交通銀行2025重慶市筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，總計10分）題目要求：從每題所給的四個選項中，選擇最符合句意的一個單詞填入空格。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquickly.A.transformedB.innovatedC.disruptedD.modernized2.Toenhancecustomersatisfaction,thebankplansto______digitalpaymentserviceswithmorepersonalizedfeatures.A.integrateB.optimizeC.expandD.implement3.Thenewanti-moneylaundering(AML)policyaimsto______financialcrimesbystrengtheningtransactionmonitoring.A.detectB.preventC.penalizeD.investigate4.TheeconomicrecoveryinSouthwestChinahas______thedemandforsmall-businessloans,especiallyinChongqing.A.boostedB.declinedC.stabilizedD.reduced5.Duetoregulatorychanges,thebankmust______itsriskmanagementframeworktocomplywithlocalrequirements.A.reviseB.finalizeC.evaluateD.adopt二、閱讀理解（共4題，每題3分，總計12分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage:Theriseofmobilebankinghasrevolutionizedhowpeoplemanagetheirfinances.InChina,theuseofdigitalpaymentplatformslikeAlipayandWeChatPayhassurged,especiallyinurbanareassuchasChongqing.However,thisshifthasalsobroughtchallenges,includingcybersecurityrisksandregulatorycomplianceissues.Financialinstitutionsmustbalanceinnovationwithsecuritytomaintaintrustamongcustomers.Forexample,BankofChinahasintroducedbiometricauthentication(fingerprintandfacialrecognition)toenhancetransactionsafety.Meanwhile,thePeople’sBankofChinahastightenedrulesondataprivacy,requiringbankstoadoptstricterencryptionmethods.1.Whatisthemainfocusofthepassage?A.Theeconomicimpactofmobilebanking.B.ThechallengesofdigitalpaymentsinChina.C.Theroleofbiometricauthenticationinbanking.D.Regulatorychangesinthefintechsector.2.Accordingtothepassage,whichbankhasimplementedbiometricauthentication?A.AlipayB.WeChatPayC.BankofChinaD.People’sBankofChina3.Whatdoesthepassagesuggestaboutthefutureofmobilebanking?A.Itwilldeclineduetosecurityconcerns.B.Itwillgrowbutrequirestricterregulation.C.Itwillreplacetraditionalbankingentirely.D.Itwillbecomelesspopularinruralareas.4.Theword"revolutionized"inthefirstsentenceisclosestinmeaningto:A.improvedB.changeddramaticallyC.standardizedD.legalized三、語法填空（共5題，每題2分，總計10分）題目要求：根據(jù)上下文，用所給單詞的適當(dāng)形式填空。1.ThenewbranchinChongqingwill______(serve)alargenumberofsmallandmedium-sizedenterprisesintheregion.2.TocomplywithBaselIII,thebankmust______(strengthen)itscapitaladequacyratioby2026.3.Manycustomersprefer______(pay)billsonlinebecauseitsavestimeandeffort.4.Thefinancialanalystbelievesthattheinterestratewill______(rise)ifinflationcontinuestoincrease.5.Ourcompanyiscurrently______(invest)heavilyinblockchaintechnologytoimprovetransactionefficiency.四、句子改錯（共5題，每題2分，總計10分）題目要求：指出以下句子中的錯誤并改正。1.Thebankhasbeenworkinghardtoimprovecustomers'satisfactions.→Corrected:Thebankhasbeenworkinghardtoimprove______.(Answer:customers'satisfaction)2.Iftheloanapplicationisnotcompletedontime,thebankwillrefusetoprocessit.→Corrected:Iftheloanapplicationisnotcompletedontime,thebankwill______.(Answer:refuseprocessingit)3.Despiteoftheeconomicdownturn,thedemandformortgageshasincreased.→Corrected:Despite______,thedemandformortgageshasincreased.(Answer:theeconomicdownturn)4.Theregulatorycommitteemeetseverytwoweekstodiscussnewpoliciesandregulations.→Corrected:Theregulatorycommitteemeetseverytwoweekstodiscuss______.(Answer:newpoliciesandregulations)5.Manyemployeesareworriedabouttheirjobsecuritybecauseofthebank'srestructuring.→Corrected:Manyemployeesareworriedabouttheirjobsecurity______.(Answer:becauseofthebank'srestructuring)五、完形填空（共5題，每題2分，總計10分）題目要求：閱讀以下短文，選擇最佳選項填空。ThefinancialsectorinChongqinghasseensignificantgrowthoverthepastdecade.Withtherapidexpansionofe-commerceanddigitalpayments,localbankshavebeenforcedto______(1)theirservicestomeetchangingcustomerneeds.Forinstance,BankofChinahaslaunchedamobileappthatallowsusersto______(2)theirsavingsaccounts,transfermoney,andpaybillswithjustafewtaps.However,thisdigitaltransformationhasalsobroughtchallenges.Banksmustnowinvestincybersecurityto______(3)fraudandhackingattempts.Additionally,thePeople’sBankofChinahasintroducedstricterrulestoensurethatfinancialinstitutions______(4)customerdataprotectionlaws.Asaresult,manybanksinChongqinghave______(5)theirITdepartmentstohiremoretech-savvyemployees.1.A.adapt2.A.manage3.A.prevent4.A.complywith5.A.expanded答案及解析一、選詞填空1.C(disrupted)-Fintechhasdisruptedthetraditionalbankingmodel.2.A(integrate)-Thebankplanstointegratedigitalpaymentservices.3.B(prevent)-Thepolicyaimstopreventfinancialcrimes.4.A(boosted)-Economicrecoveryhasboostedloandemand.5.A(revise)-Thebankmustreviseitsriskmanagementframework.二、閱讀理解1.B-Thepassagefocusesonchallengesindigitalpayments.2.C-BankofChinahasimplementedbiometricauthentication.3.B-Thepassagesuggestsmobilebankingwillgrowwithstricterregulation.4.B-"Revolutionized"meanschangeddramatically.三、語法填空1.serves2.strengthen3.paying4.willrise5.isinvesting四、句子改錯1