民生銀行廣州市番禺區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯與語法（共10題，每題1分）說明：下列每題均有一個空格，需從四個選項中選擇最合適的單詞填入空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovate.A.forcedB.requiredC.drivenD.enabled2.ManyyoungprofessionalsinGuangzhouarelookingfor______housingoptionsnearthenewsubwaystation.A.affordableB.expensiveC.temporaryD.luxury3.TheGuangdong-HongKong-MacaoGreaterBayAreaaimsto______economicintegrationacrosstheregion.A.strengthenB.weakenC.ignoreD.separate4.Banksoftenusebigdatato______creditrisksmoreaccurately.A.assessB.ignoreC.delayD.avoid5.Thepandemichas______remoteworkasastandardpracticeinthefinancesector.A.bannedB.encouragedC.discouragedD.forgotten6.ThenewbranchinPanyuisdesignedto______digitalbankingservicesforlocalresidents.A.provideB.refuseC.limitD.destroy7.ConsumerprotectionlawsinChinaensurethatcustomersare______fromunfairpractices.A.protectedB.exposedC.chargedD.ignored8.Thebank’smobileappallowsusersto______transactionsanytime,anywhere.A.delayB.cancelC.confirmD.ignore9.Theriseofblockchaintechnologyhas______thewaybankshandletransactions.A.revolutionizedB.complicatedC.slowedD.hidden10.Employeesinthefinanceindustrymustmaintain______tohandlesensitivedata.A.carelessnessB.professionalismC.dishonestyD.laziness第二部分：閱讀理解（共5題，每題2分）說明：閱讀以下三篇短文，每篇短文后均有關鍵詞或句子提問，請選擇最符合文意的選項。Passage1TherapidgrowthofGuangzhou’seconomyhasledtoincreaseddemandforbankingservices.Asthecity’spopulationrises,traditionalbankinginstitutionsareadaptingbyopeningmorebranchesinsuburbanareaslikePanyu.Thesenewbranchesfocusondigitalbankingsolutions,cateringtotheneedsofyoungprofessionalsandsmallbusinesses.TheGuangzhouBank,forexample,haslaunchedamobileappthatsupportsreal-timetransactions,makingiteasierforresidentstomanagetheirfinances.However,challengesremain,suchasensuringinternetconnectivityinruralpartsofPanyu.Thegovernmenthasbeenworkingonexpandingthefiber-opticnetworktobridgethisgap.Questions:1.WhatisthemainfocusofthenewbranchesinPanyu?A.Traditionalbankingservicesonly.B.Digitalbankingsolutions.C.Wealthmanagementforelites.D.Loansforsmallfarmers.2.WhyisinternetconnectivityachallengeinPanyu?A.Thepopulationistoosmall.B.Theareaisruralandpoorlydeveloped.C.Thebanksdonotsupportruralcustomers.D.Thegovernmenthasnoplanstoexpandthenetwork.Passage2TheGreaterBayAreainitiativehastransformedthebusinesslandscapeinGuangdong.Companiesinthisregionareleveragingfintechtoimproveefficiencyandcustomerservice.Forinstance,thePanyuFinanceGrouphasintroducedanAI-poweredchatbotthathelpscustomerswithbasicbankingqueries.Thisinnovationhasreducedwaitingtimesandimprovedsatisfaction.However,somecriticsarguethatexcessiverelianceontechnologymayleadtojoblossesinthefinancesector.Toaddressthis,thebankhasalsoinvestedintrainingprogramstohelpemployeesadapttonewtechnologies.Questions:1.HowhasfintechaffectedbusinessesintheGreaterBayArea?A.Ithasledtojoblosses.B.Ithasimprovedefficiencyandcustomerservice.C.Ithasincreasedregulatoryburdens.D.Ithasmadebankingservicesmoreexpensive.2.WhatmeasurehasthePanyuFinanceGrouptakentomitigatejoblosses?A.Ithaslaidoffemployees.B.Ithashiredmoreworkers.C.Ithasprovidedtrainingprograms.D.Ithasclosedallitsbranches.Passage3ConsumerprotectioninthebankingsectorhasbecomeamajorconcerninChina.ThePeople’sBankofChinahasintroducedstricterregulationstoensurethatcustomersarenotmisledbyunfairpractices.Forexample,banksmustnowprovideclearexplanationsoffeesandcharges.InGuangzhou,thePanyuBranchhasimplementedacustomerfeedbacksystemtoaddresscomplaintspromptly.Thissystemhashelpedthebankbuildtrustwithitsclients.Additionally,thebranchoffersfinancialliteracyworkshopstoeducatecustomersabouttheirrights.Questions:1.WhatisakeyconcerninthebankingsectorinChina?A.Highinterestrates.B.Consumerprotection.C.Lowinflation.D.Excessivecompetition.2.HowhasthePanyuBranchimprovedcustomersatisfaction?A.Byincreasingfees.B.Byignoringcomplaints.C.Byimplementingafeedbacksystemandworkshops.D.Byreducingservices.第三部分：完形填空（共10題，每題1分）說明：閱讀以下短文，每空缺一個單詞，根據(jù)上下文選擇最合適的選項。ThebankingsectorinGuangzhouhasundergonesignificantchangesinrecentyears.Withtheriseofdigitaltechnology,traditionalbankshavehadto______(1)______tostaycompetitive.Forexample,theGuangzhouBankhaslaunchedamobileappthatallowscustomersto______(2)______transactionsanytime,anywhere.Thisinnovationhas______(3)______thebank’sreputationamongyoungprofessionals.However,thetransitionhasnotbeenwithoutchallenges.Manyemployeeshavestruggledto______(4)______withthenewsystems.Toaddressthis,thebankhas______(5)______trainingprogramstohelpworkersadapt.TheGuangdong-HongKong-MacaoGreaterBayAreahasalsoinfluencedbankingpractices.Companiesinthisregionhavebeenusingbigdatato______(6)______creditrisksmoreaccurately.Thishashelpedthem______(7)______loanstosmallbusinessesmoreefficiently.Inaddition,theriseofblockchaintechnologyhas______(8)______thewaybankshandletransactions.Insteadofrelyingontraditionalintermediaries,bankscannowuseblockchainto______(9)______fundsdirectly.Thishasreducedcostsandimprovedtransparency.Despitetheseadvancements,consumerprotectionremainsakeyissue.Banksmustensurethatcustomersare______(10)______fromunfairpractices.TheGuangzhoubranchhastakenstepstoaddressthisbyimplementingacustomerfeedbacksystemandofferingfinancialliteracyworkshops.Options:1.A.adaptB.ignoreC.resistD.ignore2.A.makeB.cancelC.confirmD.delay3.A.boostedB.damagedC.weakenedD.ignored4.A.keepB.adaptC.ignoreD.resist5.A.startedB.stoppedC.ignoredD.continued6.A.assessB.ignoreC.delayD.hide7.A.approveB.denyC.processD.ignore8.A.changedB.ignoredC.supportedD.challenged9.A.transferB.hideC.delayD.ignore10.A.protectedB.exposedC.chargedD.ignored第四部分：翻譯（共5題，每題2分）說明：將以下中文句子翻譯成英文。1.民生銀行在番禺區(qū)的新分行致力于提供更便捷的數(shù)字銀行服務。2.香港與澳門的金融合作對大灣區(qū)的發(fā)展至關重要。3.隨著科技的進步，傳統(tǒng)銀行需要不斷創(chuàng)新以適應市場變化。4.中國的消費者保護法確?？蛻裘馐懿还叫袨榈那趾?。5.大灣區(qū)計劃通過加強基礎設施來促進區(qū)域經(jīng)濟一體化。答案及解析第一部分：詞匯與語法1.C.driven-解析：drivesb.todosth.意為“促使某人做某事”，符合句意。2.A.affordable-解析：題干提到“年輕人”，且“住房選項”應與經(jīng)濟能力相關，affordable（負擔得起的）最合適。3.A.strengthen-解析：aimtodosth.意為“旨在做某事”，strengthen（加強）符合文意。4.A.assess-解析：assesscreditrisks（評估信用風險）是銀行業(yè)常用表達。5.B.encouraged-解析：pandemicencouraged（鼓勵）remotework（遠程工作），符合邏輯。6.A.provide-解析：provide（提供）digitalbankingservices（數(shù)字銀行服務）是常見搭配。7.A.protected-解析：consumerprotectionlaws（消費者保護法）的目的是protect（保護）客戶。8.C.confirm-解析：confirmtransactions（確認交易）是銀行業(yè)常用動詞。9.A.revolutionized-解析：revolutionize（徹底改變）符合區(qū)塊鏈技術的沖擊力。10.B.professionalism-解析：employeesmustmaintain（必須保持）professionalism（專業(yè)性）處理敏感數(shù)據(jù)。第二部分：閱讀理解Passage11.B-解析：文中明確提到新分支“focusondigitalbankingsolutions”（專注于數(shù)字銀行解決方案）。2.B-解析：文章指出Panyu部分區(qū)域“ruralandpoorlydeveloped”（農(nóng)村且發(fā)展落后），導致網(wǎng)絡問題。Passage21.B-解析：文中提到fintech“improvedefficiencyandcustomerservice”（提高了效率和客戶服務）。2.C-解析：銀行“providedtrainingprograms”（提供培訓計劃）幫助員工適應新技術。Passage31.B-解析：文中提到“consumerprotection