中信銀行天津市河北區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案第一部分：詞匯選擇（5題，每題2分，共10分）要求從選項(xiàng)中選出最適合填入空格的單詞。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.delayedD.supported2.ManybanksinTianjinare______digitalpaymentsolutionstoimprovecustomerconvenience.A.implementingB.ignoringC.delayingD.forgetting3.TheeconomicpoliciesoftheChinesegovernmenthave______astableenvironmentforbusinessgrowth.A.createdB.destroyedC.weakenedD.stabilized4.Duetoregulatorychanges,somefinancialinstitutionshave______theiroverseasexpansionplans.A.acceleratedB.adjustedC.ignoredD.abandoned5.ThenewbranchinHexiDistrictaimsto______localSMEswithtailoredfinancialservices.A.neglectB.attractC.excludeD.ignore第二部分：閱讀理解（4題，每題3分，共12分）閱讀以下短文，回答問(wèn)題。Passage:Theriseofmobilebankinghastransformedhowpeoplemanagetheirfinances.InTianjin,bankslikeChinaCITICBankhavelaunchedappsthatallowcustomerstotransfermoney,paybills,andapplyforloanswithjustafewtaps.However,thisshifthasalsobroughtchallenges,suchascybersecurityrisksandtheneedforfinancialliteracyamongtheelderly.ThePeople’sBankofChinahasissuedguidelinestoensurethatmobilebankingservicesremainsecureanduser-friendly.Despitethesehurdles,thetrendtowarddigitalbankingisirreversible,andfinancialinstitutionsmustcontinuetoinnovatetomeetcustomerexpectations.6.Whathasmobilebankingprimarilychanged?A.Thewaypeopleaccessphysicalbranches.B.Themethodsoffinancialtransactions.C.Thenumberofbankemployees.D.Thegovernment’sregulations.7.Accordingtothepassage,whatisamajorchallengeofmobilebanking?A.Highfees.B.Lackoffeatures.C.Cybersecurityrisks.D.Slowprocessingtimes.8.WhatactionhasthePeople’sBankofChinatakenregardingmobilebanking?A.Encouragedbankstoexpandphysicalbranches.B.Restrictedtheuseofmobileapps.C.Providedguidelinesforsecurityandusability.D.Requiredallbankstoadoptthesameplatform.9.Whatistheauthor’sattitudetowardmobilebanking?A.Skeptical.B.Neutral.C.Supportive.D.Uncertain.第三部分：語(yǔ)法填空（5題，每題2分，共10分）根據(jù)上下文，用括號(hào)內(nèi)單詞的適當(dāng)形式填空。10.Thesuccessofanybankinthecompetitivemarketdependsonitsabilityto______(adapt)tochangingcustomerneeds.11.Thenewpolicywill______(affect)theinterestratesforsmallandmedium-sizedenterprisesinTianjin.12.Iffinancialinstitutionsdonotinvestintechnology,theywill______(lose)theircompetitiveedge.13.TheheadquartersofCITICBankinTianjinisoneofthemost______(modern)buildingsinthecity.14.Customersareencouragedto______(report)anysuspiciousactivitiesimmediately.第四部分：翻譯（2題，每題5分，共10分）將以下句子翻譯成英語(yǔ)。15.天津市河北區(qū)的經(jīng)濟(jì)發(fā)展為銀行業(yè)提供了廣闊的市場(chǎng)機(jī)會(huì)。16.中國(guó)的金融監(jiān)管政策旨在平衡創(chuàng)新與風(fēng)險(xiǎn)。第五部分：完形填空（5題，每題2分，共10分）閱讀以下短文，選擇最佳選項(xiàng)填空。ThebankingsectorinChinahasundergonesignificantchangesinrecentyears.Withthe______(17)ofdigitaltechnologies,traditionalfinancialinstitutionshavehadto______(18)theirbusinessmodels.Manybanksinmajorcities,suchasBeijingandShanghai,have______(19)onlineplatformstoservecustomersmoreefficiently.However,challengesremain,particularlyinregionslikeHebei,whereinternetpenetrationisstilllowerthanincoastalareas.Toaddressthis,theChinaBankingandInsuranceRegulatoryCommissionhas______(20)financialeducationprogramstoimprovedigitalliteracy.Despitethese______(21),thefutureofbankinginChinalookspromising,aslongasinstitutionscontinuetoinnovateandadapt.17.A.developmentB.declineC.growthD.collapse18.A.changeB.ignoreC.maintainD.abandon19.A.launchedB.closedC.delayedD.removed20.A.introducedB.eliminatedC.ignoredD.postponed21.A.obstaclesB.opportunitiesC.strengthsD.successes答案及解析詞匯選擇1.A.forced解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場(chǎng)變化。2.A.implementing解析：天津的銀行正在實(shí)施數(shù)字支付解決方案以提升客戶(hù)便利性。3.A.created解析：中國(guó)政府的經(jīng)濟(jì)政策為商業(yè)發(fā)展創(chuàng)造了穩(wěn)定環(huán)境。4.D.abandoned解析：由于監(jiān)管變化，一些金融機(jī)構(gòu)放棄了海外擴(kuò)張計(jì)劃。5.B.attract解析：河北區(qū)的新分行旨在吸引當(dāng)?shù)刂行∑髽I(yè)，提供定制化金融服務(wù)。閱讀理解6.B.Themethodsoffinancialtransactions.解析：文章明確指出移動(dòng)銀行改變了人們的資金交易方式。7.C.Cybersecurityrisks.解析：文章提到移動(dòng)銀行的主要挑戰(zhàn)是網(wǎng)絡(luò)安全風(fēng)險(xiǎn)。8.C.Providedguidelinesforsecurityandusability.解析：中國(guó)人民銀行發(fā)布了關(guān)于移動(dòng)銀行安全性和易用性的指南。9.C.Supportive.解析：作者認(rèn)為移動(dòng)銀行是大勢(shì)所趨，金融機(jī)構(gòu)應(yīng)持續(xù)創(chuàng)新。語(yǔ)法填空10.toadapt解析：動(dòng)詞不定式作表語(yǔ)，表示“適應(yīng)”的能力。11.willaffect解析：一般將來(lái)時(shí)表示政策將影響利率。12.willlose解析：一般將來(lái)時(shí)表示不投資將失去競(jìng)爭(zhēng)優(yōu)勢(shì)。13.mostmodern解析：最高級(jí)形容詞修飾單數(shù)名詞。14.toreport解析：動(dòng)詞不定式作賓語(yǔ)補(bǔ)足語(yǔ)。翻譯15.TheeconomicdevelopmentinHexiDistrict,Tianjin,hasprovidedbankswithbroadmar