工商銀行恩施州鶴峰縣2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分）（注：題目結(jié)合銀行業(yè)務(wù)、金融政策及恩施地域特色）1.TheBankofChina'snewpolicyaimsto______smallbusinessesbyreducinglendinginterestrates.A.supportB.limitC.delayD.exclude2.TopromoteruralfinancialdevelopmentinEnshi,thelocalgovernmentencouragesbanksto______financialservicestoremoteareas.A.provideB.neglectC.chargeD.refuse3.The______loanprogramhelpsfarmerspurchasemodernagriculturalequipmenttoimproveproductivity.A.flexibleB.rigidC.unnecessaryD.expensive4.Bankemployeesmustadheretostrict______toensurecustomerdatasecurity.A.regulationsB.relaxationsC.freedomsD.suggestions5.Thedigitalbankingplatformisdesignedto______customerswithconvenientonlinetransactions.A.satisfyB.frustrateC.ignoreD.delay二、閱讀理解（共4題，每題3分）（注：文章圍繞金融科技、農(nóng)村金融及銀行業(yè)合規(guī)管理）Passage1Therapiddevelopmentoffintechhastransformedthebankingindustry.MobilebankingappsandAI-drivenserviceshavemadefinancialtransactionsmoreefficient.However,thisalsobringschallenges,suchasdatasecurityrisksandregulatorycompliance.ThePeople’sBankofChinahasintroducednewguidelinestoensurefintechservicesalignwithfinancialstability.BanksinruralareaslikeEnshimustadapttothesechangeswhilemaintainingaccessibilityforsmallbusinessesandfarmers.1.Whatisthemainpurposeofthearticle?A.Topromotefintechinnovation.B.Tohighlightregulatorychallengesinruralbanking.C.Tocriticizemobilebankingapps.D.Tosuggestbanksshouldstopusingfintech.2.Accordingtothepassage,whatisamajorconcernaboutfintech?A.Itreducescustomersatisfaction.B.Itincreasesoperationalcosts.C.Itposesdatasecurityrisks.D.Itistooslowforruralareas.3.WhatshouldbanksinEnshidotocomplywithnewregulations?A.Ignoretheguidelinestospeedupdevelopment.B.Focusonlyonurbancustomers.C.Adaptfintechserviceswhileensuringaccessibility.D.Completelyreplacetraditionalbankingsystems.4.Theword"transformed"inthefirstsentenceisclosestinmeaningto:A.damagedB.changedC.wastedD.ignoredPassage2RuralfinancialinclusionremainsapriorityinChina.TheEnshigovernmenthaspartneredwithbankstolaunchmicrofinanceprogramstailoredtolocalagriculture.Theseprogramsofferlow-interestloanstosupportthepurchaseofdrought-resistantcropsandrenewableenergyequipment.However,somefarmersstrugglewithrepaymentduetomarketvolatility.Banksmustbalanceprofitabilitywithsocialresponsibilitytoensurelong-termsustainability.5.Whatisthekeyissuementionedforruralmicrofinance?A.Highloaninterestrates.B.Lackofgovernmentsupport.C.Marketinstability.D.Limitedaccesstotechnology.三、完形填空（共5題，每題2分）（注：段落講述銀行業(yè)在恩施州推動(dòng)綠色金融和普惠金融的實(shí)踐）TheBankofChinahasbeenactivelypromotinggreenfinanceinEnshi,aregionrichinnaturalresources.By______(6)______loanstorenewableenergyprojects,thebankhashelpedthelocalgovernmentachieveitscarbonneutralitygoals.Additionally,thebankhas______(7)______creditlinesforsmall-scalegreenbusinesses,suchasorganicfarmingandeco-tourism.Theseinitiativesnotonlysupporteconomicgrowthbutalso______(8)______environmentalprotection.However,challengesremain,including______(9)______awarenessamongruralentrepreneursaboutsustainablepractices.Banksneedto______(10)______trainingprogramstobridgethisgap.6.A.allocatingB.refusingC.delayingD.reducing7.A.expandedB.limitedC.closedD.ignored8.A.ignoreB.weakenC.enhanceD.damage9.A.lowB.highC.growingD.decreasing10.A.developB.eliminateC.neglectD.postpone四、翻譯填空（共5題，每題3分）（注：句子涉及銀行業(yè)服務(wù)承諾、合規(guī)要求及鄉(xiāng)村振興政策）1.Thebankpromisesto______(11)______customerprivacyatalltimes.→Thebankpromisestoprotectcustomerprivacyatalltimes.2.Employeesmust______(12)______theanti-moneylaunderingregulationsstrictly.→Employeesmustcomplywiththeanti-moneylaunderingregulationsstrictly.3.Theruraldevelopmentfundaimsto______(13)______povertyinmountainousareas.→Theruraldevelopmentfundaimstoalleviatepovertyinmountainousareas.4.Customersareadvisedto______(14)______theiraccountsregularlyforunusualtransactions.→Customersareadvisedtomonitortheiraccountsregularlyforunusualtransactions.5.Thebankwill______(15)______preferentialinterestratesforveteransanddisabledindividuals.→Thebankwillofferpreferentialinterestratesforveteransanddisabledindividuals.五、句子改錯(cuò)（共5題，每題3分）（注：句子涉及銀行業(yè)務(wù)、金融術(shù)語(yǔ)及恩施地方經(jīng)濟(jì)）1.Thebankwilllendmoneytofarmerswhoownmorethan50acresofland.→Correct(Noerror)2.Becauseofthehighinterestrates,manysmallbusinessescan’taffordtoborrowmoney.→Incorrect:"Becauseof"shouldbe"Dueto"forbetterflow.3.Thecreditscoreoftheclientistoolow,sowemustrejecttheloanapplication.→Incorrect:"Must"istoostrong;"Should"ismoreappropriate.4.Theruralfinancialcooperativeprovidesloansonlytourbanresidents.→Incorrect:"Only"ismisplaced;rephraseas"Theruralfinancialcooperativeprovidesloansonlytourbanresidents."5.FarmersinEnshicangetsubsidiesforpurchasingsolar-poweredirrigationsystems.→Correct(Noerror)答案與解析一、選詞填空1.A(support)–金融政策通常旨在支持中小企業(yè)。2.A(provide)–地方政府鼓勵(lì)銀行提供金融服務(wù)，符合普惠金融目標(biāo)。3.A(flexible)–靈活的貸款計(jì)劃符合農(nóng)業(yè)發(fā)展需求。4.A(regulations)–銀行需遵守嚴(yán)格規(guī)定以保障數(shù)據(jù)安全。5.A(satisfy)–數(shù)字銀行平臺(tái)的目標(biāo)是滿足客戶需求。二、閱讀理解1.B–文章核心是金融科技帶來(lái)的監(jiān)管挑戰(zhàn)。2.C–數(shù)據(jù)安全是文中明確提到的問(wèn)題。3.C–銀行需平衡創(chuàng)新與合