廣發(fā)銀行長(zhǎng)沙市雨花區(qū)2025秋招筆試英文行測(cè)高頻題含答案英文行測(cè)高頻題（金融行業(yè)·長(zhǎng)沙市雨花區(qū)）一、選詞填空（共5題，每題2分，共10分）題干背景：結(jié)合銀行業(yè)務(wù)特點(diǎn)及長(zhǎng)沙雨花區(qū)經(jīng)濟(jì)發(fā)展趨勢(shì)設(shè)計(jì)題目。1.Thelocalbankplansto______thefinancialliteracyprograminunderservedcommunitiesby2026toimprovecustomerengagement.A.expandB.implementC.reviseD.evaluate答案：B解析：句意強(qiáng)調(diào)銀行計(jì)劃“實(shí)施”該計(jì)劃，implement最符合語(yǔ)境。2.Despiteeconomicfluctuations,thebank'srevenueinChangsha'sYuhuaDistricthasshownasteady______duetoincreaseddigitalbankingadoption.A.declineB.fluctuationC.growthD.stagnation答案：C解析：句意說(shuō)明業(yè)務(wù)穩(wěn)定增長(zhǎng)，growth最貼切。3.Thebranchmanagerneedsto______theloanapprovalprocesstoreduceapprovaltimeswithoutcompromisingriskmanagement.A.streamlineB.complicateC.optimizeD.postpone答案：A解析：“簡(jiǎn)化流程”符合銀行業(yè)務(wù)效率提升需求。4.Thebank'smarketingcampaignshould______theimportanceofcreditscoresinsecuringfavorablemortgagerates.A.highlightB.minimizeC.ignoreD.exaggerate答案：A解析：強(qiáng)調(diào)信用分?jǐn)?shù)的重要性符合銀行風(fēng)險(xiǎn)控制策略。5.ToattractmoreyoungprofessionalsinYuhua,thebankshould______itsmobileappinterfaceforbetteruserexperience.A.retainB.modernizeC.simplifyD.customize答案：B解析：結(jié)合長(zhǎng)沙年輕化趨勢(shì)，modernize更符合市場(chǎng)需求。二、閱讀理解（共4題，每題3分，共12分）題干背景：聚焦長(zhǎng)沙雨花區(qū)金融科技政策及銀行數(shù)字化轉(zhuǎn)型案例。Passage:TheYuhuaDistrictGovernmentrecentlyannouncedapilotprogramtoencouragebankstoadoptblockchaintechnologyfortradefinance.Theinitiativeaimstoreducepaperworkandfraudrisksbydigitizingtransactionrecords.LeadingbankslikeICBCandCCBhavealreadypartneredwithlocaltechfirmstodevelopsmartcontracts.However,challengesremain,includingregulatorycomplianceandstafftraining.6.Whatisthemainpurposeofthegovernment'spilotprogram?A.Toincreasepaperusageinbanking.B.Topromotedigitaltradefinance.C.Toreducebankprofits.D.Totrainbankemployees.答案：B解析：文中明確指出政策目標(biāo)是數(shù)字化貿(mào)易金融。7.Whichbanksarementionedasparticipatingintheprogram?A.BankofChinaandAgriculturalBankofChina.B.IndustrialBankandChinaMerchantsBank.C.ICBCandCCB.D.PingAnBankandChinaEverbrightBank.答案：C解析：文中僅提及ICBC和CCB。8.Whatchallengesarementionedinthepassage?A.Lowcustomerdemand.B.Regulatorycomplianceandstafftraining.C.Hightransactionfees.D.Lackofgovernmentsupport.答案：B解析：文中明確指出合規(guī)和培訓(xùn)是難點(diǎn)。9.Whatdoesthephrase"smartcontracts"likelyreferto?A.Contractswrittenbysmartemployees.B.Contractsthatareautomaticallyenforcedbytechnology.C.ContractsthatareonlyvalidinYuhuaDistrict.D.Contractsthatareprintedonsmartpaper.答案：B解析：智能合約是區(qū)塊鏈技術(shù)的應(yīng)用，自動(dòng)執(zhí)行合同條款。三、完形填空（共5題，每題2分，共10分）題干背景：結(jié)合長(zhǎng)沙雨花區(qū)商業(yè)銀行網(wǎng)點(diǎn)轉(zhuǎn)型及客戶服務(wù)理念。ThemodernbankinglandscapeinChangsha'sYuhuaDistrictrequiresbankstobalanceefficiencywithcustomer-centricity.While______(10)digitalplatformsforremoteservices,traditionalbranchesmuststill______(11)personalizedfinancialadvice.Forinstance,areportbyHunanProvincialBankersAssociationshowsthat68%ofcustomerspreferface-to-faceconsultationsforwealthmanagement.Therefore,banksneedto______(12)bothonlineandofflinechannelstomeetdiverseneeds.Additionally,trainingstafftohandlecomplexproductslikeinsuranceandloansis______(13)toreduceerrors.Withoutsuchefforts,banksmaylosetheircompetitiveedgeinamarketwhere______(14)fintechfirmsareemerging.10.A.developingB.abandoningC.optimizingD.replacing答案：A解析：句意強(qiáng)調(diào)銀行需“發(fā)展”數(shù)字化平臺(tái)。11.A.eliminateB.emphasizeC.overlookD.reduce答案：B解析：保留傳統(tǒng)服務(wù)體現(xiàn)客戶導(dǎo)向。12.A.integrateB.separateC.ignoreD.limit答案：A解析：“整合”渠道是行業(yè)趨勢(shì)。13.A.unnecessaryB.optionalC.criticalD.optional答案：C解析：培訓(xùn)對(duì)業(yè)務(wù)準(zhǔn)確性至關(guān)重要。14.A.aggressiveB.conservativeC.decliningD.stagnant答案：A解析：金融科技公司競(jìng)爭(zhēng)激烈。四、改錯(cuò)題（共5題，每題2分，共10分）題干背景：檢測(cè)考生對(duì)銀行業(yè)務(wù)術(shù)語(yǔ)的準(zhǔn)確性。1.Theloanofficer______tosignthedocumentsimmediately,butthecustomer______toreviewthemfirst.→Correct:Theloanofficerinsistedtosignthedocumentsimmediately,butthecustomerinsistedtoreviewthemfirst.解析：insist后需加on/that從句，原句缺少介詞/從句。2.Ourcreditscoringmodelassessesaborrower’sriskbasedontheirincome,debt,andcredithistory.→Correct:Ourcreditscoringmodelassessesaborrower’sriskbasedontheirincome,debt,andcredithistory.解析：句子正確。3.Thebankwillbeliableforanyfraudulenttransactionsifcustomersdon’treportthemwithin48hours.→Correct:Thebankwillbeliableforanyfraudulenttransactionsifcustomersfailtoreportthemwithin48hours.解析：don’treport應(yīng)改為failtoreport。4.Theregulatorycomplianceteamworkscloselywiththelegaldepartmenttoensurealltransactionsconformtobankinglaws.→Correct:Theregulatorycomplianceteamworkscloselywiththelegaldepartmenttoensurealltransactionsconformtobankinglaws.解析：句子正確。5.Thebranchmanagersuggestedtoreduceoperatingcostsbyeliminatingunnecessarypaperwork.→Correct:Thebranchmanagersuggestedreducingoperatingcostsbyeliminatingunnecessarypaperwork.解析：suggest后需跟動(dòng)名詞形式。五、句子重組成文（共1題，10分）題干背景：測(cè)試邏輯思維及銀行業(yè)務(wù)描述能力。Paragraph:TheYuhuaDistrictisarapidlygrowingurbanareainChangsha,withahighconcentrationofSMEs.Localbankshavebeenstrugglingtomeettheirfinancingneeds.Digitalbankingsolutionshaveemergedasaviableoption.Thesesolutionscanstreamlineloanapplicationsandreduceapprovaltimes.However,smallbusinessesstillfacechallengesinaccessingcredit.Banksmustinnovatetobridgethisgap.Instructions:Rearrangethesentencestoformacoherentparagraph.答案：1.TheYuhuaDistrictisarapidlygrowingurbanareainChangsha,withahighconcentrationofSMEs.2.Localbankshavebeenstrugglingtomeettheirfinancingneeds.3.Digitalbankingsolutionshaveemergedasaviableoption.4.Thesesolutionscanstreamlineloanapplicationsandreduceapprovaltimes.5.However,smallbusinessesstillfacechallengesinaccessingcredit.6.Banksmustinnovatetobridgethisgap.解析：按照邏輯順序：背景→問題→解決方案→挑戰(zhàn)→對(duì)策。六、翻譯題（共2題，每題5分，共10分）題干背景：考察銀行業(yè)務(wù)英語(yǔ)表達(dá)。1.將“為支持長(zhǎng)沙雨花區(qū)小微企業(yè)融資，我行推出專項(xiàng)信貸計(jì)劃?！狈g為英文。答案：TosupportSMEfinancinginChangsha'sYuhu