中信銀行天津市紅橋區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）以下句子中每空缺處有四個選項，請選擇最合適的單詞填入。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingmodel,requiringfinancialinstitutionstoadapttonewtechnologies.A.revolutionizedB.standardizedC.simplifiedD.automated2.Inthecontextofcross-bordertrade,China'sBeltandRoadInitiativehas__________tradebarriersandfacilitatedglobaleconomicintegration.A.reducedB.eliminatedC.increasedD.maintained3.To__________financialrisks,banksmustimplementrobustriskmanagementsystemsandcomplywithregulatoryrequirements.A.mitigateB.exaggerateC.ignoreD.promote4.Thedigitaltransformationofthefinancialindustryhas__________theneedforefficientdataanalyticsandAI-drivensolutions.A.emphasizedB.diminishedC.overlookedD.delayed5.China'sbankingsectorplaysapivotalrolein__________economicgrowthbyprovidingliquidityandcreditsupport.A.obstructingB.sustainingC.disruptingD.neglecting二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:Theriseofdigitalcurrencies,suchasChina'sdigitalyuan(e-CNY),hasreshapedthelandscapeofmonetarypolicy.Centralbanksworldwideareexploringthepotentialofdigitalcurrenciestoenhancepaymentefficiency,reducetransactioncosts,andimprovemonetarycontrol.However,challengessuchascybersecurity,privacyprotection,andregulatorycoordinationremainsignificant.InChina,thee-CNYpilotprogramhasdemonstrateditsabilitytostreamlinecross-borderpaymentsandsupportsmallbusinesses.Asdigitalcurrenciescontinuetoevolve,financialinstitutionsmustadapttheirstrategiestoremaincompetitiveinthedigitaleconomy.1.Whatistheprimarypurposeofthepassage?A.Tocriticizethelimitationsofdigitalcurrencies.B.Tohighlightthebenefitsofdigitalcurrenciesformonetarypolicy.C.Toargueagainsttheadoptionofdigitalcurrenciesbycentralbanks.D.Toproposenewregulationsfordigitalcurrencies.2.Accordingtothepassage,whatisonechallengeofdigitalcurrencies?A.Reducedliquidityinthebankingsystem.B.Cybersecurityandprivacyconcerns.C.Increasedcompetitionamongfinancialinstitutions.D.Lowertransactionefficiency.3.Whichofthefollowingstatementsissupportedbythepassage?A.Digitalcurrencieswillreplacetraditionalbankingsystemsentirely.B.China'se-CNYpilotprogramhasnoimpactoncross-borderpayments.C.Centralbanksarenotconcernedabouttheriseofdigitalcurrencies.D.Digitalcurrenciescanimprovepaymentefficiencyandsupportsmallbusinesses.4.Whatdoesthepassagesuggestaboutthefutureoffinancialinstitutions?A.Theywillbeirrelevantinthedigitaleconomy.B.Theymustadapttotheriseofdigitalcurrencies.C.Theyshouldfocussolelyontraditionalbankingservices.D.Theywillbenefitfromdigitalcurrencieswithoutanychanges.三、語法填空（共5題，每題2分，共10分）以下句子中有劃線部分，請根據(jù)語境和語法規(guī)則填入最合適的單詞。1.ThePeople'sBankofChinarecently__________(introduce)anewregulatoryframeworktooverseedigitalfinancialservices.2.BanksinTianjinare__________(encourage)toadoptgreenfinancepracticestosupportsustainabledevelopment.3.Therapidgrowthofonlinebankinghas__________(transform)howcustomersinteractwithfinancialinstitutions.4.To__________(mitigate)creditrisks,lendersmustconductthoroughbackgroundchecksonborrowers.5.TheWorldBank'sreporthighlightstheimportanceof__________(strengthen)financialinclusioninunderservedregions.四、改錯題（共4題，每題3分，共12分）以下句子中各有一處錯誤，請指出并改正。1.Theadoptionofblockchaintechnologyhassignificantlyimprovetheefficiencyoffinancialtransactions.→__________→__________2.Itisessentialforbankstoensurethattheircybersecuritymeasuresareup-to-dateandeffective.→__________→__________3.ManysmallbusinessesinTianjinhavebenefitedfromthegovernment'ssupportfordigitalpayments.→__________→__________4.Thecentralbankhasimplementedseveralpoliciestostimulateeconomicgrowth,includingreducinginterestrates.→__________→__________五、翻譯題（共3題，每題4分，共12分）請將以下中文句子翻譯成英文。1.中國的金融科技發(fā)展正在推動傳統(tǒng)銀行業(yè)向數(shù)字化轉(zhuǎn)型。2.天津市作為北方經(jīng)濟中心，對跨境貿(mào)易金融有巨大的需求。3.銀行在風(fēng)險管理中必須平衡創(chuàng)新與合規(guī)的關(guān)系。答案與解析一、選詞填空1.A.revolutionized解析：句意為“金融科技的快速發(fā)展徹底改變了傳統(tǒng)銀行模式”，revolutionized（革命化）最符合語境。2.A.reduced解析：BRI旨在降低貿(mào)易壁壘，reduced（減少）最貼切。3.A.mitigate解析：風(fēng)險管理旨在減輕風(fēng)險，mitigate（減輕）是固定搭配。4.A.emphasized解析：數(shù)字化轉(zhuǎn)型強調(diào)數(shù)據(jù)分析的重要性，emphasized（強調(diào)）符合句意。5.B.sustaining解析：銀行支持經(jīng)濟增長，sustaining（維持）最合適。二、閱讀理解1.B解析：全文圍繞數(shù)字貨幣的優(yōu)勢展開，強調(diào)其對貨幣政策的影響。2.B解析：文中明確提到“cybersecurityandprivacyconcerns”是挑戰(zhàn)之一。3.D解析：文中提到e-CNY支持小企業(yè)，improvepaymentefficiency。4.B解析：末句暗示金融機構(gòu)需適應(yīng)數(shù)字貨幣趨勢。三、語法填空1.introduced解析：動詞過去式，修飾recently。2.areencouraged解析：被動語態(tài)，表示被鼓勵。3.hastransformed解析：現(xiàn)在完成時，強調(diào)對現(xiàn)狀的影響。4.mitigate解析：動詞原形，作目的狀語。5.strengthening解析：動名詞作賓語。四、改錯題1.improve→improved解析：過去分詞作定語修飾efficiency。2.無錯誤3.無錯誤4.implemented→implementing解析：現(xiàn)在分詞作狀語，表示伴隨動作。五、翻譯題1.Therapiddevelopmentoffintechi