中信銀行太原市小店區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）1.Thenewpolicyaimsto______thedigitaldividebyprovidingfreeinternetaccesstounderservedcommunities.A.bridgeB.widenC.narrowD.expand2.Despitethe______marketconditions,thecompanymanagedtoreportasignificantprofitincrease.A.volatileB.stableC.predictableD.stagnant3.Her______approachtocustomerservicehasearnedthebankareputationforexcellentsatisfactionrates.A.passiveB.aggressiveC.proactiveD.reactive4.Themergerwill______thebank'smarketshareintheruralsectorbyintegratingtwokeybranches.A.weakenB.strengthenC.diminishD.stabilize5.Theregulatorychangesareintendedto______financialfraudbyimplementingstricteroversight.A.preventB.encourageC.legitimizeD.overlook二、閱讀理解（共4題，每題3分，共12分）Passage:ThebankingsectorinChinahasbeenundergoingrapiddigitaltransformationinrecentyears.TraditionalinstitutionslikeCITICBankareinvestingheavilyinfintechsolutionstoenhancecustomerexperienceandoperationalefficiency.AccordingtoareportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),theadoptionofmobilebankingappshasincreasedby45%since2020.However,challengessuchasdatasecurityandcybersecurityremainsignificantconcerns.Thegovernmentispushingforstrictercompliancemeasurestosafeguardconsumerinformationwhilefosteringinnovation.1.Whatisthemainfocusofthepassage?A.ThedeclineoftraditionalbankinginChinaB.ThedigitaltransformationoftheChinesebankingsectorC.Thegovernment'sroleinfinancialregulationD.Theriseoffintechcompaniesinruralareas2.Accordingtothepassage,whathasincreasedby45%since2020?A.BankmergersB.MobilebankingappusageC.RegulatoryoversightD.Ruralbranchclosures3.Whatisamajorchallengementionedinthepassage?A.HighprofitmarginsB.DatasecurityandcybersecurityC.IncreasedgovernmentfundingD.Reducedcustomersatisfaction4.Whoistheprimaryregulatorybodymentionedinthepassage?A.ThePeople'sBankofChinaB.TheChinaBankingandInsuranceRegulatoryCommissionC.TheChinaSecuritiesRegulatoryCommissionD.TheChinaInsuranceRegulatoryCommission三、句子改錯(cuò)（共3題，每題3分，共9分）1.Thebank’scustomerserviceteamwasabletoresolvedthedisputequicklyduetotheirexperience.2.Iftheeconomicgrowthcontinueatthecurrentpace,inflationmightrisesignificantlynextyear.3.Althoughthenewbranchhadopenlessthanamonth,italreadyhadastrongcustomerbase.四、完形填空（共5題，每題2分，共10分）ThebankingindustryinShanxiProvincehasbeenfacingseveral______(1)asitadaptstodigitaltrends.Oneofthebiggest______(2)istheneedtobalanceinnovationwithriskmanagement.Manyfinancialinstitutions,includingCITICBank,havebeeninvestinginartificialintelligencetoimprove______(3)efficiency.However,thishasalsoraisedconcernsaboutjobdisplacement.Anotherkey______(4)istheincreasingcompetitionfromfintechstartups,whichareoftenmoreagileandcustomer-centric.Tostayahead,banksmust______(5)theirbusinessmodelstobetterservetheevolvingneedsofconsumers.1.A.challengesB.opportunitiesC.threatsD.advancements2.A.obstaclesB.benefitsC.goalsD.outcomes3.A.operationalB.financialC.technologicalD.managerial4.A.issueB.trendC.challengeD.advantage5.A.revampB.maintainC.ignoreD.expand五、翻譯填空（共4題，每題3分，共12分）TranslatethefollowingsentencesintoEnglish,fillingintheblankswithappropriatewords.1.Thebank’sannualreporthighlightstheimportanceof______(客戶滿意度)inmaintaininglong-termgrowth.2.To______(降低風(fēng)險(xiǎn)),thebankhasimplementedanewfrauddetectionsystem.3.ThenewCEOemphasizedtheneedto______(加強(qiáng)合作)withlocalbusinessestoexpandmarketreach.4.Theregulatoryframeworkaimsto______(保護(hù)消費(fèi)者權(quán)益)whilepromotingfinancialinclusion.六、語法填空（共5題，每題2分，共10分）Fillintheblankswiththecorrectformoftheverbsinparentheses.1.Iftheeconomicconditionsimprove,thebank’sprofitswill______(grow).2.Theteamhas______(work)ontheprojectforthreemonthssofar.3.Bythetimethemeeting______(start),mostemployeeswillhavearrived.4.She______(notattend)theconferenceunlessitispostponed.5.Neitherthecustomersnorthestaff______(be)satisfiedwiththeservicequality.答案與解析一、選詞填空1.A(bridge:橋接，符合語境)2.A(volatile:波動(dòng)的，符合經(jīng)濟(jì)環(huán)境)3.C(proactive:主動(dòng)的，符合優(yōu)質(zhì)服務(wù))4.B(strengthen:加強(qiáng)，符合合并目的)5.A(prevent:防止，符合監(jiān)管目的)二、閱讀理解1.B(passage主要討論數(shù)字轉(zhuǎn)型)2.B(45%increaseinmobileappusage)3.B(datasecurityandcybersecurity)4.B(CBIRCmentionedinthepassage)三、句子改錯(cuò)1.wasabletoresolve→wasabletoresolve(無需過去分詞修飾)2.continue→continues(主語economicgrowth是單數(shù))3.hadopen→hadbeenopen(完成進(jìn)行時(shí)表示動(dòng)作持續(xù))四、完形填空1.A(challenges:挑戰(zhàn)，符合銀行業(yè)轉(zhuǎn)型)2.A(obstacles:障礙，符合創(chuàng)新與風(fēng)險(xiǎn)平衡)3.A(operational:運(yùn)營效率