興業(yè)銀行濟(jì)寧市兗州區(qū)2025秋招筆試英語(yǔ)題專練及答案語(yǔ)法結(jié)構(gòu)題（共5題，每題2分，共10分）1.單句改錯(cuò)：Thecompanyhasbeenfacingfinancialdifficultiesforthepasttwoyears,whichmakesitdifficulttoinvestinnewprojects.錯(cuò)誤：which前缺少謂語(yǔ)動(dòng)詞正確：whichmakesitdifficulttoinvestinnewprojects2.單句改錯(cuò)：Ifthebankhadknownthemarkettrendsearlier,theywouldhaveadjustedtheirloanpoliciesmoreeffectively.錯(cuò)誤：條件狀語(yǔ)從句主語(yǔ)與主句不一致正確：Ifthebankhadknownthemarkettrendsearlier,itwouldhaveadjusteditsloanpoliciesmoreeffectively.3.單句改錯(cuò)：Despitetheeconomicdownturn,thelocalbranchmanagedtoincreaseitscustomerbaseby15%.錯(cuò)誤：despite后應(yīng)為名詞或名詞短語(yǔ)正確：Despitetheeconomicdownturn,thelocalbranchmanagedtoincreaseitscustomerbaseby15%.4.單句改錯(cuò)：Thenewpolicyrequiresallemployeestosubmittheirtaxdocumentsbeforethedeadline.錯(cuò)誤：動(dòng)詞形式錯(cuò)誤正確：Thenewpolicyrequiresallemployeestosubmittheirtaxdocumentsbeforethedeadline.5.單句改錯(cuò)：Althoughthebankhasexpandeditsservicesinrecentyears,itstilllackscompetitiveadvantagesinthelocalmarket.錯(cuò)誤：although后應(yīng)為逗號(hào)連接兩個(gè)獨(dú)立分句正確：Althoughthebankhasexpandeditsservicesinrecentyears,itstilllackscompetitiveadvantagesinthelocalmarket.閱讀理解題（共4題，每題3分，共12分）Passage1（兗州區(qū)商業(yè)銀行數(shù)字化轉(zhuǎn)型案例）TheIndustrialandCommercialBankofChina(ICBC)hasbeenactivelypromotingdigitaltransformationinitsbranchesacrossChina,includingtheYanzhouDistrict.Byintroducingmobilebankingappsandonlinepaymentsystems,thebankhassignificantlyreducedpaperworkandimprovedserviceefficiency.However,someemployeeshaveraisedconcernsaboutjobsecurityduetoautomation.Thebank’smanagementhasrespondedbyofferingtrainingprogramstohelpworkersadapttonewtechnologies.1.主旨大意題：Whatisthemainfocusofthepassage?A.Thechallengesofdigitalbankinginruralareas.B.ICBC’seffortstodigitizeoperationsinYanzhouDistrict.C.Theimpactofautomationonbankemployees.答案：B2.細(xì)節(jié)理解題：Accordingtothepassage,whathasICBCdonetoimproveserviceefficiency?A.Reducedthenumberofbranches.B.Introduceddigitaltools.C.Hiredmorecustomerservicerepresentatives.答案：B3.推理判斷題：Whyaresomeemployeesworriedabouttheirjobs?A.Thebankisclosingdownitsbranches.B.Newtechnologymayreplacehumanworkers.C.Customerdemandhasdecreased.答案：B4.細(xì)節(jié)理解題：Howhasthebankrespondedtoemployeeconcerns?A.Byofferingfinancialcompensation.B.Byprovidingtraining.C.Bytransferringthemtootherdepartments.答案：BPassage2（兗州區(qū)金融監(jiān)管政策變化）ThePeople’sBankofChinahasrecentlyintroducedstricterregulationsonsmallandmedium-sizedenterprises(SMEs)loanstopreventfinancialrisks.LocalbanksinYanzhouDistrict,includingIndustrialBank,havebeenadvisedtoreviewtheirlendingcriteria.Thenewrulesrequirebankstoverifythecreditworthinessofborrowersmorethoroughlybeforeapprovingloans.ThisshifthasledtoatemporaryslowdowninSMEfinancingbutisexpectedtoensurelong-termstability.5.細(xì)節(jié)理解題：Whatisthepurposeofthenewregulations?A.Toincreaseloanapprovalrates.B.Toreducefinancialrisks.C.Toboosteconomicgrowth.答案：B6.推理判斷題：Howmightthenewrulesaffectlocalbusinesses?A.Theywillreceivemoreloans.B.Theymayfacedifficultiesinsecuringfunding.C.Theirloaninterestrateswilldecrease.答案：B7.細(xì)節(jié)理解題：Whichbankismentionedinthepassage?A.ICBC.B.IndustrialBank.C.ChinaMerchantsBank.答案：B8.主旨大意題：Whatisthemaintopicofthepassage?A.ThebenefitsofSMEloans.B.Changesinfinancialregulations.C.Thegrowthofsmallbusinesses.答案：B完形填空題（共5題，每題2分，共10分）TheriseoffintechhastransformedthebankingindustryinYanzhouDistrict.TraditionalbankslikeChinaMerchantsBankhavehadtoadapttonewtechnologiestostaycompetitive.Digitalpaymentplatforms,suchasAlipayandWeChatPay,havebecomeessentialtoolsforcustomers.Manylocalbusinessesnowprefertousetheseplatformsfortransactionsduetotheirconvenience.However,banksmustalsoensuredatasecuritytomaintaincustomertrust.1.(空1)______therapiddevelopmentoffintech,traditionalbanksinYanzhouDistrictfacesignificantchallenges.A.BecauseofB.AlthoughC.Despite答案：C2.(空2)______digitalpaymentplatformshaveimprovedcustomerexperience,theyhavealsoraisedconcernsaboutprivacy.A.WhileB.BecauseC.Since答案：A3.(空3)______adoptingnewtechnologies,bankscanbetterservetheirclientsinafast-changingmarket.A.ByB.WithoutC.To答案：A4.(空4)______datasecurityisnotproperlymanaged,customersmayloseconfidenceinthebankingsystem.A.IncaseB.IfC.Unless答案：B5.(空5)______thefuture,theintegrationoffinanceandtechnologywilllikelybecomeevenmoreimportant.A.InB.AtC.On答案：A翻譯題（共2題，每題5分，共10分）1.中譯英：兗州區(qū)政府鼓勵(lì)企業(yè)通過(guò)數(shù)字化轉(zhuǎn)型提高競(jìng)爭(zhēng)力。Translation:TheYanzhouDistrictgovernmentencouragesenterprisestoenhancetheircompetitivenessthroughdigitaltransformation.2.英譯中：Thenewcreditscoringsystemwillhelpbanksassessthefinancialrisksofborrowersmoreaccurately.Translation:新的信用評(píng)分系統(tǒng)將幫助銀行更準(zhǔn)確地評(píng)估借款人的財(cái)務(wù)風(fēng)險(xiǎn)。答案及解析語(yǔ)法結(jié)構(gòu)題1.錯(cuò)誤：which前缺少謂語(yǔ)動(dòng)詞正確：whichmakesitdifficulttoinvestinnewprojects解析：非限制性定語(yǔ)從句需用完整句子結(jié)構(gòu)，此處應(yīng)補(bǔ)充謂語(yǔ)動(dòng)詞。2.錯(cuò)誤：條件狀語(yǔ)從句主語(yǔ)與主句不一致正確：Ifthebankhadknownthemarkettrendsearlier,itwouldhaveadjusteditsloanpoliciesmoreeffectively解析：主句主語(yǔ)為it，從句主語(yǔ)也應(yīng)為it，避免指代不明。3.錯(cuò)誤：despite后應(yīng)為名詞或名詞短語(yǔ)正確：Despitetheeconomicdownturn,thelocalbranchmanagedtoincreaseitscustomerbaseby15%解析：despite后需跟名詞性成分，如名詞、動(dòng)名詞或名詞短語(yǔ)。4.錯(cuò)誤：動(dòng)詞形式錯(cuò)誤正確：Thenewpolicyrequiresallemployeestosubmittheirtaxdocumentsbeforethedeadline解析：submit為及物動(dòng)詞，直接跟賓語(yǔ)。5.錯(cuò)誤：although后應(yīng)為逗號(hào)連接兩個(gè)獨(dú)立分句正確：Althoughthebankhasexpandeditsservicesinrecentyears,itstilllackscompetitiveadvantagesinthelocalmarket解析：although連接兩個(gè)獨(dú)立分句時(shí)，前后需用逗號(hào)隔開。閱讀理解題1.答案：B解析：全文圍繞ICBC在兗州區(qū)的數(shù)字化舉措展開。2.答案：B解析：文中明確提到“introducingmobilebankingappsandonlinepa