興業(yè)銀行徐州市銅山區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共10題，每題1分）題目要求：從每題所給的四個選項中，選擇最符合句子語境的單詞填空。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.LocaleconomicpoliciesinXuzhouaimto______smallandmedium-sizedenterprisesbyreducingtaxburdens.A.promoteB.discourageC.eliminateD.weaken3.Thebank’snewmobileappprovidesa______userexperiencewithstreamlinedtransactionprocesses.A.complexB.confusingC.seamlessD.tedious4.Duetoregulatorychanges,somehigh-riskfinancialproductshavebeen______intheregion.A.bannedB.promotedC.recommendedD.expanded5.Ourteamiscommittedtodelivering______servicestocustomersinCuozhouDistrict.A.inadequateB.substandardC.excellentD.inefficient6.Themergerbetweentwolocalbankswill______marketcompetitioninJiangsuProvince.A.intensifyB.reduceC.stabilizeD.eliminate7.Theannualfinancialreporthighlightsthebank’seffortsto______non-performingloans.A.increaseB.decreaseC.ignoreD.report8.Digitaltransformationisakeydriverforthebank’slong-term______strategy.A.growthB.declineC.stagnationD.failure9.Thegovernment’sfiscalpoliciesaredesignedto______inflationandsupporteconomicrecovery.A.boostB.controlC.ignoreD.exacerbate10.ThebranchinCuozhouhasbeen______tomeetthegrowingdemandforpersonalizedbankingservices.A.expandedB.neglectedC.optimizedD.closed二、閱讀理解（共5題，每題2分）題目要求：根據(jù)文章內(nèi)容，選擇最符合題意的選項。Passage1Theriseofblockchaintechnologyhassignificantlyimpactedthebankingsector,particularlyinregionslikeXuzhou.Localfinancialinstitutionsareexploringblockchainforsecuretransactions,supplychainmanagement,andcross-borderpayments.Whilechallengessuchasscalabilityandregulationpersist,thepotentialbenefitsareundeniable.ThePeople’sBankofChinahasevenpilotedblockchain-basedtradefinanceinitiativesinseveralcities,includingXuzhou.Forbanks,adaptingtothistechnologyisnolongeroptionalbutastrategicnecessitytostaycompetitive.1.Whatisthemainfocusofthepassage?A.Thedisadvantagesofblockchaininbanking.B.Thegovernment’sroleinblockchainadoption.C.Theimpactofblockchainonthebankingindustry.D.Thefutureoftraditionalbankingsystems.2.Whichofthefollowingismentionedasapotentialapplicationofblockchaininbanks?A.Customerrelationshipmanagement.B.Supplychainfinance.C.Employeeperformanceevaluation.D.Assetliabilitymanagement.3.Accordingtothepassage,whatistheattitudeofthePeople’sBankofChinatowardblockchain?A.Skeptical.B.Neutral.C.Supportive.D.Uncertain.Passage2Xuzhou,asakeycityinJiangsuProvince,facesuniquechallengesinfinancialregulation.Thelocalgovernmenthasimplementedstricteranti-moneylaundering(AML)measurestocombatfinancialcrimes.Banksoperatingintheregionarerequiredtoenhancecustomerduediligenceprocessesandreportsuspiciousactivitiestoregulatoryauthorities.Whilethesemeasureshaveimprovedtransparency,theyalsoincreaseoperationalcostsforfinancialinstitutions.SomesmallbanksinCuozhouhavestruggledtocomply,leadingtocallsformoretailoredregulatoryframeworks.4.Whatistheprimaryconcernaddressedinthepassage?A.ThegrowthofsmallbanksinXuzhou.B.Thehighcostsoffinancialregulation.C.TheeffectivenessofAMLpolicies.D.Thelackofgovernmentsupportforbanks.5.Whichgroupismentionedasbeingnegativelyaffectedbystricterregulations?A.Largecommercialbanks.B.Localgovernmentofficials.C.Smallandmedium-sizedbanks.D.Customersoffinancialinstitutions.三、完形填空（共10題，每題1分）題目要求：根據(jù)上下文，選擇最合適的單詞填空。ThebankingsectorinXuzhouhasundergonesignificantchangesinrecentyears.______(6)theriseofdigitalbanking,traditionalbankshavehadto______(7)innovativesolutionstoattractyoungercustomers.CuozhouDistrict,inparticular,hasbecomeahubforfinancialstartups,offeringopportunitiesforbothestablishedbanksandnewentrants.______(8),thecompetitionhasledtobetterservicesandlowerfeesforconsumers.However,challengessuchascybersecurityandregulatorycomplianceremaincriticalforbanksoperatingintheregion.6.A.WithB.DespiteC.WithoutD.Becauseof7.A.developB.ignoreC.reduceD.eliminate8.A.ThusB.HoweverC.MoreoverD.Therefore9.Thesuccessoftheseinitiativesdependsonthebank’sabilityto______(9)customerneedswhilemaintainingprofitability.A.understandB.ignoreC.neglectD.misinterpret10.Inthelongterm,banksinXuzhoumust______(10)toevolvingmarkettrendstoremainrelevant.A.resistB.adaptC.opposeD.ignore四、句子改錯（共5題，每題2分）題目要求：找出句子中的錯誤并改正。1.Thelocalbranchhasbeenclosedformaintenancesincelastmonth.→Correct:Thelocalbranchhasbeenclosedformaintenance______(for)______(last)month.2.Althoughtheeconomicsituationisimproving,thebank’sprofitshavenotincreasedyet.→Correct:Althoughtheeconomicsituationisimproving,thebank’sprofitshavenotincreased______(yet).3.Thenewregulationsrequireallemployeestocompletetrainingprogramswithinthreeweeks.→Correct:Thenewregulationsrequireallemployeestocompletetrainingprograms______(within)______(three)weeks.4.Despitefacingfinancialdifficulties,thebankhasmanagedtoexpanditsoperationsinCuozhou.→Correct:Despitefacingfinancialdifficulties,thebankhasmanagedtoexpanditsoperations______(in)______(Cuozhou).5.Iftheinterestratescontinuetorise,itmayimpactthebank’sloanapprovalrates.→Correct:Ifinterestratescontinuetorise,itmayimpactthebank’sloanapprovalrates.五、翻譯填空（共5題，每題2分）題目要求：將中文句子翻譯成英文，并填入括號內(nèi)。1.為了提升客戶滿意度，銀行計劃推出更多個性化服務(wù)?！鶷oimprovecustomersatisfaction,thebankplanstolaunch______(morepersonalized)services.2.政府出臺了一系列政策以支持中小企業(yè)的數(shù)字化轉(zhuǎn)型。→Thegovernmenthasintroducedaseriesofpoliciestosupportthedigitaltransformationof______(smallandmedium-sizedenterprises).3.由于市場競爭加劇，銀行需要優(yōu)化成本結(jié)構(gòu)以提高盈利能力?！鶧uetoincreasedmarketcompetition,banksneedtooptimizetheircoststructuretoenhance______(profitability).4.該分行在過去一年中成功吸引了超過10,000名新客戶。→Thebranchhassuccessfullyattractedover10,000newcustomers______(inthepastyear).5.銀行正在探索人工智能技術(shù)在風險管理中的應用?！鶷hebankisexploringtheapplicationofartificialintelligencetechnologyin______(riskmanagement).答案與解析一、選詞填空1.A(forced)解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新。2.A(promote)解析：徐州地方政府旨在通過減稅促進中小企業(yè)發(fā)展。3.C(seamless)解析：銀行的新移動應用提供了無縫的用戶體驗。4.A(banned)解析：由于監(jiān)管變化，一些高風險金融產(chǎn)品已被禁止。5.C(excellent)解析：我們的團隊致力于為客戶提供優(yōu)質(zhì)服務(wù)。6.A(intensify)解析：兩間銀行的合并將加劇江蘇市場的競爭。7.B(decrease)解析：年度財務(wù)報告強調(diào)了銀行努力減少不良貸款。8.A(growth)解析：數(shù)字化轉(zhuǎn)型是銀行長期增長戰(zhàn)略的關(guān)鍵驅(qū)動力。9.B(control)解析：政府的財政政策旨在控制通貨膨脹并支持經(jīng)濟復蘇。10.C(optimized)解析：徐州分行已優(yōu)化以滿足日益增長的個性化銀行服務(wù)需求。二、閱讀理解1.C解析：文章主要討論區(qū)塊鏈技術(shù)對銀行業(yè)的影響。2.B解析：文章提到區(qū)塊鏈可用于供應鏈金融。3.C解析：中國人民銀行支持區(qū)塊鏈試點項目。4.B解析：文章指出嚴格的金融監(jiān)管增加了銀行的運營成本。5.C解