平安銀行天津市靜海區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）根據(jù)上下文，選擇最合適的單詞填入空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.encouragedC.limitedD.supported2.InthecontextofChina'sfinancialmarket,regulatorycomplianceis______forbankstomaintainlong-termstability.A.optionalB.mandatoryC.voluntaryD.unnecessary3.The靜海區(qū)branchofPingAnBankhas______anewmobilebankingapptoimprovecustomerservice.A.launchedB.delayedC.rejectedD.ignored4.Artificialintelligenceisincreasingly______inriskassessmentforfinancialinstitutions.A.ignoredB.appliedC.criticizedD.abandoned5.Thebank’sannualreporthighlightsitscommitmentto______sustainablegrowthintheTianjinmarket.A.achievingB.failingC.neglectingD.reducing二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:Theriseofdigitalbankinghastransformedhowcustomersinteractwithfinancialinstitutions.TraditionalbankslikePingAnareintegratingcutting-edgetechnologiessuchasblockchainandbigdataanalyticstoenhanceefficiency.However,thisshiftalsobringschallenges,includingcybersecurityrisksandregulatorycompliance.InTianjin,PingAn’s靜海區(qū)branchhasbeenattheforefrontofadoptingtheseinnovations.ByleveragingAI-drivencustomerservicetools,thebankhasreducedwaittimesandimprovedsatisfactionrates.Yet,somecriticsarguethatdigitalizationmayleadtojoblossesinthebankingsector.Balancingtechnologicaladvancementwithhuman-centricservicesremainsakeypriorityforthebank.Questions:1.Whatisthemainfocusofthepassage?A.Theimpactoffintechonjobmarkets.B.Theintegrationofdigitaltechnologiesinbanking.C.Theregulatorychallengesofdigitalbanking.D.Thedeclineoftraditionalbankingservices.2.HowdoesPingAn’s靜海區(qū)branchaddresscustomerserviceissues?A.Byincreasingbranchhours.B.ByadoptingAI-driventools.C.Byhiringmorestaff.D.Bylimitingdigitalservices.3.Accordingtothepassage,whatisamajorconcernaboutdigitalbanking?A.Higheroperationalcosts.B.Cybersecurityrisks.C.Reducedcustomerengagement.D.Regulatorynon-compliance.4.WhatdoesthepassagesuggestasakeychallengeforPingAnBank?A.Maintainingprofitability.B.Balancingtechnologyandhumaninteraction.C.Expandingintoruralmarkets.D.Attractingnewcustomers.三、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的單詞填入空格中。ThebankingsectorinChinahasundergonesignificantchangesoverthepastdecade.Withthe______(1)ofmobilepayments,thedemandfortraditionalbankingserviceshas______(2).However,bankslikePingAnhaveadaptedby______(3)digitalsolutions.Forinstance,PingAn’sTianjinoperationshave______(4)AI-poweredchatbotstohandlecustomerinquiries.Thesetoolsnotonlyimproveefficiencybutalso______(5)humanerror.Asthefinanciallandscapecontinuestoevolve,banksmustremain______(6)toemergingtrendstostaycompetitive.1.A.riseB.fallC.declineD.growth2.A.declinedB.increasedC.stabilizedD.fluctuated3.A.introducingB.ignoringC.rejectingD.reducing4.A.implementedB.abandonedC.delayedD.ignored5.A.reducesB.increasesC.causesD.ignores6.A.responsiveB.resistantC.irrelevantD.unaware四、句子改錯（共5題，每題2分，共10分）以下句子中各有一處錯誤，請找出并改正。1.Thebank’snewpolicyrequirescustomerstofillouttwoformsforeverytransaction.→______→______2.Althoughfintechhasimprovedbankingservices,italsocreatesadditionalregulatorychallenges.→______→______3.Ifthecustomerdoesnotsigntheagreement,thebankcannotprocesstheloan.→______→______4.ManybanksinTianjinhavealreadyadopteddigitalbankingsolutions,suchasmobileappsandonlineplatforms.→______→______5.Thebank’scybersecurityteammustensurethatallcustomerdataisstoredsecurelyandprotectedfromunauthorizedaccess.→______→______五、翻譯（共5題，每題2分，共10分）將以下中文句子翻譯成英文。1.平安銀行靜海區(qū)分行致力于提升客戶體驗和服務質量?！鷂_____2.金融科技的發(fā)展正在重塑銀行業(yè)的服務模式?！鷂_____3.天津市對綠色金融的支持政策有助于推動可持續(xù)發(fā)展?！鷂_____4.銀行需要加強風險管理以應對市場波動?！鷂_____5.人工智能在信貸審批中的應用可以提高效率并降低成本?！鷂_____答案與解析一、選詞填空1.A.forced解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)不得不適應和創(chuàng)新。2.B.mandatory解析：在中國金融市場背景下，合規(guī)性對銀行維持長期穩(wěn)定是強制性的要求。3.A.launched解析：平安銀行靜海區(qū)分行推出了一款新的移動銀行應用程序以改善客戶服務。4.B.applied解析：人工智能越來越多地應用于金融機構的風險評估中。5.A.achieving解析：銀行年報強調了其在天津市場實現(xiàn)可持續(xù)增長的承諾。二、閱讀理解1.B.Theintegrationofdigitaltechnologiesinbanking.解析：文章主要討論了數(shù)字技術如何改變銀行業(yè)務。2.B.ByadoptingAI-driventools.解析：文章提到靜海區(qū)分行利用AI驅動的客服工具提升服務。3.B.Cybersecurityrisks.解析：文章指出數(shù)字化可能帶來的主要問題是網(wǎng)絡安全風險。4.B.Balancingtechnologyandhumaninteraction.解析：文章提到銀行需要在技術和人性化服務之間取得平衡。三、完形填空1.A.rise2.A.declined3.A.introducing4.A.implemented5.A.reduces6.A.responsive四、句子改錯1.→requires→need解析：政策要求客戶每筆交易填寫兩張表格，應為“need”而非“requires”。2.→Although→Though解析：語法錯誤，應使用“though”替代“Although”。3.→doesnot→doesn’t解析：句子應為一般現(xiàn)在時，應為“doesn’t”而非“doesnot”。4.→have→has解析：主語“Manybanks”為復數(shù)，謂語應為“has”而非“have”。5.→stored→tobestored解析：應為被動語態(tài)，應為“tobestored”而非“stored”。五、翻譯1.PingAnBank’sJinghaiDistrictBranchiscommittedtoenhancingcustomerexperienceandservicequality.2.Thedevelopmentoffintechisreshapingtheservicemodelsofthebankingindustry.3.Tianjin’ssupportpolici