工商銀行永州市祁陽市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptionsgiven.1.TheeconomicgrowthinHunanProvincehasbeen__________bythedevelopmentofhigh-techindustries.A.drivenB.boostedC.supportedD.limited2.Asaleadingfinancialinstitution,ICBCplaysacrucialrolein__________thelocaleconomy.A.stabilizingB.expandingC.damagingD.neglecting3.ThenewbranchinQiyangCityaimsto__________financialservicestoruralareas.A.provideB.limitC.ignoreD.reduce4.Thegovernmenthasimplementedpoliciesto__________inflationandpromotesustainablegrowth.A.controlB.ignoreC.encourageD.weaken5.The__________ofdigitalbankinghastransformedthewaycustomersaccessfinancialservices.A.adoptionB.rejectionC.declineD.failure6.Thebank’smobileappoffersa__________userinterfacetoenhancecustomerexperience.A.complicatedB.simpleC.confusingD.outdated7.Theloanofficercarefullyreviewedtheapplicant’s__________toensurecompliancewithregulations.A.documentsB.requestsC.behaviorD.income8.The__________betweentraditionalanddigitalbankinghasbecomeakeyfocusforindustryexperts.A.contrastB.similarityC.connectionD.exclusion9.Thebank’s__________strategyincludesexpandingitspresenceincentralChina.A.aggressiveB.passiveC.conservativeD.neutral10.Thecustomerserviceteamworksto__________issuespromptlyandefficiently.A.addressB.ignoreC.delayD.avoid二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Therapiddevelopmentoffintechhasreshapedthebankingindustry,particularlyinregionslikeHunanandChongqing.Traditionalbanksareincreasinglyadoptingdigitalsolutionstoimproveefficiencyandcustomersatisfaction.Forinstance,ICBC’smobilebankingapphasintroducedAI-poweredchatbotstohandlebasicinquiries,reducingtheworkloadonhumanstaff.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideinruralareas.Thecentralbankhascalledforstricterregulationstopreventfinancialfraudwhilepromotinginnovation.1.Whatisthemainfocusofthepassage?A.ThehistoryoffintechinChina.B.Theimpactoffintechontraditionalbanking.C.Theroleofthecentralbankinregulatingfintech.D.Thechallengesofdigitalbankinginruralareas.2.HowhasICBCimproveditsservices?A.Byincreasingbranchlocations.B.ByintroducingAI-poweredchatbots.C.Byreducingloanapprovaltimes.D.Byraisinginterestrates.3.Whatdoesthepassagesuggestaboutruralbanking?A.Itisfullydigitized.B.Itfacesadigitaldivide.C.Itislessprofitable.D.Itismoresecure.4.Accordingtothepassage,whatisthecentralbank’sstanceonfintech?A.Itsupportscompletederegulation.B.Itemphasizesstrictregulations.C.Itisneutralonfintech.D.Itplanstoshutdownfintechfirms.5.Whatisthekeychallengementionedfordigitalbanking?A.Highcosts.B.Lackofinnovation.C.Datasecurityrisks.D.Insufficientcustomertrust.三、完形填空（共10題，每題1分）directions:Fillintheblankswiththewordsgivenbelow.Eachwordcanbeusedonlyonce.Words:credit,services,customers,digital,traditional,efficiency,fraud,solutions,compliance,growthThebankingsectorincentralChinahaswitnessedsignificant__________duetotheriseoffintech.Manyinstitutions,includingICBC,haveinvestedheavilyin__________bankingtoenhance__________.Whiledigitalbankingoffersconvenience,italsoposesriskssuchas__________.Tomitigatetheserisks,banksmustensurestrict__________withregulatoryrequirements.Additionally,providingcomprehensive__________tobothurbanandrural__________isessentialforbalanceddevelopment.Theadoptionof__________andAI-driven__________hasbecomeapriorityformodernbanks.1.__________2.__________3.__________4.__________5.__________6.__________7.__________8.__________9.__________10.__________四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.工商銀行致力于為永州地區(qū)的客戶提供優(yōu)質(zhì)的金融服務(wù)。2.隨著科技的進步，數(shù)字銀行正在改變?nèi)藗兊闹Ц读?xí)慣。3.中國政府鼓勵金融機構(gòu)創(chuàng)新，以支持經(jīng)濟高質(zhì)量發(fā)展。4.銀行在處理貸款申請時必須嚴格遵守反洗錢規(guī)定。5.加強金融監(jiān)管有助于維護市場穩(wěn)定和消費者權(quán)益。五、句子改錯（共5題，每題2分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thenewmobileappismoreuser-friendlythenthepreviousversion.2.Ifthecustomerdoesn’tpaytheloanontime,hewillbefined.3.Despiteofthechallenges,thebankhasachievedremarkablegrowth.4.Allemployeesmustsubmittheirtaxdocumentsuntiltheendofthismonth.5.Thecompany’srevenueincreasedbecauseoftheeconomicdownturn.答案及解析一、選詞填空1.A(driven)解析：TheeconomicgrowthinHunanProvincehasbeendrivenbythedevelopmentofhigh-techindustries.（湖南省的經(jīng)濟增長是由高科技產(chǎn)業(yè)的發(fā)展推動的。）2.B(boosted)解析：Asaleadingfinancialinstitution,ICBCplaysacrucialroleinboostingthelocaleconomy.（作為一家領(lǐng)先的金融機構(gòu)，工商銀行在推動地方經(jīng)濟方面發(fā)揮著關(guān)鍵作用。）3.A(provide)解析：ThenewbranchinQiyangCityaimstoprovidefinancialservicestoruralareas.（祁陽市的新分行旨在為農(nóng)村地區(qū)提供金融服務(wù)。）4.A(control)解析：Thegovernmenthasimplementedpoliciestocontrolinflationandpromotesustainablegrowth.（政府已實施政策以控制通脹并促進可持續(xù)發(fā)展。）5.A(adoption)解析：Theadoptionofdigitalbankinghastransformedthewaycustomersaccessfinancialservices.（數(shù)字銀行的普及改變了客戶獲取金融服務(wù)的方式。）6.B(simple)解析：Thebank’smobileappoffersasimpleuserinterfacetoenhancecustomerexperience.（銀行的手機應(yīng)用提供簡潔的用戶界面以提升客戶體驗。）7.A(documents)解析：Theloanofficercarefullyreviewedtheapplicant’sdocumentstoensurecompliancewithregulations.（貸款員仔細審查了申請人的文件，以確保符合規(guī)定。）8.A(contrast)解析：Thecontrastbetweentraditionalanddigitalbankinghasbecomeakeyfocusforindustryexperts.（傳統(tǒng)銀行與數(shù)字銀行之間的對比已成為行業(yè)專家關(guān)注的焦點。）9.A(aggressive)解析：Thebank’saggressivestrategyincludesexpandingitspresenceincentralChina.（銀行積極擴張的策略包括在中部地區(qū)擴大業(yè)務(wù)范圍。）10.A(address)解析：Thecustomerserviceteamworkstoaddressissuespromptlyandefficiently.（客服團隊致力于及時高效地解決問題。）二、閱讀理解1.B(Theimpactoffintechontraditionalbanking.)解析：Thepassageprimarilydiscusseshowfintechisaffectingtraditionalbankingpractices.（文章主要探討了金融科技對傳統(tǒng)銀行業(yè)務(wù)的影響。）2.B(IntroducingAI-poweredchatbots.)解析：ThepassagementionsthatICBChasintroducedAI-poweredchatbotstoimproveservices.（文章提到工商銀行引入了AI聊天機器人以改善服務(wù)。）3.B(Itfacesadigitaldivide.)解析：Thepassagestatesthatruralareaslackproperdigitalbankingsolutions.（文章指出農(nóng)村地區(qū)缺乏完善的數(shù)字銀行解決方案。）4.B(Itemphasizesstrictregulations.)解析：Thecentralbankiscalledforstricterregulationstopreventfinancialfraud.（央行呼吁加強監(jiān)管以防止金融欺詐。）5.C(Datasecurityrisks.)解析：Thepassagehighlightsriskssuchasfinancialfraudindigitalbanking.（文章強調(diào)了數(shù)字銀行中的金融欺詐風(fēng)險。）三、完形填空1.growth2.digital3.efficiency4.fraud5.compliance6.services7.customers8.solutions9.traditional10.digital四、翻譯1.ICBCiscommittedtoprovidinghigh-qualityfinancialservicestocustomersinYongzhou.2.Withtheadvancementoftechnology,digitalbankingischangingpeople’spaymentha