招商銀行淮北市相山區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：閱讀以下段落，從每題所給的四個選項中選出最佳答案，填入相應(yīng)空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustry,forcingittoadapttonewtechnologiesandcustomerexpectations.A.revolutionizedB.standardizedC.complicatedD.optimized2.Tosucceedinthefinancialsector,candidatesmustdemonstratestrong______skills,includingdataanalysisandproblem-solving.A.communicationB.technicalC.managerialD.creative3.TheeconomicpoliciesimplementedbytheChinesegovernmenthave______jobgrowthinthebankingindustry,particularlyinregionslikeHuaibei.A.acceleratedB.slowedC.redirectedD.stabilized4.Customer______isakeypriorityforbanks,asitdirectlyimpactsloyaltyandlong-termbusinessrelationships.A.satisfactionB.competitionC.retentionD.innovation5.TheintegrationofAIintobankingprocesseshas______efficiencywhilereducingoperationalcosts.A.improvedB.diminishedC.delayedD.complicated二、閱讀理解（共4題，每題3分，共12分）題目：閱讀以下短文，回答問題。Passage:ThebankingindustryinChinahasundergonesignificanttransformationsinrecentyears,drivenbytechnologicaladvancementsandregulatorychanges.Fintechcompanieshaveemergedasmajorcompetitors,offeringmoreconvenientandefficientservices.Traditionalbanks,includingChinaMerchantsBankandChinaConstructionBank,haverespondedbyinvestingheavilyindigitalinfrastructureandAI-drivensolutions.However,challengesremain,suchasdatasecurityconcernsandtheneedtoimprovecustomerservice.The淮北市相山區(qū)economy,whichreliesheavilyonmanufacturingandsmallbusinesses,presentsuniqueopportunitiesforbankstoexpandtheirfootprint.Byleveragingbigdataandcloudcomputing,financialinstitutionscanbetterservelocalenterprisesandenhancetheircompetitiveedge.1.WhathasbeentheprimarydriverofchangeinChina’sbankingsector?A.GovernmentregulationsB.FintechcompetitionC.EconomicdownturnsD.Technologicaladvancements2.Howhavetraditionalbanksadaptedtofintechcompetition?A.ByreducinginvestmentindigitalinfrastructureB.ByfocusingonlegacysystemsC.ByinvestinginAIanddigitalsolutionsD.Byincreasingfeesforcustomers3.Whatchallengesdobanksfacein淮北市相山區(qū)?A.HighunemploymentratesB.LimitedcustomerbaseC.DatasecurityandservicequalityD.Excessiveregulatoryscrutiny4.Whatopportunitiesdobanksseein淮北市相山區(qū)?A.DecliningsmallbusinessesB.LimitedtechnologicaladoptionC.ExpansionthroughbigdataandcloudcomputingD.Reducedcompetitionfromfintech三、完形填空（共5題，每題2分，共10分）題目：閱讀以下短文，從每題所給的四個選項中選出最佳答案，填入相應(yīng)空格中。ThebankingsectorinChinaisata______stage,whereinnovationandefficiencyarenolongeroptionalbutessentialforsurvival.Digitaltransformationhasbecomea______forbanks,asitdirectlyimpactstheirabilitytomeetcustomerdemandsandstaycompetitive.IncitieslikeHuaibei,localbanksmustbalancetraditionalserviceswithmodernsolutionstocatertodiverseeconomicneeds.Forexample,smallandmedium-sizedenterprises(SMEs)in淮北市相山區(qū)requiretailoredfinancialproductsthataddresstheiruniquechallenges,suchascashflowmanagementandcreditaccess.Banksthatfailto______thisevolvinglandscaperisklosingmarketsharetomoreagilecompetitors.1.Thewordthatbestfitsthefirstblankis______.A.criticalB.transitionalC.stagnantD.uncertain2.Thewordthatbestfitsthesecondblankis______.A.requirementB.challengeC.goalD.threat3.Thewordthatbestfitsthethirdblankis______.A.ignoreB.embraceC.resistD.neglect4.Whatdoesthepassageemphasizeabout淮北市相山區(qū)’sbankingneeds?A.Large-scalecorporateloansB.TraditionalsavingsproductsC.SME-friendlyfinancialsolutionsD.High-interestrateinvestments5.Howdoesdigitaltransformationbenefitbanks?A.ItreducestheneedforhumaninteractionB.ItenhancesefficiencyandcustomerserviceC.ItincreasesoperationalcostsD.Iteliminatestheneedforbranches四、語法填空（共5題，每題2分，共10分）題目：根據(jù)句子意思和所給提示，填寫恰當?shù)膯卧~（首字母已給出）。1.TheChinesegovernmenthasrecently______(implement)stricterregulationsonthefintechindustrytoensurefinancialstability.2.BanksinHuaibeihave______(increase)theirdigitalbankingservicestomeetlocaldemand.3.Customer______(satisfy)remainsatoppriorityforfinancialinstitutions.4.TheintegrationofAIintobankingprocesseshas______(improve)operationalefficiencysignificantly.5.Tosucceedinthebankingsector,onemusthavestrong______(manage)skills.五、翻譯填空（共5題，每題2分，共10分）題目：將以下中文句子翻譯成英文，填入相應(yīng)空格中。1.中國的銀行業(yè)正在經(jīng)歷數(shù)字化轉(zhuǎn)型的關(guān)鍵時期。ThebankingindustryinChinaisata______(transformation)stage.2.招商銀行在淮北市相山區(qū)積極拓展業(yè)務(wù)，以服務(wù)當?shù)仄髽I(yè)。ChinaMerchantsBankisactively______(expand)itsbusinessinHuaibeitoservelocalenterprises.3.人工智能在銀行業(yè)中的應(yīng)用越來越廣泛。TheapplicationofAIinthebankingsectorisbecomingincreasingly______(widespread).4.銀行需要加強客戶服務(wù)，以提高客戶滿意度。Banksneedto______(strengthen)customerservicetoimprovecustomer______(satisfaction).5.金融科技的發(fā)展對傳統(tǒng)銀行構(gòu)成了挑戰(zhàn)。Thedevelopmentoffintechhas______(pose)achallengetotraditionalbanks.答案與解析一、選詞填空1.A.revolutionized-解析：Fintech（金融科技）對銀行業(yè)產(chǎn)生了革命性影響，故選revolutionized（革命化）。2.B.technical-解析：銀行業(yè)需要技術(shù)能力，如數(shù)據(jù)分析，故選technical（技術(shù)性）。3.A.accelerated-解析：中國政策促進了銀行業(yè)就業(yè)增長，故選accelerated（加速）。4.C.retention-解析：客戶留存是銀行優(yōu)先考慮的，故選retention（留存）。5.A.improved-解析：AI提高了效率，故選improved（改善）。二、閱讀理解1.D.Technologicaladvancements-解析：文章指出技術(shù)進步是主要驅(qū)動力。2.C.ByinvestinginAIanddigitalsolutions-解析：傳統(tǒng)銀行通過投資AI