浦發(fā)銀行寶雞市陳倉區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）背景提示：本題涉及銀行業(yè)務(wù)、金融科技及區(qū)域經(jīng)濟(jì)發(fā)展相關(guān)語境，需結(jié)合上下文選擇最合適的詞語。1.Theriseoffintechhas______traditionalbankingoperations,requiringinstitutionstoadaptquicklytonewmarket______.A.transformed;dynamicsB.revolutionized;trendsC.modernized;opportunitiesD.disrupted;challenges2.Toimprovecustomer______inthecompetitivebankingsector,our寶雞分行(BaojiBranch)implementedapersonalizeddigitalbanking______.A.satisfaction;platformB.engagement;strategyC.retention;modelD.trust;service3.Thelocalgovernment’s______toattractforeigninvestmenthasledtoasignificantincreaseincross-bordertradein陳倉區(qū)(ChengangDistrict).A.initiative;barriersB.policy;incentivesC.resistance;restrictionsD.negligence;limitations4.Artificialintelligenceinbankingcan______frauddetectionbutalsoraisesconcernsaboutdata______.A.enhance;securityB.mitigate;privacyC.optimize;complianceD.streamline;integrity5.Thebank’snewmobileappaimsto______thedigitaldividebyoffering______accesstofinancialservicesforruralareasinShaanxi.A.bridge;convenientB.widen;limitedC.widen;exclusiveD.strengthen;controlled第二部分：閱讀理解（共4題，每題3分，共12分）背景提示：文章節(jié)選自銀行業(yè)數(shù)字化轉(zhuǎn)型及區(qū)域金融發(fā)展報告，涉及寶雞市金融生態(tài)建設(shè)案例。Passage:ThebankingsectorinBaoji,ShaanxiProvince,hasundergonesignificanttransformationinrecentyears,drivenbytechnologicaladvancementsandpolicysupport.Thecity’sstrategiclocationinWesternChinamakesitakeyhubforfinancialservices,with陳倉區(qū)(ChengangDistrict)emergingasafocalpointforinnovation.Localbanks,includingtheBaojibranchof浦發(fā)銀行(ShanghaiPudongDevelopmentBank),haveadopteddigitalsolutionstoenhanceefficiencyandexpandtheirruraloutreach.However,challengessuchascybersecurityrisksandtalentshortagespersist.Thegovernmenthasintroducedincentivestoattractfintechfirms,aimingtocreateamorecompetitivefinancialecosystem.6.WhatisthemainfocusofthebankingsectorinBaoji?A.Traditionalbankingoperationsonly.B.Digitaltransformationandruralfinance.C.Foreigninvestmentpromotiononly.D.Cross-bordertradeexpansion.7.WhichdistrictinBaojiishighlightedasacenterforfinancialinnovation?A.BaojiCityProper.B.ChengangDistrict.C.ShaanxiProvince.D.ShanghaiPudong.8.WhatchallengesdobanksinBaojiface?A.Insufficientgovernmentsupport.B.Cybersecurityrisksandtalentshortages.C.Limitedruraloutreach.D.Highoperationalcosts.9.Whatmeasureshasthegovernmenttakentoboostthefinancialsector?A.Imposedstricterregulations.B.Attractedfintechfirmswithincentives.C.Reducedforeigninvestment.D.Focusedontraditionalbanking.第三部分：完形填空（共5題，每題2分，共10分）背景提示：段落講述浦發(fā)銀行寶雞分行如何利用金融科技提升服務(wù)，結(jié)合區(qū)域經(jīng)濟(jì)特點。TheBaojibranchofShanghaiPudongDevelopmentBankhas______(10)itsservicestomeetthegrowingdemandfordigitalbankinginShaanxi.ByleveragingbigdataandAI,thebranchhas______(11)personalizedfinancialsolutionsforbothurbanandruralcustomers.Forinstance,theappallowsusersto______(12)agriculturalloanswithsimplifieddocumentation,supportinglocalfarmers.However,thebankalsorecognizestheneedto______(13)cybersecuritymeasurestoprotectcustomerdata.Thesuccessofthisinitiativeisevidentinthe______(14)increaseindigitaltransactionsandcustomersatisfaction.10.A.modernizedB.optimizedC.expandedD.simplified11.A.developedB.implementedC.enhancedD.streamlined12.A.applyB.accessC.analyzeD.approve13.A.strengthenB.weakenC.ignoreD.neglect14.A.gradualB.noticeableC.unexpectedD.minimal第四部分：句子改錯（共4題，每題3分，共12分）背景提示：句子涉及銀行業(yè)務(wù)、金融科技及寶雞市經(jīng)濟(jì)發(fā)展，需修正語法或邏輯錯誤。15.Thebank’snewpolicyencouragecustomerstousemobilepaymentsinsteadofcash.16.Despitefacingsomechallenges,thefintechindustryinBaojihasrapidgrowthinrecentyears.17.By2025,thegovernmenthopetoattractatleast10foreignbankstosetupbranchesinChengangDistrict.18.Artificialintelligencecanimprovetheaccuracyofcreditscoringbutalsoleadtoethicalconcernsaboutdiscrimination.第五部分：翻譯填空（共5題，每題2分，共10分）背景提示：將中文句子翻譯成英文，符合銀行業(yè)務(wù)語境。19.浦發(fā)銀行寶雞分行致力于為中小企業(yè)提供定制化金融服務(wù)。20.為了提升客戶體驗，我們將進(jìn)一步優(yōu)化網(wǎng)銀平臺的操作流程。21.寶雞市作為西部地區(qū)的經(jīng)濟(jì)中心，其金融生態(tài)建設(shè)具有重要意義。22.我們將加強(qiáng)數(shù)據(jù)安全保護(hù)，確?？蛻綦[私不受侵犯。23.通過區(qū)塊鏈技術(shù)，可以實現(xiàn)跨境支付的實時結(jié)算。答案與解析第一部分：選詞填空1.B.revolutionized;trends解析：fintech對銀行業(yè)產(chǎn)生了顛覆性影響，市場動態(tài)是銀行業(yè)需要關(guān)注的對象。2.C.retention;model解析：銀行業(yè)競爭的核心是客戶留存，個性化數(shù)字銀行模式是關(guān)鍵。3.B.policy;incentives解析：地方政府通過政策激勵吸引外資，促進(jìn)跨境貿(mào)易發(fā)展。4.B.mitigate;privacy解析：AI可緩解欺詐風(fēng)險，但數(shù)據(jù)隱私是核心問題。5.A.bridge;convenient解析：銀行旨在彌合數(shù)字鴻溝，為農(nóng)村提供便捷的金融服務(wù)。第二部分：閱讀理解6.B.Digitaltransformationandruralfinance.解析：文章強(qiáng)調(diào)寶雞銀行業(yè)的技術(shù)升級和農(nóng)村業(yè)務(wù)拓展。7.B.ChengangDistrict.解析：文中明確指出陳倉區(qū)是金融創(chuàng)新中心。8.B.Cybersecurityrisksandtalentshortages.解析：文章提到技術(shù)安全和人才短缺是主要挑戰(zhàn)。9.B.Attractedfintechfirmswithincentives.解析：政府通過激勵政策吸引金融科技企業(yè)。第三部分：完形填空10.C.expanded11.C.enhanced12.B.access13.A.strengthen14.B.noticeable第四部分：句子改錯15.原句：Thebank’snewpolicyencouragecustomerstousemobilepaymentsinsteadofcash.修改：Thebank’snewpolicyencouragescustomerstousemobilepaymentsinsteadofcash.16.原句：Despitefacingsomechallenges,thefintechindustryinBaojihasrapidgrowthinrecentyears.修改：Despitefacingsomechallenges,thefintechindustryinBaojihasshownrapidgrowthinrecentyears.17.原句：By2025,thegovernmenthopetoattractatleast10foreignbankstosetupbranchesinChengangDistrict.修改：By2025,thegovernmenthopestoattractatleast10foreignbankstosetupbranchesinChengangDistrict.18.原句：Artificialintelligencecanimprovetheaccuracyofcreditscoringbutalsoleadtoethicalconcernsaboutdiscrimination.修改：Artificialintelligencecanimprovetheaccuracyofcreditscoringbutmayalsoleadtoethicalconcernsab