光大銀行莆田市城廂區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，總分10分）背景：題材結(jié)合銀行業(yè)務(wù)與莆田市經(jīng)濟發(fā)展，考察實詞與虛詞的語境運用能力。1.TherapiddevelopmentoffintechinPutianhas__________thetraditionalbankingsectortoinnovateandadapt.A.forcedB.encouragedC.threatenedD.supported2.Despiteeconomic__________,thelocalgovernmenthasmanagedtoattractforeigninvestmentinthecity.A.instabilityB.growthC.stagnationD.fluctuation3.Ourbank’sdigitalplatformaimsto__________theefficiencyoffinancialservicesforsmallbusinessesinQuanzhou.A.enhanceB.degradeC.diminishD.postpone4.Thenewregulatorypolicymay__________compliancecostsforfinancialinstitutionsinFuzhou.A.reduceB.increaseC.stabilizeD.eliminate5.TheCEOemphasizedtheimportanceof__________riskmanagementtomaintainlong-termprofitability.A.ignoringB.underestimatingC.prioritizingD.delaying第二部分：閱讀理解（共4題，每題3分，總分12分）背景：文章節(jié)選自2024年中國銀行業(yè)數(shù)字化轉(zhuǎn)型報告，結(jié)合莆田地區(qū)銀行業(yè)現(xiàn)狀。Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinSoutheastChina,includingPutiananditssurroundingregions.Traditionalbanksarenowcompetingwithfintechstartups,whichoffermorepersonalizedandefficientservices.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),65%ofsmallbusinessesinPutianhaveadopteddigitalbankingsolutions.However,challengesremain,suchascybersecurityrisksandthedigitaldivideamongruralareas.Toaddresstheseissues,localbanksareinvestinginAI-drivenplatformsandstafftrainingprograms.6.Whatisthemaintopicofthepassage?A.ThehistoryoffintechinPutianB.TheimpactofdigitalbankingonsmallbusinessesC.TheregulatorypoliciesoftheCBIRCD.Thechallengesofruralfinancialinclusion7.Accordingtothepassage,whatpercentageofsmallbusinessesinPutianhaveadopteddigitalbanking?A.50%B.60%C.65%D.70%8.Whatisonechallengementionedforruralfinancialinclusion?A.HighcompliancecostsB.CybersecurityrisksC.InsufficientinvestmentininfrastructureD.Lackofskilledpersonnel9.Whatactionarelocalbankstakingtoaddresstheissues?A.ReducingstafftrainingprogramsB.IncreasingrelianceonfintechstartupsC.InvestinginAI-drivenplatformsandtrainingD.Eliminatingdigitalbankingservices第三部分：完形填空（共5題，每題2分，總分10分）背景：文章描述光大銀行莆田分行推動綠色金融的舉措，考察邏輯銜接與詞義辨析能力。Thebankingsectorplaysacriticalroleinpromotingsustainabledevelopment.InPutian,光大銀行莆田分行hasbeenattheforefrontofgreenfinance,supportingprojectsthatreducecarbonemissions.Byprovidinglow-interestloanstorenewableenergycompanies,thebankhashelpedthecitymeetitsenvironmentaltargets.However,sustainablebankingisnotwithoutchallenges.Regulatoryuncertaintiesandmarketvolatilitycanaffectthesuccessofgreenprojects.Despitetheseobstacles,thebankremainscommittedtofutureinitiatives,whichincludeexpandingitsgreencreditportfolio.10.Whatistheprimaryfocusofthepassage?A.Thehistoryof光大銀行莆田分行B.TheroleofgreenfinanceinsustainabledevelopmentC.ThechallengesofrenewableenergyprojectsD.Theregulatorypoliciesofgreenbanking11.Whathas光大銀行莆田分行donetosupportgreenprojects?A.ReducedloaninterestratesB.Providedlow-interestloanstorenewableenergycompaniesC.EliminatedgreencreditprogramsD.Focusedontraditionalbankingservices12.Whatchallengesarementionedforsustainablebanking?A.HighcompetitionfromfintechfirmsB.RegulatoryuncertaintiesandmarketvolatilityC.InsufficientpublicawarenessD.Lackofskilledemployees13.Howdoesthebankplantoaddresssustainablebankinginthefuture?A.ByreducingitscommitmenttogreeninitiativesB.ByexpandingitsgreencreditportfolioC.Byfocusingonshort-termprofitsD.Byeliminatinggreenprojects14.Whatwordbestdescribesthebank’sattitudetowardgreenfinance?A.IndifferentB.CommittedC.UncertainD.Unmotivated第四部分：句子改寫（共4題，每題3分，總分12分）要求：將以下句子改寫為更簡潔或不同的表達(dá)方式，保持原意不變。15.Duetothestrictregulations,thebankwasunabletoapprovetheloanimmediately.→_______________16.Thefintechcompany’sinnovativesolutionshavesignificantlyimprovedcustomersatisfaction.→_______________17.Iftheeconomicsituationworsens,thebankmayfacehigherlosses.→_______________18.TheCEOemphasizedtheimportanceofriskmanagementtoensurelong-termstability.→_______________第五部分：翻譯填空（共5題，每題3分，總分15分）要求：將中文句子翻譯為英文，填入橫線處。19.為推動普惠金融發(fā)展，莆田市各銀行積極為小微企業(yè)提供服務(wù)。Putian’sbanksareactively__________topromoteinclusivefinanceforsmallandmedium-sizedenterprises.20.隨著數(shù)字經(jīng)濟的快速發(fā)展，光大銀行需要加強網(wǎng)絡(luò)安全防護。Withtherapiddevelopmentofthedigitaleconomy,EverbrightBankneedsto__________cybersecuritymeasures.21.為響應(yīng)國家綠色金融政策，該分行已批準(zhǔn)多筆環(huán)保項目貸款。Inresponsetothenationalgreenfinancepolicy,thebranchhas__________severalloansforenvironmentalprojects.22.為提升客戶體驗，分行計劃推出智能客服系統(tǒng)。To__________customerexperience,thebranchplanstolaunchanintelligentcustomerservicesystem.23.盡管面臨競爭壓力，光大銀行仍堅持穩(wěn)健經(jīng)營理念。Despite__________,EverbrightBankremainscommittedtoitsprudentbusinessphilosophy.答案與解析第一部分：選詞填空1.A.forced解析：fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)變革，"forced"符合語境。2.B.growth解析：despite（盡管）后需填負(fù)面詞，但此處強調(diào)經(jīng)濟積極發(fā)展，故選"growth"。3.A.enhance解析：提升效率用"enhance"，其他選項皆不符合積極意義。4.B.increase解析：新監(jiān)管政策通常會增加合規(guī)成本，"increase"最貼切。5.C.prioritizing解析：風(fēng)險管理需優(yōu)先處理，"prioritizing"強調(diào)優(yōu)先級。第二部分：閱讀理解6.B.Theimpactofdigitalbankingonsmallbusinesses解析：全文圍繞數(shù)字銀行對中小企業(yè)的影響展開。7.C.65%解析：原文直接給出數(shù)據(jù)"65%"。8.C.Insufficientinvestmentininfrastructure解析：文章提及農(nóng)村金融包容性挑戰(zhàn)時未明確提及其他選項，但"infrastructure"常是隱含問題。9.C.InvestinginAI-drivenplatformsandtraining解析：原文明確指出銀行的投資方向。第三部分：完形填空10.B.Theroleofgreenfinanceinsustainabledevelopment解析：全文核心是綠色金融與可持續(xù)發(fā)展關(guān)系。11.B.Providedlow-interestloanstorenewableenergycompani