民生銀行聊城市東昌府區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquicklytonewtechnologies.A.revolutionizedB.complicatedC.supportedD.delayed2.聊城市東昌府區(qū)作為山東省重要的經(jīng)濟(jì)中心，近年來(lái)在______領(lǐng)域取得了顯著進(jìn)步，吸引了大量外資企業(yè)入駐。A.manufacturingB.agricultureC.financeD.tourism3.Manybanksarenowfocusingon______customerexperiencetostaycompetitiveinthedigitalage.A.improvingB.neglectingC.reducingD.ignoring4.Thenewregulationaimsto______moneylaunderingactivitiesbystrengtheningoversightofcross-bordertransactions.A.preventB.encourageC.ignoreD.support5.Inthepastdecade,onlinebankinghas______theneedforphysicalbranches,especiallyinruralareas.A.reducedB.increasedC.eliminatedD.expanded6.Thebank’sCSRprogramemphasizestheimportanceof______sustainablepracticesinitsoperations.A.adoptingB.avoidingC.questioningD.rejecting7.Theeconomicdownturnhas______loanapprovals,forcingbankstotightentheirlendingcriteria.A.acceleratedB.sloweddownC.encouragedD.simplified8.The______ininterestratesaffectsbothborrowersandsavers,influencingtheirfinancialdecisions.A.stabilityB.volatilityC.decreaseD.increase9.Thechatbotimplementedbythebankhelps______customerinquiries,reducingwaittimessignificantly.A.answerB.ignoreC.delayD.avoid10.Thenewcreditscoringmodelisdesignedto______moreaccuratelyassessaborrower’screditworthiness.A.improveB.complicateC.weakenD.distort二、閱讀理解（共5題，每題2分）directions:Readthepassagecarefullyandchoosethebestanswerforeachquestion.Passage:Theriseofdigitalbankinghastransformedthewayfinancialservicesaredelivered,particularlyinregionslike聊城市東昌府區(qū),wheretraditionalbankinginfrastructurehasbeenslowertoadapt.Fintechcompanieshavecapitalizedonthisgap,offeringmoreconvenientandefficientsolutions.However,banksarenowinvestingheavilyindigitaltransformationtoremainrelevant.AccordingtoarecentreportbythePeople’sBankofChina,over60%ofurbanresidentsinShandongprovincenowpreferonlinebankingforroutinetransactions.Thisshifthasputpressureontraditionalbankstoinnovateandimprovetheirdigitalofferings.1.Whatisthemainthemeofthepassage?A.Theimpactoffintechontraditionalbanking.B.Theeconomicgrowthof聊城市東昌府區(qū).C.Theriseofonlinebankinginruralareas.D.Theimportanceofphysicalbranchesinbanking.2.Accordingtothepassage,whyaretraditionalbanksinvestingindigitaltransformation?A.Tocompetewithfintechcompanies.B.Toreduceoperationalcosts.C.Toincreasecustomersatisfaction.D.Toattractmoreforeigninvestors.3.WhatpercentageofurbanresidentsinShandongprovincepreferonlinebanking?A.40%B.50%C.60%D.70%4.Thepassagesuggeststhatfintechcompanieshave______.A.failedtomeetcustomerexpectations.B.capitalizedontheslowadaptationoftraditionalbanks.C.beenfullyintegratedintotraditionalbankingsystems.D.facedsignificantregulatorychallenges.5.Whatdoesthepassageimplyaboutthefutureofbankingin聊城市東昌府區(qū)?A.Traditionalbankswilldominatethemarket.B.Digitalbankingwillbecomethenorm.C.Fintechcompanieswilldisappear.D.Thebankingsectorwillremainunchanged.三、完形填空（共5題，每題2分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).Thebankingsectorin聊城市東昌府區(qū)hasbeenevolvingrapidlyinrecentyears.Manylocalbankshavebeen______(6)todigitaltrends,introducingnewservicestomeetcustomerneeds.Oneofthemostsignificantchangeshasbeenthe______(7)ofmobilebankingapps.Theseappsallowcustomerstoperformawiderangeoftransactions,fromtransferringfundstopayingbills,______(8)themfromtheconvenienceoftheirsmartphones.However,digitalbankingisnotwithoutitschallenges.Securityconcernsremainatoppriorityforbothbanksandcustomers.Banksareinvestingheavilyincybersecuritymeasurestoprotectcustomerdatafromfraudandtheft.Additionally,theneedforskilledprofessionalsinthedigitalspacehas______(9)thedemandfortech-savvyemployees.Despitethesechallenges,thefutureofbankingin聊城市東昌府區(qū)looksbright.Astechnologycontinuestoadvance,bankswillneedtostay______(10)toremaincompetitive.6.A.responsiveB.resistantC.irrelevantD.unaware7.A.riseB.fallC.declineD.stagnation8.A.enablingB.restrictingC.limitingD.complicating9.A.increasedB.decreasedC.ignoredD.overlooked10.A.adaptableB.stagnantC.complacentD.resistant四、翻譯（共2題，每題5分）directions:TranslatethefollowingsentencesintoEnglish.1.民生銀行作為一家全國(guó)性股份制商業(yè)銀行，一直致力于服務(wù)實(shí)體經(jīng)濟(jì)，支持中小企業(yè)發(fā)展。2.隨著聊城市東昌府區(qū)經(jīng)濟(jì)的快速發(fā)展，人們對(duì)金融服務(wù)的需求日益增長(zhǎng)，這為銀行提供了新的發(fā)展機(jī)遇。五、寫(xiě)作（共1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheRoleofFintechinModernBanking."答案及解析一、選詞填空1.A.revolutionized-解析：fintech（金融科技）徹底改變了傳統(tǒng)銀行模式，故用revolutionized（革命化）。2.C.finance-解析：聊城市東昌府區(qū)作為經(jīng)濟(jì)中心，金融業(yè)發(fā)展顯著，故選finance（金融）。3.A.improving-解析：銀行競(jìng)爭(zhēng)激烈，需提升客戶(hù)體驗(yàn)，故用improving（改善）。4.A.prevent-解析：監(jiān)管旨在阻止洗錢(qián)，故用prevent（阻止）。5.A.reduced-解析：線(xiàn)上銀行減少了對(duì)實(shí)體網(wǎng)點(diǎn)的依賴(lài)，故用reduced（減少）。6.A.adopting-解析：CSR項(xiàng)目強(qiáng)調(diào)可持續(xù)實(shí)踐，故用adopting（采納）。7.B.sloweddown-解析：經(jīng)濟(jì)下行導(dǎo)致貸款審批放緩，故用sloweddown（減緩）。8.B.volatility-解析：利率波動(dòng)影響借貸雙方，故用volatility（波動(dòng)性）。9.A.answer-解析：聊天機(jī)器人用于回答客戶(hù)咨詢(xún)，故用answer（回答）。10.A.improve-解析：新信用評(píng)分模型旨在更準(zhǔn)確評(píng)估，故用improve（改進(jìn)）。二、閱讀理解1.A.Theimpactoffintechontraditionalbanking.-解析：全文圍繞fintech對(duì)傳統(tǒng)銀行的沖擊展開(kāi)，故選A。2.A.Tocompetewithfintechcompanies.-解析：銀行投資數(shù)字轉(zhuǎn)型是為了應(yīng)對(duì)fintech的競(jìng)爭(zhēng)，故選A。3.C.60%-解析：文中明確指出60%的居民偏好線(xiàn)上銀行，故選C。4.B.capitalizedontheslowadaptationoftraditionalbanks.-解析：fintech利用了傳統(tǒng)銀行適應(yīng)緩慢的劣勢(shì)，故選B。5.B.Digitalbankingwillbecomethenorm.-解析：文中暗示數(shù)字銀行將成為主流，故選B。三、完形填空6.A.responsive-解析：銀行需對(duì)數(shù)字趨勢(shì)做出反應(yīng)，故用responsive（響應(yīng)的）。7.A.rise-解析：移動(dòng)銀行應(yīng)用興起，故用rise（上升）。8.A.enabling-解析：應(yīng)用讓客戶(hù)方便交易，故用enabling（使能夠）。9.A.increased-解析：技術(shù)人才需求增加，故用increased（增加）。10.A.adaptable-解析：銀行需適應(yīng)變化，故用adaptable（適應(yīng)性強(qiáng)的）。四、翻譯1.Asanationaljoint-stockcommercialbank,MinshengBankhasalwaysbeencommittedtoservingtherealeconomyandsupportingthedevelopmentofsmallandmedium-sizedenterprises.2.WiththerapideconomicdevelopmentofDongchangfuDistrictinLiaochengCity,thedemandforfinancialservicesamongthepublichasbeengrowing,whichprovidesnewdevelopmentopportunitiesforbanks.五、寫(xiě)作范文TheRoleofFintechinModernBankingInrecentyears,fintechhasemergedasatransformativeforceinthebankingindustry,reshapinghowfinancialservicesaredelivered.Traditionalbanksarenolongerthesoleprovidersoffinancialsolutions;instead,fintechcompanieshaveenteredthemarket,offeringinnovativeandefficientalternatives.Oneofthemostsignificantcontributionsoffintechistheaccelerationofdigitalbanking.Throughtheuseofmobileapps,blockchain,andartificialintelligence,fintechhasmadebankingmoreaccessibleandconvenient.However,fintechalso