招商銀行泰州市靖江市2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個選項中選出一個最佳答案填入空白處。Passage:ThebankingsectorinTaizhou,JiangsuProvince,hasseensignificantgrowthinrecentyears,drivenbytechnologicalinnovationandincreaseddemandforfinancialservices.Localenterprises,particularlythoseintheshipbuildingandchemicalindustries,havebenefitedgreatlyfromthistrend.However,challengesremain,suchasrisinginterestratesandcompetitionfromonlinebankingplatforms.Tostaycompetitive,bankslikeChinaMerchantsBankmustcontinuouslyimprovetheirservicequalityanddevelopmoreefficientproducts.Thisrequiresadeepunderstandingofcustomerneedsandtheabilitytoadaptquicklytomarketchanges.1.ThebankingsectorinTaizhou,JiangsuProvince,hasseen______growthinrecentyears.A)steadyB)rapidC)gradualD)unexpected2.Localenterprises,particularlythoseinthe______industries,havebenefitedgreatlyfromthistrend.A)automotiveB)shipbuildingandchemicalC)electronicsD)textile3.However,challengesremain,suchas______ratesandcompetitionfromonlinebankingplatforms.A)fallingB)stableC)risingD)nominal4.Tostaycompetitive,bankslikeChinaMerchantsBankmustcontinuouslyimprovetheir______quality.A)operationalB)financialC)customerD)administrative5.Thisrequiresadeepunderstandingof______needsandtheabilitytoadaptquicklytomarketchanges.A)corporateB)individualC)governmentD)retailPassage:InthecontextofTaizhou’seconomicdevelopment,theroleofbankscannotbeoverstated.Financialinstitutionsplayacrucialroleinsupportingsmallandmedium-sizedenterprises(SMEs),whicharethebackboneofthelocaleconomy.Forinstance,ChinaMerchantsBankhaslaunchedseveralspecializedprogramstoprovideloansandcreditsupporttoSMEsin靖江市.Theseprogramshavehelpedmanybusinessesexpandtheiroperationsandincreasetheirprofitability.Nevertheless,thehighcostofcapitalandstringentlendingrequirementsremainmajorhurdlesforSMEs.Therefore,banksneedtoexploreinnovativefinancingsolutionsthatcanaddresstheseissueseffectively.6.Financialinstitutionsplayacrucialroleinsupporting______inTaizhou’seconomy.A)largecorporationsB)foreigninvestorsC)smallandmedium-sizedenterprises(SMEs)D)governmentagencies7.Forinstance,ChinaMerchantsBankhaslaunchedseveralspecializedprogramstoprovide______andcreditsupporttoSMEsinJingjiang.A)savingsaccountsB)investmentopportunitiesC)loansD)insurancepolicies8.Theseprogramshavehelpedmanybusinessesexpandtheir______andincreasetheirprofitability.A)marketsB)operationsC)staffD)assets9.Nevertheless,thehighcostofcapitaland______requirementsremainmajorhurdlesforSMEs.A)flexibleB)supportiveC)stringentD)lenient10.Therefore,banksneedtoexploreinnovativefinancingsolutionsthatcanaddresstheseissues______.A)graduallyB)effectivelyC)slowlyD)partially第二部分：閱讀理解（共5題，每題2分）題目：閱讀以下文章，回答問題。Passage:Taizhou,JiangsuProvince,isarapidlydevelopingcitywithastrongindustrialbase.Thelocalgovernmenthasbeenactivelypromotingthegrowthofthefinancialsectortodiversifytheeconomy.Oneofthekeystrategiesistoattractforeignbanksandfinancialinstitutionstosetupbranchesinthecity.Thismoveaimstobringinadvancedbankingtechnologiesandimprovetheoverallcompetitivenessofthefinancialindustry.Additionally,thecityhasestablishedseveralfinancialhubs,suchastheTaizhouFinancialServiceCenter,tofacilitatetheexchangeofcapitalandpromoteinvestment.However,thereareconcernsabouttheimpactofsuchinitiativesonlocalbanks,particularlysmallerones.Criticsarguethatlargeforeignbanksmightdominatethemarket,leavinglocalbanksatadisadvantage.Tomitigatethisrisk,thegovernmenthasintroducedpoliciestosupportlocalbanksbyprovidingthemwithfundingandtechnicalassistance.1.Whatisthemainpurposeofthelocalgovernment’sstrategytopromotethefinancialsectorinTaizhou?A)Toreduceunemploymentrates.B)Toattractforeignbanksandfinancialinstitutions.C)Toimprovethecity’sinfrastructure.D)Toboostthemanufacturingindustry.2.WhatisthesignificanceofestablishingfinancialhubsinTaizhou?A)Toincreasepropertyprices.B)Tofacilitatecapitalexchangeandinvestment.C)Toattractmoretourists.D)Toreducegovernmentrevenue.3.Whataretheconcernsabouttheimpactofforeignbanksonlocalbanks?A)Foreignbanksmayofferlowerinterestrates.B)Foreignbanksmaydominatethemarket.C)Foreignbanksmaylacklocalexpertise.D)Foreignbanksmaychargehigherfees.4.Howdoesthegovernmentplantosupportlocalbanks?A)Byimposingstricterregulations.B)Byprovidingfundingandtechnicalassistance.C)Byencouragingcompetitionwithforeignbanks.D)Byreducingtheirtaxburden.5.WhatdoesthepassagesuggestaboutthefutureofthefinancialsectorinTaizhou?A)Itwilldeclineduetoforeigncompetition.B)Itwillgrowwiththesupportoflocalandforeigninstitutions.C)Itwillstagnatewithoutnewinvestments.D)Itwillfocusonlyonlargecorporations.第三部分：完形填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個選項中選出一個最佳答案填入空白處。Passage:TheriseofdigitalbankinghastransformedthewayfinancialservicesaredeliveredinChina.Traditionalbanks,likeChinaMerchantsBank,havehadtoadapttothischanginglandscapebyintegratingcutting-edgetechnologiesintotheiroperations.Oneofthemostsignificantchangeshasbeentheintroductionofmobilebankingapps,whichallowcustomerstoperformtransactionsanytimeandanywhere.Theseappsofferawiderangeofservices,includingtransferringmoney,payingbills,andapplyingforloans.Anotherkeydevelopmenthasbeentheuseofartificialintelligence(AI)toimprovecustomerservice.AI-poweredchatbotscanhandlebasicinquiries,freeinguphumanstafftofocusonmorecomplextasks.Despitetheseadvancements,challengesremain,suchasensuringdatasecurityandmaintainingcustomertrustinthedigitalrealm.6.Theriseofdigitalbankinghas______thewayfinancialservicesaredeliveredinChina.A)revolutionizedB)standardizedC)simplifiedD)centralized7.Traditionalbanks,likeChinaMerchantsBank,havehadtoadapttothischanginglandscapeby______cutting-edgetechnologiesintotheiroperations.A)integratingB)rejectingC)ignoringD)replacing8.Oneofthemostsignificantchangeshasbeentheintroductionofmobilebankingapps,whichallowcustomerstoperformtransactions______.A)onlyinbranchesB)onlyduringbusinesshoursC)anytimeandanywhereD)onlywithabranchmanager9.Theseappsofferawiderangeofservices,includingtransferringmoney,______,andapplyingforloans.A)investinginstocksB)payingtaxesC)payingbillsD)buyinginsurance10.Anotherkeydevelopmenthasbeentheuseofartificialintelligence(AI)to______customerservice.A)degradeB)improveC)reduceD)eliminate11.AI-poweredchatbotscanhandlebasicinquiries,______uphumanstafftofocusonmorecomplextasks.A)reducingB)freeingC)burdeningD)expanding12.Despitetheseadvancements,challengesremain,suchasensuring______andmaintainingcustomertrustinthedigitalrealm.A)operationalefficiencyB)datasecurityC)profitmarginsD)employeesatisfaction13.Theoverallgoalofdigitalbankingistoprovidemore______andconvenientservicestocustomers.A)expensiveB)efficientC)complicatedD)traditional14.However,thesuccessofdigitalbankingdependsontheabilityofbanksto______withchangingcustomerneeds.A)complyB)adaptC)conflictD)ignore15.Inthelongrun,digitalbankingisexpectedto______thefinancialindustryinChina.A)disruptB)preserveC)expandD)stabilize第四部分：翻譯（共2題，每題5分）題目：將以下句子翻譯成英文。1.招商銀行在靖江市提供多種金融產(chǎn)品和服務(wù)，以滿足不同客戶的需求。2.隨著科技的進步，遠程銀行服務(wù)越來越受歡迎，這為銀行客戶帶來了極大的便利。第五部分：寫作（1題，10分）題目：Writeashortessay(150-200words)onthetopic:"TheImpactofDigitalBankingonTraditionalBanks."答案及解析第一部分：選詞填空答案及解析1.B)rapid-解析：根據(jù)上下文，Taizhou的銀行業(yè)近年來經(jīng)歷了快速發(fā)展。2.B)shipbuildingandchemical-解析：文章明確提到靖江市的造船和化工行業(yè)受益于銀行業(yè)的發(fā)展。3.C)rising-解析：文中提到利率上升是銀行業(yè)面臨的挑戰(zhàn)之一。4.C)customer-解析：銀行需要持續(xù)提升客戶服務(wù)質(zhì)量以保持競爭力。5.B)individual-解析：銀行需要深入了解個人客戶的需求。6.C)smallandmedium-sizedenterprises(SMEs)-解析：文章強調(diào)金融機構(gòu)支持中小企業(yè)。7.C)loans-解析：銀行向中小企業(yè)提供貸款和信貸支持。8.B)operations-解析：貸款幫助中小企業(yè)擴大業(yè)務(wù)。9.C)stringent-解析：中小企業(yè)面臨嚴格的貸款要求。10.B)effectively-解析：銀行需要有效解決融資問題。第二部分：閱讀理解答案及解析1.B)Toattractforeignbanksandfinancialinstitutions.-解析：文章明確提到政府策略的核心是吸引外資銀行。2.B)Tofacilitatecapitalexchangeandinvestment.-解析：金融中心旨在促進資本流動和投資。3.B)Foreignbanksmaydominatethemarket.-解析：文章提到外資銀行可能主導(dǎo)市場，威脅本地銀行。4.B)Byprovidingfundingandtechnicalassistance.-解析：政府通過資金和技術(shù)支持本地銀行。5.B)Itwillgrowwiththesupportoflocalandforeigninstitutions.-解析：文章暗示本地和外資銀行共同推動金融業(yè)發(fā)展。第三部分：完形填空答案及解析6.A)revolutionized-解析：數(shù)字銀行徹底改變了金融服務(wù)方式。7.A)integrating-解析：傳統(tǒng)銀行通過整合新技術(shù)適應(yīng)變化。8.C)anytimeandanywhere-解析：移動銀行應(yīng)用允許隨時隨地交易。9.C)payingbills-解析：移動銀行應(yīng)用提供支付賬單服務(wù)。10.B)improve-解析：AI用于提升客戶服務(wù)水平。11.B)freeing-解析：AI聊天機器人解放人力。12.B)datasecurity-解析：數(shù)字銀行面臨數(shù)據(jù)安全問題。13.B)efficient-解析：數(shù)字銀行提供高效便捷的服務(wù)。14.B)adapt-解析：銀行需適應(yīng)客戶需求變化。15.A)disrupt-解析：數(shù)字銀行預(yù)計將顛覆金融業(yè)。第四部分：翻譯答案及解析1.ChinaMerchantsBankprovidesavarietyoffinancialproductsandservicesinJingjiangCitytomeettheneedsofdifferentcustomers.-解析：準確翻譯了銀行名稱、地點和目的。2.Withtheadvancementoftechnology,remotebankingserviceshavebecomeincreasinglypopular,bringinggreatconveniencetobankcustomers.-解析：自然流暢地表達了科技進步與遠程銀行服務(wù)的關(guān)聯(lián)。第五部分：寫作范文TheImpac