平安銀行泉州市德化縣2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）每題從選項(xiàng)中選出一個(gè)最合適的單詞填入空格，使句子意思完整、語(yǔ)法正確。1.ThenewbranchinDehuaaimsto______localbusinessesbyofferingtailoredfinancialservices.A.supportB.attractC.limitD.exclude2.Duetotheincreasingcompetition,thebankneedsto______itsdigitalbankingplatformtoimprovecustomerexperience.A.updateB.ignoreC.delayD.reduce3.Ourteamiscurrently______apilotprogramtotesttheeffectivenessofmobilepaymentsolutionsinruralareas.A.launchingB.planningC.abandoningD.criticizing4.Theeconomicdownturnhas______thebank’sprofitability,forcingittotightenlendingpolicies.A.strengthenedB.weakenedC.stabilizedD.exaggerated5.Toenhanceserviceefficiency,thebankplansto______moreautomatedtellermachinesinkeycommercialdistricts.A.installB.removeC.repairD.sell第二部分：閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:ThePeople’sBankofChinarecentlyannouncedaseriesofmeasurestoboosteconomicgrowthamidrisinginflation.Thecentralbankstatedthatitwouldlowerthereserverequirementratioforcommercialbankstoencourageliquidityinthefinancialsystem.Additionally,interestratesforsmallandmedium-sizedenterprises(SMEs)havebeenreducedtostimulatebusinessinvestment.AnalystsbelievethesepolicieswillhelpstabilizethebankingsectorandsupportthemanufacturingindustryinDehua,amajorceramicproducerinFujianProvince.However,concernsremainaboutpotentialassetbubblesinrealestatemarkets.Thegovernmentisalsoconsideringfurthersupportforruralcredittoaddressthefundinggapinagriculturaldevelopment.1.Whatisthemainpurposeofthecentralbank’smeasures?A.Toincreaseinflation.B.Tostabilizethebankingsector.C.Toreducegovernmentrevenue.D.Topromoterealestatedevelopment.2.HowwillthenewpoliciesbenefitSMEsinDehua?A.Byincreasingtaxes.B.Byreducingborrowingcosts.C.Bylimitingcreditaccess.D.Byencouragingforeigninvestment.3.Whatisamajorconcernaboutthenewpolicies?A.Reducedliquidityinthebankingsystem.B.Lowersupportforruralcredit.C.Potentialassetbubblesinrealestate.D.Decreasedmanufacturinginvestment.4.Whatsectorisexpectedtoreceiveadditionalsupport?A.Realestate.B.Manufacturing.C.Agriculture.D.Retail.第三部分：語(yǔ)法填空（共5題，每題2分，共10分）根據(jù)上下文，用所給單詞的適當(dāng)形式填空。1.Thebank’srecent______(perform)hasexceededexpectations,thankstostrategicreforms.2.LocalbusinessesinDehuaare______(encourage)toapplyforlow-interestloansunderthenewpolicy.3.Digitalbankingadoptioninruralareasisstill______(slow)duetoinfrastructurelimitations.4.ThefinancialsectorinFujianProvincefaceschallengesfrombothdomesticand______(international)markets.5.Toattracttalent,thebankofferscompetitive______(compete)benefits,includingbonusesandcareerdevelopmentprograms.第四部分：句子改錯(cuò)（共4題，每題3分，共12分）找出句子中的錯(cuò)誤并改正。1.Thebank’sdigitalplatformhasbeenimprovedsincelastyear,providingbetterservicesforcustomers.→Corrected:Thebank’sdigitalplatformhasbeenimproved______(for)______(the)lastyear,providingbetterservicesforcustomers.2.Manyruralcustomersstillrelyontraditionalbankingmethodsbecausetheyarenotfamiliarwithonlinetransactions.→Corrected:Manyruralcustomersstillrelyontraditionalbankingmethodsbecausetheyarenotfamiliarwith______(on)______(line)transactions.3.ThenewbranchinDehuawillopennextmonth,buttheexactdatehasnotbeenconfirmedyet.→Corrected:ThenewbranchinDehuawillopennextmonth,buttheexactdatehasnotbeenconfirmed______(still).4.Duetotheeconomiccrisis,thebankhasreduceditslendingvolume,whichaffectsthelocaleconomysignificantly.→Corrected:Duetotheeconomiccrisis,thebankhasreduceditslendingvolume,whichaffects______(much)______(significantly)thelocaleconomy.第五部分：完形填空（共5題，每題2分，共10分）閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填空。Lastyear,theChinesegovernmentintroducedaseriesoffinancialreformstostrengthenthebankingsector.Thesereformsfocusedonimprovingcreditriskmanagement,enhancingdigitalbankingservices,andsupportingsmallbusinesses.InDehua,acityknownforitsceramicindustry,manylocalenterprisesbenefitedfromthenewpolicies.Thebank’sloanapprovalprocessbecamefaster,andinterestrateswereloweredtoencourageinvestment.However,somechallengesremained,suchastheneedforbetterinfrastructureinruralareas.Despitetheseissues,thereformshavelaidasolidfoundationforsustainableeconomicgrowthintheregion.1.TheChinesegovernment’sreformsaimedto______thebankingsector.A.weakenB.stabilizeC.collapseD.expand2.WhatdidlocalenterprisesinDehuabenefitfrom?A.Highertaxes.B.Reducedloans.C.Fasterloanapprovals.D.Increasedcompetition.3.Whatremainsachallengeinruralareas?A.Urbandevelopment.B.Infrastructure.C.Industrialgrowth.D.Governmentpolicies.4.Whatdoesthepassagesuggestaboutthereforms?A.Theywereineffective.B.Theywerepartiallysuccessful.C.Theycausedeconomicinstability.D.Theywerefullyimplemented.5.Whatistheoveralltoneofthepassage?A.Critical.B.Neutral.C.Positive.D.Uncertain.答案與解析第一部分：選詞填空1.A(support)-解析：銀行的目標(biāo)是幫助當(dāng)?shù)仄髽I(yè)，因此“support”最符合語(yǔ)境。2.A(update)-解析：為了提升客戶體驗(yàn)，銀行需要更新數(shù)字平臺(tái)，故“update”正確。3.A(launching)-解析：句子描述正在進(jìn)行的行動(dòng)，因此“l(fā)aunching”是現(xiàn)在進(jìn)行時(shí)形式。4.B(weakened)-解析：經(jīng)濟(jì)下行導(dǎo)致銀行盈利能力下降，故“weakened”合適。5.A(install)-解析：銀行計(jì)劃增設(shè)ATM機(jī)，因此“install”最符合語(yǔ)境。第二部分：閱讀理解1.B(tostabilizethebankingsector)-解析：文章主要提到央行措施旨在穩(wěn)定銀行業(yè)。2.B(byreducingborrowingcosts)-解析：降低貸款利率有助于中小企業(yè)融資。3.C(potentialassetbubblesinrealestate)-解析：文章明確指出對(duì)房地產(chǎn)市場(chǎng)的擔(dān)憂。4.C(Agriculture)-解析：政府考慮進(jìn)一步支持農(nóng)村信貸。第三部分：語(yǔ)法填空1.perfor