中信銀行邯鄲市武安市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）根據(jù)上下文，選擇最合適的單詞填入空格。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringemployeestoadaptquickly.A.revolutionizedB.standardizedC.complicatedD.centralized2.Asaclientmanager,itisessentialto______theneedsofeachcustomerandprovidepersonalizedservices.A.neglectB.analyzeC.ignoreD.minimize3.ThenewbranchinWu'anaimsto______localbusinessesbyofferingcompetitiveinterestratesandflexibleloanterms.A.attractB.discourageC.stabilizeD.expand4.Ourbank’sriskmanagementpolicyemphasizestheimportanceof______compliancetoavoidlegalissues.A.regulatoryB.operationalC.financialD.strategic5.Intoday’smarket,banksmust______innovativetechnologiestoenhancecustomerexperience.A.integrateB.rejectC.delayD.ignore6.Theloanofficercarefully______theapplicant’scredithistorytoensuretherepaymentcapability.A.reviewedB.overlookedC.underestimatedD.exaggerated7.Theeconomicdownturnhas______thedemandformortgagesintheregion.A.increasedB.decreasedC.stabilizedD.fluctuated8.Toimproveefficiency,thebankhas______anewonlinepaymentsystem.A.implementedB.postponedC.abandonedD.delayed9.Thebranchmanagerhighlightedtheneedto______employees’skillsthroughregulartraining.A.enhanceB.reduceC.limitD.overlook10.Theannualfinancialreportprovidesacomprehensive______ofthebank’sperformanceoverthepastyear.A.summaryB.analysisC.forecastD.assumption二、閱讀理解（共5題，每題2分）閱讀以下短文，回答問題。Passage:Theriseoffintechcompanieshassignificantlydisruptedthetraditionalbankingsector.Thesestartupsofferinnovativedigitalsolutions,suchasmobilebankingappsandblockchain-basedtransactions,whichhavebecomeincreasinglypopularamongyoungerconsumers.Asaresult,banksareforcedtoadaptorrisklosingmarketshare.Manyfinancialinstitutionshaveinvestedheavilyindigitaltransformation,partneringwithfintechfirmstoenhancetheirservices.However,challengesremain,includingregulatorycomplianceandcybersecurityrisks.Despitethesehurdles,theintegrationoftechnologyintobankingoperationsisnolongeroptionalbutanecessityforlong-termsurvival.1.Whathasdisruptedthetraditionalbankingsector?A.GovernmentregulationsB.FintechcompaniesC.EconomicdownturnsD.Increasedcompetition2.Whyarebanksinvestingindigitaltransformation?A.ToreducecostsB.ToretaincustomersC.TocomplywithlawsD.Toexpandinternationally3.Whatarethemainchallengesforbanksinadoptingfintechsolutions?A.HighcostsB.RegulatoryandsecurityrisksC.EmployeeresistanceD.Customerdissatisfaction4.Accordingtothepassage,whatisthefutureofbanking?A.ReturntotraditionalmethodsB.ContinuedrelianceonfintechC.LimiteddigitalintegrationD.Completetakeoverbyfintechfirms5.Whatistheauthor’stonetowardfintech?A.SkepticalB.NeutralC.SupportiveD.Critical三、語法填空（共5題，每題2分）根據(jù)句意和所給提示詞，完成句子。1.Thebank______(offer)aspecialdiscounttocelebrateits10thanniversarynextmonth.2.Ifyou______(have)asavingsaccount,youcanearnhigherinterestrates.3.Despitetheeconomicchallenges,thebranch______(remain)profitableinthepastthreeyears.4.Customersshould______(notify)thebankimmediatelyiftheynoticeanyunauthorizedtransactions.5.Thenewcreditcard______(introduce)bythebanklastyearhasbeenwell-received.四、完形填空（共10題，每題1分）閱讀以下短文，選擇最合適的選項(xiàng)填入空格。Lastyear,ourbanklaunchedapilotprogramtoimprovecustomerservice.Theprogram______(6)ateamofvolunteeremployeeswho______(7)weekendworkshopstolearnabouteffectivecommunicationandproblem-solving.Theinitiativewas______(8)successful,ascustomersatisfactionscoresincreasedby20%.Now,theprogramhasbeen______(9)acrossallbranches.However,someemployeesstill______(10)theadditionalworkload.Themanagementisconsideringofferingincentivestomotivateparticipation.6.A.includedB.consistedC.involvedD.composed7.A.attendedB.organizedC.conductedD.supervised8.A.immediatelyB.graduallyC.surprisinglyD.eventually9.A.expandedB.reducedC.eliminatedD.replaced10.A.resistB.appreciateC.embraceD.complain五、翻譯（共5題，每題2分）將以下句子翻譯成英語。1.我們銀行致力于為客戶提供安全、便捷的金融服務(wù)。2.為了應(yīng)對(duì)市場競爭，銀行正在積極拓展線上業(yè)務(wù)。3.客戶需要妥善保管銀行卡，以防信息泄露。4.銀行定期舉辦理財(cái)講座，幫助客戶規(guī)劃財(cái)務(wù)。5.新的貸款政策將于下個(gè)月正式實(shí)施。答案及解析一、選詞填空1.A(revolutionized)-數(shù)字化轉(zhuǎn)型改變了傳統(tǒng)金融業(yè)。2.B(analyze)-客戶經(jīng)理需要分析客戶需求。3.A(attract)-新分行旨在吸引本地企業(yè)。4.A(regulatory)-銀行強(qiáng)調(diào)合規(guī)的重要性。5.A(integrate)-銀行必須整合新技術(shù)。6.A(reviewed)-貸款員仔細(xì)審查了申請人的信用記錄。7.B(decreased)-經(jīng)濟(jì)衰退導(dǎo)致房貸需求下降。8.A(implemented)-銀行實(shí)施了新的在線支付系統(tǒng)。9.A(enhance)-分行經(jīng)理強(qiáng)調(diào)提升員工技能。10.B(analysis)-年度財(cái)務(wù)報(bào)告提供了全面的分析。二、閱讀理解1.B-Fintechcompanies.2.B-Toretaincustomers.3.B-Regulatoryandsecurityrisks.4.B-Continuedrelianceonfintech.5.C-Supportive.三、語法填空1.willoffer2.have3.hasremained4.notify5.wasintroduced四、完形填空6.C(involved)7.A(attended)8.C(surprisingly)9.A(expanded)10.A(resist)五、翻譯1.Ourbankiscommittedtoprovidingcustomerswithsafeandconvenientfinancialservices.2.Torespondtomarketcompetition,thebankisactivelyexpandingitsonlinebus