChinaBankare__________,coveringallpossiblescenarios.7.Thebank’scustomerserviceteamoperateswithmaximum__________toresolveissuespromptly.8.ChinaBank’sruralbankingprogramsare__________,addressingtheneedsoffarmers.9.Thebank’sinternationaloperationsfollow__________planningtominimizerisks.10.ChinaBank’scorporatesocialresponsibilityeffortshighlightits__________towardsociety.四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.黑龍江省的經(jīng)濟(jì)發(fā)展得益于中國銀行提供的信貸支持。2.銀行致力于為客戶提供高效、安全的金融服務(wù)。3.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來發(fā)展的關(guān)鍵趨勢。4.農(nóng)業(yè)信貸政策需要兼顧經(jīng)濟(jì)效益和社會責(zé)任。5.中國銀行通過創(chuàng)新金融產(chǎn)品推動區(qū)域經(jīng)濟(jì)繁榮。五、簡答題（共5題，每題3分）directions:Answerthefollowingquestionsbriefly.1.HowdoesChinaBankbenefitfromdigitalbankinginHeilongjiang?2.Whatmeasuresdoesthebanktaketomanagerisksinruralfinance?3.WhyisgreenfinanceimportantforChinaBank’ssustainabilitygoals?4.HowdoesChinaBankadaptitsservicestomeettheneedsofnortherncustomers?5.WhatroledoescorporatesocialresponsibilityplayinChinaBank’sregionalstrategy?答案及解析一、選詞填空1.D(challenged)解析：數(shù)字銀行的快速發(fā)展對傳統(tǒng)金融服務(wù)構(gòu)成了挑戰(zhàn)。2.A(promote)解析：綠色金融有助于促進(jìn)當(dāng)?shù)亟?jīng)濟(jì)的可持續(xù)發(fā)展。3.B(transactions)解析：銀行客服團(tuán)隊(duì)提供高質(zhì)量的交易服務(wù)以滿足市場需求。4.A(enhance)解析：新手機(jī)應(yīng)用旨在提高線上銀行服務(wù)的效率。5.A(procedures)解析：風(fēng)險管理需要嚴(yán)格的流程來防止財(cái)務(wù)損失。6.A(strategies)解析：凍土地區(qū)的農(nóng)村信貸政策需要靈活的策略來適應(yīng)當(dāng)?shù)貤l件。7.A(diversity)解析：銀行招聘過程中重視多樣性以吸引頂尖人才。8.A(supporting)解析：銀行的社會責(zé)任項(xiàng)目專注于支持欠發(fā)達(dá)地區(qū)的教育。9.B(slowed)解析：全球經(jīng)濟(jì)衰退減緩了中國銀行業(yè)的發(fā)展。10.B(compliance)解析：銀行培訓(xùn)計(jì)劃強(qiáng)調(diào)合規(guī)性以提升員工數(shù)字銀行技能。二、閱讀理解1.B解析：文章重點(diǎn)介紹中國銀行在黑龍江的農(nóng)業(yè)金融服務(wù)。2.B解析：銀行利用區(qū)塊鏈技術(shù)簡化土地產(chǎn)權(quán)轉(zhuǎn)讓。3.B解析：銀行與地方政府合作推廣綠色金融項(xiàng)目。4.C解析：文章提到銀行面臨嚴(yán)寒氣候的挑戰(zhàn)。5.C解析：文章暗示銀行將繼續(xù)擴(kuò)展農(nóng)村服務(wù)。三、完形填空1.competitive2.efficient3.sustainable4.comprehensive5.flexible6.comprehensive7.reliable8.flexible9.strategic10.responsible四、翻譯1.TheeconomicdevelopmentofHeilongjiangProvincebenefitsfromChinaBank’screditsupport.2.Thebankiscommittedtoprovidingefficientandsecurefinancialservicestocustomers.3.Digitaltransformationisakeytrendinthefuturedevelopmentofbanking.4.Agriculturalcreditpoliciesneedtobalanceeconomicbenefitsandsocialresponsibility.5.ChinaBankp