民生銀行重慶市渝中區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）根據(jù)上下文，選擇最合適的單詞填空。1.Theeconomicpoliciesimplementedbythelocalgovernmenthavesignificantly__________thegrowthofsmallbusinessesin渝中區(qū).A.promotedB.hinderedC.stabilizedD.diversified2.To__________therisingcostofliving,manyresidentsin重慶市havestartedtoseekadditionalincomesources.A.mitigateB.exacerbateC.allocateD.diminish3.Thebank’snewdigitalplatformaimsto__________theefficiencyofcustomerservicebyintegratingAI-drivensolutions.A.enhanceB.diminishC.postponeD.neglect4.Therecenttradetensionshave__________theglobalfinancialmarkets,leadingtoincreasedvolatility.A.stabilizedB.fluctuatedC.diversifiedD.consolidated5.渝中區(qū)’sthrivingtechindustryhas__________alargenumberofhigh-skilledjobopportunitiesinrecentyears.A.generatedB.eliminatedC.reducedD.retained二、閱讀理解（共4題，每題3分，共12分）閱讀以下文章，回答問題。Passage:Therapiddevelopmentoffintechhastransformedthebankingsectorin重慶市.TraditionalfinancialinstitutionslikeChinaMerchantsBankhaveadopteddigitaltechnologiestoimprovecustomerexperienceandoperationalefficiency.Accordingtoareportbythe重慶市FinancialServicesAssociation,thenumberofdigitalbankingusersin渝中區(qū)hasincreasedby35%overthepastyear.However,challengessuchascybersecurityandregulatorycomplianceremainsignificanthurdles.ThebankhasinvestedheavilyinAIandbigdataanalyticstomitigatetheseriskswhilestayingcompetitiveinthemarket.6.Whathasbeentheprimarydriveroffintechadoptionin渝中區(qū)?A.GovernmentsubsidiesB.ConsumerdemandC.RegulatorypressuresD.Technologicaladvancements7.Accordingtothepassage,whatarethemainchallengesfacedbytraditionalbanksin渝中區(qū)?A.HighoperatingcostsB.CybersecurityandregulatorycomplianceC.DecreasedcustomerengagementD.Limitedmarketreach8.HowhasChinaMerchantsBankrespondedtothesechallenges?A.ByreducingitsworkforceB.ByincreasingphysicalbranchoperationsC.ByinvestinginAIandbigdataanalyticsD.Byrelyingsolelyoncustomerfeedback9.Whatdoesthepassagesuggestaboutthefutureofdigitalbankingin渝中區(qū)?A.ItwilldeclineduetoregulatoryrestrictionsB.ItwillcontinuetogrowwithtechnologicalsupportC.ItwillbecomelesscompetitiveD.Itwillfocusmoreonofflineservices三、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的選項填空。Thebankingsectorin重慶市hasundergonesignificantchangesinrecentyears.Withtheriseofdigitalbanking,traditionalfinancialinstitutionshavehadto__________theirbusinessmodelstoremainrelevant.Manybanksin渝中區(qū)have__________onlineplatformsandmobileappstoenhancecustomerconvenience.However,the__________ofcyberthreatshasmadeitnecessaryforbankstoinvestinrobustsecuritymeasures.Despitethesechallenges,the__________offintechsolutionshasprovidednewopportunitiesforgrowth.Banksthatcan__________thesetechnologicaladvancementsarelikelytosucceedinthelongterm.10.Thewordthatbestfitstheblankis:A.adaptB.ignoreC.rejectD.expand11.Thewordthatbestfitstheblankis:A.improvedB.simplifiedC.complicatedD.outdated12.Thewordthatbestfitstheblankis:A.increaseB.decreaseC.emergenceD.decline13.Thewordthatbestfitstheblankis:A.innovationB.stagnationC.disruptionD.reduction14.Thewordthatbestfitstheblankis:A.leverageB.overlookC.neglectD.oppose四、句子改錯（共5題，每題2分，共10分）找出以下句子中的錯誤并改正。15.Thebankhasbeenofferinglowerinterestratestoattractmorecustomersin渝中區(qū).→(Noerror)16.Despitetheeconomicdownturn,thenumberofdigitalbankingusersin重慶市hasbeenincreasingsteadily.→(Noerror)17.Iftheinflationratecontinuestorise,itmayleadtoadecreaseinconsumerspending.→(Noerror)18.Thenewfinancialregulationswilltakeeffectfromnextmonth,whichwillimpactthebank’slendingpolicies.→(Noerror)19.Manysmallbusinessesin渝中區(qū)havestruggledtoaccessaffordablecreditduetotightlendingstandards.→(Noerror)五、翻譯填空（共5題，每題2分，共10分）將中文句子翻譯成英文，填入橫線處。20.為促進渝中區(qū)經(jīng)濟發(fā)展，市政府推出了一系列扶持中小企業(yè)的新政策。→Thelocalgovernmentof重慶市hasintroducedaseriesofnewpoliciesto__________theeconomicdevelopmentof渝中區(qū).21.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要不斷創(chuàng)新以保持競爭力?！鶺iththerapiddevelopmentoffintech,traditionalbanksneedto__________tomaintaincompetitiveness.22.民生銀行重慶市分行致力于為客戶提供更便捷、高效的金融服務(wù)?！鶦hinaMerchantsBankChongqingBranchiscommittedto__________moreconvenientandefficientfinancialservicestocustomers.23.重慶市渝中區(qū)已成為中國西部地區(qū)的金融中心之一?！逯袇^(qū)hasbecomeoneofthefinancialcentersinwesternChina.24.為應(yīng)對利率市場化的挑戰(zhàn)，銀行需要加強風(fēng)險管理能力?！鶷o__________thechallengesofinterestrateliberalization,banksneedtostrengthentheirriskmanagementcapabilities.答案與解析一、選詞填空1.A.promoted解析：Theeconomicpoliciesimplementedbythelocalgovernmenthavesignificantlypromotedthegrowthofsmallbusinessesin渝中區(qū).（當(dāng)?shù)卣畬嵤┑慕?jīng)濟政策顯著促進了渝中區(qū)中小企業(yè)的增長。）2.A.mitigate解析：Tomitigatetherisingcostofliving,manyresidentsin重慶市havestartedtoseekadditionalincomesources.（為緩解日益增長的物價壓力，許多重慶市居民開始尋找額外的收入來源。）3.A.enhance解析：Thebank’snewdigitalplatformaimstoenhancetheefficiencyofcustomerservicebyintegratingAI-drivensolutions.（銀行的全新數(shù)字平臺旨在通過整合AI解決方案提升客戶服務(wù)的效率。）4.B.fluctuated解析：Therecenttradetensionshavefluctuatedtheglobalfinancialmarkets,leadingtoincreasedvolatility.（近期的貿(mào)易緊張局勢使全球金融市場波動加劇。）5.A.generated解析：渝中區(qū)’sthrivingtechindustryhasgeneratedalargenumberofhigh-skilledjobopportunitiesinrecentyears.（渝中區(qū)蓬勃發(fā)展的科技產(chǎn)業(yè)近年來創(chuàng)造了大量高技能就業(yè)機會。）二、閱讀理解6.B.Consumerdemand解析：文章提到“thenumberofdigitalbankingusersin渝中區(qū)hasincreasedby35%overthepastyear”（渝中區(qū)數(shù)字銀行用戶數(shù)量在過去一年中增長了35%），表明消費者需求是主要驅(qū)動力。7.B.Cybersecurityandregulatorycompliance解析：文章指出“challengessuchascybersecurityandregulatorycomplianceremainsignificanthurdles”（網(wǎng)絡(luò)安全和監(jiān)管合規(guī)仍是重大挑戰(zhàn)）。8.C.ByinvestinginAIandbigdataanalytics解析：文章提到銀行“hasinvestedheavilyinAIandbigdataanalyticstomitigatetheserisks”（大力投資AI和大數(shù)據(jù)分析以降低風(fēng)險）。9.B.Itwillcontinuetogrowwithtechnologicalsupport解析：文章強調(diào)“therapiddevelopmentoffintechhastransformedthebankingsector”（金融科技的快速發(fā)展已改變銀行業(yè)），暗示未來將繼續(xù)增長。三、完形填空10.A.adapt解析：Thebankingsectorin重慶市hasundergonesignificantchangesinrecentyears.Withtheriseofdigitalbanking,traditionalfinancialinstitutionshavehadto__________theirbusinessmodelstoremainrelevant.（近年來，重慶市的銀行業(yè)經(jīng)歷了重大變化。隨著數(shù)字銀行的興起，傳統(tǒng)金融機構(gòu)不得不適應(yīng)其商業(yè)模式以保持相關(guān)性。）11.B.simplified解析：Manybanksin渝中區(qū)have__________onlineplatformsandmobileappstoenhancecustomerconvenience.（許多銀行在渝中區(qū)已簡化在線平臺和移動應(yīng)用程序以提升客戶便利性。）12.C.emergence解析：The__________ofcyberthreatshasmadeitnecessaryforbankstoinvestinrobustsecuritymeasures.（網(wǎng)絡(luò)威脅的出現(xiàn)使銀行有必要投資強大的安全措施。）13.A.innovation解析：The__________offintechsolutionshasprovidednewopportunitiesforgrowth.（金融科技解決方案的創(chuàng)新為增長提供了新的機會。）14.A.leverage解析：Banksthatcan__________thesetechnologicaladvancementsarelikelytosucceedinthelongterm.（能夠利用這些技術(shù)進步的銀行很可能在長期內(nèi)取得成功。）四、句子改錯15.→(Noerror)16.→(Noerror)17.→(Noerror)18.→(Noerror)19.→(Noerror)五、翻譯填空20.boost解析：Theloca