中信銀行萍鄉(xiāng)市上栗縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）說明：從下列選項(xiàng)中選出一個(gè)最佳答案填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustrytoadaptandinnovate.A.forcedB.encouragedC.limitedD.supported2.LocalfinancialinstitutionsinPingxiangare______toimprovetheirservicesforsmallbusinesses.A.committedB.reluctantC.uncertainD.satisfied3.Ourbank’smobileappisdesignedto______userswithreal-timefinancialdataandpersonalizedrecommendations.A.overwhelmB.assistC.ignoreD.exclude4.TheeconomicreformsinChinahave______thegrowthofprivatebanksinruralareas.A.hinderedB.stimulatedC.delayedD.ignored5.Thenewcreditpolicyaimsto______loandefaultsbyofferingmoreflexiblerepaymentoptions.A.reduceB.increaseC.ignoreD.postpone6.Thebank’sbranchinShangliCountyfocuseson______thefinancialneedsoflocalfarmers.A.neglectingB.meetingC.challengingD.reducing7.Artificialintelligenceis______totransformthewaybankshandlecustomerinquiries.A.unlikelyB.expectedC.impossibleD.reluctant8.Theregulatorychangesrequirebanksto______theircybersecuritymeasurestopreventfraud.A.weakenB.strengthenC.ignoreD.simplify9.ThebranchmanagerinPingxiangemphasizestheimportanceof______customersatisfaction.A.compromisingB.prioritizingC.delayingD.neglecting10.Thebank’spartnershipwithlocalgovernmentwill______economicdevelopmentintheregion.A.boostB.slowdownC.neglectD.limit二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，根據(jù)文章內(nèi)容選擇最佳答案。Passage1Theriseoffintechhassignificantlydisruptedthetraditionalbankingsector.CompanieslikeAntGroupandTencenthaveintroducedinnovativepaymentsolutions,challengingbankstomodernizetheirservices.InruralareaslikeShangliCounty,however,banksstillfacechallengesinadaptingtodigitaltrends.Localbranchesmustbalancetechnologicalupgradeswithpersonalizedcustomerservicetoremaincompetitive.ThePeople’sBankofChinahasrecentlyannouncedpoliciestosupportruralbanks,aimingtobridgethedigitaldivideandimprovefinancialaccessibilityforfarmers.1.Whatisthemaintopicofthepassage?A.Theimpactoffintechonruralbanking.B.Thegovernment’ssupportforurbanbanks.C.Thechallengesofdigitaltransformationinruralareas.D.Thesuccessoffintechcompanies.2.Accordingtothepassage,whatproblemdoruralbanksface?A.Theylackgovernmentsupport.B.Theycannotadoptnewtechnology.C.Theyservetoofewcustomers.D.Theyaretooprofitable.3.Whatdoesthepassagesuggestaboutthefutureofruralbanking?A.Itwilldeclineduetofintechcompetition.B.Itwillimprovewithgovernmentsupport.C.Itwillremainunchanged.D.Itwillfocusonlyondigitalservices.Passage2Inrecentyears,China’sbankingsectorhasemphasizedgreenfinancetosupportsustainabledevelopment.Banksareincreasinglyofferingloansforrenewableenergyprojects,suchaswindandsolarfarms,whilereducingfundingforhigh-emissionindustries.TheCentralBankhassettargetsforbankstoallocatealargerportionoftheirloanstogreeninitiatives.ThisshiftalignswithChina’scommitmenttocarbonneutralityby2060.LocalbanksinPingxianghavealsolaunchedprogramstopromotegreenlending,includingsubsidiesforenergy-efficientbusinesses.4.WhatistheprimarygoalofgreenfinanceinChina?A.Toincreasebankprofits.B.Toreducepollution.C.Tosupporttraditionalindustries.D.Toexpandfintechservices.5.Whatmeasuresarebankstakingtopromotegreenfinance?A.Offeringhigherinterestrates.B.Fundingonlylargeprojects.C.Allocatingmoreloanstogreenprojects.D.Ignoringenvironmentalconcerns.三、語法填空（共5題，每題2分）說明：根據(jù)上下文，用括號內(nèi)動(dòng)詞的適當(dāng)形式填空。6.ThenewbranchinShangliCounty______(open)nextmonth,providingbetterservicesforlocalresidents.7.BanksinPingxiangmust______(adapt)tochangingmarketdemandstostaycompetitive.8.Thegovernment______(support)ruralbankstoimprovefinancialinclusionintheregion.9.Ourbank______(partner)withlocalbusinessestopromoteeconomicgrowth.10.Customersshould______(use)themobileapptomanagetheiraccountsmoreefficiently.四、完形填空（共10題，每題1分）說明：閱讀以下短文，選擇最佳答案填空。Lastyear,theChinesegovernment______(11)aseriesofreformstostrengthenthebankingsector.Oneofthekeychangeswastheintroductionofstrictercapitalrequirementsforbanks.Thismoveaimedto______(12)financialstabilityandpreventsystemicrisks.LocalbanksinPingxiang,includingChinaMerchantsBank,______(13)theseregulationsbyincreasingtheirreserveratios.Thereformsalsofocusedonimprovingcustomerservice.Bankswereencouragedto______(14)digitalplatformstoenhanceuserexperience.Forexample,ICBClaunchedanewmobilebankingfeaturethat______(15)real-timetranslationsforinternationalcustomers.Thisinnovation______(16)thebank’sglobalcompetitiveness.However,somesmallbanksinruralareas______(17)difficultiesinimplementingthesechanges.Thelackofskilledpersonnelandlimitedfundingmadeit______(18)toupgradetheirsystems.Thecentralbank______(19)themwithtrainingprogramsandfinancialassistance.Asaresult,thebankingsectorinChinahasbecomemoreefficientandcustomer-friendly.Thereformshavealso______(20)toeconomicgrowthbyreducingcreditrisks.11.A.introduced12.A.ensure13.A.complywith14.A.develop15.A.offers16.A.enhance17.A.faced18.A.hard19.A.supported20.A.contribute五、翻譯（共5題，每題2分）說明：將下列中文句子翻譯成英文。21.中國銀保監(jiān)會要求銀行加強(qiáng)對小微企業(yè)的風(fēng)險(xiǎn)控制。22.隨著科技的進(jìn)步，網(wǎng)上銀行已成為人們?nèi)粘Ｉ畹囊徊糠帧?3.我們銀行致力于為萍鄉(xiāng)地區(qū)的居民提供更便捷的金融服務(wù)。24.為了實(shí)現(xiàn)綠色金融目標(biāo)，許多銀行開始投資可再生能源項(xiàng)目。25.銀行員工應(yīng)定期接受培訓(xùn)，以提高客戶服務(wù)水平。答案及解析一、選詞填空1.A(forced)-數(shù)字化發(fā)展迫使傳統(tǒng)金融業(yè)適應(yīng)創(chuàng)新。2.A(committed)-萍鄉(xiāng)本地金融機(jī)構(gòu)致力于提升小企業(yè)服務(wù)。3.B(assist)-移動(dòng)應(yīng)用旨在幫助用戶獲取實(shí)時(shí)財(cái)務(wù)數(shù)據(jù)。4.B(stimulated)-經(jīng)濟(jì)改革刺激了農(nóng)村地區(qū)私營銀行的增長。5.A(reduce)-新信貸政策旨在減少貸款違約。6.B(meeting)-上栗縣分行專注于滿足當(dāng)?shù)剞r(nóng)民的金融需求。7.B(expected)-人工智能預(yù)計(jì)將改變銀行處理客戶咨詢的方式。8.B(strengthen)-監(jiān)管要求銀行加強(qiáng)網(wǎng)絡(luò)安全措施。9.B(prioritizing)-萍鄉(xiāng)分行經(jīng)理強(qiáng)調(diào)優(yōu)先考慮客戶滿意度。10.A(boost)-銀行與當(dāng)?shù)卣暮献鲗⑼苿?dòng)該地區(qū)的經(jīng)濟(jì)發(fā)展。二、閱讀理解1.A-金融科技對農(nóng)村銀行業(yè)的影響。2.B-農(nóng)村銀行面臨技術(shù)轉(zhuǎn)型的挑戰(zhàn)。3.B-政府支持將改善農(nóng)村銀行業(yè)。4.B-綠色金融的主要目標(biāo)是減少污染。5.C-銀行通過增加綠色項(xiàng)目貸款來推動(dòng)綠色金融。三、語法填空6.willopen-一般將來時(shí)表示計(jì)劃。7.adapt-動(dòng)詞原形用于祈使句或一般現(xiàn)在時(shí)。8.supports-一般現(xiàn)在時(shí)第三人稱單數(shù)。9.ispartnering-現(xiàn)在進(jìn)行時(shí)表示正在進(jìn)行的動(dòng)作。1