建設(shè)銀行2025來賓市筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：閱讀以下句子，從每題所給的選項(xiàng)中選出最合適的單詞填入空格中，使句子意思完整、準(zhǔn)確。1.Therapiddevelopmentofdigitalbankinghassignificantly__________thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.regulatedC.standardizedD.automated2.Toattractmorecustomersinthecompetitivemarket,thebankneedsto__________itsmobilebankingappwithinnovativefeaturesanduser-friendlydesign.A.modernizeB.criticizeC.minimizeD.neglect3.Thelocalgovernment’seffortstoimproveruralfinancialserviceshave__________thecreditaccessibilityforsmallbusinessesinLianningCounty.A.enhancedB.decreasedC.complicatedD.delayed4.Despiteeconomicdownturns,thedemandforonlinebankingservicescontinuesto__________duetotheirconvenienceandefficiency.A.fluctuateB.declineC.stabilizeD.surge5.Thebank’scompliancedepartmentensuresthatalloperationsadhereto__________andregulatorystandardstomitigaterisks.A.transparencyB.confidentialityC.flexibilityD.profitability二、閱讀理解（共4題，每題3分，共12分）題目：閱讀以下短文，回答問題。Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinregionslikeLianningCountyinGuangxi,wheretraditionalbankingserviceswereoncelimited.Digitalplatformshaveenabledfinancialinstitutionstoexpandtheirreach,offeringcredit,payments,andwealthmanagementsolutionstounderservedpopulations.However,challengesremain,suchascybersecurityrisks,digitalliteracygaps,andregulatoryhurdles.Toaddresstheseissues,banksmustcollaboratewithlocalgovernmentsandfintechcompaniestodevelopinclusivefinancialecosystems.ThePeople’sBankofChinahasintroducedpoliciestosupporttheintegrationoftechnologyandfinance,emphasizingdata-drivendecision-makingandriskmanagement.Asaresult,banksinLianningCountyhaveseena30%increaseinloanapprovalsforsmallbusinessesoverthepasttwoyears.1.WhathasbeentheprimaryimpactoffintechonbankinginLianningCounty?A.IncreasedcompetitionB.ImprovedfinancialinclusionC.HigherregulatoryscrutinyD.Declineintraditionalbankingservices2.Accordingtothepassage,whatchallengesdobanksfaceinexpandingdigitalservices?A.HighcostsB.CybersecurityrisksanddigitalliteracygapsC.GovernmentoppositionD.Lackofcustomertrust3.HowhasthePeople’sBankofChinasupportedthebankingsectorinthisregion?A.ByimposingstricterregulationsB.ByencouragingfintechpartnershipsC.ByreducinginterestratesD.Byfundinginfrastructureprojects4.Whathasbeentheoutcomeofcollaborativeeffortsbetweenbanks,fintech,andlocalgovernments?A.FewerloanapprovalsB.NosignificantchangeC.IncreasedloanapprovalsforsmallbusinessesD.Higherfeesforcustomers三、句子改錯(cuò)（共5題，每題2分，共10分）題目：以下句子中各含有一個(gè)語(yǔ)法錯(cuò)誤，請(qǐng)指出并改正。1.Thebank’snewcreditpolicywilltakeeffectfromthebeginningofnextmonth,whichwillaffecttheloanapprovalprocesssignificantly.-Error:_________→Corrected:_________2.Althoughtheeconomicsituationischallenging,thebankremainsoptimisticaboutthegrowthofitsdigitalbankingservices.-Error:_________→Corrected:_________3.Byleveragingbigdataanalytics,thebankcanimproveitsriskassessmentandprovidemoretailoredfinancialsolutionstocustomers.-Error:_________→Corrected:_________4.Ifcustomersfailtomaketheirpaymentsontime,theircreditscoresmaybenegativelyimpacted.-Error:_________→Corrected:_________5.Thelocalbranchhasbeenclosedtemporarilyduetomaintenancework,andreopenonMonday.-Error:_________→Corrected:_________四、完形填空（共5題，每題2分，共10分）題目：閱讀以下短文，選擇最適合填入空格的單詞。ThebankingsectorinLianningCountyhasundergonearemarkabletransformationinrecentyears,largelyduetotheadoptionofdigitaltechnologies.Traditionalfinancialinstitutionshavehadto__________theiroperationstomeetthechangingdemandsofcustomers.Forinstance,manyhaveintegratedmobilebankingappsthatallowclientstotransferfunds,paybills,andapplyforloanswithjustafewtapsontheirsmartphones.Thisshifthasnotonlyimprovedcustomersatisfactionbutalso__________operationalefficiency.However,thetransitionhasnotbeenwithoutchallenges.Bankshavehadtoinvestheavilyincybersecuritymeasurestoprotectsensitivedatafromhackers.Additionally,therehasbeenaneedto__________digitalliteracyprogramstoensurethatoldercustomerscanusethesenewtoolseffectively.Despitethesehurdles,thefutureofbankinginLianningCountylookspromising,asmorepeopleembracedigitalfinancialservices.1.A.modernize2.A.enhanced3.A.launched4.A.mitigate5.A.adapt五、翻譯填空（共5題，每題2分，共10分）題目：將以下中文句子翻譯成英文，填入空格中。1.為支持小微企業(yè)的發(fā)展，建設(shè)銀行推出了專項(xiàng)貸款計(jì)劃。-Translation:To__________thedevelopmentofsmallandmedium-sizedenterprises,ChinaConstructionBankhaslauncheda__________loanprogram.2.我們致力于為客戶提供安全、便捷的金融服務(wù)平臺(tái)。-Translation:Wearecommittedto__________ourcustomerswithsecureand__________financialserviceplatforms.3.加強(qiáng)風(fēng)險(xiǎn)防控是銀行業(yè)可持續(xù)發(fā)展的關(guān)鍵。-Translation:Strengtheningrisk__________iscrucialforthesustainabledevelopmentofthebankingindustry.4.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對(duì)市場(chǎng)競(jìng)爭(zhēng)的重要策略。-Translation:Digitaltransformationisa__________strategyforthebankingindustryto__________marketcompetition.5.政府鼓勵(lì)金融機(jī)構(gòu)加大對(duì)農(nóng)村地區(qū)的金融支持力度。-Translation:Thegovernmentencouragesfinancialinstitutionsto__________theirfinancialsupporttoruralareas.答案與解析一、選詞填空1.A.revolutionized→數(shù)字化轉(zhuǎn)型徹底改變了傳統(tǒng)金融業(yè)。2.A.modernize→銀行需要升級(jí)移動(dòng)銀行應(yīng)用以吸引客戶。3.A.enhanced→地方政府的努力提高了農(nóng)村企業(yè)的信貸可及性。4.C.stabilize→盡管經(jīng)濟(jì)低迷，在線銀行服務(wù)的需求仍保持穩(wěn)定。5.A.transparency→合規(guī)部門確保所有操作符合透明度和監(jiān)管標(biāo)準(zhǔn)。二、閱讀理解1.B.Improvedfinancialinclusion→金融科技提高了該地區(qū)的普惠金融水平。2.B.Cybersecurityrisksanddigitalliteracygaps→銀行面臨的主要挑戰(zhàn)是網(wǎng)絡(luò)安全風(fēng)險(xiǎn)和數(shù)字素養(yǎng)差距。3.B.Byencouragingfintechpartnerships→央行通過鼓勵(lì)金融科技合作支持銀行