華夏銀行合肥市廬陽區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，總計10分）背景提示：以下段落選自華夏銀行合肥市廬陽區(qū)分行2025年秋季招聘宣傳材料，考察金融行業(yè)相關詞匯。Passage：ThecommercialbankingsectorinHefei,AnhuiProvince,isexperiencingrapidgrowth,particularlyinthe[1]sector.Withthedigitaltransformationoffinance,manybanksarefocusingon[2]servicestomeetcustomerneeds.華夏銀行hasbeenattheforefrontofthesechanges,leveraging[3]technologytoimproveefficiency.However,challengessuchas[4]regulationandmarketcompetitionremainsignificant.Tostaycompetitive,banksmustinvestin[5]talentandadoptinnovativestrategies.Thelocalgovernmenthasalsobeensupportive,offering[6]policiestoattractfinancialinstitutions.Despitetheseefforts,theindustryfacesriskslike[7]andeconomicinstability.Therefore,banksneedtobalance[8]withriskmanagement.Inthefuture,thesectorisexpectedtoseefurther[9],drivenbytechnologicaladvancementsandchangingconsumerbehaviors.華夏銀行’ssuccessinHefeihingesonitsabilityto[10]thesedynamics.WordsBank：1.retail/corporate/rural/urban2.personalized/automated/traditional/diversified3.artificialintelligence/blockchain/cryptocurrency/biometrics4.stringent/lenient/flexible/unpredictable5.skilled/unskilled/experienced/entry-level6.taxincentives/regulatorybarriers/competitive/subsidized7.inflation/deflation/stagnation/growth8.expansion/stability/innovation/efficiency9.consolidation/fragmentation/diversification/specialization10.adapt/resist/ignore/lead二、閱讀理解（共5題，每題2分，總計10分）背景提示：以下文章節(jié)選自《中國金融》2024年第8期，聚焦合肥金融科技發(fā)展。Passage：合肥作為中國中部重要的金融中心，近年來在金融科技領域取得了顯著進展。政府出臺了一系列政策，鼓勵銀行、保險公司和科技公司合作，推動金融數(shù)字化轉型。華夏銀行在合肥積極布局，通過大數(shù)據、云計算等技術提升服務能力。例如，其“智慧銀行”項目實現(xiàn)了線上線下業(yè)務的無縫銜接，大幅縮短了客戶等待時間。然而，金融科技發(fā)展也面臨挑戰(zhàn)，如數(shù)據安全、隱私保護等問題。合肥市金融管理局表示，未來將加強監(jiān)管，確保金融科技健康發(fā)展。此外，合肥的金融科技園區(qū)吸引了多家頭部企業(yè)入駐，形成了良好的產業(yè)生態(tài)。華夏銀行認為，只有與本地企業(yè)緊密合作，才能在激烈的市場競爭中脫穎而出。Questions：1.Whatisthemainfocusofthepassage?A.GovernmentpoliciesonfinancialtechnologyB.ChallengesoffinancialtechnologydevelopmentC.Theroleofbanksin合肥’sfinancialsectorD.Theimpactoffinancialtechnologyon合肥’seconomy2.Whichofthefollowingisanexampleof華夏銀行’seffortsinfintech?A.BuildingafinancialtechparkB.PartneringwithinsurancecompaniesC.Launchinga"smartbanking"projectD.Strengtheningdatasecurityregulations3.Accordingtothepassage,whatisonechallengeoffintechdevelopment?A.LimitedgovernmentsupportB.DatasecurityandprivacyissuesC.LackofskilledtalentD.Lowcustomersatisfaction4.Whatdoesthepassagesuggestaboutthefutureoffintechin合肥?A.ItwillfacemoreregulatorybarriersB.ItwillseeincreasedcompetitionC.ItwillrelyheavilyonforeigninvestmentD.Itwillfocusonlyonbigbanks5.Whydoes華夏銀行emphasizecooperationwithlocalenterprises?A.ToreducecostsB.ToenhancecompetitivenessC.ToimprovegovernmentrelationsD.Toattractmorecustomers三、完形填空（共15題，每題1分，總計15分）背景提示：以下段落描述華夏銀行合肥市廬陽區(qū)分行的客戶服務理念。Passage：華夏銀行合肥市廬陽區(qū)分行始終堅持[11]customerservice.Thebankunderstandsthatintoday’scompetitivemarket,meetingcustomerneedsiscrucial.Byleveraging[12]technology,thebankhasimproveditsserviceefficiency.Forinstance,itsmobileappallowscustomerstoperformtransactions[13].Thebankalsoemphasizes[14]trainingforitsstaff,ensuringtheycanprovideprofessionaladvice.However,maintaininghigh-qualityserviceinafast-pacedenvironmentis[15].Thebankhasimplementedmeasuresto[16]thischallenge,suchasexpandingitsbranchnetworkandhiringmorestaff.Inthefuture,華夏銀行willcontinuetofocuson[17],recognizingthatsatisfiedcustomersarekeytolong-termsuccess.WordsBank：11.standardized/personalized/automated/efficient12.artificialintelligence/bigdata/blockchain/cryptocurrency13.immediately/remotely/traditionally/locally14.technical/emotional/ethical/competitive15.easy/difficult/inevitable/optional16.overcome/ignore/delay/enhance17.innovation/stability/efficiency/sustainability四、翻譯填空（共5題，每題2分，總計10分）背景提示：以下句子選自華夏銀行合肥市廬陽區(qū)分行的企業(yè)文化宣傳材料。1."Wearecommittedtoprovidinghigh-qualityfinancialservicestoeverycustomer."→"我們致力于為每一位客戶提供優(yōu)質的金融服務。"2."Innovationisthecoredrivingforceofourbank."→"創(chuàng)新是我們銀行的核心驅動力。"3."Customersatisfactionisourtoppriority."→"客戶滿意度是我們的首要任務。"4."Thebankaimstobecomealeaderinthefintechindustry."→"該銀行致力于成為金融科技行業(yè)的領導者。"5."Webelieveinfosteringacollaborativeandinclusiveworkculture."→"我們相信培養(yǎng)合作與包容的工作文化。"五、寫作（共1題，10分）題目：華夏銀行合肥市廬陽區(qū)分行正在招聘金融科技實習生，請撰寫一篇求職信，說明你為什么想加入該分行，并突出你的相關技能和優(yōu)勢。要求：1.詞數(shù)200-250字；2.包含以下要點：-表達對華夏銀行和合肥金融科技發(fā)展的興趣；-突出你的專業(yè)技能（如數(shù)據分析、編程能力）；-說明你的實習經歷和團隊協(xié)作能力；-表達對未來的期望。答案與解析一、選詞填空1.retail（零售業(yè)務是銀行業(yè)務的重要組成部分）2.personalized（銀行需要提供個性化服務以吸引客戶）3.artificialintelligence（金融科技的核心技術之一）4.stringent（金融監(jiān)管通常較為嚴格）5.skilled（銀行業(yè)需要專業(yè)人才）6.taxincentives（地方政府常通過稅收優(yōu)惠吸引金融機構）7.inflation（金融行業(yè)受宏觀經濟影響）8.expansion（銀行需要平衡發(fā)展與風險）9.diversification（金融科技發(fā)展趨勢之一）10.adapt（銀行需要適應市場變化）二、閱讀理解1.C（文章主要討論銀行在合肥金融行業(yè)中的作用）2.C（文章明確提到華夏銀行推出“智慧銀行”項目）3.B（文章指出數(shù)據安全與隱私保護是挑戰(zhàn)）4.B（文章暗示金融科技競爭將加劇）5.B（文章提到合作能提升競爭力）三、完形填空11.personalized12.artificialintelligence13.remotely14.technical15.difficult16.overcome17.innovation四、翻譯填空（略，已提供中文譯文）五、寫作參考范文DearHiringManager,IamwritingtoexpressmyinterestintheFinancialTechnologyInternshipatHuaxiaBank’sLuyangBranchinHefei.Asastudentmajoringinfinance,Iamexcitedabouttherapidgrowthoffintechin合肥andeagertocontributetoaleadinginstitutionlikeHuaxiaBank.Ihavestrongskillsindataanalysisandprogramming,whichI