工商銀行楚雄彝族自治州祿豐市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）每題從兩個選項中選擇最合適的詞填入句子中，使句子意思完整、語法正確。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringprofessionalstoadaptquickly.A.revolutionizedB.complicated答案：A解析："Revolutionized"（徹底改變）更符合銀行業(yè)數(shù)字化轉(zhuǎn)型的大背景，而"complicated"（使復(fù)雜）與句意不符。2.To______thecompetitiveedgeinthelocalmarket,thebankshouldfocusoninnovativeservicestailoredtoYunnan'sruraleconomy.A.maintainB.neglect答案：A解析："Maintain"（保持）符合銀行戰(zhàn)略發(fā)展的目標，"neglect"（忽視）與句意相反。3.ThenewbranchinLufengaimsto______financialinclusionamongethnicminoritygroups,particularlytheYipeople.A.expandB.limit答案：A解析："Expand"（擴大）體現(xiàn)銀行的社會責(zé)任，"limit"（限制）與銀行服務(wù)理念矛盾。4.Despiteeconomicfluctuations,thebank's______performanceremainsstableduetodiversifiedassetmanagement.A.volatileB.resilient答案：B解析："Resilient"（有彈性的）強調(diào)銀行抗風(fēng)險能力，"volatile"（波動的）與句意不符。5.Theregulatorychangeswill______thecomplianceworkloadforregionalbranches,includingLufeng.A.reduceB.increase答案：B解析：新監(jiān)管政策通常會增加合規(guī)壓力，"increase"（增加）更合理。二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:TheIndustrialandCommercialBankofChina(ICBC)haslaunchedapilotprograminLufeng,Yunnan,topromotegreenfinance.Theinitiativeencouragesbusinessestoinvestinrenewableenergyprojects,offeringpreferentialinterestratesandtaxincentives.Localauthoritieshopethiswillreducecarbonemissionsinthecoal-dependentregion.ICBC’sregionalbranchinLufenghasallocated500millionyuanforgreenprojects,focusingonsolarandwindenergy.Environmentalexpertssuggestthiscouldsetaprecedentforotherbanksintheprovince.1.WhatisthemainpurposeofICBC'spilotprograminLufeng?A.Toincreasecompliancecostsforbusinesses.B.Topromoterenewableenergyprojects.C.Toexpandtraditionalbankingservices.答案：B解析：文中明確提到銀行通過優(yōu)惠措施鼓勵綠色能源投資。2.Howdoestheprogrambenefitthelocaleconomy?A.Itraisestaxesforbusinesses.B.Itreducespollutionintheregion.C.Itlimitsinvestmentincoal.答案：B解析：文中提到綠色項目有助于減少碳排放，改善環(huán)境。3.Whatistheroleoftheregionalbranchinthisinitiative?A.Itsetsthepolicyfortheentirebank.B.Itallocatesfundsforgreenprojects.C.Itregulatescomplianceforalllocalfirms.答案：B解析：文中提到祿豐分行撥付了5億元用于綠色項目。4.WhymightthisprogrambesignificantforotherbanksinYunnan?A.Itincreasesregulatoryscrutiny.B.Itdemonstrateseffectivegreenfinance.C.Itrequireshighercapitalreserves.答案：B解析：專家認為該計劃可能為其他銀行提供借鑒。三、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的詞填入空格中。ThebankingsectorinYunnanhasbeenevolvingrapidly,especiallyinregionslikeLufeng,wheretraditionalagriculturecoexistswithemergingindustries.ICBChasbeenattheforefrontofthistransformationby______(5)______digitalsolutionsforruralclients.Forinstance,thebank’smobileappnowincludesfeaturesforlivestockinsurance,whichiscrucialforfarmersinthearea.Additionally,thebankhas______(6)______partnershipswithlocalcooperativestostreamlineloanapprovals.Theseeffortshavenotonlyimprovedaccesstofinancebutalso______(7)______thebank’sreputationasaforward-thinkinginstitution.However,challengesremain,suchasbridgingthedigitaldividebetweenurbanandruralareas.ICBC’sstrategyisto______(8)______byinvestingininfrastructureandtraininglocalstaff.Meanwhile,thecentralbankhas______(9)______stricterguidelinesonriskmanagement,requiringbankstobemore______(10)______intheirlendingpractices.5.A.introducing6.B.establishing7.C.enhancing8.D.proceeding9.E.issuing10.F.conservative答案：5A,6B,7C,8D,9E,10F解析：-(5)"introducing"（引入）與銀行推廣數(shù)字化服務(wù)相符。-(6)"establishing"（建立）強調(diào)合作關(guān)系的建立。-(7)"enhancing"（提升）符合銀行聲譽的改善。-(8)"proceeding"（繼續(xù)）表示銀行按計劃推進工作。-(9)"issuing"（發(fā)布）指央行出臺新規(guī)。-(10)"conservative"（保守的）與風(fēng)險管理的嚴格要求一致。四、改錯題（共5題，每題2分，共10分）以下句子中各有一處錯誤，指出并改正。1.Thenewcreditpolicywilleffectivefromnextmonth,benefitingsmallbusinessesinLufeng.-錯誤：effective→正確：takeseffect解析："Takeeffect"是固定搭配，意為“生效”。2.ICBC’sruraldevelopmentprogramhasbeenimplementedinYunnansince2020,withafocusonpovertyalleviationinethnicareas.-錯誤：無錯誤解析：句子語法和邏輯均正確。3.Thebank’scompliancedepartmentmustensurealltransactionsinLufengfollowtheupdatedregulationsbyendofthisyear.-錯誤：end→正確：theend解析："Bytheendof"需加定冠詞"the"。4.Despitetheeconomicdownturn,thedemandforloansinLufengremainssteady,mainlyduetoagriculturalinvestments.-錯誤：dueto→正確：attributedto解析："Attributedto"更正式，表示原因。5.Thelocalbranchhasbeenprocessingapplicationsmoreslowlybecauseoftheincreasedworkloadandstaffshortages.-錯誤：moreslowly→正確：slower解析："Becauseof"后接名詞短語，形容詞更合適。五、翻譯題（共2題，每題5分，共10分）將以下中文句子翻譯成英文。1.為支持祿豐當?shù)匦∥⑵髽I(yè)的發(fā)展，工商銀行推出了專項貸款計劃。答案：TosupportthedevelopmentofsmallandmediumenterprisesinLufeng,ICBChaslaunchedaspecialloanprogram.2.鑒于氣候變化對云南的影響，銀行鼓勵企業(yè)采用綠色金融工具減少碳排放。答案：GiventheimpactofclimatechangeonYunnan,thebankencouragesbusinessestoadoptgreenfinancialinstrumentstoreducecarbonemissions.答案與解析一、選詞填空1.A2.A3.A4.B5.B二、閱讀理解1.B2.B3.B4.B三、完形填空5.A6.B7.C8.D9.E10.F四、改錯題1.effective→takeseffect2.無錯誤3.end→theend4.dueto→attributedto5.moreslowly→slower五、翻譯題1.Tosupportt