民生銀行南京市溧水區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯選擇（共10題，每題1分）說明：每題有一個空格，需從四個選項(xiàng)中選擇最合適的單詞填入空格中。1.Therapiddevelopmentofe-bankinghassignificantly______theconvenienceoffinancialservicesforresidentsinLishuiDistrict.A.enhancedB.reducedC.delayedD.complicated答案：A解析："enhanced"意為“提升”，符合句意，強(qiáng)調(diào)電子銀行提高了便利性。2.ManysmallbusinessesinNanjing’sLishuiareaarestrugglingto______duetotightcreditpolicies.A.surviveB.expandC.dismissD.invest答案：A解析："survive"意為“生存”，符合句意，強(qiáng)調(diào)信貸政策收緊導(dǎo)致小企業(yè)生存困難。3.Thelocalgovernmenthaslaunchedseveralinitiativesto______employmentopportunitiesinruralLishui.A.createB.destroyC.reduceD.transfer答案：A解析："create"意為“創(chuàng)造”，符合句意，強(qiáng)調(diào)政府促進(jìn)就業(yè)。4.Traditionalbankingservicesaregradually______bydigitalplatformsinLishui’sfinancialmarket.A.replacedB.supportedC.encouragedD.ignored答案：A解析："replaced"意為“取代”，符合句意，強(qiáng)調(diào)數(shù)字平臺取代傳統(tǒng)服務(wù)。5.ThenewbranchinLishuiaimsto______financialinclusionforunderservedcommunities.A.promoteB.limitC.ignoreD.exclude答案：A解析："promote"意為“促進(jìn)”，符合句意，強(qiáng)調(diào)服務(wù)弱勢群體。6.Despiteeconomicchallenges,therealestatemarketinLishuiremainsrelatively______duetogovernmentsupport.A.stableB.volatileC.decliningD.stagnant答案：A解析："stable"意為“穩(wěn)定”，符合句意，強(qiáng)調(diào)政策支持下市場穩(wěn)定。7.Thebank’smobileapphasimprovedthe______oftransactionsforusersinNanjing.A.efficiencyB.delayC.costD.complexity答案：A解析："efficiency"意為“效率”，符合句意，強(qiáng)調(diào)交易便捷。8.ManyresidentsinLishuiDistrictareconcernedaboutthe______ofrisinglivingcosts.A.affordabilityB.decreaseC.increaseD.reduction答案：A解析："affordability"意為“負(fù)擔(dān)能力”，符合句意，強(qiáng)調(diào)生活成本壓力。9.Thebank’sfinancialeducationprogramisdesignedto______financialliteracyamongteenagersinNanjing.A.enhanceB.reduceC.eliminateD.ignore答案：A解析："enhance"意為“提升”，符合句意，強(qiáng)調(diào)提升金融素養(yǎng)。10.ThemergerbetweentwolocalbanksinLishuihas______competitioninthemarket.A.increasedB.decreasedC.stabilizedD.eliminated答案：B解析："decreased"意為“減少”，符合句意，強(qiáng)調(diào)合并導(dǎo)致競爭減少。第二部分：閱讀理解（共5題，每題2分）說明：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinLishuiDistrict,Nanjing.Traditionalbanksarenowcompetingwithfintechcompanies,whichoffermorepersonalizedandconvenientservices.Thelocalgovernmenthasactivelysupportedthisshiftbyprovidingfundingforstartupsandimprovinginternetinfrastructure.However,somesmallbusinessesinLishuiremainskepticalaboutdigitalbanking,citingconcernsaboutdatasecurityandthelackofface-to-faceinteraction.Despitethesechallenges,thefutureoffinanceinLishuiseemsbright,withmoreinnovativesolutionsexpectedtoemerge.1.WhathaschangedthefinanciallandscapeinLishui?A.GovernmentpoliciesB.DigitalbankingC.TraditionalbanksD.Fintechcompanies答案：B解析：文章首句明確指出數(shù)字銀行改變了金融格局。2.HowdoesthegovernmentsupportdigitalbankinginLishui?A.BybanningfintechcompaniesB.ByprovidingfundingandimprovinginfrastructureC.ByencouragingtraditionalbankstomergeD.Byeliminatingcompetition答案：B解析：文章第二句提到政府提供資金并改善網(wǎng)絡(luò)基礎(chǔ)設(shè)施。3.WhataretheconcernsofsmallbusinessesinLishui?A.HighfeesB.Datasecurityandlackofface-to-faceinteractionC.GovernmentregulationsD.Reducedprofits答案：B解析：文章第三句提到小企業(yè)擔(dān)憂數(shù)據(jù)安全和缺乏面對面交流。4.WhatdoesthepassagesuggestaboutthefutureoffinanceinLishui?A.ItwilldeclineduetocompetitionB.ItwillremainunchangedC.ItwillseemoreinnovativesolutionsD.Itwillfocusonlyontraditionalbanking答案：C解析：文章最后一句提到更多創(chuàng)新解決方案將出現(xiàn)。5.WhichofthefollowingisNOTmentionedinthepassage?A.FintechcompaniesB.GovernmentsupportC.SmallbusinessconcernsD.Physicalbankbranches答案：D解析：文章未提及實(shí)體銀行網(wǎng)點(diǎn)。第三部分：句子改錯（共5題，每題2分）說明：以下句子中各有一處錯誤，請指出并改正。1.TheconstructionofthenewfinancialcenterinLishuiwillimprovetheeconomyofthearea.-錯誤：willimprove→shouldbe"improves"-改正：TheconstructionofthenewfinancialcenterinLishuiimprovestheeconomyofthearea.2.ManyresidentsinLishuifinditdifficulttoaccessbankingservicesduetopoorinternetconnectivity.-錯誤：find→shouldbe"finds"-改正：ManyresidentsinLishuifindsitdifficulttoaccessbankingservicesduetopoorinternetconnectivity.3.Thebankhaslaunchedanewmobileappthatmaketransactionseasierforcustomers.-錯誤：make→shouldbe"makes"-改正：Thebankhaslaunchedanewmobileappthatmakestransactionseasierforcustomers.4.Despitethechallenges,thelocaleconomyinLishuicontinuetogrowsteadily.-錯誤：continue→shouldbe"continues"-改正：Despitethechallenges,thelocaleconomyinLishuicontinuestogrowsteadily.5.Financialinclusionisapriorityforthegovernment,especiallyinruralareasofLishui.-錯誤：noerror-改正：Financialinclusionisapriorityforthegovernment,especiallyinruralareasofLishui.第四部分：完形填空（共10題，每題1分）說明：閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填入空格。Theriseofdigitalbankinghas______(1)thewaypeoplemanagetheirfinances.InLishuiDistrict,Nanjing,manyresidentsarenowusingmobileappstotransfermoney,paybills,andinvest.Thisshifthasnotonlyincreasedconveniencebutalso______(2)theneedfortraditionalbankbranches.However,someoldergenerationsstillpreferface-to-faceinteractions,whichdigitalbankingcannotfully______(3).Thelocalgovernmenthas______(4)stepstobridgethisgapbyofferingfinancialeducationworkshopsandsupportinghybridbankingmodels.Theseeffortsaimto______(5)bothyoungandelderlycustomers.Forinstance,somebanksinLishuihavestartedcombiningdigitalserviceswithin-personadvice,ensuringthatcustomerscan______(6)thebestofbothworlds.Despitethesechallenges,thefutureofbankinginLishuilooks______(7).Astechnologycontinuestoevolve,financialinstitutionswillneedto______(8)innovativewaystomeetthediverseneedsoftheircustomers.Thismayincludeusingartificialintelligencetoprovidepersonalizedfinancialadviceordevelopingmoreuser-friendlyapps.ThesuccessofdigitalbankinginLishuialsodependson______(9)trustamongusers.Manypeoplearestillwaryofsharingtheirfinancialinformationonline,eventhoughbankshaveimprovedsecuritymeasures.Therefore,transparencyandregularcommunicationwithcustomersareessentialto______(10)confidence.1.A.revolutionized2.A.highlighted3.A.replace4.A.taken5.A.satisfy6.A.take7.A.promising8.A.find9.A.building10.A.boost答案：1.revolutionized2.highlighted3.replace4.taken5.satisfy6.take7.promising8.find9.building10.boost解析：-1."revolutionized"意為“使革命化”，符合句意，強(qiáng)調(diào)數(shù)字銀行改變了管理財(cái)務(wù)的方式。-2."highlighted"意為“強(qiáng)調(diào)”，符合句意，強(qiáng)調(diào)數(shù)字銀行增加了對傳統(tǒng)網(wǎng)點(diǎn)需求的關(guān)注。-3."replace"意為“取代”，符合句意，強(qiáng)調(diào)數(shù)字銀行無法完全取代面對面交流。-4."taken"意為“采取”，符合句意，強(qiáng)調(diào)政府采取措施。-5."satisfy"意為“滿足”，符合句意，強(qiáng)調(diào)服務(wù)不同年齡段的客戶。-6."take"意為“利用