平安銀行上海市青浦區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：以下題目結(jié)合銀行業(yè)務(wù)及上海市青浦區(qū)發(fā)展背景設(shè)置）1.Therapidgrowthoffintechhas__________thetraditionalbankingsectortoinnovateandadapttothechangingmarketdemands.A.compelledB.facilitatedC.underminedD.reinforced2.Shanghai'sQingpuDistrictaimsto__________itseconomiccompetitivenessbyattractingmorehigh-techindustriesandstartups.A.enhanceB.diminishC.postponeD.neglect3.Toensurecompliancewithfinancialregulations,banksmust__________strictinternalcontrolsandriskmanagementprocedures.A.implementB.ignoreC.undermineD.postpone4.Thedigitaltransformationofbankingserviceshas__________customerengagementandoperationalefficiency.A.deterioratedB.improvedC.delayedD.complicated5.TheCOVID-19pandemichas__________theimportanceofremoteworkanddigitalinfrastructureinthefinancialindustry.A.highlightedB.minimizedC.overlookedD.dismissed二、閱讀理解（共4題，每題3分，共12分）（注：文章節(jié)選自銀行業(yè)數(shù)字化轉(zhuǎn)型及上海市青浦區(qū)經(jīng)濟(jì)發(fā)展相關(guān)報(bào)道）Passage:Shanghai'sQingpuDistricthasemergedasakeyhubforfinancialtechnology(fintech)innovation,attractingmajorbanksandtechfirmstoestablishtheirR&Dcenters.Thedistrictofferstaxincentives,streamlinedregulatoryapprovals,andstate-of-the-artinfrastructuretofosterdigitalbankingsolutions.平安銀行(PingAnBank)hasrecentlyinvested$50millioninanewfintechparkinQingpu,focusingonAI-drivencreditassessmentandblockchain-basedpaymentsystems.Thismovealignswiththebank'sstrategytoreducerelianceontraditionalbankingmodelsandenhancecustomerexperiencethroughcutting-edgetechnology.Thegovernmentexpectsthefintechsectortocontribute20%ofthedistrict'sGDPby2027,furthersolidifyingQingpu'spositionasafinancialinnovationcenterinChina.1.Whatistheprimarypurposeofthepassage?A.TocriticizetheslowgrowthoffintechinQingpu.B.TohighlightQingpu'seffortstopromotefintechdevelopment.C.TocomparefintechhubsinShanghaiandotherChinesecities.D.Toargueagainstthegovernment'sinvestmentinfintech.2.Howdoes平安銀行benefitfromitsinvestmentinQingpu?A.Itreducesitsoperationalcosts.B.Itgainsaccesstoadvancedfintechsolutions.C.Itexpandsitsmarketshareinruralareas.D.Itimprovesitsregulatorycompliance.3.WhatdoesthegovernmentexpectregardingthefintechsectorinQingpu?A.Adeclineinitseconomiccontribution.B.Astagnationinitsgrowth.C.AsignificantincreaseinGDPcontribution.D.Areductionintaxincentives.4.Whatisthemainfocusof平安銀行的newfintechpark?A.Traditionalbankingservices.B.AIandblockchainapplications.C.Ruralfinancialinclusion.D.Regulatorycompliance.三、完形填空（共5題，每題2分，共10分）（注：段落主題為銀行業(yè)客戶服務(wù)與管理）ThebankingsectorinShanghai'sQingpuDistricthasundergonesignificantchangesinrecentyears,drivenbytechnologicaladvancementsandevolvingcustomerexpectations.Asdigitalbankingbecomesthenorm,traditionalbanksmust__________theirservicemodelstomeetthedemandsofyounger,tech-savvyclients.平安銀行,forinstance,hasintroducedmobile-firstsolutions,allowingcustomerstoperformtransactions,applyforloans,andaccessfinancialadvicewithjustafewtapsontheirsmartphones.Additionally,thebankhas__________AI-poweredchatbotstohandleroutineinquiries,freeinghumanagentstofocusoncomplexcases.However,despitetheseefforts,somecustomersstill__________thelackofpersonalizedinteractionindigitalbanking.Toaddressthis,平安銀行has__________ahybridmodelthatcombinesonlineandofflineservices,ensuringcustomerscanchoosethemostconvenientoption.Thesuccessofthisapproachwilldependonhowwellthebank__________customerfeedbackandadaptstoemergingtrends.1.A.adaptB.ignoreC.dismissD.resist2.A.deployedB.ignoredC.abandonedD.delayed3.A.complainaboutB.appreciateC.overlookD.acknowledge4.A.implementedB.underminedC.postponedD.neglected5.A.collectsB.ignoresC.analyzesD.dismisses四、句子改錯(cuò)（共5題，每題2分，共10分）（注：題目涉及銀行業(yè)務(wù)及英語語法）1.Thebank'snewcreditpolicywilltakeeffectfromnextmonthanditrequiresallborrowerstosubmitadditionaldocuments.→[]2.Despitetheeconomicdownturn,thefintechindustryinQingpucontinuestogrowatarapidpacebecausetherearemanyopportunitiesforinnovation.→[]3.Ifacustomerfailstopaytheirloanontime,thebankmayimposepenaltiesandtheinterestratewillincreasesignificantly.→[]4.Theregulatoryauthorityhasissuednewguidelinestoensurethatfinancialinstitutionsprotecttheircustomers'dataandalsocomplywithanti-moneylaunderinglaws.→[]5.平安銀行'sdigitalbankingplatformisuser-friendlyanditallowscustomerstotransfermoneyacrossborderswithoutanydifficulty.→[]五、翻譯填空（共5題，每題2分，共10分）（注：中文句子翻譯成英文，內(nèi)容與銀行業(yè)務(wù)相關(guān)）1.為提升客戶體驗(yàn)，平安銀行計(jì)劃推出24小時(shí)智能客服系統(tǒng)?！鶷hebankplanstolauncha__________customerservicesystemtoimprove__________.2.上海市青浦區(qū)計(jì)劃吸引更多金融機(jī)構(gòu)，以促進(jìn)當(dāng)?shù)亟?jīng)濟(jì)發(fā)展。→QingpuDistrictaimstoattractmore__________toboost__________.3.銀行必須遵守反洗錢法規(guī)，以防止金融犯罪?！鶥anksmust____________________toprevent__________.4.數(shù)字化轉(zhuǎn)型使銀行業(yè)務(wù)效率大幅提高?！鶷hedigitaltransformationhas____________________efficiencyinthebankingsector.5.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)?！鶦ustomersatisfactionisa____________________formeasuring__________.答案與解析一、選詞填空1.A.compelled解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場(chǎng)需求。compel（迫使）符合語境。2.A.enhance解析：青浦區(qū)旨在提升經(jīng)濟(jì)競(jìng)爭(zhēng)力。enhance（增強(qiáng)）最符合文意。3.A.implement解析：銀行必須實(shí)施嚴(yán)格的內(nèi)部控制和風(fēng)險(xiǎn)管理程序。implement（實(shí)施）正確。4.B.improved解析：數(shù)字化轉(zhuǎn)型提升了客戶參與度和運(yùn)營效率。improved（改善）符合文意。5.A.highlighted解析：疫情凸顯了遠(yuǎn)程工作和數(shù)字基礎(chǔ)設(shè)施的重要性。highlighted（強(qiáng)調(diào)）正確。二、閱讀理解1.B.TohighlightQingpu'seffortstopromotefintechdevelopment.解析：文章主要介紹青浦區(qū)如何推動(dòng)金融科技發(fā)展。2.B.Itgainsaccesstoadvancedfintechsolutions.解析：平安銀行投資新園區(qū)是為了利用AI和區(qū)塊鏈技術(shù)。3.C.AsignificantincreaseinGDPcontribution.解析：政府預(yù)計(jì)金融科技將貢獻(xiàn)20%的GDP。4.B.AIandblockchainapplications.解析：平安銀行園區(qū)專注于AI和區(qū)塊鏈技術(shù)。三、完形填空1.A.adapt2.A.deployed3.A.complainabout4.A.implemented5.C.analyzes四、句子改錯(cuò)1.→Thebank'snewcreditpolicywilltakeeffectfromnextmonth,anditrequiresallborrowerstosubmitadditionaldocuments.解析：添加逗號(hào)使句子結(jié)構(gòu)更清晰。2.→Despitetheeconomicdownturn,thefintechindustryinQingpucontinuestogrowatarapidpacebecausetherearemanyopportunitiesforinnovation.解析：刪除重復(fù)的because。3.→Ifacustomerfailstopaytheirloanontime,thebankmayimposepenalties,andtheinterestratewillincreasesignificantly.解析：添加逗號(hào)分隔兩個(gè)獨(dú)立分句。4.→Theregulatoryauthorityhasissuednewguidelinestoensurethatfinancialinstitutionsprotecttheir