興業(yè)銀行北海市海城區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustrytoadaptandinnovate.A.forcedB.encouragedC.limitedD.supported2.Despitetheeconomic__________,thebankhasmaintainedsteadygrowthinthenorthernregion.A.recessionB.boomC.stabilityD.inflation3.Ourteamneedstoenhance__________communicationtoimproveserviceefficiencyincoastalareaslikeBeihai.A.internalB.externalC.financialD.technological4.Thenewpolicyaimsto__________financialinclusionbyreducingruralservicebarriers.A.promoteB.hinderC.delayD.neglect5.Thebank’ssustainabilitystrategyfocuseson__________environmentalimpactthroughgreenfinancing.A.minimizingB.maximizingC.ignoringD.exaggerating二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseoffintechhastransformedthebankingsector,particularlyincoastalregionslikeBeihai.Traditionalbanksfacechallengesincompetingwithagilestartups,buttheyalsoseeopportunitiesinintegratingdigitalsolutions.Forinstance,興業(yè)銀行haslaunchedamobilebankingapptailoredtotheneedsofmarine-relatedindustriesinGuangxi.Theappoffersreal-timetradefinanceandcurrencyconversiontools,whicharecrucialforsmallbusinessesengagedincross-bordershipping.However,thebankmustalsoaddresscybersecurityrisksassociatedwithdigitalplatforms.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission,30%offinancialinstitutionsinsouthernChinareportedincreasedcyberthreatsinthepastyear.Thus,whiledigitizationdrivesefficiency,italsodemandsstrictersecuritymeasures.1.Whatisthemainfocusofthepassage?A.Theimpactoffintechoncoastalbanking.B.TheeconomicgrowthofBeihai.C.Thechallengesofcross-bordertrade.D.TheroleofmarineindustriesinGuangxi.2.Accordingtothepassage,whatproblemdoes興業(yè)銀行face?A.Lowcustomersatisfaction.B.Cybersecuritythreats.C.Highoperationalcosts.D.Lackofdigitaltools.3.Whyisthemobilebankingappimportantformarinebusinesses?A.Itofferslow-interestloans.B.Itprovidestradefinanceandcurrencyconversion.C.Itfacilitatesjobrecruitment.D.Itsupportsmaritimeresearch.4.WhatdoesthepassagesuggestaboutthefutureofbankinginsouthernChina?A.Traditionalbankswilldominatethemarket.B.Fintechwillreplacetraditionalbanking.C.Banksmustbalancedigitizationandsecurity.D.Cyberthreatswilldisappear.三、完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththemostsuitablewordsfromthelist.|1.______|2.increasingly|3.despite|4.innovative|5.efficiency||-|-|--|--|--|ThebankingsectorinBeihaihas__________(1)modernizeditsservices.__________(2)theriseofonlinebanking,traditionalfinancialinstitutionslike興業(yè)銀行must__________(3)toremaincompetitive.Forexample,thebankhasintroducedAI-poweredchatbotstoenhance__________(4)incustomerservice.Thesetechnologiesnotonlyreducewaitingtimesbutalsoimproveaccuracy.However,__________(5)challengespersist,suchasadaptingtochangingregulatoryrequirements.Thus,continuousimprovementisessentialforlong-termsuccess.四、語法填空（共5題，每題2分，共10分）directions:Fillineachblankwiththecorrectformofthewordgiveninparentheses.1.ThenewbranchinBeihaiaimsto__________(serve)smallbusinessesinthecoastalarea.2.Ourcompany’sfinancialperformancehas__________(improve)steadilyoverthepastthreeyears.3.Employeesshould__________(attend)alltrainingsessionstoenhancetheirprofessionalskills.4.Thebank’sdigitaltransformationstrategyis__________(benefit)bothcustomersandstaff.5.Ifyou__________(have)anyquestions,pleasecontactthecustomerservicedepartment.五、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.該銀行在海城區(qū)設(shè)有多個服務(wù)網(wǎng)點，以滿足當?shù)鼐用竦男枨?。ThebankhassetupseveralserviceoutletsinHaichengDistrictto__________theneedsoflocalresidents.2.為了促進區(qū)域經(jīng)濟發(fā)展，興業(yè)銀行積極支持北海市的中小企業(yè)。To__________regionaleconomicdevelopment,IndustrialBankactivelysupportssmallandmedium-sizedenterprisesinBeihaiCity.3.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對市場競爭的關(guān)鍵舉措。Digitaltransformationisa__________measureforthebankingindustrytorespondtomarketcompetition.4.該政策旨在提高農(nóng)村地區(qū)的金融服務(wù)覆蓋率。Thepolicyaimsto__________thecoverageoffinancialservicesinruralareas.5.銀行通過綠色信貸幫助企業(yè)和個人實現(xiàn)可持續(xù)發(fā)展。Thebankhelpsbusinessesandindividualsachievesustainabledevelopmentthrough__________financing.答案與解析一、選詞填空1.A.forced解析：Digitalbanking的發(fā)展迫使傳統(tǒng)金融業(yè)適應(yīng)和創(chuàng)新。2.A.recession解析：經(jīng)濟衰退背景下，銀行業(yè)仍保持穩(wěn)定增長，形成對比。3.A.internal解析：加強內(nèi)部溝通有助于提升沿海地區(qū)的服務(wù)效率。4.A.promote解析：新政策旨在通過減少農(nóng)村服務(wù)壁壘來促進普惠金融。5.A.minimizing解析：銀行通過綠色金融減少環(huán)境負面影響。二、閱讀理解1.A.Theimpactoffintechoncoastalbanking.解析：全文圍繞金融科技對沿海銀行業(yè)的影響展開。2.B.Cybersecuritythreats.解析：文中提到銀行面臨網(wǎng)絡(luò)安全風險，需加強防護。3.B.Itprovidestradefinanceandcurrencyconversion.解析：移動銀行APP為海洋企業(yè)提供貿(mào)易融資和貨幣兌換功能。4.C.Banksmust