浦發(fā)銀行重慶市北碚區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）從每題所給的四個(gè)選項(xiàng)中，選擇最符合句子語(yǔ)境的單詞填空。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquickly.A.revolutionizedB.standardizedC.complicatedD.automated2.Toenhancecustomersatisfaction,thebankshould______amorepersonalizedservicesystembasedonbigdataanalysis.A.implementB.ignoreC.postponeD.criticize3.Thenewregulatorypolicyaimsto______theriskoffinancialfraudbystrengtheningidentityverification.A.minimizeB.maximizeC.ignoreD.encourage4.ThemergerbetweentwomajorbanksinChongqinghas______themarketcompetition,leadingtomoreinnovativeproducts.A.intensifiedB.weakenedC.stabilizedD.reduced5.Thebranchmanageremphasizedtheimportanceof______compliancetoavoidlegalpenalties.A.financialB.operationalC.ethicalD.regulatory二、閱讀理解（共4題，每題3分，共12分）閱讀以下文章，根據(jù)文章內(nèi)容回答問(wèn)題。Passage:ThebankingsectorinChongqinghasbeenwitnessingsignificantchangesduetotechnologicaladvancements.Fintechcompaniesareincreasinglycollaboratingwithtraditionalbankstoofferdigitalfinancialservices.Forinstance,PudongBankhaspartneredwithalocalfintechstartuptolaunchamobilebankingappwithAI-poweredriskassessment.Thiscollaborationallowsthebanktoreachayoungercustomerbasewhileleveragingthefintechfirm’sexpertiseindataanalytics.However,regulatorychallengesremainakeyconcernforbothparties.TheChongqinggovernmentisworkingonnewguidelinestoensurefaircompetitionanddatasecurity.6.WhatisthemainpurposeofthepartnershipbetweenPudongBankandthefintechstartup?A.Toreduceoperationalcosts.B.Toexpandmarketreach.C.Todevelopnewfinancialproducts.D.Toimprovecompliance.7.Accordingtothepassage,whatisamajorchallengeforthebankingsectorinChongqing?A.Highcustomerturnover.B.Regulatorycompliance.C.Limitedtechnologicalresources.D.Reducedprofitability.8.HowdoesthemobilebankingappbenefitPudongBank?A.Itincreasesloanapprovals.B.Itattractsyoungercustomers.C.Itreducesbranchreliance.D.Itenhancesphysicalsecurity.9.WhatactionistheChongqinggovernmenttakingtoaddressindustrychallenges?A.Encouragingbankmergers.B.Streamlininglicensingprocesses.C.Implementingstricterregulations.D.Promotingtraditionalbankingservices.三、語(yǔ)法填空（共5題，每題2分，共10分）根據(jù)句子意思，用所給單詞的適當(dāng)形式填空。10.ThenewbranchinBeibeiisexpectedto______(serve)alargenumberofsmallandmedium-sizedenterprisesintheregion.11.Financialinstitutionsmustensurethattheircybersecuritymeasuresare______(adequate)toprotectcustomerdata.12.Despitetheeconomicdownturn,thebank’srevenuehas______(increase)by15%thisyear.13.TheCEOemphasizedtheneedto______(integrate)digitaltoolsintothedailyworkflowofemployees.14.Iftheloanapplicationis______(approve),thecustomerwillreceivethefundswithinthreebusinessdays.四、句子改錯(cuò)（共5題，每題2分，共10分）找出以下句子中的錯(cuò)誤并改正。15.Thebankwilllaunchanewcreditcardnextmonthwhichoffersadditionaldiscountsononlineshopping.16.Employeesarerequiredtosubmittheirexpensereportsbeforetheendoftheweek,ortheywillfacedisciplinaryaction.17.Thecompany’sfinancialperformancehasimprovedsignificantlyduringthelastquarter,althoughitstillfacessomechallenges.18.Theregulatoryauthorityhasimposedstrictpenaltiesonbanksthatfailtocomplywiththenewanti-moneylaunderingrules.19.Thecustomerserviceteamiscurrentlyunderstaffed,soweneedtohiremorepart-timeworkersassoonaspossible.五、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的選項(xiàng)填空。ThebankingindustryinChongqinghasbeenevolvingrapidlyinrecentyears.Traditionalbanksarenow______(20)morereliantontechnologytoimproveefficiencyandcustomerexperience.Forexample,PudongBankhas______(21)amobileappthatallowscustomerstotransferfunds,paybills,andapplyforloansseamlessly.However,thisdigitaltransformationhasalsobroughtnewchallenges,suchasdatasecurityrisksandtheneedforcontinuousemployeetraining.Toaddresstheseissues,thebankhas______(22)investinginadvancedcybersecuritysystemsandworkshopstoeducatestaffonthelatestregulatoryrequirements.Additionally,thebankhas______(23)partnershipswithfintechcompaniestostayaheadofthecompetition.Asaresult,PudongBankhas______(24)seenasignificantincreaseincustomersatisfactionandmarketshare.20.A.increasinglyB.traditionallyC.rarelyD.rarely21.A.launchedB.developedC.introducedD.improved22.A.beganB.continuedC.stoppedD.planned23.A.formedB.strengthenedC.weakenedD.ignored24.A.recentlyB.graduallyC.steadilyD.suddenly答案與解析一、選詞填空1.A.revolutionized（金融科技正在變革傳統(tǒng)銀行模式）2.A.implement（銀行應(yīng)實(shí)施更個(gè)性化的服務(wù)系統(tǒng)）3.A.minimize（新監(jiān)管政策旨在最小化金融欺詐風(fēng)險(xiǎn)）4.A.intensified（兩家銀行合并加劇了市場(chǎng)競(jìng)爭(zhēng)）5.D.regulatory（行長(zhǎng)強(qiáng)調(diào)合規(guī)的重要性以避免法律處罰）二、閱讀理解6.B.Toexpandmarketreach（與金融科技公司合作是為了擴(kuò)大市場(chǎng)覆蓋面）7.B.Regulatorycompliance（監(jiān)管合規(guī)是重慶銀行業(yè)的主要挑戰(zhàn)）8.B.Itattractsyoungercustomers（移動(dòng)銀行應(yīng)用吸引了年輕客戶(hù)）9.C.Implementingstricterregulations（重慶政府正在實(shí)施更嚴(yán)格的監(jiān)管政策）三、語(yǔ)法填空10.serves（動(dòng)詞原形，主語(yǔ)是thenewbranch）11.adequate（形容詞，修飾cybersecuritymeasures）12.increased（過(guò)去分詞作表語(yǔ)）13.integrate（不定式，表示目的）14.approved（過(guò)去分詞，作條件狀語(yǔ)）四、句子改錯(cuò)15.修改：Thebankwilllaunchanewcreditcardnextmonththatoffersadditionaldiscountsononlineshopping.（定語(yǔ)從句缺關(guān)系詞）16.修改：Employeesarerequiredtosubmittheirexpensereportsbytheendoftheweek,or