興業(yè)銀行株洲市天元區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）背景提示：本部分題目涉及銀行業(yè)務、金融科技及株洲地區(qū)經(jīng)濟發(fā)展相關語境。1.Thenewfintechpolicyaimsto______digitalpaymentsacrossruralareas,includingZhuzhou.A.promoteB.restrictC.evaluateD.eliminate2.Ourbank’sAI-drivenriskassessmentsystemcan______fraudattemptsinreal-time.A.detectB.transferC.investD.analyze3.株洲市天元區(qū)計劃通過綠色信貸支持新能源企業(yè)，以______carbonemissions.A.reduceB.increaseC.ignoreD.delay4.Theloanofficeremphasizedtheimportanceof______documentsforcompliancepurposes.A.signingB.uploadingC.verifyingD.printing5.Blockchaintechnologyisexpectedto______cross-borderpaymentefficiency.A.disruptB.enhanceC.reduceD.replace6.Thebranchmanagerhighlightedtheneedto______customersatisfactionthroughpersonalizedservices.A.measureB.neglectC.improveD.minimize7.Thetradewarmay______thebank’sglobalsupplychainoperations.A.strengthenB.simplifyC.threatenD.expand8.Ourmobileappallowsusersto______transactionsanytime,anywhere.A.postponeB.freezeC.completeD.cancel9.Thecentralbank’snewguidelinesaimto______financialinstability.A.stabilizeB.destabilizeC.regulateD.eliminate10.The株洲市分行計劃引進大數(shù)據(jù)分析系統(tǒng)，以______creditriskmanagement.A.optimizeB.ignoreC.delayD.reduce二、閱讀理解（共5題，每題2分）背景提示：文章節(jié)選自銀行業(yè)數(shù)字化轉型及區(qū)域經(jīng)濟發(fā)展報告。Passage1TheriseofdigitalbankinghastransformedthefinanciallandscapeinZhuzhou.Withthegovernment’ssupport,localbankshaveacceleratedtheadoptionofmobileplatformsandAI-drivenservices.However,challengesremain,suchascybersecurityrisksandruralservicegaps.Toaddressthese,興業(yè)銀行株洲分行introducedahybridmodelcombiningofflinebrancheswithonlinetools.Theinitiativehasimprovedcustomerretentionby35%inthepastyearalone.Questions:1.Whatisthemainfocusofthepassage?A.Governmentpoliciesonfinance.B.DigitalbankinginZhuzhou.C.RuraldevelopmentinHunan.D.Cybersecuritythreats.(答案：B)2.Howhasthehybridmodelbenefitedthebank?A.Reducedcosts.B.Increasedrevenue.C.Improvedcustomersatisfaction.D.Strengthenedcompliance.(答案：C)Passage2Greenfinancehasbecomeapriorityfor興業(yè)銀行.In2024,thebankallocated50billionRMBtosupportrenewableenergyprojectsinHunanProvince.Acasestudyshowsthatthesolarfarmfundedbythebankgenerated1.2milliontonsofCO2reductionsannually.However,expertswarnthatmoreincentivesareneededtoattractprivateinvestmentinthissector.Questions:3.Whatistheprimarygoalofthebank’sgreenfinanceinitiative?A.Profitmaximization.B.Environmentalsustainability.C.Policycompliance.D.Marketexpansion.(答案：B)4.Accordingtothepassage,whatchallengeremainsforgreenfinance?A.Highcosts.B.Limiteddemand.C.Insufficientinvestment.D.Regulatoryhurdles.(答案：C)Passage3The株洲市天元區(qū)economyisrecoveringpost-pandemic,butsmallbusinessesstillfaceliquidityissues.興業(yè)銀行l(wèi)aunchedaspecialloanprogramwithlowerinterestratestohelpentrepreneurs.Theprogramrequiredcollateral,butofferedflexiblerepaymentterms.Withinsixmonths,200enterprisesbenefited,withanaverageloansizeof500,000RMB.ThesuccesspromptedthebanktoexpandtheinitiativetootherdistrictsinHunan.Questions:5.Whatproblemdoesthepassagehighlight?A.Highinflation.B.Businessfundinggaps.C.Laborshortages.D.Housingmarketdownturn.(答案：B)三、完形填空（共10題，每題1分）背景提示：段落講述興業(yè)銀行株洲分行如何通過科技賦能提升服務效率。ThebankingsectorinZhuzhouisundergoingadigitalrevolution.______(6)oftraditionalmethodsandtheadoptionofAIhavereshapedcustomerexperiences.Forinstance,the株洲分行’schatbothandles80%ofbasicinquiries,freeinghumanstafftofocusoncomplexcases.______(7),thebank’scloud-basedsystemensuresdatasecuritywhileenablingreal-timeanalytics.Theseinnovationshavenotonlyimprovedefficiencybutalsoreducedoperationalcostsby30%.6.A.TransformationB.InnovationC.ResistanceD.Modernization(答案：A)7.A.MoreoverB.HoweverC.ThereforeD.Meanwhile(答案：D)8.Thenewsmarttellermachines______(8)customerstoperformtransactionswithouthumanintervention.A.encourageB.limitC.allowD.discourage(答案：C)9.Thebank’strainingprogramsemphasizetheneedtoadaptto______(9)technologies.A.emergingB.outdatedC.conventionalD.static(答案：A)10.Despitechallenges,the株洲分行remainscommittedto______(10)digitalbankingintheregion.A.expandingB.abandoningC.minimizingD.delaying(答案：A)四、翻譯填空（共5題，每題2分）背景提示：將中文句子翻譯成英文，需符合銀行業(yè)務語境。1.興業(yè)銀行株洲分行致力于為中小企業(yè)提供普惠金融服務?！鶷heYinchengBankZhuzhouBranchisdedicatedtoprovidinginclusivefinancialservicesforsmallandmedium-sizedenterprises.2.為支持株洲智能制造產(chǎn)業(yè)發(fā)展，銀行推出專項信貸政策?！鶷osupportZhuzhou’ssmartmanufacturingindustry,thebankhasintroducedatargetedcreditpolicy.3.客戶可通過手機銀行實時查詢賬戶余額?！鶦ustomerscanchecktheiraccountbalancesinrealtimethroughthemobilebankingapp.4.銀行將加強風險防控，確保資產(chǎn)安全。→Thebankwillstrengthenriskpreventionandcontroltoensureassetsecurity.5.株洲市十四五規(guī)劃中，綠色金融被列為重點發(fā)展領域?！鶬nZhuzhou’s14thFive-YearPlan,greenfinancehasbeenlistedasakeydevelopmentarea.五、寫作（1題，10分）題目：AsastaffmemberofYinchengBankZhuzhouBranch,writeashortemail(100-120words)toacustomerwhoappliedforabusinessloan.Theemailshould:1.Thankthecustomerforapplying.2.Mentionthebank’ssupportforSMEsinZhuzhou.3.Inquireabouttheirfinancialneeds.4.Encouragethemtovisitthebranchforfurtherdiscussion.SampleAnswer:Subject:FollowUponYourLoanApplicationDear[CustomerName],ThankyouforchoosingYinchengBankZhuzhouBranchforyourbusinessloanapplication.WearecommittedtosupportingSMEsinourregion,especiallyinZhuzhou’sgrowingindustrialsector.Tobetterunderstandyourfinancialneeds,couldyousharedetailsaboutyourproject?Wewouldbehappytodiscusstailoredsolutionsduringavisittoourbranch.Pleaseletusknowyo