交通銀行麗水市青田縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題1（2分）：Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,forcingmanyinstitutionstoadapttonewtechnologies.A.revolutionizedB.simplifiedC.standardizedD.centralized題2（2分）：InruralareaslikeQingtan,thebankneedsto______itsservicestomeetthespecificneedsoflocalbusinesses.A.customizeB.generalizeC.automateD.commercialize題3（2分）：Ourteamaimsto______theefficiencyofonlinetransactionsbyreducingprocessingtime.A.maximizeB.minimizeC.moderateD.marginalize題4（2分）：Thenewmobileappallowscustomersto______paymentsseamlesslyacrossdifferentplatforms.A.executeB.executeC.performD.accomplish題5（2分）：Despiteeconomicchallenges,thebank'sprofitabilityremains______duetoitsdiversifiedinvestmentportfolio.A.fragileB.resilientC.volatileD.stagnant二、閱讀理解（共4題，每題3分，共12分）題6（3分）：Thefollowingpassagediscussestheimpactofblockchaintechnologyoncross-borderpayments.Accordingtothetext,whichofthefollowingisamajoradvantageofblockchaininthiscontext?"Blockchainenablesfaster,moresecure,andcost-effectivetransactionsbyeliminatingintermediariesandreducingfraudrisks."A.ReducedtransactionfeesB.IncreasedregulatoryoversightC.HigherinterestratesD.Limitedscalability題7（3分）：AlocalbankinQingtanplanstoexpanditsruralbranchnetwork.Whichfactorshouldbeprioritizedwhenselectingnewlocations?"Thesuccessofaruralbranchdependsonthedensityofsmallbusinesses,availabilityofhigh-speedinternet,andproximitytoagriculturalmarkets."A.PopulationdensityaloneB.ProximitytogovernmentofficesC.AccessibilitytourbancentersD.Historicalbankingpresence題8（3分）：ThearticlehighlightshowAI-drivenanalyticshelpbanksidentifypotentialfraud.Whatisakeychallengeinimplementingsuchsystems?"WhileAIcandetectanomalies,falsepositivesmayoccurduetoincompletedata,requiringmanualverification."A.HighinfrastructurecostsB.InsufficientcustomertrainingC.DataprivacyconcernsD.Relianceonthird-partyvendors題9（3分）：ArecentreportonthefinancialsectorinZhejiangProvincenotesthatdigitalbankingadoptionishigherincoastalcitiesthanininlandareas.Whatistheprimaryreason?"Coastalregionshavebetterinternetconnectivityandahigherconcentrationoftech-savvyentrepreneurs."A.HigherinflationratesB.GreatergovernmentsubsidiesC.BetterbankinginfrastructureD.Strongerlocaleconomicpolicies三、句子改錯（共5題，每題2分，共10分）題10（2分）："Thebank’snewpolicyallowscustomerstotransferfundsbetweenaccountswithoutanydelay."Corrected:Thebank’snewpolicyallowscustomerstotransferfundsbetweenaccountswithoutanydelays.題11（2分）："Duetoeconomicdownturn,manysmallbusinessesarestrugglingtoaccessloans."Corrected:Duetoaneconomicdownturn,manysmallbusinessesarestrugglingtoaccessloans.題12（2分）："Theloanofficermustensurethatalldocumentsaresubmittedinatimelymanner."Corrected:Theloanofficermustensurethatalldocumentsaresubmittedpromptly.題13（2分）："Althoughtheinterestratesarelow,thebankstillaimstoincreaseitsprofitmargins."Corrected:Althoughtheinterestratesarelow,thebankstillaimstoincreaseitsprofitmargins.題14（2分）："Employeesarerequiredtoattendtrainingsessionsbeforetheystarthandlingsensitivecustomerdata."Corrected:Employeesarerequiredtoattendtrainingsessionspriortohandlingsensitivecustomerdata.四、完形填空（共5題，每題2分，共10分）Thefollowingpassageisabouttheroleofbanksinsupportingruraldevelopment.Fillintheblankswiththemostsuitablewords."InregionslikeQingtan,whereagricultureisthebackboneoftheeconomy,banksplayacrucialrolein(15)localfarmers.Byprovidingaffordablecredit,theyhelp(16)modernfarmingtechniques.Additionally,banks(17)financialliteracyprogramstoempowersmall-scaleentrepreneurs.Theseinitiatives(18)toimprovedlivelihoodsandeconomicstability.Finally,thebank’scommitmentto(19)sustainablepracticesensureslong-termgrowthinruralcommunities."15.A.financingB.regulatingC.monitoringD.discouraging16.A.adoptingB.abandoningC.assessingD.adjusting17.A.organizesB.organizesC.organizesD.organizes18.A.contributeB.contributeC.contributeD.contribute19.A.promotingB.promotingC.promotingD.promoting五、翻譯填空（共5題，每題2分，共10分）TranslatethefollowingsentencesintoEnglish,fillingintheblankswithappropriatewords.20.為了滿足青田縣日益增長的金融需求，交通銀行計(jì)劃在縣城中心開設(shè)一家新分行。"To(20)thegrowingfinancialdemandinQingtanCounty,ChinaMerchantsBankplanstoopenanewbranchinthedowntownarea."21.該銀行通過提供低息貸款，幫助小微企業(yè)渡過難關(guān)。"Thebank(21)smallandmediumenterprisesbyofferinglow-interestloansduringtougheconomictimes."22.數(shù)字化轉(zhuǎn)型是銀行提升競爭力的關(guān)鍵。"Digitaltransformationis(22)forbankstoenhancetheircompetitiveness."23.銀行定期舉辦金融知識講座，以提高客戶的風(fēng)險意識。"Thebank(23)financialliteracyworkshopstoraisecustomers’awarenessofrisks."24.麗水市的經(jīng)濟(jì)增長得益于交通銀行提供的全方位金融服務(wù)。"LishuiCity’seconomicgrowth(24)thecomprehensivefinancialservicesprovidedbyChinaMerchantsBank."答案及解析一、選詞填空1.A解析：digitalbanking與revolutionized搭配最符合語境，意為“顛覆”。2.A解析：customize（定制）符合銀行服務(wù)本地化的需求。3.A解析：maximizeefficiency（最大化效率）是銀行業(yè)務(wù)優(yōu)化的目標(biāo)。4.C解析：performpayments（執(zhí)行支付）符合銀行業(yè)務(wù)動作。5.B解析：resilient（有彈性的）描述銀行盈利能力的穩(wěn)定性。二、閱讀理解6.A解析：文中明確指出區(qū)塊鏈能降低交易費(fèi)用。7.D解析：原文強(qiáng)調(diào)歷史銀行存在對農(nóng)村業(yè)務(wù)的重要性。8.C解析：數(shù)據(jù)隱私是AI系統(tǒng)實(shí)施的主要挑戰(zhàn)之一。9.C解析：原文說明沿海地區(qū)銀行基礎(chǔ)設(shè)施更完善。三、句子改錯10.delays解析：delay需用復(fù)數(shù)形式。11.an解析：economicdowntur