招商銀行包頭市九原區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，合計(jì)10分）背景提示：本題圍繞銀行業(yè)務(wù)、金融科技、區(qū)域經(jīng)濟(jì)發(fā)展等主題設(shè)計(jì)，結(jié)合包頭市九原區(qū)產(chǎn)業(yè)特點(diǎn)（如新能源、裝備制造、稀土產(chǎn)業(yè)等）。1.TherapiddevelopmentofgreenfinanceinBayanqolDistricthas__________thelocaleconomy'ssustainability,reducingcarbonemissionswhileboostingindustrialgrowth.A.facilitatedB.deterioratedC.marginalizedD.complicated2.To__________theimpactofeconomicfluctuations,banksmustadoptmoreflexibleriskmanagementstrategies,especiallyinregionslikeBayanqolwithvolatileindustrialoutput.A.mitigateB.exacerbateC.validateD.postpone3.ThedigitaltransformationoffinancialservicesinInnerMongoliahas__________traditionalbankingmodels,requiringworkforceretrainingtoadapttoAI-drivenoperations.A.revolutionizedB.standardizedC.diversifiedD.centralized4.Thegovernment’sincentivepoliciesforrenewableenergyprojectsinBayanqolhave__________privatesectorinvestment,acceleratingtheshifttowardgreenenergy.A.hamperedB.stimulatedC.overlookedD.constrained5.Despitethechallengesinintegratingblockchaintechnologyintobankingsystems,thepotentialto__________transactiontransparencyremainshighlypromisingforbanksinregionslikeBayanqol.A.undermineB.enhanceC.postponeD.diminish二、閱讀理解（共4題，每題3分，合計(jì)12分）背景提示：文章節(jié)選自2023年包頭市九原區(qū)金融科技創(chuàng)新報(bào)告，涉及區(qū)域銀行業(yè)數(shù)字化轉(zhuǎn)型、普惠金融等議題。Passage：ThefinancialsectorinBayanqolDistricthasundergonesignificanttransformationsinrecentyears,drivenbythegovernment’spushfordigitalbankinginitiatives.Localbanks,includingbranchesofChinaMerchantsBankandIndustrialandCommercialBankofChina,haveprioritizedmobile-firstservicestocatertothegrowingtech-savvypopulation.However,challengespersist,suchasthedigitaldivideamongelderlyresidentsandsmall-scalemanufacturers.Toaddresstheseissues,theregionalgovernmenthaspartneredwithfintechcompaniestodeveloplow-codeplatforms,enablingbusinessestocustomizefinancialsolutionswithoutheavyrelianceonITinfrastructure.TheintegrationofAI-drivencreditassessmenttoolshasalsoimprovedloanapprovalefficiency,particularlyforSMEsintheequipmentmanufacturingsector.6.WhatistheprimaryfocusofthefinancialsectorinBayanqolDistrict?A.Traditionalbankingmodelsremaindominant.B.Mobilebankingservicesarerapidlyexpanding.C.Largeenterprisesreceivemostfinancialsupport.D.Governmentsubsidiesreplaceprivateinvestments.7.Accordingtothepassage,whatisamajorchallengeindigitalbankingadoption?A.HighcostsofITinfrastructure.B.Limitedgovernmentincentives.C.Asignificantelderlypopulation.D.Excessiveregulatoryscrutiny.8.Howhavefintechcompaniescontributedtolocalbusinesses?A.Byimposingstrictloanconditions.B.Byofferingspecializedfinancialtraining.C.Bysimplifyingfinancialsolutioncustomization.D.Byreplacingtraditionalbanksentirely.9.WhatbenefitdoesAI-drivencreditassessmentprovide?A.Itincreasesloanrejectionrates.B.Itslowsdownapprovalprocesses.C.ItenhancesefficiencyforSMEs.D.Itfavorslargecorporationsoversmallones.三、完形填空（共5題，每題2分，合計(jì)10分）背景提示：段落主題為銀行業(yè)在支持包頭市九原區(qū)新興產(chǎn)業(yè)發(fā)展中的作用，涉及供應(yīng)鏈金融、跨境業(yè)務(wù)等。ThebankingsectorinBayanqolDistrictplaysapivotalroleinfosteringindustrialgrowth,particularlyintherenewableenergyandrareearthmaterialsectors.__________(10),bankslikeChinaMerchantsBankhaveintroducedsupplychainfinanceprogramstoensuresmoothcashflowforSMEsinvolvedinrareearthprocessing.Theseprograms__________(11)byprovidingshort-termloansbasedonprocurementandsalesdata,reducingtheneedforcollateral.Additionally,thedistrict’sstrategiclocationnearChina’snorthernborder__________(12)opportunitiesforcross-bordertradefinance,withbanksfacilitatingtransactionsincurrenciesliketheRMBandUSdollar.__________(13),regulatorycomplianceremainsakeyhurdle,asbanksmustbalanceinnovationwithstrictanti-moneylaunderingmeasures.__________(14),thepotentialforcollaborationbetweenbanksandlocalenterprisesisvast,especiallyasthegovernmentpushesforhighervalue-addedindustries.10.A.HoweverB.MoreoverC.NeverthelessD.Similarly11.A.operateB.functionC.expandD.develop12.A.createsB.limitsC.complicatesD.diminishes13.A.ThusB.DespiteC.HoweverD.Therefore14.A.EventuallyB.NeverthelessC.ConsequentlyD.Moreover四、句子改錯(cuò)（共4題，每題3分，合計(jì)12分）背景提示：題目涉及銀行業(yè)務(wù)英語(yǔ)表達(dá)，考察語(yǔ)法和術(shù)語(yǔ)準(zhǔn)確性。15.Thebank’snewcreditpolicywilltakeeffectfromthefirstdayofnextmonthandwillnotallowanylatepaymentswithoutpriorapproval.→()__________16.DuetothehighdemandforgreenbondsinBayanqol,thecommercialbankshaveallocatedadditionalfundstosupportrenewableenergyprojects.→()__________17.Theregulatoryauthorityrequiresallfinancialinstitutionstoreporttheirtransactiondetailstothecentraldatabasewithin24hoursofcompletion.→()__________18.Ourfirmhasbeencollaboratingwithlocalmanufacturerstodevelopcustomizedfinancialsolutions,whichmeettheirspecificcashflowneeds.→()__________五、翻譯填空（共5題，每題3分，合計(jì)15分）背景提示：中文段落涉及包頭市九原區(qū)銀行業(yè)數(shù)字化轉(zhuǎn)型政策，需翻譯為英文。中文：為推動(dòng)九原區(qū)銀行業(yè)高質(zhì)量發(fā)展，包頭市政府出臺(tái)了一系列支持政策，包括對(duì)采用金融科技的企業(yè)提供稅收優(yōu)惠，鼓勵(lì)銀行與科技公司合作開(kāi)發(fā)智能風(fēng)控系統(tǒng)，并設(shè)立專項(xiàng)基金用于中小企業(yè)的供應(yīng)鏈金融業(yè)務(wù)。這些措施旨在降低融資門(mén)檻，提升服務(wù)效率，為區(qū)域經(jīng)濟(jì)轉(zhuǎn)型升級(jí)提供有力支撐。TranslateintoEnglish(fillinblanks):To__________(19)thehigh-qualitydevelopmentofthebankingsectorinBayanqolDistrict,thelocalgovernmenthasintroducedaseriesof__________(20)policies,suchasofferingtaxincentivestoenterprisesadoptingfintechsolutions.__________(21),banksareencouragedtocollaboratewithtechfirmstodevelop__________(22)creditriskassessmentsystems.Additionally,a__________(23)fundhasbeenestablishedtosupportsupplychainfinanceforSMEs.Thesemeasuresaimto__________(24)financingbarriersandimproveserviceefficiency,providingrobustsupportforthedistrict’seconomictransformation.答案與解析一、選詞填空1.A(facilitated)–解析：greenfinance促進(jìn)可持續(xù)發(fā)展，故選facilitated（促進(jìn)）。2.A(mitigated)–解析：fluctuations（波動(dòng)）需mitigate（緩解），其他選項(xiàng)與句意相反。3.A(revolutionized)–解析：digitaltransformation（數(shù)字化轉(zhuǎn)型）徹底改變了傳統(tǒng)模式，revolutionized（革命化）最符合語(yǔ)境。4.B(stimulated)–解析：incentivepolicies（激勵(lì)政策）刺激投資，stimulated（刺激）正確。5.B(enhance)–解析：blockchaintechnology（區(qū)塊鏈技術(shù)）提升透明度，enhance（增強(qiáng)）符合文意。二、閱讀理解6.B–解析：文章首段明確指出mobile-firstservices（移動(dòng)優(yōu)先服務(wù)）是重點(diǎn)。7.C–解析：末段提到elderlyresidents（老年人口）的數(shù)字鴻溝問(wèn)題。8.C–解析：第二段提及l(fā)ow-codeplatforms（低代碼平臺(tái)）簡(jiǎn)化金融解決方案定制。9.C–解析：第三段說(shuō)明AI-drivencreditassessment（AI信用評(píng)估）提高SME貸款效率。三、完形填空10.B(Moreover)–解析：承接上文，強(qiáng)調(diào)銀行支持作用，moreover（此外）合適。11.B(function)–解析：supplychainfinanceprograms（供應(yīng)鏈金融項(xiàng)目）運(yùn)作，function（運(yùn)作）正確。12.A(c