工商銀行福州市閩侯縣2025秋招筆試英文行測高頻題含答案題型一：選詞填空（共5題，每題2分，合計10分）題目：閱讀以下段落，從選項中選出最合適的單詞填入空白處，使句子語義完整。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptorfaceobsolescence.A.forcedB.challengedC.encouragedD.supported2.Duetothe______economicpolicies,閩侯County'sforeigntradevolumehasseenasignificantincreasethisyear.A.restrictiveB.supportiveC.volatileD.stagnant3.Thenewregulationsaimto______moneylaunderingactivitiesbystrengtheningtransactionmonitoring.A.preventB.promoteC.regulateD.eliminate4.Thebank'sdigitaltransformationstrategyhas______customerengagementandoperationalefficiency.A.declinedB.enhancedC.reducedD.delayed5.Despitethe______marketconditions,thebranchinMinhouhasmaintainedasteadygrowthrate.A.uncertainB.stableC.favorableD.unfavorable題型二：閱讀理解（共4題，每題3分，合計12分）題目：閱讀以下短文，回答問題。Passage:ThePeople'sBankofChinarecentlyintroducedstrictercapitalrequirementsforcommercialbanks,aimingtoenhancefinancialstability.Thismovereflectsthegrowingconcernoversystemicrisksinthebankingsector,particularlyinregionslikeFujianwhererapideconomicgrowthhasledtoexcessivecreditexpansion.Accordingtoindustryexperts,whilethenewrulesmayimposeshort-termcostsonbanks,theywillultimatelybenefitthelong-termhealthofthefinancialsystem.MinhouCounty,withitsburgeoningsmallandmedium-sizedenterprises(SMEs),standstoseebothchallengesandopportunities.1.Whatistheprimarypurposeofthenewcapitalrequirements?A.Toincreasebankprofits.B.Toreducecompetitionamongbanks.C.Toimprovefinancialstability.D.Toencouragemorelending.2.WhyarebanksinFujianProvincetargetedbytheseregulations?A.Theyaremoreprofitablethanotherbanks.B.Theyhavehighercreditrisks.C.Theyaremoredevelopedthanotherregions.D.Theyarelesscompetitiveglobally.3.WhatdoesthepassagesuggestaboutMinhouCounty'seconomy?A.Itishighlydiversified.B.ItisheavilyreliantonSMEs.C.Itisprimarilyagricultural.D.Ithasnobankingsector.4.Whatistheauthor'stonetowardthenewregulations?A.CriticalB.SupportiveC.NeutralD.Indifferent題型三：語法填空（共5題，每題2分，合計10分）題目：根據(jù)上下文，用括號中單詞的正確形式填空。1.Thebankhasimplementedanew______(system)tostreamlineonlinetransactions.2.Duetothe______(tight)competition,thebranchmanagerdecidedtoofferincentives.3.ManylocalbusinessesinMinhouCountyareseeking______(finance)supportfromthebank.4.The______(customer)experienceatthisbranchisconsistentlyratedhighly.5.Thecentralbank's______(decide)tocutinterestrateswillimpactthe閩侯market.題型四：完形填空（共5題，每題2分，合計10分）題目：閱讀以下短文，從選項中選出最合適的單詞填入空白處。Lastyear,theIndustrialandCommercialBankofChina(ICBC)inMinhoulaunchedapilotprogramtopromotegreenfinance.Theinitiative______(1)renewableenergyprojects,suchassolarandwindfarms,whicharecrucialforthecounty'ssustainabledevelopment.Theprogram______(2)asignificantreductionincarbonemissions,astheseprojectsreplacedoutdatedcoal-poweredfacilities.Localenterprises,especiallythoseinthemanufacturingsector,______(3)thelow-interestloansofferedbythebank.However,somecriticsarguethattheprogram'sreachislimited,asitprimarilybenefitslargecorporations.Thebankisnowexploringwaysto______(4)smallerbusinesses,includingsubsidiesandtaxbreaks.Despitethechallenges,greenfinanceisexpectedto______(5)acornerstoneofICBC'sstrategyin閩侯inthecomingyears.1.A.supported2.A.achieved3.A.benefited4.A.expand5.A.become題型五：改錯題（共5題，每題2分，合計10分）題目：以下句子中各有一處錯誤，請指出并改正。1.Thebranch'sdigitalservicesaremoreadvancedthanthoseofanyotherbankinMinhou.-Error:______-Correction:______2.ManycustomersinMinhouCountyarecomplainingaboutthelongwaitingtimesatthecounter.-Error:______-Correction:______3.Thebank’srecentmergershaveledtoincreasedmarketshare,butalsohigheroperationalcosts.-Error:______-Correction:______4.Thenewanti-moneylaunderingregulationswillcomeintoeffectfromnextmonthonwards.-Error:______-Correction:______5.Despitetheeconomicdownturn,the閩侯officehasmanagedtomaintainitsrevenuetargets.-Error:______-Correction:______答案與解析題型一：選詞填空1.B.challenged-解析：Fintech的快速發(fā)展對傳統(tǒng)銀行業(yè)構成挑戰(zhàn)，故選"challenged"。2.B.supportive-解析：閩侯縣的外貿增長得益于經(jīng)濟政策支持，故選"supportive"。3.A.prevent-解析：監(jiān)管旨在預防洗錢活動，故選"prevent"。4.B.enhanced-解析：數(shù)字化轉型提升了客戶互動和效率，故選"enhanced"。5.A.uncertain-解析：市場環(huán)境不穩(wěn)定，故選"uncertain"。題型二：閱讀理解1.C.improvefinancialstability-解析：首句明確指出新規(guī)旨在增強金融穩(wěn)定。2.B.theyhavehighercreditrisks-解析：文中提到福州地區(qū)信貸擴張過快，存在系統(tǒng)性風險。3.B.itisheavilyreliantonSMEs-解析：短文提到閩侯縣有大量中小企業(yè)，暗示經(jīng)濟依賴這些企業(yè)。4.B.supportive-解析：作者認為新規(guī)長期有利，故持支持態(tài)度。題型三：語法填空1.systematic-解析：修飾名詞"system"，需用形容詞形式。2.tight-解析：與"competition"搭配，用形容詞"tight"。3.financial-解析：修飾名詞"support"，需用形容詞形式。4.customer-解析：修飾名詞"experience"，需用形容詞形式。5.decision-解析：與"centralbank's"搭配，用名詞形式。題型四：完形填空1.supported2.achieved3.benefited4.expand5.become題型五：改錯題1.-Error:"are"→"is"-Correction:Thebranch'sdigitalservicesaremoreadvancedthanthoseofanyotherbankinMinhou.2.-Error:"complaining"→"complain"-Correction:ManycustomersinMinhouCountyarecomplainingaboutthelongwaitingtimesatthecounter.3.-Error:"bank’s"→"banks'"-Correction:Thebank’srecentmergershaveledtoincreasedmarketshare,butalsohigheroperationalcosts.4.-Error:"fromnextmonthonwards"→"fromnext