工商銀行隨州市曾都區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（針對(duì)銀行業(yè)務(wù)場(chǎng)景和金融術(shù)語(yǔ)，考察詞匯應(yīng)用能力）1.Thebank'spolicyaimsto__________customersatisfactionbyimprovingserviceefficiency.A.enhanceB.decreaseC.maintainD.ignore2.Duetotherecenteconomic__________,theinterestrateshavebeenadjustedaccordingly.A.stabilityB.fluctuationC.growthD.decline3.Theloanapplicationrequiresadetailed__________oftheborrower'sfinancialhistory.A.summaryB.analysisC.predictionD.assumption4.Thefinancialanalystsuggested__________investmentstomitigateriskexposure.A.conservativeB.aggressiveC.neutralD.flexible5.Thebank's__________teamisresponsibleforensuringcompliancewithregulatoryrequirements.A.auditingB.marketingC.operationalD.managerial二、閱讀理解（共4題，每題3分，共12分）（節(jié)選銀行業(yè)務(wù)管理、金融科技相關(guān)文章，考察信息獲取和邏輯分析能力）Passage:Theriseofdigitalbankinghastransformedthefinancialindustry,offeringbothopportunitiesandchallenges.Whileonlinebankingimprovesaccessibility,italsoraisesconcernsaboutdatasecurity.Financialinstitutionsmustbalanceinnovationwithriskmanagementtomaintaincustomertrust.Artificialintelligenceandblockchaintechnologyareincreasinglybeingadoptedtoenhancesecurityandefficiency.However,regulatorycomplianceremainsacriticalissue,requiringcontinuousadaptationtoevolvingpolicies.6.Whatisthemainthemeofthepassage?A.Thebenefitsofdigitalbankingoutweighitsrisks.B.Digitalbankingisreplacingtraditionalbankingentirely.C.Financialinstitutionsfacechallengesinadoptingnewtechnologies.D.Datasecurityisthemostsignificantconcernindigitalbanking.7.Accordingtothepassage,whichtechnologyisbeingusedtoimprovebankingefficiency?A.CloudcomputingB.ArtificialintelligenceC.MobilebankingD.Peer-to-peerlending8.Whatdoesthepassagesuggestaboutregulatorycompliance?A.Itisbecominglessimportantduetotechnologicaladvancements.B.Itrequiresfinancialinstitutionstoadaptconstantly.C.Itprimarilyaffectssmallbanksratherthanlargeones.D.Itisoptionalforbankstofollow.9.Theword"mitigate"inthepassageisclosestinmeaningto:A.increaseB.reduceC.ignoreD.analyze三、完形填空（共5題，每題2分，共10分）（金融新聞或銀行業(yè)務(wù)描述，考察上下文銜接和邏輯推理能力）Theglobalfinanciallandscapeisundergoingrapidchanges,drivenbytechnologicaladvancementsandshiftingeconomicpolicies.Banksareincreasinglyleveragingbigdataanalyticsto__________(10)customerbehaviorandoptimizeservices.However,thisapproachalsoraisesethicalconcernsregardingprivacyprotection.Toaddresstheseissues,regulatorsareimplementingstricterdatagovernanceframeworks.Atthesametime,theriseoffintechcompaniesis__________(11)traditionalbankingmodels,forcingestablishedinstitutionstoinnovateorrisklosingmarketshare.10.A.predictB.analyzeC.ignoreD.enhance11.A.disruptingB.supportingC.replacingD.complementing12.Thesuccessofdigitaltransformationdependsonthebank'sabilityto__________(12)betweenefficiencyandcompliance.A.balanceB.conflictC.ignoreD.prioritize13.Inthefuture,__________(13)willplayacrucialroleinshapingthebankingindustry.A.competitionB.regulationC.technologyD.customerdemand14.Currently,manybanksare__________(14)strategiestoattractyoungerdemographics.A.developingB.neglectingC.testingD.dismissing四、語(yǔ)法填空（共5題，每題2分，共10分）（考察金融英語(yǔ)寫(xiě)作中的語(yǔ)法應(yīng)用，如被動(dòng)語(yǔ)態(tài)、非謂語(yǔ)動(dòng)詞等）1.Theloanagreementmustbe__________(15)beforeitisapprovedbytheboard.2.Effectiveriskmanagementrequirescontinuous__________(16)ofmarkettrends.3.Customersareadvisedto__________(17)theiraccountdetailsfromunauthorizedparties.4.Thebank’sreputationis__________(18)byitsabilitytomeetcustomerexpectations.5.Financialpoliciesshouldbe__________(19)toensurelong-termstability.五、翻譯填空（共5題，每題2分，共10分）（中譯英，考察金融術(shù)語(yǔ)的準(zhǔn)確翻譯能力）1.該銀行承諾為員工提供具有競(jìng)爭(zhēng)力的薪酬福利。Thebank__________(20)toprovideemployeeswithcompetitivesalariesandbenefits.2.客戶需在申請(qǐng)貸款前簽署相關(guān)合同。Customersarerequiredto__________(21)therelevantcontractsbeforeapplyingforaloan.3.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來(lái)的發(fā)展方向。Digitaltransformationis__________(22)thefuturedirectionofthebankingindustry.4.銀行應(yīng)確保其業(yè)務(wù)符合監(jiān)管要求。Banksshould__________(23)thattheiroperationscomplywithregulatoryrequirements.5.稅收政策的變化可能影響客戶的投資決策。Changesintaxpoliciesmay__________(24)customers'investmentdecisions.答案及解析一、選詞填空1.A.enhance（提升）2.B.fluctuation（波動(dòng)）3.B.analysis（分析）4.A.conservative（保守的）5.A.auditing（審計(jì)）解析：1."Enhancecustomersatisfaction"是銀行業(yè)常用的搭配，表示提高客戶滿意度。2."Economicfluctuation"指經(jīng)濟(jì)波動(dòng)，符合金融語(yǔ)境。3."Detailedanalysis"指詳細(xì)分析，貸款審批中需評(píng)估財(cái)務(wù)狀況。4."Conservativeinvestments"指保守投資，用于降低風(fēng)險(xiǎn)。5."Auditingteam"指審計(jì)團(tuán)隊(duì)，負(fù)責(zé)合規(guī)檢查。二、閱讀理解6.C.Financialinstitutionsfacechallengesinadoptingnewtechnologies.7.B.Artificialintelligence8.B.Itrequiresfinancialinstitutionstoadaptconstantly.9.B.reduce（減輕）解析：6.文章強(qiáng)調(diào)數(shù)字銀行帶來(lái)的挑戰(zhàn)（如數(shù)據(jù)安全、監(jiān)管合規(guī)）。7.文中提到AI用于提升效率。8."Regulatorycomplianceremainsacriticalissue,requiringcontinuousadaptation"指合規(guī)需不斷調(diào)整。9."Mitigate"意為減輕風(fēng)險(xiǎn)，與reduce同義。三、完形填空10.B.analyze11.A.disrupting12.A.balance13.C.technology14.A.developing解析：10."Leveragingbigdataanalyticstoanalyzecustomerbehavior"符合邏輯。11."Fintechcompaniesaredisruptingtraditionalbanking"指其打破舊模式。12."Balancebetweenefficiencyandcompliance"是銀行業(yè)務(wù)的關(guān)鍵。13."Technologywill