興業(yè)銀行呼和浩特市玉泉區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案第一部分：詞匯選擇（共10題，每題1分，合計(jì)10分）說(shuō)明：從下列選項(xiàng)中選出一個(gè)最符合語(yǔ)境的單詞填空。1.Therapiddevelopmentoffintechhas__________traditionalbankingoperations.A.replacedB.complementedC.delayedD.simplified2.AsaleadingfinancialinstitutioninNorthChina,IndustrialBankshould__________localeconomicneedsmoreeffectively.A.neglectB.addressC.ignoreD.weaken3.ThenewbranchinHohhot’sYuchuanDistrictaimsto__________financialservicestosmallbusinesses.A.limitB.expandC.reduceD.eliminate4.Duetoregulatorychanges,somebankingproductshavebeen__________forriskmanagementpurposes.A.removedB.preservedC.adjustedD.ignored5.Thebank’scustomerrelationshipmanagementsystemneedsto__________datasecuritybetter.A.ensureB.weakenC.delayD.overlook6.Ourteamisworkingon__________cross-borderpaymentsolutionstoimproveefficiency.A.developingB.destroyingC.delayingD.reducing7.Theeconomicslowdownhas__________loanapprovalprocessesintheregion.A.complicatedB.simplifiedC.acceleratedD.stabilized8.Toenhancecompetitiveness,thebankshould__________digitaltransformationinitiatives.A.postponeB.supportC.opposeD.neglect9.Thecreditriskassessmentmodelmust__________accuracytoavoidlosses.A.maintainB.decreaseC.ignoreD.increase10.Themergerwithanotherregionalbankwill__________thebank’smarketshareinInnerMongolia.A.decreaseB.stabilizeC.expandD.weaken第二部分：閱讀理解（共5題，每題2分，合計(jì)10分）說(shuō)明：閱讀以下文章，回答問(wèn)題。Passage:ThebankingsectorintheInnerMongoliaAutonomousRegionhasbeenwitnessingsignificantchangesduetotechnologicaladvancementsandeconomicreforms.Traditionalbanksareincreasinglyadoptingdigitalplatformstoimproveserviceefficiency,whilefintechcompaniesareenteringthemarketwithinnovativesolutions.Thegovernmenthasalsointroducedpoliciestosupportthedevelopmentoffinancialservicesinruralareas,aimingtobridgethegapbetweenurbanandruraleconomies.However,challengessuchascybersecurityrisksandregulatorycomplianceremain.IndustryexpertssuggestthatbanksshouldfocusonupgradingtheirITinfrastructureandenhancingcustomerexperiencetostaycompetitive.11.WhatisthemainfocusofthebankingsectorinInnerMongolia?A.Increasingloanapprovals.B.Adoptingdigitaltechnologies.C.Expandingruralfinancialservices.D.Strengtheningregulatorycompliance.12.WhatchallengesdobanksfaceinInnerMongolia?A.Economicstagnation.B.Cybersecurityrisks.C.Insufficientgovernmentsupport.D.Highcompetitionfromfintechfirms.13.Accordingtothepassage,whatshouldbanksdotoremaincompetitive?A.Ignoretechnologicalchanges.B.Focusonruralmarkets.C.UpgradeITinfrastructure.D.Reduceloanapprovals.14.Thegovernment’spoliciesaimtoachievewhichgoal?A.Increaseurbanwealth.B.Promoteruraldevelopment.C.Strengthenbankingregulations.D.Supportfintechcompanies.15.Whatistherelationshipbetweentraditionalbanksandfintechcompanies?A.Theyarepartners.B.Theyarecompetitors.C.Theyworkindependently.D.Theyare互補(bǔ)(complementary).第三部分：句子改錯(cuò)（共5題，每題2分，合計(jì)10分）說(shuō)明：下列句子中各有一處錯(cuò)誤，請(qǐng)指出并改正。16.Thebank’snewmobileappwillmakeeasierforcustomerstotransferfunds.→Correct:______17.Despitetheeconomicdownturn,thedemandforcreditcardshasbeenrisingsteadily.→Correct:______18.Ifwehadknownabouttheregulatorychangesearlier,wecouldhavepreparedbetter.→Correct:______19.Thecreditscoringsystemshouldbeimprovedtoreduceerrorsandincreaseaccuracy.→Correct:______20.ManysmallbusinessesinHohhotarestrugglingbecauseofthehighinterestrates.→Correct:______第四部分：翻譯填空（共5題，每題2分，合計(jì)10分）說(shuō)明：將下列中文句子翻譯成英文，并填入橫線處。21.隨著金融科技的快速發(fā)展，銀行業(yè)需要更加注重客戶(hù)體驗(yàn)?！鶷herapiddevelopmentoffintechrequiresbankstofocusmoreon______.22.為了滿(mǎn)足小微企業(yè)融資需求，銀行推出了專(zhuān)項(xiàng)貸款產(chǎn)品?！鶷omeetthefinancingneedsofsmallandmedium-sizedenterprises,thebankhaslaunched______.23.加強(qiáng)風(fēng)險(xiǎn)管理是銀行穩(wěn)健發(fā)展的關(guān)鍵?！鶶trengtheningriskmanagementis______forthebank’sstabledevelopment.24.我們計(jì)劃在玉泉區(qū)開(kāi)設(shè)新的智能銀行網(wǎng)點(diǎn)?！鶺eplantoopenanewintelligentbankbranchin______.25.政府鼓勵(lì)金融機(jī)構(gòu)加大對(duì)鄉(xiāng)村振興的支持力度?！鶷hegovernmentencouragesfinancialinstitutionstoincreasetheirsupportfor______.第五部分：完形填空（共10題，每題1分，合計(jì)10分）說(shuō)明：從下列選項(xiàng)中選出一個(gè)最合適的單詞填空。Thebankingindustryinthenorthernregionhasbeenevolvingrapidlydueto__________(26)technologicaladvancementsandeconomicpolicies.Traditionalfinancialinstitutionsarenowintegratingdigitalsolutionsto__________(27)operationalefficiency.However,theyalsofacechallengessuchas__________(28)cybersecuritythreatsandregulatorycompliance.To__________(29)this,banksmustinvestinupgradingtheirITsystemsandimprovingcustomerservice.Additionally,__________(30)withfintechstartupscanhelpthemstayaheadinthemarket.TheInnerMongoliagovernmenthasbeen__________(31)suchcollaborationsbyofferingincentives.Forsmallbusinesses,__________(32)accesstocreditremainsakeyissue.Banksneedtodevelop__________(33)financialproductstailoredtotheirneeds.Meanwhile,largecorporationsbenefitfrom__________(34)financialservicesthatsupporttheirexpansionplans.Overall,thebankingsectorintheregionis__________(35)aphaseoftransformation,whereinnovationandadaptabilityarecrucialforsurvival.A.26.A.theemergenceofB.theriseofC.thedeclineofD.thestagnationofB.27.A.reducingB.maintainingC.improvingD.complicatingC.28.A.seriousB.minorC.emergingD.decliningD.29.A.addressB.ignoreC.supportD.weakenE.30.A.partnershipsB.conflictsC.competitionsD.separationsF.31.A.encouragingB.discouragingC.ignoringD.delayingG.32.A.limitedB.easyC.expandedD.controlledH.33.A.innovativeB.traditionalC.basicD.expensiveI.34.A.comprehensiveB.limitedC.specificD.unnecessaryJ.35.A.goingthroughB.ignoringC.avoidingD.strengthening答案及解析第一部分：詞匯選擇答案1.B(complemented-金融科技與傳統(tǒng)銀行業(yè)務(wù)互補(bǔ))2.B(address-銀行應(yīng)更有效地滿(mǎn)足北方地區(qū)經(jīng)濟(jì)需求)3.B(expand-新分行旨在擴(kuò)大對(duì)中小企業(yè)的金融服務(wù))4.C(adjusted-由于監(jiān)管變化，一些銀行產(chǎn)品已被調(diào)整以符合風(fēng)險(xiǎn)管理要求)5.A(ensure-銀行CRM系統(tǒng)需要更好地確保數(shù)據(jù)安全)6.A(developing-銀行團(tuán)隊(duì)正在開(kāi)發(fā)跨境支付解決方案以提高效率)7.A(complicated-經(jīng)濟(jì)放緩使貸款審批流程更加復(fù)雜)8.B(support-為了增強(qiáng)競(jìng)爭(zhēng)力，銀行應(yīng)支持?jǐn)?shù)字化轉(zhuǎn)型)9.A(maintain-信用風(fēng)險(xiǎn)評(píng)估模型必須保持準(zhǔn)確性以避免損失)10.C(expand-與另一家區(qū)域銀行合并將擴(kuò)大該行在內(nèi)蒙的市場(chǎng)份額)第二部分：閱讀理解答案11.B(Adoptingdigitaltechnologies-文章主要討論內(nèi)蒙古銀行業(yè)采用數(shù)字技術(shù))12.B(Cybersecurit