工商銀行成都市大邑縣2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）說明：從每題所給的四個選項中，選出可以填入空白處且使句子意思最連貫、邏輯最嚴謹?shù)囊豁棥?.TherapiddevelopmentofdigitalbankinginChengduhas__________traditionalfinancialservices,leadingtoasignificantshiftincustomerpreferences.A.complementedB.substitutedC.reinforcedD.supplemented2.To__________theimpactofeconomicfluctuations,thePeople'sBankofChinahasimplementedseveralregulatorymeasures,includingadjustingreserverequirements.A.mitigateB.exacerbateC.endorseD.postpone3.ThenewbranchinDaYiCountyaimsto__________localbusinessesbyofferingtailoredfinancialsolutions,therebyfosteringeconomicgrowthintheregion.A.alienateB.engageC.neglectD.isolate4.Despitethechallenges,thebank'sinnovativeapproachtoonlinesecurityhas__________theriskofcyberfraud,ensuringcustomertrust.A.elevatedB.minimizedC.amplifiedD.validated5.Theannualfinancialreporthighlightstheimportanceof__________sustainablepracticestoalignwithglobalregulatorystandards.A.disregardingB.prioritizingC.underminingD.hesitating第二部分：閱讀理解（共4題，每題3分，共12分）說明：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage:TheriseoffintechinChinahasrevolutionizedthebankingindustry,particularlyinurbanareaslikeChengdu.Traditionalfinancialinstitutions,includingICBC,havehadtoadapttothischanginglandscapebyintegratingdigitaltechnologiesintotheiroperations.Accordingtoa2024reportbytheChinaBankingandRegulatoryCommission,over60%ofbankingtransactionsinmajorcitiesarenowconductedonline.Thisshifthasnotonlyimprovedefficiencybutalsoreducedoperationalcosts.However,ithasalsoposedchallenges,suchastheneedforenhancedcybersecuritymeasures.ThePeople'sBankofChinahasintroducedstricterguidelinestoensuredataprotectionandpreventfinancialfraud.Despitethesechallenges,thefutureofbankinginChengdulookspromising,withmoreinnovativesolutionsexpectedtoemerge.1.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanking.B.TheimpactoffintechonChina'sbankingindustry.C.TheroleofthePeople'sBankofChinainregulatingfintech.D.Theimportanceofcybersecurityinbanking.2.Accordingtothepassage,whatpercentageofbankingtransactionsinmajorChinesecitiesareconductedonline?A.40%B.50%C.60%D.70%3.Whatchallengesdoestheriseoffintechpresenttotraditionalbanks?A.Increasedcompetition.B.Higheroperationalcosts.C.Enhancedcybersecurityrisks.D.AandC.4.WhatdoesthepassagesuggestaboutthefutureofbankinginChengdu?A.Itwilldeclineduetofintechdominance.B.Itwillremainunchanged.C.Itwillseemoreinnovativesolutions.D.Itwillfocussolelyononlinetransactions.第三部分：語法填空（共5題，每題2分，共10分）說明：根據(jù)上下文，在空白處填入一個最合適的詞。1.Thebank'snewpolicyrequiresemployeesto__________regulartrainingtostayupdatedonthelatestindustrytrends.__________(verb)2.Despitetheeconomicdownturn,thebank'sprofitshave__________surprisinglystable,thankstodiversifiedrevenuestreams.__________(adjective)3.Theloanapplicationformmustbe__________withinthreebusinessdaystoavoidanydelaysinprocessing.__________(adverb)4.Thebranchmanageremphasizedtheimportanceof__________customersatisfactionasakeymetricforsuccess.__________(noun)5.Thebank'sdigitaltransformationhas__________asignificantshiftinhowfinancialservicesaredelivered.__________(noun)第四部分：完形填空（共5題，每題2分，共10分）說明：閱讀以下短文，根據(jù)上下文選擇最合適的選項填入空白處。ThebankingsectorinChengduhaswitnessedsubstantialgrowthoverthepastdecade,__________(1)theriseofdigitalbankingsolutions.Traditionalbanks,includingICBC,havehadto__________(2)withthisnewcompetitionbyleveragingtechnologytoenhancecustomerexperiences.Accordingtoa2023reportbytheChengduFinanceBureau,thecity'sfintechindustryhasgrownbyover35%annually.Thisgrowthhasbeendrivenbyfactorssuchasincreasinginternetpenetrationandthegovernment'ssupportforinnovation.However,ithasalso__________(3)challenges,suchastheneedforrobustcybersecurityframeworks.Thebankhas__________(4)initiativestoaddresstheseissues,includinginvestinginadvancedsecuritysystemsandtrainingstafftohandledigitalthreats.Asaresult,customertrusthas__________(5)significantly,withthebank'sdigitalplatformbecomingapreferredchoiceformany.1.A.duetoB.despiteC.alongwithD.becauseof2.A.competeB.complyC.collaborateD.conform3.A.broughtB.posedC.solvedD.resolved4.A.implementedB.ignoredC.delayedD.overlooked5.A.improvedB.declinedC.diminishedD.remained第五部分：翻譯填空（共5題，每題2分，共10分）說明：將下列中文句子翻譯成英文，填入空白處。1.為確?？蛻糍Y金安全，銀行采取了多重加密措施。__________,thebankhasimplementedmultipleencryptionmeasuresto__________customerfundsecurity.2.該分行計劃在2025年底前開設三家新網(wǎng)點，以擴大市場份額。Thebranchplansto__________threenewoutletsbytheendof2025to__________themarketshare.3.中國的數(shù)字銀行轉(zhuǎn)型正在重塑金融服務的未來。ThedigitalbankingtransformationinChinais__________thefutureoffinancialservices.4.銀行鼓勵員工通過持續(xù)學習提升專業(yè)技能。Thebankencouragesemployeesto__________theirprofessionalskillsthroughcontinuouslearning.5.為了應對市場競爭，銀行推出了多項優(yōu)惠活動。To__________marketcompetition,thebankhasintroducedseveralpromotionalactivities.答案與解析第一部分：選詞填空1.B.substituted解析：句意為“成都數(shù)字銀行的快速發(fā)展已經(jīng)取代了傳統(tǒng)金融服務”，因此substituted（取代）最符合語境。2.A.mitigate解析：句意為“為緩解經(jīng)濟波動的影響，中國人民銀行實施了多項監(jiān)管措施”，mitigate（減輕）最合適。3.B.engage解析：句意為“新分行旨在通過提供定制化金融服務吸引當?shù)仄髽I(yè)”，engage（吸引）最符合語境。4.B.minimized解析：句意為“盡管面臨挑戰(zhàn)，但銀行創(chuàng)新的網(wǎng)絡安全方法降低了網(wǎng)絡欺詐風險”，minimized（最小化）最合適。5.B.prioritizing解析：句意為“年度財務報告強調(diào)了優(yōu)先實施可持續(xù)實踐以符合全球監(jiān)管標準的重要性”，prioritizing（優(yōu)先考慮）最符合語境。第二部分：閱讀理解1.B.TheimpactoffintechonChina'sbankingindustry.解析：文章主要討論了金融科技對中國銀行業(yè)的影響，包括數(shù)字化轉(zhuǎn)型、挑戰(zhàn)和未來趨勢。2.C.60%解析：文章明確指出“根據(jù)2024年中國銀保監(jiān)會報告，主要城市超過60%的銀行業(yè)務在線完成”。3.D.AandC.解析：文章提到金融科技提高了效率，但也帶來了網(wǎng)絡安全風險，因此A和C都是挑戰(zhàn)。4.C.Itwil