工商銀行漢中市寧強(qiáng)縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）要求從選項(xiàng)中選出一個(gè)最合適的單詞填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustrytoadapttonewchallenges.A.forcedB.encouragedC.supportedD.ignored2.Despitetheeconomicdownturn,thebank'sprofitabilityremains______duetoitsdiversifiedinvestmentportfolio.A.stableB.volatileC.unpredictableD.declining3.Thenewmobilebankingappaimsto______customerexperiencebyintegratingAI-drivenpersonalizedservices.A.enhanceB.reduceC.limitD.ignore4.Regulatorycomplianceisacriticalfactorthat______banksfromengaginginhigh-risktransactions.A.restrictsB.motivatesC.rewardsD.prohibits5.Thebank'ssustainabilityreporthighlightsitscommitmentto______environmentalgoalsthroughgreenfinancinginitiatives.A.achieveB.achieveC.achievingD.achieved二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，然后回答問題。Passage:Theriseoffintechhastransformedthebankingsectorinthepastdecade.Traditionalfinancialinstitutionshavefacedimmensepressuretoinnovate,particularlyindigitalpaymentsolutionsandcustomerengagement.Accordingtoa2024reportbytheWorldBank,65%ofbankingtransactionsinurbanareasarenowconductedthroughmobileplatforms.Thisshifthasnotonlyimprovedefficiencybutalsoopenednewopportunitiesforfinancialinclusion.However,ithasalsoraisedconcernsaboutdatasecurityandregulatoryoversight.Banksmuststrikeabalancebetweentechnologicaladvancementandriskmanagementtoremaincompetitive.1.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanking.B.Theimpactoffintechonthebankingindustry.C.Theroleofmobilebankinginfinancialinclusion.D.Thechallengesofregulatorycomplianceindigitalbanking.2.Accordingtothepassage,whatpercentageofbankingtransactionsinurbanareasareconductedthroughmobileplatforms?A.50%B.60%C.65%D.70%3.Whatisamajorconcernraisedinthepassageregardingfintech?A.Highcostsofdigitaltransformation.B.Datasecurityandregulatoryoversight.C.Reducedcustomersatisfaction.D.Limitedscalabilityofmobileplatforms.4.Whatdoesthepassagesuggestaboutbanksinthefuture?A.Theyshouldcompletelyabandontraditionaloperations.B.Theymustfocusontechnologicalinnovationwhilemanagingrisks.C.Theyshouldprioritizeregulatorycomplianceovercustomerexperience.D.Theyshouldignoretheriseoffintechtomaintaintheirdominance.三、語法填空（共5題，每題2分，共10分）根據(jù)上下文，在空格處填入一個(gè)適當(dāng)?shù)膯卧~或短語，使句子完整、語法正確。1.Thebank'sAI-poweredchatbotcan______queriesinreal-time,improvingcustomerserviceefficiency.[空格]______2.Duetostrictregulatoryrequirements,thebankmust______internalcontrolstopreventfraud.[空格]______3.ThenewbranchinNanchangaimsto______localbusinessesbyofferingtailoredfinancialsolutions.[空格]______4.Iftheinterestrates______highernextyear,thebankmayneedtoadjustitsloanpolicies.[空格]______5.Thesustainabilitycommitteeisresponsiblefor______thebank'senvironmentalimpactassessments.[空格]______四、完形填空（共5題，每題2分，共10分）閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填入空格。Lastyear,ICBClaunchedanewgreencreditprogramtosupportenvironmentallyfriendlyprojects.Theinitiativewas______(1)toreducecarbonemissionsandpromotesustainabledevelopment.Theprogram______(2)loansatpreferentialratestocompaniesinvestinginrenewableenergy,suchassolarandwindfarms.Accordingtothebank,thefirstyearsawa30%increaseingreencredituptake.However,challengesremain,including______(3)accesstofundingforsmallandmedium-sizedenterprises(SMEs)inruralareas.Toaddressthis,thebankispartneringwithlocalgovernmentsto______(4)infrastructureforgreenprojects.Theprogram'ssuccesscouldsetaprecedentforotherfinancialinstitutionstofollow.1.A.designedB.developedC.introducedD.implemented2.A.providesB.offersC.grantsD.allocates3.A.ensuringB.promotingC.expandingD.facilitating4.A.establishB.improveC.developD.enhance5.A.demonstrateB.highlightC.indicateD.suggest五、翻譯填空（共5題，每題2分，共10分）將以下中文句子翻譯成英文，并填入空格。1.工商銀行致力于為客戶提供卓越的金融服務(wù)體驗(yàn)。[空格]______2.為應(yīng)對經(jīng)濟(jì)波動，銀行推出了一系列風(fēng)險(xiǎn)控制措施。[空格]______3.該分行計(jì)劃在未來三年內(nèi)擴(kuò)大其業(yè)務(wù)范圍。[空格]______4.銀行鼓勵員工參與可持續(xù)發(fā)展相關(guān)的培訓(xùn)。[空格]______5.客戶可以通過手機(jī)銀行實(shí)時(shí)查詢賬戶余額。[空格]______答案與解析一、選詞填空1.A.forced解析：digitalbankinghas"forced"thetraditionalfinancialindustrytoadapt，表示數(shù)字銀行的快速發(fā)展迫使傳統(tǒng)金融業(yè)適應(yīng)新挑戰(zhàn)。2.A.stable解析：despitetheeconomicdownturn,thebank'sprofitabilityremains"stable"，強(qiáng)調(diào)在經(jīng)濟(jì)衰退背景下，銀行盈利能力依然穩(wěn)定。3.A.enhance解析：Thenewmobilebankingappaimsto"enhance"customerexperience，表示新手機(jī)銀行應(yīng)用旨在提升客戶體驗(yàn)。4.A.restricts解析：Regulatorycomplianceisacriticalfactorthat"restricts"banksfromengaginginhigh-risktransactions，說明監(jiān)管合規(guī)性限制銀行從事高風(fēng)險(xiǎn)交易。5.C.achieving解析：Thebank'ssustainabilityreporthighlightsitscommitmentto"achieving"environmentalgoals，表示銀行致力于實(shí)現(xiàn)環(huán)保目標(biāo)。二、閱讀理解1.B.Theimpactoffintechonthebankingindustry解析：全文圍繞fintech對銀行業(yè)的影響展開，包括技術(shù)變革、機(jī)遇與挑戰(zhàn)。2.C.65%解析：文中明確指出65%的銀行業(yè)務(wù)通過移動平臺完成。3.B.Datasecurityandregulatoryoversight解析：文中提到fintech帶來的主要問題是數(shù)據(jù)安全和監(jiān)管問題。4.B.Theymustfocusontechnologicalinnovationwhilemanagingrisks解析：最后一段強(qiáng)調(diào)銀行需在技術(shù)創(chuàng)新和風(fēng)險(xiǎn)管理間取得平衡。三、語法填空1.handles解析：chatbotcan"handles"queriesinreal-time，表示AI聊天機(jī)器人可以實(shí)時(shí)處理查詢。2.strengthen解析：thebankmust"strengthen"internalcontrolstopreventfraud，表示銀行需加強(qiáng)內(nèi)部控制以防止欺詐。3.support解析：ThenewbranchinNanchangaimsto"support"localbusinesses，表示新分行旨在支持本地企業(yè)。4.were解析：Iftheinterestrates"were"highernextyear，表示虛擬語氣，假設(shè)明年利率更高。5.conducting解析：Thesustainabilitycommitteeisresponsiblefor"conducting"environmentalimpactassessments，表示可持續(xù)發(fā)展委員會負(fù)責(zé)進(jìn)行環(huán)境影響評估。四、完形填空1.C.introduced解析：programwas"introduced"toreducecarbonemissions，表示該計(jì)劃旨在減少碳排放。2.B.offers解析：program"offers"loansatpreferentialrates，表示該計(jì)劃提供優(yōu)惠利率貸款。3.A.ensuring解析：challengesremain,including"ensuring"accesstofunding，表示主要挑戰(zhàn)是確保資金獲取。4.C.develop解析：thebankispartneringwithlocalgovernmentsto"develop"infrastructure，表示銀行與地方政府合作開發(fā)基礎(chǔ)設(shè)施。5.A.demonstrate解析：Theprogram'ssuccesscouldsetapre