工商銀行盤(pán)錦市大洼區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringemployeestoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.complicatedD.stabilized2.Asalargestate-ownedcommercialbank,ICBCemphasizes______initscorporateculture,especiallywhenservingclientsinruralareaslikeDawaDistrict.A.innovationB.efficiencyC.profitabilityD.compliance3.ThebankingsectorinPanjinfacesuniquechallengesduetoitsproximitytothewetlandecosystem,including______resourcesforsustainablegrowth.A.conservingB.exploitingC.diversifyingD.optimizing4.Toimprovecustomersatisfaction,thebankhaslaunchedaseriesof______programs,suchas24/7onlinebankingservices.A.innovativeB.traditionalC.bureaucraticD.outdated5.Riskmanagementisacriticalaspectofbankingoperations,particularlyinregionslikeDawa,whereeconomicvolatilityis______.A.highB.lowC.moderateD.unpredictable6.Thebank’strainingprogramsfocusondevelopingemployees’______tohandlecomplexfinancialtransactions.A.proficiencyB.creativityC.resistanceD.indifference7.ThelocaleconomyinDawaDistrictisheavilyreliantonagriculture,sothebankhasintroduced______tosupportruraldevelopment.A.creditlinesB.savingsaccountsC.investmentplansD.insuranceproducts8.Theimplementationofblockchaintechnologyinbankingcanenhance______,reducingfraudandimprovingtransactiontransparency.A.securityB.speedC.costD.complexity9.Thebank’ssustainabilitystrategyincludesreducingcarbonemissionsandpromoting______energyuseinitsbranches.A.renewableB.non-renewableC.inefficientD.traditional10.Theannualfinancialreportmustbesubmittedbytheendofthefiscalyeartoensure______compliancewithregulatoryrequirements.A.timelyB.accurateC.flexibleD.conditional二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinNortheastChinahasbeenevolvingrapidlyinresponsetotechnologicaladvancementsandeconomicshifts.Withtheriseofdigitalfinance,traditionalbankslikeICBCareintegratingAIandbigdataintotheiroperationstoenhanceserviceefficiency.InregionssuchasDawaDistrict,wheretheeconomyisprimarilyagricultural,thebankhasprioritizedruralfinancialinclusionbyofferingtailoredcreditsolutionsandmobilebankingservices.However,challengesremain,includinginfrastructurelimitationsinremoteareasandtheneedforemployeestoadapttonewdigitaltools.Thebankhasinvestedheavilyintrainingprogramstoequipstaffwiththeskillsrequiredformodernbanking.Additionally,regulatorypressureshavepushedinstitutionstostrengthenriskmanagementframeworks,particularlyinloanapprovalsandcybersecurity.Despitethesehurdles,thesector’sfuturelookspromising,withpotentialgrowthingreenfinanceandcross-bordertrade,whicharekeyprioritiesfortheChineseeconomy.1.WhatisthemainfocusofthebankingsectorinNortheastChina?A.ExpandingurbanbranchesB.IntegratingdigitaltechnologiesC.IncreasingloanapprovalsD.Reducingregulatorycompliance2.HowdoesICBCaddressthefinancialneedsofruralareaslikeDawaDistrict?A.Byofferinghigh-interestsavingsaccountsB.ThroughtailoredcreditsolutionsC.ByfocusingoninvestmentproductsD.Bylimitingmobilebankingservices3.Whatchallengesdoesthebankfaceinremoteregions?A.HighemployeeturnoverB.InfrastructurelimitationsC.ExcessiveregulatoryscrutinyD.Lowcustomerdemand4.Whyhasthebankinvestedintrainingprograms?A.ToreduceoperationalcostsB.ToimprovedigitalliteracyC.ToincreasebranchprofitabilityD.Toenforcestrictregulations5.WhatarethekeygrowthareasfortheChinesebankingsector?A.TraditionalretailbankingB.Greenfinanceandcross-bordertradeC.RealestatefinancingD.Governmentbonds三、完形填空（共5題，每題2分）directions:Fillineachblankwiththemostappropriatewordfromthepassagebelow.Passage:Inthecompetitivelandscapeofthefinancialindustry,banksmustcontinuouslyinnovateto______(6)customerexpectations.Theriseoffintechcompanieshas______(7)traditionalbankstorethinktheirbusinessmodels.Forinstance,ICBChaslaunchedseveraldigital-firstinitiatives,suchasmobile-onlybankingapps,to______(8)itsmarketshare.Theseeffortshavenotonlyimprovedaccessibilityforclientsbutalsoreducedoperationalcosts.However,theintegrationofnewtechnologiesrequiresa______(9)workforcecapableofhandlingcomplexsystems.Thebankhasthereforefocusedontalentdevelopment,ensuringemployeesare______(10)withthelatestindustrytrends.6.A.meet7.B.challenge8.C.retain9.D.adapt10.E.familiar四、翻譯（共2題，每題5分）directions:TranslatethefollowingsentencesintoEnglish.1.盤(pán)錦市大洼區(qū)的農(nóng)業(yè)經(jīng)濟(jì)對(duì)銀行信貸支持有較大需求。2.工商銀行通過(guò)數(shù)字化轉(zhuǎn)型提升了服務(wù)效率，更好地滿(mǎn)足了客戶(hù)需求。五、寫(xiě)作（1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheRoleofDigitalBankinginRuralDevelopment."答案及解析一、選詞填空1.A(revolutionized)–Digitalbankinghasbroughtsignificantchanges.2.B(efficiency)–ICBCvaluesoperationaleffectiveness.3.A(conserving)–Wetlandsrequireresourceprotection.4.A(innovative)–Thebankaimstoimprovecustomerexperience.5.D(unpredictable)–Economicinstabilityisarisk.6.A(proficiency)–Skillsareessentialforfinancialtransactions.7.A(creditlines)–Agricultureneedsfinancing.8.A(security)–Blockchainenhancessafety.9.A(renewable)–Sustainabilityinvolveseco-friendlyenergy.10.A(timely)–Compliancerequirespunctualreporting.二、閱讀理解1.B–Thepassagehighlightsdigitalintegration.2.B–Tailoredcreditsolutionsarementioned.3.B–Infrastructureisachallengeinremoteareas.4.B–Trainingaimstoimprovedigitalskills.5.B–Greenfinanceandcross-bordertradearegrowthareas.三、完形填空6.meet7.challenge8.retain9.adapt10.familiar四、翻譯1.TheagriculturaleconomyinDawaDistricthasahighdemandforbankingcreditsupport.2.ICBChasenhancedserviceefficiencythroughdigitaltransformation,bettermeetingcustomerneeds.五、寫(xiě)作參考范文TheRoleofDigitalBankinginRuralDevelopmentDigitalbankinghasbecomeatransformativeforceinruraldevelopment,addressingtheuniquefinancialchallengesfacedbyagriculturalcommunities.InregionslikeDawaDistrict,wheretraditionalbankinginfrastructureislimited,digitalsolutionssuchasmobilebankingappsandonlinecredit