工商銀行南寧市青秀區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題干：Belowarefivesentenceswithoneblankineach.Choosethemostsuitablewordfromtheoptions(A,B,C,D)tocompleteeachsentence.1.Therapiddevelopmentofdigitalbankinghastransformedthefinanciallandscape,makingtraditionalbankingservices______moreefficientanduser-friendly.A.relativelyB.significantlyC.graduallyD.superficially2.Toensurecompliancewithlocalregulations,thebankmustimplementstricterinternalcontrolsand______monitoringoftransactions.A.randomB.periodicC.spontaneousD.continuous3.Thebranchmanageremphasizedtheimportanceof______customerservice,asitdirectlyimpactsthebank’sreputationinthecompetitivemarket.A.standardizedB.personalizedC.automatedD.simplified4.Thenewmobilebankingappaimsto______thegapbetweenruralandurbanfinancialservicesbyexpandingitsreachtounderservedareas.A.bridgeB.widenC.deepenD.narrow5.Despitetheeconomicdownturn,thebank’sprofitabilityremained______duetoitsdiversifiedinvestmentportfolio.A.stableB.volatileC.unpredictableD.fluctuating二、閱讀理解（共4題，每題3分，共12分）題干：Readthefollowingpassageandanswerthequestionsbelow.Passage:Theriseoffintechhasrevolutionizedthebankingindustry,particularlyinurbanareaslikeNanning.Traditionalbanksnowfaceintensecompetitionfromdigital-onlylendersandneobanks,whichoffermoreflexibleandinnovativefinancialproducts.Tostaycompetitive,majorbankssuchasICBC(IndustrialandCommercialBankofChina)areinvestingheavilyindigitaltransformation.Thisincludesupgradingtheirmobileapps,introducingAI-drivencustomerservice,andleveragingbigdatatoenhanceriskmanagement.However,challengesremain.Forinstance,cybersecuritythreatsareincreasing,andensuringfinancialinclusionforruralpopulationsremainsapriority.ThegovernmentofNanninghasalsobeenproactive,offeringsubsidiesandtaxincentivestoencouragebankstoexpandtheirdigitalinfrastructureinless-developedregions.Questions:1.Whatistheprimarychallengementionedfortraditionalbanksinurbanareas?A.HighoperatingcostsB.CybersecuritythreatsC.CompetitionfromfintechcompaniesD.Regulatorycompliance2.HowistheIndustrialandCommercialBankofChinaadaptingtothefintechlandscape?A.ByreducingitsphysicalbranchnetworkB.ByfocusingonruralmarketsexclusivelyC.ByinvestingindigitaltransformationD.Bymergingwithneobanks3.WhatmeasureshastheNanninggovernmenttakentosupportbanks?A.ImposingstricterregulationsB.ProvidingfinancialincentivesC.MandatingdigitalservicefeesD.Encouragingtraditionalbankingpractices4.Accordingtothepassage,whichgroupremainsunderservedinthefinancialsector?A.UrbanresidentsB.CorporateclientsC.RuralpopulationsD.Youngprofessionals三、句子改錯（共5題，每題2分，共10分）題干：Identifyandcorrecttheerrorineachsentencebelow.1.Thebank’snewpolicywilltakeeffectfromnextmonthanditrequiresallemployeestocompleteadditionaltraining.→Corrected:2.Althoughtheeconomicconditionshaveimproved,thedemandforloanshasnotyetrecovertopreviouslevels.→Corrected:3.Thebranchmanagersaidthatthefinancialperformanceofthelastquarterwasbetterthanithadbeeninthelastyear.→Corrected:4.Ifwedonotimplementthesechangessoon,wewillfaceariskoflosingmarketsharetocompetitors.→Corrected:5.Theregulatoryauthorityhasrecommendthatthebankreviseitsriskmanagementprotocolsbeforetheendofthefiscalyear.→Corrected:四、翻譯填空（共5題，每題3分，共15分）題干：TranslatethefollowingChinesesentencesintoEnglish,fillingintheblankswithappropriatewordsorphrases.1.為確?？蛻糍Y金安全，本行嚴格執(zhí)行反洗錢制度，以______非法資金流動?！鷂_______2.隨著綠色金融的興起，工商銀行積極探索碳金融業(yè)務(wù)，以______可持續(xù)發(fā)展目標?！鷂_______3.為提升服務(wù)效率，南寧分行計劃引入智能客服系統(tǒng)，以______人工服務(wù)壓力?！鷂_______4.在當前經(jīng)濟環(huán)境下，銀行需加強風險管理，以______潛在的財務(wù)損失。→________5.為支持小微企業(yè)，本行推出了一系列優(yōu)惠貸款政策，以______創(chuàng)業(yè)者的融資需求?！鷂_______五、完形填空（共5題，每題3分，共15分）題干：Readthepassagebelowandchoosethebestword(A,B,C,D)tofilleachblank.ThebankingsectorinNanninghasundergonesignificantchangesinrecentyears.Withthegrowthofdigitalbanking,traditionalfinancialinstitutionshavehadto______(1)______theiroperationstoremaincompetitive.Forinstance,theIndustrialandCommercialBankofChinahas______(2)______itsmobileapptoincludemorepersonalizedfinancialservices.Additionally,thebankhas______(3)______ateamofdataanalyststobetterunderstandcustomerbehaviorand______(4)______risks.However,challengessuchascybersecurityandregulatorycompliancestill______(5)______banksfromachievingtheirfullpotential.1.A.modernizeB.simplifyC.expandD.reduce2.A.enhancedB.updatedC.integratedD.optimized3.A.hiredB.firedC.retainedD.transferred4.A.mitigateB.ignoreC.assessD.eliminate5.A.hinderB.supportC.motivateD.encourage六、短文改錯（共5題，每題2分，共10分）題干：Correcttheerrorsinthefollowingpassage.Therapiddevelopmentofdigitalbankinghasbroughtbothopportunitiesandchallengestotraditionalfinancialinstitutions.Manybankshaveinvestedheavilyintechnologytoimprovetheirservices,butothershavestruggledtokeepup.Forexample,theIndustrialandCommercialBankofChinahaslaunchedanewmobileappthatallowscustomerstotransfermoneyinstantly.However,somecustomersstillprefertousephysicalbranchesfortheirbankingneeds.Additionally,theriseoffintechcompanieshasmadeitharderfortraditionalbankstocompete.Thesecompaniesoftenofferlowerfeesandmoreinnovativeproducts.Asaresult,banksmustadaptquicklytostayrelevantinthemarket.答案與解析一、選詞填空1.B.significantly解析：Thesentencediscussesthetransformativeimpactofdigitalbanking,requiringanadjectivethatemphasizesanoticeablechange.2.B.periodic解析：Internalcontrolsandmonitoringaretypicallyconductedatregularintervals,making"periodic"themostappropriatechoice.3.B.personalized解析：Customerserviceinbankingisoftenassociatedwithtailoredexperiencestomeetindividualneeds.4.A.bridge解析：Thesentenceaimstoconnectthefinancialgapbetweenruralandurbanareas,so"bridge"isthecorrectverb.5.A.stable解析：Profitabilitybeingunaffectedbyfluctuationssuggestsstability,aligningwiththecontextofadiversifiedportfolio.二、閱讀理解1.C.Competitionfromfintechcompanies解析：Thepassageexplicitlymentionsfintechasamajorchallengefortraditionalbanksinurbanmarkets.2.C.Byinvestingindigitaltransformation解析：ThetextstatesthatICBCisupgradingitsmobileappsandleveragingbigdata,indicatingdigitalinvestment.3.B.Providingfinancialincentives解析：ThepassagementionssubsidiesandtaxincentivesofferedbytheNanninggovernment.4.C.Ruralpopulations解析：Thepassagehighlightstheneedforfinancialinclusioninunderservedruralareas.三、句子改錯1.→Thebank’snewpolicywilltakeeffectfromnextmonth,anditrequiresallemployeestocompleteadditionaltraining.解析：Acommaisneededtoseparatetheindependentclauses.2.→Althoughtheeconomicconditionshaveimproved,thedemandforloanshasnotyetrecoveredtopreviouslevels.解析："Recoverto"shouldbecorrectedto"recoveredto"tomatchthepasttense.3.→Thebranchmanagersaidthatthefinancialperformanceofthelastquarterwasbetterthanthatofthelastyear.解析："Ithadbeen"isredundant;"thatof"iscorrectforcomparison.4.→Ifwedonotimplementthesechangessoon,wewillfacetheriskoflosingmarketsharetocompetitors.解析："Ariskof"shouldbe"theriskof"forgrammaticalcorrectness.5.→Theregulatoryauthorityhasrecommendedthatthebankreviseitsriskmanagementprotocolsbeforetheendofthefiscalyear.解析："Hasrecommend"shouldbe"hasrecommended"(correctverbform).四、翻譯填空1.Topreventillegalfinancialflows.解析：反洗錢制度的主要目的是阻止非法資金流動。2.Toachievesustainabledevelopmentgoals.解析：碳金融與可持續(xù)發(fā)展目標直接相關(guān)。3.Toalleviatemanualservicepressure.解析：智能客服旨在減輕人工服務(wù)負擔。4.Tomitigatepotentialfina