中信銀行西安市雁塔區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thebankingindustrytoadapttodigitaltransformation.A.compelledB.facilitatedC.underminedD.neglected2.西安作為中國西部的重要金融中心，______agrowingnumberofinternationalbankstoestablishbrancheshere.A.attractsB.repelsC.ignoresD.distracts3.Ourteamneedsto______themarkettrendstoensureourproductsmeetcustomerdemands.A.ignoreB.analyzeC.exaggerateD.minimize4.Thenewpolicyaimsto______loandefaultsbystrengtheningcreditevaluation.A.reduceB.expandC.delayD.promote5.Thebank’smobileapphas______userengagementsinceitslastupdate.A.declinedB.increasedC.stabilizedD.fluctuated6.Inthecurrenteconomicclimate,businessesmust______theircoststoremaincompetitive.A.reduceB.ignoreC.inflateD.allocate7.The______ofblockchaintechnologyhasraisedconcernsaboutdatasecurityinbanking.A.adoptionB.rejectionC.limitationD.criticism8.Thebranchmanageremphasizedtheimportanceof______compliancetoavoidlegalpenalties.A.financialB.operationalC.regulatoryD.commercial9.Themergerwill______thebank’smarketshareintheretailsector.A.weakenB.strengthenC.diminishD.eliminate10.Thebank’ssustainabilityreporthighlightsitseffortsto______environmentalimpact.A.minimizeB.maximizeC.ignoreD.enhance二、閱讀理解（共4題，每題2分，共8分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseofdigitalbankinghastransformedthefinanciallandscapein西安.TraditionalbankslikeChinaCITICBankareincreasinglyintegratingAIandbigdataintotheiroperationstoenhancecustomerexperience.However,thisshifthasalsobroughtchallenges,suchascybersecurityrisksandregulatorycompliance.Thebank’srecentstrategyfocusesonthreekeyareas:improvingmobilebankingservices,expandingitsfintechpartnerships,andstrengtheningriskmanagement.Byleveragingadvancedtechnologies,thebankaimstoattractyoungercustomerswhilemaintainingtrustinahighlycompetitivemarket.1.WhatisthemainfocusofChinaCITICBank’srecentstrategy?A.Reducingloandefaults.B.Enhancingdigitalbankingservices.C.Increasingmarketshareinthecorporatesector.D.Strengtheningregulatorycompliance.2.Whatchallengesdoesdigitalbankingposetotraditionalbanks?A.Higheroperationalcosts.B.Cybersecurityrisksandregulatoryissues.C.Reducedcustomerengagement.D.Decreasedprofitability.3.Howdoesthebankplantoattractyoungercustomers?A.Byofferinglowerinterestrates.B.ByleveragingAIandbigdata.C.Byexpandingphysicalbranches.D.Byincreasingloanapprovals.4.Whatisthekeygoalofthebank’ssustainabilityreport?A.Tohighlightitsfinancialperformance.B.Topromoteenvironmentalresponsibility.C.Toreduceoperationalcosts.D.Toattractinvestors.三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthebox.|BoxWords:|transform|comply|mitigate|leverage|enhance|analyze|integrate|optimize|innovate|collaborate|1.Thebankplansto______itsmobileapptoimproveuserexperience.2.To______regulatoryrisks,thebankmustensurestrictcompliancewithlaws.3.Fintechstartupscan______bigdatatoofferpersonalizedbankingservices.4.Themergerwill______thebank’smarketpositionintheretailsector.5.Thenewpolicyaimsto______theimpactofeconomicdownturns.6.Ourteamneedsto______customerfeedbacktoimproveservicequality.7.Thebank’sstrategyinvolves______AIintocreditassessmentprocesses.8.Thebranchmanageremphasizedtheimportanceof______operationalefficiency.9.Thebankmust______itssustainabilityinitiativestomeetglobalstandards.10.Partneringwithfintechfirmswillhelpthebank______itscompetitiveedge.四、翻譯填空（共5題，每題2分，共10分）directions:TranslatetheChinesesentencesintoEnglish.1.西安作為中國西部金融中心，吸引了多家跨國銀行入駐。2.銀行應加強風險控制，以避免潛在的財務損失。3.數(shù)字化轉(zhuǎn)型是銀行業(yè)發(fā)展的必然趨勢。4.我們需要利用大數(shù)據(jù)來優(yōu)化客戶服務體驗。5.銀行應積極推動綠色金融，助力可持續(xù)發(fā)展。五、改錯題（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thenewpolicywilleffectivefromnextmonth.2.Thebankhasbeenfacedwithincreasingcompetitioninrecentyears.3.Tocomplywiththeregulations,thebankmustimproveitsinternalcontrols.4.Themergerwillsignificantlyincreasesthebank’srevenue.5.Themobileapphasbeenlaunchedlastyearandhasalready1millionusers.六、簡答題（共2題，每題5分，共10分）directions:Answerthefollowingquestionsinbrief.1.Howdoesfintechimpacttraditionalbankingin西安?2.Whatarethekeyfactorsbanksshouldconsiderwhendevelopingsustainablefinancestrategies?答案及解析一、選詞填空1.A.compelled(迫使)2.A.attracts(吸引)3.B.analyze(分析)4.A.reduce(減少)5.B.increased(增加)6.A.reduce(減少)7.A.adoption(采用)8.C.regulatory(監(jiān)管)9.B.strengthen(增強)10.A.minimize(最小化)解析:1."compelled"fitsthecontextoffintechforcingbankstoadapt.2."attracts"alignswith西安asafinancialhub.3."analyze"isnecessaryformarkettrendassessment.4."reduce"islogicalforloandefaultmanagement.二、閱讀理解1.B.Enhancingdigitalbankingservices.2.B.Cybersecurityrisksandregulatoryissues.3.B.ByleveragingAIandbigdata.4.B.Topromoteenvironmentalresponsibility.解析:1.Thepassagehighlightsdigitalbankingasakeyfocus.2.Cybersecurityandregulationarementionedaschallenges.3.AIandbigdataarementionedastoolsforattractingyoungercustomers.三、完形填空1.transform2.mitigate3.leverage4.enhance5.mitigate6.analyze7.integrate8.optimize9.enhance10.collaborate解析:1."transform"alignswithimprovingappfunctionality.3."leverage"fitsbigdatausageforbankingservices.7."integrate"islogicalforAIincreditassessment.四、翻譯填空1.AsafinancialcenterinwesternChina,Xi'anhasattractedseveralmultinationalbanks.2.Banksshouldstrengthenriskcontroltoavoidpotentialfinanciallosses.3.Digitaltransformationisaninevitabletrendinthebankingindustry.4.Weneedtoutilizebigdatatooptimizecustomerserviceexperience.5.Banksshouldactivelypromotegreenfinancetosupportsustainabledevelopment.五、改錯題1."effective"→"effective"(正確，但應為"effective"或"takeseffect")Correct:Thenewpolicywilltakeeffectfromnextmonth.2."hasbeenfaced"→"hasfaced"(正確，但"hasbeenfaced"是被動語態(tài)，應改為主動)3.Correct.4."incre