浦發(fā)銀行齊齊哈爾市建華區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，總計10分）題目：請根據(jù)上下文，選擇最合適的單詞填入空格中。1.Thenewbankingregulationsrequirefinancialinstitutionstoenhancetheir__________topreventmoneylaundering.A.accountabilityB.transparencyC.efficiencyD.innovation2.Despitetheeconomicdownturn,thelocaleconomyinQiqiharremainsrelatively__________duetostrongindustrialsupport.A.resilientB.fragileC.stagnantD.volatile3.Thebank’sdigitaltransformationstrategyaimstoimprovecustomer__________byleveragingAIandbigdata.A.satisfactionB.frustrationC.resistanceD.confusion4.Effectiveriskmanagementinbankingrequiresa__________approachtoidentifyandmitigatepotentialthreats.A.reactiveB.proactiveC.passiveD.negligent5.Thebranchmanageremphasizedtheimportanceof__________inmaintaininglong-termclientrelationships.A.indifferenceB.professionalismC.negligenceD.inconsistency二、閱讀理解（共4題，每題3分，總計12分）題目：閱讀以下短文，回答問題。Passage:ThebankingsectorinNortheastChina,includingQiqihar,hasbeenadaptingtorapidtechnologicaladvancements.Withtheriseoffintech,traditionalbankslikePingAnBankareintegratingdigitalsolutionstostaycompetitive.However,challengessuchasaginginfrastructureandregulatorycomplianceremainsignificanthurdles.Thelocalgovernmenthasintroducedpoliciestoencourageinnovation,offeringsubsidiesforbanksinvestinginAIandcloudcomputing.Despitetheseefforts,theregion’sbankingsectorstilllagsbehindcoastalareasindigitalmaturity.1.Whatisthemainfocusofthepassage?A.TheeconomicimpactoffintechinNortheastChina.B.Governmentpoliciestosupportbankinginnovation.C.ThechallengesfacedbytraditionalbanksinQiqihar.D.ThedigitaltransformationofPingAnBank.2.Accordingtothepassage,whydoesthebankingsectorinQiqiharlagbehindcoastalareas?A.Lackofgovernmentsupport.B.Insufficienttechnologicalinfrastructure.C.Highlevelsoffinancialregulation.D.Lowinvestmentindigitalsolutions.3.WhatdoesthepassagesuggestaboutthefutureofbankinginQiqihar?A.Itwillremainstagnantduetoresistancetochange.B.Itwillimprovewithincreaseddigitaladoption.C.Itwilldeclineduetocompetitionfromfintechfirms.D.Itwillstabilizeasregulatoryissuesareresolved.4.WhichofthefollowingisNOTmentionedasachallengeinthebankingsector?A.Aginginfrastructure.B.Regulatorycompliance.C.Highemployeeturnover.D.Lackofgovernmentsubsidies.三、完形填空（共5題，每題2分，總計10分）題目：閱讀以下短文，選擇最合適的單詞填入空格中。ThebankingindustryinQiqiharhasundergonesignificantchangesinrecentyears.__________(1),theriseofdigitalbankinghastransformedhowcustomersinteractwithfinancialinstitutions.Localbankshavehadto__________(2)theiroperationstomeetevolvingconsumerexpectations.Forinstance,manybrancheshaveintroducedmobilebankingappsto__________(3)in-persontransactions.However,thisshifthasalsobroughtchallenges,suchastheneedforstafftrainingto__________(4)newtechnologies.Thesuccessoftheseeffortsdependsonthebank’sabilityto__________(5)bothtraditionalanddigitalservicemodels.1.A.HoweverB.MoreoverC.ThereforeD.Despite2.A.modernizeB.simplifyC.eliminateD.preserve3.A.reduceB.maximizeC.replaceD.minimize4.A.adoptB.ignoreC.rejectD.oppose5.A.balanceB.combineC.abandonD.prioritize四、句子改錯（共4題，每題3分，總計12分）題目：以下句子中存在語法錯誤，請指出并改正。1.Thebank’sdigitalplatformismoreuser-friendlythanothersinQiqiharregion.-Error:__________-Correction:__________2.Althoughtheeconomicconditionsarechallenging,thebankhasmanagedtoincreaseitsprofitmargins.-Error:__________-Correction:__________3.Employeesarerequiredtocompletetheonlinetrainingmoduleswithintwoweeksperiod.-Error:__________-Correction:__________4.Thenewloanpolicywilltakeeffectfromnextmonthanditwillaffectallcustomers.-Error:__________-Correction:__________五、翻譯填空（共5題，每題3分，總計15分）題目：將以下句子翻譯成英文，并填入空格中。1.為提高客戶滿意度，銀行計劃推出更多個性化服務。__________toimprovecustomersatisfaction,thebankplanstointroducemorepersonalizedservices.2.鑒于金融科技的快速發(fā)展，傳統(tǒng)銀行業(yè)需要不斷創(chuàng)新。__________therapiddevelopmentoffintech,traditionalbankingneedstoinnovatecontinuously.3.銀行風險管理要求員工具備高度的責任心。Effectivebankriskmanagementrequiresemployeestohaveastrongsenseof__________.4.中國的銀行業(yè)在數(shù)字化方面仍有很大的提升空間。China’sbankingsectorstillhassignificantroomforimprovementin__________.5.銀行應加強對反洗錢措施的宣傳。Banksshould__________theireffortstopromoteanti-moneylaunderingmeasures.答案及解析一、選詞填空1.B.transparency-解析：金融監(jiān)管強調機構需提高透明度以防止洗錢。2.A.resilient-解析：齊齊哈爾經濟雖受沖擊，但仍具韌性，得益于工業(yè)支持。3.A.satisfaction-解析：銀行通過AI和大數(shù)據(jù)提升客戶滿意度。4.B.proactive-解析：風險管理需主動識別和緩解風險。5.B.professionalism-解析：維護客戶關系需專業(yè)素養(yǎng)。二、閱讀理解1.C.ThechallengesfacedbytraditionalbanksinQiqihar.-解析：文章主要討論傳統(tǒng)銀行面臨的挑戰(zhàn)。2.B.Insufficienttechnologicalinfrastructure.-解析：文中提到東北銀行業(yè)數(shù)字成熟度落后于沿海，主要因基礎設施不足。3.B.Itwillimprovewithincreaseddigitaladoption.-解析：政府支持和技術投入暗示未來將提升。4.C.Highemployeeturnover.-解析：文中未提及員工流動率高。三、完形填空1.B.Moreover-解析：承接上文，強調數(shù)字銀行的重要性。2.A.modernize-解析：銀行需現(xiàn)代化運營以適應變化。3.C.replace-解析：移動銀行減少線下交易。4.A.adopt-解析：員工需適應新技術。5.A.balance-解析：需平衡傳統(tǒng)與數(shù)字服務模式。四、句子改錯1.-Error:region→regions-Correction:Thebank’sdigitalplatformismoreuser-friendlythanothersinQiqiharregions.2.-Error:None(句子正確)-Correction:Nochangeneeded.3.-Error:withintwoweeksperiod→withintwoweeks-Correction:Employeesarerequiredtocompletetheonlinetrainingmoduleswithintwoweeks.4.-Error:anditwill→anditwillbe-Correction:Th