中信銀行哈爾濱市香坊區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：閱讀以下段落，從選項(xiàng)中選出最合適的單詞填入空白處，使文章意思完整、邏輯通順。1.TherapiddevelopmentoffintechinChinahas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.encouragedC.challengedD.supported2.哈爾濱的冰雪旅游業(yè)為當(dāng)?shù)亟?jīng)濟(jì)______了顯著的增長(zhǎng)，尤其是在冬季旅游旺季。A.drivenB.boostedC.generatedD.expanded3.Asaleadingfinancialinstitution,CITICBankmust______strictcompliancewithinternationalfinancialregulationstomaintainitsreputation.A.adheretoB.ignoreC.opposeD.relax4.ThenewsmartbankingappintroducedbyCITICBankin2024______customerengagementbyleveragingAI-drivenpersonalization.A.enhancesB.reducesC.disruptsD.limits5.TheeconomicpoliciesimplementedbytheHarbinmunicipalgovernmenthave______smallandmedium-sizedenterprises(SMEs)toexpandtheiroperations.A.facilitatedB.hinderedC.neglectedD.delayed二、閱讀理解（共4題，每題3分，共12分）題目：閱讀以下文章，回答問題。Passage:Withtheriseofdigitalbanking,traditionalfinancialinstitutionsinChinaarefacingincreasingcompetitionfromfintechcompanies.CITICBank,oneofChina’slargestcommercialbanks,hasbeenactivelyinvestingintechnologicalinnovationtostayahead.Thebank’srecentlaunchofamobile-onlybankingservice,"CITICMobile+",hasgainedsignificanttractionamongyoungprofessionalsinHarbin.TheappintegratesAI-poweredfinancialadvice,real-timetransactionmonitoring,andpersonalizedwealthmanagementtools,aligningwiththegrowingdemandfordigitalfinancialservicesintheregion.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideforelderlycustomers.TheHarbinbranchofCITICBankhasalsoexpandeditsphysicalfootprint,openingnewsmartbankingcenterstoserveareaswithlimiteddigitalaccess.1.Whatisthemainfocusofthepassage?A.ThedeclineoftraditionalbankinginChina.B.TheimpactoffintechonCITICBank’soperations.C.ThechallengesfacedbyCITICBankinHarbin.D.ThegrowthofHarbin’seconomyduetofinancialinnovation.2.Accordingtothepassage,howhasCITICBankadaptedtodigitaltrends?A.Byreducingitsphysicalbranches.B.Bylaunchingamobile-onlybankingservice.C.Byfocusingonelderlycustomers.D.Byignoringfintechcompetition.3.WhatremainsachallengeforCITICBankinHarbin?A.Highcustomeracquisitioncosts.B.Limiteddigitalinfrastructure.C.Insufficientregulatorycompliance.D.Lowcustomersatisfaction.4.WhatdoesthepassagesuggestaboutthefutureofbankinginHarbin?A.Digitalbankingwillreplacetraditionalbankingentirely.B.Traditionalbankswilloutperformfintechcompanies.C.Ahybridmodelcombiningdigitalandphysicalserviceswillbemosteffective.D.Bankingserviceswillbecomelessaccessibletoyoungcustomers.三、語法填空（共5題，每題2分，共10分）題目：根據(jù)上下文，用括號(hào)內(nèi)動(dòng)詞的適當(dāng)形式填空。1.TheHarbinbranchofCITICBank______(expand)itsservicestoincludemoreSMEsupportprogramsnextyear.2.Despitetheeconomicdownturn,thedemandforfinancialproductsinNortheastChina______(remain)stable.3.Ifmorecustomers______(use)theonlinebankingplatform,thebankcanreduceoperationalcosts.4.CITICBank’sAI-drivencreditassessmentsystem______(help)borrowersobtainloansmoreefficiently.5.TheChinesegovernment______(encourage)innovationinthefintechsectortoboosteconomicgrowth.四、翻譯填空（共5題，每題2分，共10分）題目：將以下中文句子翻譯成英文，填寫到橫線處。1.中國(guó)人民銀行的數(shù)據(jù)顯示，2024年上半年哈爾濱地區(qū)居民儲(chǔ)蓄率有所______。_______(increase/decrease/stabilize)2.中信銀行推出的“鄉(xiāng)村振興貸”旨在______農(nóng)村地區(qū)的經(jīng)濟(jì)發(fā)展。_______(support/hinder/boost)3.哈爾濱市政府為中小企業(yè)提供了______的稅收優(yōu)惠政策。_______(generous/strict/minimum)4.隨著數(shù)字貨幣的普及，傳統(tǒng)現(xiàn)金支付方式在東北地區(qū)______逐漸減少。_______(rapidly/gradually/suddenly)5.為了提高客戶滿意度，中信銀行哈爾濱分行加強(qiáng)了______服務(wù)。_______(online/offline/both)五、完形填空（共5題，每題2分，共10分）題目：閱讀以下段落，選擇最佳選項(xiàng)填空。Lastyear,CITICBankHarbinlaunchedanewinitiativeto______(1)digitalliteracyamonglocalcommunities.Theprogram______(2)workshops,onlinetutorials,andfreefinancialconsultations.Accordingtoasurvey,78%ofparticipantsreportedimprovedconfidenceinmanagingtheirfinancesafterparticipatingintheprogram.Thebankalso______(3)partnershipswithlocalschoolstointegratefinancialeducationintocurricula.TheseeffortsalignwithChina’snationalstrategyto______(4)financialinclusion.However,thebankacknowledgesthat______(5)progressremainsneeded,especiallyinunderservedruralareas.1.A.enhanceB.reduceC.ignoreD.promote2.A.includedB.excludedC.supportedD.criticized3.A.formedB.expandedC.strengthenedD.weakened4.A.improveB.ignoreC.reduceD.disrupt5.A.limitedB.unlimitedC.gradualD.immediate六、句子改錯(cuò)（共5題，每題2分，共10分）題目：以下句子中各有一處錯(cuò)誤，指出并改正。1.TheHarbinbranchofCITICBankhasbeenofferingfreefinancialplanningservicestolocalresidentsforthepastfiveyears.-Error:______-Correction:______2.Duetotheincreasingcompetitionfromfintechcompanies,traditionalbanksinNortheastChinamustquicklyadaptorfacedecline.-Error:______-Correction:______3.Accordingtothebank’sannualreport,90%ofcustomersreportedsatisfactionwithCITICBank’smobileapp.-Error:______-Correction:______4.ThenewsmartbankingcenterinHarbinisequippedwithadvancedtechnologytoimprovecustomerserviceexperience.-Error:______-Correction:______5.IfmorepeopleinHarbinusedigitalbanking,thecity’seconomywillbenefitgreatlyfromreducedtransactioncosts.-Error:______-Correction:______答案與解析一、選詞填空1.C.challenged（金融科技的發(fā)展對(duì)傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)）2.B.boosted（哈爾濱的冰雪旅游業(yè)為當(dāng)?shù)亟?jīng)濟(jì)顯著增長(zhǎng)）3.A.adhereto（中信銀行必須遵守國(guó)際金融法規(guī)）4.A.enhances（智能銀行應(yīng)用通過AI技術(shù)增強(qiáng)了客戶互動(dòng)）5.A.facilitated（哈爾濱的經(jīng)濟(jì)政策為中小企業(yè)擴(kuò)張?zhí)峁┝吮憷┒?、閱讀理解1.B.TheimpactoffintechonCITICBank’soperations（文章主要討論金融科技對(duì)中信銀行運(yùn)營(yíng)的影響）2.B.Bylaunchingamobile-onlybankingservice（文章提到中信銀行推出移動(dòng)銀行服務(wù)以適應(yīng)數(shù)字趨勢(shì)）3.B.Limiteddigitalinfrastructure（文章指出哈市部分地區(qū)的數(shù)字基礎(chǔ)設(shè)施有限）4.C.Ahybridmodelcombiningdig